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$42,000 at 3.9% for 96 months = $48,959.82???

Unfortunately when you ask for the foundation which is understandable and agreeable but no one has 1,500 and 5,000 a year to begin. Unless there is a banker that is willing to become a starter banker for who are living check to check

I would love an interviewer to ask Pierre Polivere if the conservatives will increase OAS if they get in.😅

There are 3 "bleedin' obvious answers to use for fear, lack of self-confidence & obsessive behavior in trying to find answers!!! First, the movie "What About Bob?" "take a vacation from your problems and to take "baby steps." Now I had discovered a new one: "STOP IT!!!!" NOW to just employ these!!!!

Bla bla bla

Useless thumbnail. Garbage

Do it for simple people , not just for someone making 500k per year. Useless for common folk. Big Commissions for u. Not useful for many. Wasted my time.

Awesome - back dating. How can I get that done?

Becoming your own banker is a long-term strategy that helps you pay off debt, build wealth, and take control of your money. Thanks for sharing! - Lipika - Team Evan Carmichael

Would it make semse to flow your mortgafe through the policy?

Interest writeoff is an allusion in the USA. Most take the standard & do not itemize deductions because they are less than the standard deduction.

CLICK HERE 👉 www.ascendantfinancial.ca/byobcall What do you believe is the biggest benefit you'll get from becoming your own banker? Comment below!

Is it ever possible to be able to insure an employee while being a sole-proprietor small business as opposed to a corporation in 🇨🇦? I have one key employee/ neighbour/ family friend who is irreplaceable to my small business and I would be at a serious economic loss should he graduate prematurely. Is to incorporate my business really the only way to be able to insure my interest in this individual?

In the last example i still don't quite follow why would you put your recaptured payments into a segregated account first instead of just putting those payments straight onto your policy loans?

Focus on solving financial problems instead of worrying about how much advisors earn, and value the support given to help achieve long-term success. Thanks for sharing, Jayson! - Lipika - Team Evan Carmichael

What about the tax man on the $8 capital gain?

Thanks for the analysis! I have a quick question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?

Way to break down the relational aspect of helping clients understand and solve THE PROBLEM…….So good!

You must know every financial adviser. Your title is bunk! Danbury CT is full of FAs who don't deserve the plush environment there. But, I do trust about 30% of Fas and ZERO MDs. Truth is coming for all of you. NN was a good Christian man who figures something profound out and shared it. If that is the nature of this business, all is well. But, you and I know the truth.

Great video Roman. We are pretty much at the same spot regarding our mortgage so this video is coming at a perfect time. I'm a spreadsheet geek...so my question: is the spreadsheet you used available? My mortgage is coming for renewal in 2026 and I would love to get ready!! Thanks again. Cheers

I'm finding that when I try to tell friends about IBC it is commonly assumed that I am trying to push an MLM scheme.

Rate of return in a year is not "infinite" just because you didn't put any *more* cash into it. You must divide by the previous year's cash value. But in any case, rate of return is not the point, since as you say you can borrow against it and earn the rate of return in whatever other opportunity will earn a sufficiently attractive yield.

Dave is careful to keep directing the conversation away from the process benefits and misdirect to how fabulous and wonderful these mutual funds would be in 80 years! Neither Dave nor anybody else knows if any of these companies will exist! But it is much more likely the life insurance contracts will.

Good panel with multiple perspectives from an ever expanding team. Looks like Hollywood Squares 😉

CLICK HERE 👉 watchibc.com/ What do you believe is the biggest benefit you'll get from becoming your own banker?

