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Isn't the interest rate now like 8%? A year or 2 again it was 3%, lol, no thanks.

Thanks for the budgeting. We never stop learning.

Wonderful video

Great teaching yhis.

Heck with saving money 💰 ur buitiful 😂

Your take is quite informative. I wish more TH-camrs would put the same effort into producing a video. Anyway, thank you for sharing your knowledge on VA loan. Keep it up!

Way to go!!! You could get more fans with Promo`SM!!

New subscriber Here! Great content..💜💜

ᑭᖇOᗰOᔕᗰ 🤭

great vid for consumers!

I have a $300k mortgage at 2.8% which is tax deductible. I also have $300k in investment account getting 5% yield from dividends

What are your thoughts on 7 or 10 year ARMs for first time home buyers who know for sure this home is not going to be their forever home? Benefit that we like is that the Rates are lower with ARMs giving us the advantage of getting pre approved for a higher purchase price. But definitely see ourselves out of the home in 5-7 years..

I agree with a few points here like you definitely should have a well stack savings account before paying off a home. But I’m Not sure what tax year you’re living in but mortgage interest doesn’t hardly benefit anyone anymore because the the standard deduction increased every since Trump got into office. Most people don’t even have to itemize anymore so you’re providing misinformation by telling them they can save money on taxes cuz of their mortgage interest. Also if most of us were still itemizing, how is wise to save a thousand on two in taxes vs saving several thousands of interest by getting rid of a mortgage 🤔 ?

Would you suggest I pay off my mortgage in full now or hold onto this money? These times are weird so I really don't know. I already paid off all of my other debt

Great point..this is why both parties need to keep improving their credit so both of their median scores continue to improve..great information as always!

Math is math. Problem is, nobody actually invests that difference. Damn the torpedoes. Be debt free. Be weird. Be free. Don’t be a slave to your job or your location.

Pay off your home so if anything happens you've secured a place to live .

thank you for theses tips.

Just had this same thing happen to a client in Illinois, great content Kristen!

It depends on how much discretionary income you have. If you can invest in and max 401K/IRA and pay additional principle payments too go right ahead

One of the most popular arguments. Friends who where remarried with 2 new step children telling me how to utilize money. Buying property or maxing out the 401k , keeping a vehicle for 12 years paid in cash verse a new one every 3 years. A steak on the bar-b-gue vs a fancy restaurant. Epic vacations, than those same experts worried about a couple extra hundred a month towards paying down a morgage.

No, it’s leveraged debt. Invest the money instead in good tech stocks.

Nice work pal! You should use promosm!! ! I used it on my main channel to help my videos get more views!!

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Awesome I just got the red arrow👍

Had a client email me last week stating the same thing. Thanks for educating. Good stuff!

Thank you Kristen!

920-606-1156 or Kristen.Ambos@rate.com