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Have you stopped doing video's?

Summary.. pay cash.

I already have the money to be a cash buyer but I want the leverage to argue for a better price at the dealership. A strategy that makes sense in my mind is, prior to going to the dealer, I should go to my credit union and to get preapproved for a loan. Find out my credit score and any prepayment fees or time limitations they have. Go to the dealer, view the vehicle I am interested in and ask for the out-the-door price. Give them a positive impression that I will take out a loan through them but confirm that there is no prepayment or minimum month loan fees. Negotiate an out the door price that I am happy with, sign the loan, write a check for the down payment. Then when the payment booklet arrives, pay off the loan and I am done.

Car Dealers have brought this crap storm upon themselves with decades of shady dealings with customers. The only paperwork needed is the title, a sales receipt and a certified check from YOUR BANK for the full amount. Whether that is from your personal account or the loan department is between YOU and YOUR BANK. All this sales pitch about this, that and the other is BS. Put your sales staff on a fixed salary and then reward them at the end of the year with "a pizza party".

Best way to do it sell ur trade on privately walk in pre approved from ur bank only haggle cost of the vehicle have comparable ready to see blue book values they will hate u lol

Never finance a car or truck.

People paying cash for cars are absolutely idiotic. I don’t care if you want to be “debt free” based on payments/interest. I make at least 10% a month on the market with that money. You are effectively losing money if you don’t finance. Just make sure you have the disposable income to pay cash, but never do it.

Just ask for otd pricing don’t give up what ur doing. Know what the price is first

The easy thing is, pay cash and buy NOTHING extra.

Good info. Thank you

Thanks. I will be sure to say and do all of these things.

Paying cash, is the kryptonite of a finance managers😂. Also, paying for bumper to bumper normal wear and tear etc…wheels and tires suspension etc is total BS!

What I did was have my financing in order, then financed with them, then after making two payments, paid the car off in full.

Thanks for the tips. Now i know how to combat the haggling customers. Haha.

after many purchases, i still don't fall for the 'game' , what do you mean you don't want the flashing 3rd stop signal, it is a safety thing. (if it was then the state would require it) and so forth. i do all my purchases at the same dealership and the finance person knows not to try it.

Does check count as cash?

My GAP insurance costs $1,200, and it's added to my monthly payment over 60 months. Does this seem like too much? Should I cancel within the 30-day refund period and look for a cheaper option elsewhere?

I was wondering if anyone can help me understand how my car loan terms have expired but I still owe money. So I financed it for so many months those months are up but I still owe money on the car and the bank tells me that they are no longer doing monthly payments they just want the rest of the money that's owed ,now ! I am so confused I didn't even know that this was possible.

Did just what she said! Walked in w/my quiet yet knowledgeable mechanic relative, who buys cars like we drink water, checked it all out and took it for a ride, then paid cash (2yr old car) and off I went! Now they’re begging me to sell it back waaay cheaper! Snakes.

This is timely ... THANK YOU!!!

I trade up more often that most. Always have a walk away price, always nit-pick the sales sheet the salesman brings to you (they pad the crap out of that thing), never fall for their "add-ons" (95% of the time you won't even use them), always go in approved from your bank/CU (if they can beat it, so be it), always know the current promos offered by the manufacture. I can't count how many times the dealership has started with "we can't honor the discounts and give you the APR pro by the manufacture" before I end up walking out with the discounts and APR promo. I've actually had 2 dealerships tell me "thanks for your business, please don't come back." LOL

Spanish please 🙏🏾

Legal cap in Illinois is $358.04. Gotta get those 4 cents! 🙄

I work for a dealership as the car detailer. Dealerships are always selling "garbage" products add inflated prices where you can buy these products much cheaper at Walmart or AutoZone. Don't buy any product the dealership sells you it's a waste of money. Take it from a detailer who's been in the business for 15 years

To many of these videos on TH-cam. However, I totally understand because Car dealerships sales departments are absolutely horrible. I'm going through this right now. I HATE IT, yet I need a newer car.

I almost feel sorry for the finance manager. Almost.

It’s ok if you paying cash if you know the car and you know if it is a good deal. It depends on what kind of car I pay cash

Recently purchased a 2025 Buick Envista in FL.. Clerical fee(699.50) and Electronic filing fee 150.00 were our only fee's on the otd price. Got them to show me invoice. They took $490 off so i thought it was fair. Most other dealers in FL ARE NOT this reasonable. I did my homework and went into 3 stealorships prepared to get a fair price.

