SBM Bank Kenya
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Smarter Tomorrow Podcast - Episode 4 with Valentine Njoroge (Choosing & Making Smart Investments )
In our second part of Smart Investment Moves, we cover the decision-making process. Which investment is the right fit for you at this stage of your life? What do you need to consider when making an investment and what must you do to plan successfully?
Enjoyed this episode? Don’t forget to subscribe, rate, and leave a review on your favourite podcast platform. Follow us on social media for updates and more financial tips!
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Susan Wanjiku is a certified personal finance coach and money educator. She is also the founder of The Legacy Hub. You can find her on social media where she is constantly and passionately helping people make smarter financial decisions to achieve financial freedom. Follow Susan on Instagram and TH-cam.
About Our Guest
Valentine Njoroge is seasoned Financial expert with a career spanning 12 years. Wielding an MBA from the prestigious Oxford University, she founded Mradi Fund and Africa's Pocket and is on a mission to build a global African fintech company. At Africa's Pocket you will find simple digital tools and courses that everyday consumers can use to effectively manage their money to attain their goals. You can get in touch with Val on LinkedIn and Instagram.
Resources mentioned in this episode:
www.africaspocket.com/
Got questions or suggestions for future episodes? Reach out to us at smartertomorrowpod@sbmbank.co.ke
#SmarterTomorrowPodcast
#ForASmarterTomorrow
มุมมอง: 2 549