I appreciate the video and the stages you guys identified and discussed. Thank you, it makes continue thinking and striving with ideas how to use IBC I think you may need to show on the last stage scenario that the riding 200k loan has accumulating interest, unless you are paying interest off each year out of your cash flow in that scenario. Also, I normally fall into the second stage mindset because I don’t see a large windfall in my future 5-10 years in which I could payoff my policy loans by directing all my CF into policy and taking loans for living on 60k a year after taxes. Is there a way to calculate figures for a person who doesn’t expect windfalls but has a normal fixed income type job at about 105 k and no inheritances soon in which he directs all his 70k cash flow after state and fed taxes and healthcare come out of his check and the 70k goes into policy for say ten years but is needing 60k in policy loans for mortgage, food, property taxes, and all other payments throughout a given year? What would policy loan repayments look like after those 10 years? How would he slow policy premiums and repay balance, or is it best to just keep dumping in and taking needed loans waiting for a windfall or lots of overtime or second job paying off policy loans? Thank you again for the video.

When Jason spoke about banks just a medium of debit it made me wonder why insurance companies don't do the same since they are also a financial institution, a more responsible financial institution, in my opinion.

Excellent video Henry!

Another awesome video I'm sharing with my adult children. You've heard the saying you can lead a horse to water......... Pray with me that they will not only watch this but the light will come on.

A whole life insurance policy can act like a tax-free family trust, helping you pass on wealth to future generations without high fees or extra taxes. Thanks for sharing! - Lipika - Team Evan Carmichael

Great webinar folks. I particularly enjoyed the contribution from Ash and Rick :)

I really wish you would have used a more realistic scenario. I mean what regular 30 year old is making 500k per year? I would like to see an example like this on a 50 year old making 100k per year. That is a much more realistic scenario. When you use such an unrealistic example it makes people not take it seriously.

Whole life insurance is a stable, proven asset designed for lifelong financial security, even when other systems fail. Thank you for sharing, Jayson! - Lipika - Team Evan Carmichael

Great video! Anyway i saw a man named Quan Pham in your team. Is he vietnamese? Can y'all help me to connect with him? Tks!

Thank you for explaining this.

I would recommend anyone to really do their due diligence. My question to you is: does your financial advisor implement what he preaches , in his own financial affairs? Mine does !

CLICK HERE 👉 watchibc.com/ What do you believe is the biggest benefit you'll get from becoming your own banker?

Sceadual

Great video overall. The explantion of the stages was really good. The 500k per year was off putting as well as the rest of the numbers you were using as 500k per year is top 1% in the US and they are probably not watching youtube videos on how to make or protect their money. Most people are in the 50-100k range. At 100k you are basically in the top 20ish%. The other issue I have is you use the term how much are you going to commit to. It really depends on what you can afford. That is where the "fear of premiums" comes from. If I am making 100k a year and I set up premiums at that level but then lose my income you could be screwed because you cant pay high premiums. Like I said overall I liked the video but you need to consider how normal people would look at high premiums if something happens to them they don't want their policy to lapse then lose it all. That being said I do have a couple of questions. What % of your premiums are actually going to your cash value each year? If you have a lower premium can you still pay more when you can without raising the required premium level? Thanks

The stress reduction, the empowerment, the shift from financial survival to thriving-these are the real victories. Thanks for sharing, Jayson! - Lipika - Team Evan Carmichael

Any follow up to this series??

Outside of Denzel’s vast knowledge, it is a clear fact that he really cares about people.

🎉🎉🎉🎉🎉🎉🎉

“The cost of doing is cheaper than the cost of not doing.”…………Profound truth right there.

CLICK HERE 👉 watchibc.com/ What do you believe is the biggest benefit you'll get from becoming your own banker?

Ok, but how do you protect yourself from being “disposed of” in order to access those contracts/DB? Also, how do you make sure that what you leave to your loved ones is not misused or become detrimental to whoever receives it? I don’t mean to sound somber but we do have to think about 1-our own safety and 2-that the legacy left behind goes to good use. Otherwise, you better die with nothing 🤷🏻‍♂️

Becoming one's own banker empowers full control over finances, shields wealth from taxes, and builds lasting financial independence. Thank you for sharing Jayson! - Lipika - Team Evan Carmichael

When is enough ..... enough?!?

“When you become an angle..” lol

Thank you.