I put 75% down in cash on a new f150 in order to get the 7000 rebate on the truck and then when the first payment was due I paid it off

What products

I just bought another work truck and they were pushing gap hard. The F&I manager was irritated with me for not buying it. I’m at a point where I can easily pay the difference. My argument was if it’s financially beneficial for the insurance company to sell me gap, then it’s financially beneficial for me to not buy it if I can afford the difference.

You’re basically saying anything that benefits the customer, they don’t want to hear. This is why no one wants to buy a car from a dealership

My dealer put a credit inquiry in my final transaction paperwork. I just left it blank. I think they were just dumb, not evil.

I always pay cash it always makes them angry. Educational video. Have you ever tried to focus on a professor teaching while a band played loudly in the background? It’s tough, right? The same goes for your videos! When you're sharing valuable insights, background music can be distracting and make it harder for your audience to retain what you're saying. To truly connect and engage, consider removing the music while you’re talking. A clear, focused delivery will help your viewers absorb your message and keep them coming back for more. Let's create content that resonates without unnecessary distractions! Keep it simple, keep it impactful.

Nothing matter but the total amount of money ! Stick to your # don’t move be prepared to walk !! All the add ons tax insurance gap etchings and equipment …. Final price that’s it.

They have bigger problems like not selling cars...Ford is overpriced garbage.

This is the lesson instilled in me by my strict mother. My only inquiry pertains to how a Land Owner transitioned into a Sub Land Owner without the tenant's awareness in my updated contract regarding this new financial agreement. 😁

Thank you.

I got pre approved by DCU bank is it the same as being pre approved by the dealer?

Is it better to buy a car in CarMax or in a dealership?

Good stuff

Any advice for building & buying a car directly online?

Hi there! I just bought a car and I seriously wish I would have found you and your videos sooner. I believe I got a good deal but I'm so ignorant in this area of purchasing vehicle's. I'm following you and watching many of your videos so I can learn more. I truly hope I made good decisions in buying this car. I wish someone knowledgeable had been with me at the time of my purchase. All in all, I really love my new car ❤ I just hope I didn't get taken advantage of. Loves and Blessing's. Gramoo Mary 💙

Can you just come with me when i look for a car?

“Consumer credit transaction.” Look it up and go down the 🐇 🕳️

Kimberly! I Love your channel! I need your help tho, seriously! Lol So , I'm flying from Sc to Ohio on Tuesday to go possibly buy a New Colorado Truck. I put my deposit down to reserve it and now they want me to do a credit application before I go there. I havent even drove the truck yet. The pic and videos look great ,but I have to drive it. Here is my dilemma. We agreed on $38,062 . I am putting 20k down and financing the rest. I am pre-approved thru my credit union for 5.9 percent for 72 months. Under the condition I show them recent paystubs ...well...here is the issue I don't work for anyone I work for myself and I make cash. So I do not have paystubs. I was hoping because my credit score is 777 that they wouldn't go down that route and I could breeze by that. Back to the dealorship, if I tell them I have a pre-approval and see if they can beat it , do u think they will want some sort of document showing my pay...? I have been so worried about this , it makes me sick. I make plenty of money to pay for this truck , I just can't prove it. I am a dog groomer and I use to work for other businesses and those are still on my credit report , I was hoping they would just not ask for anything at the dealorship....I am looking for your honest answer. What would u do? My bf said he would cosign if he had to. I really don't want him to. I have never had to show anything at the dealorship before with buying my other cars, so I don't know. ...HHEEELLPPP PLEASE. ❤ LOL. 😊😂 oh and I should add my pre-approval is for 30k and I only need it for 20k. I messed up and told her too much when she ran it. ..

How bout if you finance and then just pay off the loan in a couple of months.

I wish this was still live lol! You did great. So. Im flying to Ohio on Tuesday to possibly buy a new truck. This salesmen has been the best so far and it has agreed to a good price. I am putting a 1 k deposit down. They called today to see if I could fill out a credit app before I come in. Not sure that is a good idea , what do u think? I'm assuming that is a big no no.

Why anybody would buy a car from a dealership is beyond me. If you must do that, don’t buy any extras at all absolutely nothing. Just write a check and leave. If they give you any grief, get up and walk out. I’m 60 years old. I’ve been driving my Ford Ranger for the last 15 years. It’s still in great shape. I hope never to buy another car. If this one needs a new engine, that’s cheaper than a new car.

Good Deal 👍