วีดีโอ

How to activate your Online Banking on Mfukoni
มุมมอง 89 ชั่วโมงที่ผ่านมา
Login to your Mfukoni app profile to activate your online banking. Upon successful submission, you will receive your online banking credentials via SMS to your mobile number registered with the bank. Watch the video to learn more. Seamless, convenient banking at your fingertips. #SBMMfukoni #ForASmarterTomorrow
How to Self-Reset your Mfukoni Banking Pin
มุมมอง 139 ชั่วโมงที่ผ่านมา
If you forget your PIN, reset it in a few, quick steps. Seamless, convenient banking at your fingertips. During your first time login, you will be required to change your pin from the one sent by the bank. Note: PIN change can be done periodically and is highly recommended. To protect your PIN: - Memorize your PIN and do not write it anywhere - Don't disclose your PIN to anyone, including SBM B...
How to set up Security Questions on Mfukoni
มุมมอง 129 ชั่วโมงที่ผ่านมา
Keep your bank account secure with an added layer of security questions. This is a security feature meant to secure your profile. Security questions are required only during first time activation. Please use questions and answers that you will remember but cannot be easily guessed. These questions will come in handy when you have forgotten your PIN and need to self-reset Mfukoni PIN. Watch the ...
Smarter Tomorrow Podcast - Episode 2 with Terry Muhoro (Smart Investment Moves)
มุมมอง 6K14 วันที่ผ่านมา
Episode 3 takes us on through making smart Investment moves. Terry Muhoro is a Financial Advisor, with a focus on personal financial planning to enable dreams, and making the best for a secure and independent financial future. Have you mapped your journey ahead including your retirement? What should you take into consideration. Join our host, Susan Wanjiku, and learn more. #SmarterTomorrowPodca...
Smarter Tomorrow Podcast - Episode 1: Part 2 with Simon Wafubwa (Make your money work for you)
มุมมอง 4.4K14 วันที่ผ่านมา
In last week’s episode, we talked about social networks and how to plan the utilization of your income. This week, Simon Wafubwa engages with our host Susan Wanjiku on managing debt, growing wealth and planning your investments. What options do you have to financial tools, facilities and the costs involved? Listen now. #SmarterTomorrowPodcast #ForASmarterTomorrow
Smarter Tomorrow Podcast - Episode 1: Part 1 with Simon Wafubwa (Make your money work for you)
มุมมอง 9K14 วันที่ผ่านมา
In our first episode, we talk about making money work for us. Simon Wafubwa is the CEO and Founder of Enwealth. With over 20 years expertise, he focuses on creating secure financial futures. Listen as our host Susan Wanjiku discuss our attitudes towards money and wealth. How do we adjust our attitudes to grow our wealth? What is your money WHY - your money vision? Tune in now for an engaging di...
Smarter Tomorrow - Episode 3 with Mnyindo Tairo (How To Create a Winning Legacy)
มุมมอง 91014 วันที่ผ่านมา
Do you have a family business, and have you thought about continuity and succession planning? Susan Wanjiku hosts Mnyindo Tairo on a discussion through through legacy planning and wealth protection for generations. Can you save your money to wealth, or do you have to make bold investment moves? Listen now. #SmarterTomorrowPodcast #ForASmarterTomorrow
World Earth Day - Why we do it
มุมมอง 882 หลายเดือนก่อน
Daily use items that make a great impact on our planet’s health. Have you considered alternatives to your water bottle, drinking cup, straw, shopping bag, plastic plate and many others? Let’s strive to keep it clean for future generations. #ForASmarterPlasticFreeTomorrow #EarthDay2024 #PlanetvsPlastics
World Earth Day - Message from SBM Bank Kenya
มุมมอง 1272 หลายเดือนก่อน
Today, we're not just banking on profits, but also on the sustainability of our planet. Join us in our commitment to eco-friendly practices and investments that pave the way for a greener future. Together, let's make every day Earth Day. Watch the video to learn more about our sustainability journey. #ForASmarterPlasticFreeTomorrow #EarthDay2024 #PlanetvsPlastics
SBM Turtle Conservation and Beach Clean Up 2024
มุมมอง 1283 หลายเดือนก่อน
SBM Group’s footprint is linked in a marine ecosystem - the Indian Ocean, which is a crucial area for sea turtle survival. Diani, a significant nesting site in Kenya, inspired us to take action. Human economic activities pose threats to these gentle creatures. In line with our sustainability agenda for Climate Change Mitigation, we collaborated with Diani Turtle Watch and WWF-Kenya Our dedicate...
Amani Nzomo, one to look out for in the future of Polo in Kenya
มุมมอง 806 หลายเดือนก่อน
Amani Nzomo is one of the youngest players in the sport in Kenya, and has put in the time since he was 8 years old. He talks to us about his experience playing and winning in the sport, and the importance of staying mentally and physically fit. #SBMatPolo #PoloinKenya
Michelle Morgan chats with us about her experience as part of the SBM Polo Team.
มุมมอง 1156 หลายเดือนก่อน
Michelle Morgan is one of Kenya’s leading female players in Polo. She gives us insights into the current tournaments and her experience in the sport and pushing boundaries for excellence. She cultivates a connection with her horses, and maintains strict discipline and focus to win. #SBMAtPolo #PoloinKenya
SBM Pop-up Market 2023: Tasty Food Products with Tikiti Foods
มุมมอง 416 หลายเดือนก่อน
SBM Pop-up Market 2023: Tasty Food Products with Tikiti Foods
SBM Pop-up Market 2023: Beauty Products with Fograc Naturals
มุมมอง 536 หลายเดือนก่อน
SBM Pop-up Market 2023: Beauty Products with Fograc Naturals
SBM Pop-up Market 2023: A Fresh Sip with Edmax Coffee
มุมมอง 476 หลายเดือนก่อน
SBM Pop-up Market 2023: A Fresh Sip with Edmax Coffee
SBM Pop-up Market 2023: Alternative Flours with Onja Foods
มุมมอง 236 หลายเดือนก่อน
SBM Pop-up Market 2023: Alternative Flours with Onja Foods
SBM Pop-up Market 2023: Fashionably Elegant with Handmade Baskets
มุมมอง 276 หลายเดือนก่อน
SBM Pop-up Market 2023: Fashionably Elegant with Handmade Baskets
SBM Pop-up Market 2023: Art & Fashion Fusion with Gemera Ventures
มุมมอง 106 หลายเดือนก่อน
SBM Pop-up Market 2023: Art & Fashion Fusion with Gemera Ventures
SBM Pop-up Market 2023: Blissfull Wellness with Serene Valley Spa
มุมมอง 636 หลายเดือนก่อน
SBM Pop-up Market 2023: Blissfull Wellness with Serene Valley Spa
SBM Pop-up Market 2023: Brewed Happiness with Guka’s Coffee
มุมมอง 396 หลายเดือนก่อน
SBM Pop-up Market 2023: Brewed Happiness with Guka’s Coffee
SBM Pop-up Market 2023: Brassy Boldness with Excelle Lifestyle
มุมมอง 286 หลายเดือนก่อน
SBM Pop-up Market 2023: Brassy Boldness with Excelle Lifestyle
Luke Barnard is a seasoned polo player, chats with us about his experience playing Polo in Kenya.
มุมมอง 256 หลายเดือนก่อน
Luke Barnard is a seasoned polo player, chats with us about his experience playing Polo in Kenya.
Quick chat with our Head of Marketing Communications, Magdalene Mulandi, on why we support Polo
มุมมอง 436 หลายเดือนก่อน
Quick chat with our Head of Marketing Communications, Magdalene Mulandi, on why we support Polo
Commissioning of a Solar Power Plant at Stoni Athi Resort, with Safer Power Limited.
มุมมอง 4866 หลายเดือนก่อน
Commissioning of a Solar Power Plant at Stoni Athi Resort, with Safer Power Limited.
Nyambura Ndung'u - Customer Service Week 2023
มุมมอง 778 หลายเดือนก่อน
Nyambura Ndung'u - Customer Service Week 2023
Edwin Mogusu: SBM Bank Kenya
มุมมอง 558 หลายเดือนก่อน
Edwin Mogusu: SBM Bank Kenya
Calvin Ouma: SBM Bank Kenya
มุมมอง 588 หลายเดือนก่อน
Calvin Ouma: SBM Bank Kenya
Abigail Nyawira at SBM Bank Kenya #shorts
มุมมอง 588 หลายเดือนก่อน
Abigail Nyawira at SBM Bank Kenya #shorts
Abigail Nyawira: SBM Bank Kenya
มุมมอง 768 หลายเดือนก่อน
Abigail Nyawira: SBM Bank Kenya

