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Love your content! I noticed that your channel has a lot of potential, but a few simple SEO changes could really help bring in more viewers. For instance, working on thumbnail consistency and adding a few more targeted keywords in your titles might help . Just a thought, feel free to reach out if you'd like more suggestions

You didn't connect the dots between the 36% gain from delaying and the 10% gain at age 75. I.e. that there's a lifetime 3.6% boost by combining them.

Volume is too low to watch, sorry

Clear and concise explanation on why a spousal rrsp is a good tool to use. I just one thing to clear up, a RIF can be income split after 65 correct? So a spousal rrsp makes the most sense when you need to withdraw before age 65.

What is PWM ? And how can I break into it ?

Your videos are amazing, and I wish you would upload them more regularly. I’d love to help you with this. I’m a Pro video editor, Thumbnail designer I can handle everything-from editing your videos to creating eye-catching thumbnails and SEO optimization.

Great content, as always! I need some advice: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?

How do I apply? Can I get the application form on line?

The biggest reason for not delaying is a person's health. Knowing that your time on earth will be shorter then the average life span and that there is no survivor benefit then get the money now when you can enjoy it. If not then it is the government that benefits from the delaying.

Wow. As a fellow Ontarian and aspiring financial advisor, this is awesome Your videos are truly underrated especially considering the quality and information, keep it up!!

Very good video ❤❤

😊

I prioritized but with the upcoming World War how can I protect myself from this catastrophic event. If we are lucky enough to escape this possibility, how can we protect our nest egg from the Ultra left . This really scares the $h it out of me. How will the wealthy and ultra rich protect their wealth

Very Informative👍

What about reverse mortgage?

This video has provided me with much-needed clarity. What steps should individuals take to ensure their digital assets are properly addressed in their wills? As someone who runs a dream interpretation channel, I'm curious how you incorporate viewer feedback into your content creation process. I truly appreciate the valuable insights shared in this video about digital legacy planning and have already liked and subscribed to your channel for more informative content.

its highly debate-able if you should delay OAS to any age beyond 65. Here are the reasons why you should not, especially if you are male. Average life expectancy in Canada for males is 81-82 the break even point where you would see the benefit on holding off OAS payments (higher monthly payments) till age 70 is age 84. OAS does not have a survivor benefit, if you are married your Spouse receives 0. Unlike CPP which does have a survivor benefit. CPP in almost all scenarios you should hold off till 70. Focus on melting down your RRSP/RRIFF in earlier years of retirement. Learn and understand your average tax rate to flat line your taxable income. If you plan correctly you should be able to limit any OAS clawback which = 15% on every OAS dollar if your yearly net income as of 2023/24 is 86K or higher.

Good information

You can delay OAS….?.. your kidding

Good advice. Thanks

<Thanks for the continuous update! I am super excited about how my stock investment is going so far, making over 8k weekly is an amazing gain🥰>

The government wants you to delay, because the increase of 7.2% is just enough to push many people into OAS clawback.

Great Video! Do you edit them yourself?

Interesting. Thank you; I will talk to my Financial Advisor.

Did you know the FHSA and RRSP Home Buyers’ Plan (HBP) can be used together in respect of the same qualifying home purchase? We cover this in an example.

great content

I like your video!

Hey Ferguson , really nice video! I was wondering if I could help you edit your videos and also make a highly engaging Thumbnail which will help your video to reach to a wider audience .

Hey Ferguson, I am Suhayb a 17 years old entrepreneur. I do short video editing and was wondering if I could do it for you, for free, no strings attached, just to help me get experience?

Great video!

Another thing to note is that contributing to spousal rrsp reduces YOUR rrsp deduction limit. So careful not to over contribute.

Can you make a video on investment?

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very nice ❤❤❤❤❤❤

The easiest way to succeed in any field is to work on it consistantly, and consistancy is the key to success. I experienced my self. By the way, thanks for the uploads , a fellow creator.=