ความคิดเห็น

  • @gitgen1887
    @gitgen1887 วันที่ผ่านมา

    Warren buffet explains clearly what you need to do to invest your money yourself, anyone who comes between you and your money wants a % of your money.

  • @gitgen1887
    @gitgen1887 วันที่ผ่านมา

    27:28

    • @gitgen1887
      @gitgen1887 วันที่ผ่านมา

      2% management fees.

  • @gitgen1887
    @gitgen1887 วันที่ผ่านมา

    Why is everyones goal about money, we need better values of creation, social/community based networks and then money will come automatically.

  • @jamesmuthii2705
    @jamesmuthii2705 วันที่ผ่านมา

    Val..... crickets seriously 😂😂😂

  • @florencemawanda6374
    @florencemawanda6374 3 วันที่ผ่านมา

    Very educative - I may be clicking the wrong links - but Le risque Africa pages are inactive

  • @MATTHEWNGATIA-jd1pk
    @MATTHEWNGATIA-jd1pk 4 วันที่ผ่านมา

    So so so much educative thanks alot, wish had this information 20 years ago, I would be at financial freedom level

  • @MATTHEWNGATIA-jd1pk
    @MATTHEWNGATIA-jd1pk 4 วันที่ผ่านมา

    Eagerly waiting

  • @MATTHEWNGATIA-jd1pk
    @MATTHEWNGATIA-jd1pk 4 วันที่ผ่านมา

    Make money (earn),,, keep money (save),,, multiply it(invest wisely)

  • @brianisige5939
    @brianisige5939 5 วันที่ผ่านมา

    He dont know why i am laughing while listening to this is it the fact that susan never actually articulated that this guy would be this fluent ama ni Mimi,,Good one.😂

  • @Beverchela
    @Beverchela 5 วันที่ผ่านมา

    Susan you are my favourite coach. I love your aura, eloquence, content, modesty....simply everything about you.I watch you alot on your channel.I have just come across this podcast today and girl I promise you this will be big.You are so good at what you do and I love the fact that u admitted u were not this good and how far you have come.you are so authentic, you are the best, am your number one fun and will always be here to support you and learn.From you I have learnt alot on how to manage my funds and I now manage my funds better.I will look for you to be my personal financial adviser. Kudos girl, keep doing what you are doing.

  • @nicoleshiundu9430
    @nicoleshiundu9430 5 วันที่ผ่านมา

    I appreciate this conversation, thank you Susan and Terry. However, I think Susan you're so used to the solo podcasts that when you're hosting a guest, you tend to take- over the conversation , many interruptions...You don't give them their momont to shine. I've seen it in different episodes where you've hosted a guest. Probably you can learn that skill going forward?

  • @Esiritai-sg4up
    @Esiritai-sg4up 7 วันที่ผ่านมา

    Am your fan Susan, have folowed you from your channel and love the knowledge shared here. Coach consider allowing your guests to complete and share their thoughts. You interrupt and take over the conversations alot....

  • @ben2252
    @ben2252 7 วันที่ผ่านมา

    Very educative session.I feel challenged matters wealth .I must consider life insurance.

  • @eydenmugure27
    @eydenmugure27 8 วันที่ผ่านมา

    Wow, I like the analogy of the game and money... will sure apply it... great conversation...thanks for adding to my social capital.

  • @mosalahwonders5577
    @mosalahwonders5577 8 วันที่ผ่านมา

    some lady asked me about finances the other day, and you know what I told her... I told her to look for Coach Susan and shell thank me for a decade

  • @edwardkarugajr3111
    @edwardkarugajr3111 9 วันที่ผ่านมา

    Well I see why we didn't have a finance Friday lesson with coach Susan the previous week

  • @jamesmuthii2705
    @jamesmuthii2705 9 วันที่ผ่านมา

    Hi, wonderful info, simple well put....loving it

  • @larrym987
    @larrym987 9 วันที่ผ่านมา

    Insightful 👏🏽

  • @aedevices1081
    @aedevices1081 9 วันที่ผ่านมา

    this is a gem

  • @ben2252
    @ben2252 9 วันที่ผ่านมา

    A man with a surplus can control circumstances, but a man without a surplus is controlled by them and often hr has no opportunity to exercise judgement.

  • @ben2252
    @ben2252 9 วันที่ผ่านมา

    Wealth is the product of man's capacity to think.

  • @briankipsang7817
    @briankipsang7817 10 วันที่ผ่านมา

    Wooow, very informative 👌 What i would like to know which is this App Central Bank has that you can buy Bonds. Im in Diaspora please help..

  • @omondipurityjep2539
    @omondipurityjep2539 10 วันที่ผ่านมา

    Good work coach Susan

  • @nelsonkirwa7410
    @nelsonkirwa7410 11 วันที่ผ่านมา

    Quit insightful keep it up the good work

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      Much appreciated

  • @florencemawanda6374
    @florencemawanda6374 11 วันที่ผ่านมา

    wow - what a conversation - thanks so much

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      You're welcome! Glad you enjoyed it. We have lots more coming - stay tuned!

  • @andrewouko
    @andrewouko 12 วันที่ผ่านมา

    another thing not so many people dont know is that warren buffet didnt buy stocks but rather businesses

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      Absolutely, there's more than meet the eye when it comes to investment. Thanks for tuning in!

  • @nyokabinjuguna4114
    @nyokabinjuguna4114 12 วันที่ผ่านมา

    Please elaborate on the buying of the health care insurance cover at retirement.

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      Hi! We have an episode coming up soon that addresses this topic. Subscribe and turn on your notifications. 😊

  • @gitgen1887
    @gitgen1887 12 วันที่ผ่านมา

    Just like taking an alcoholic to a rehab, most concepts told by gurus will just pass you by, until the universe deems you ready to understand the wisdom. And wisdom come as you grow older, so just relax, it will eventually come to you.

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      Word! Do you think more people are willing to listen to money conversations now?

    • @annchelangat3865
      @annchelangat3865 10 วันที่ผ่านมา

      More than willing​@@sbmbankke

  • @joanasamuyenga2834
    @joanasamuyenga2834 12 วันที่ผ่านมา

    Wow coach Susan this was a nice episode. Thank you for what you do. Please remember your non Kenyan friends to translate the parts not in English 😂. We also want to laugh with you.

    • @aphiwetsonono3934
      @aphiwetsonono3934 12 วันที่ผ่านมา

      Please

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      😅 Oh my, we'll definitely take that into account. Which part is giving you FOMO - we can help fill the gap.

  • @1m.1
    @1m.1 12 วันที่ผ่านมา

    If I may ask is it safe to invest all & only money that I have in money market fund ? Because of compounding factor?

    • @gitgen1887
      @gitgen1887 12 วันที่ผ่านมา

      Depends what types of cashflows you are looking for, if you don't need the cashflow put it in IFB.

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      We have an episode coming up that addresses this question in detail. Subscribe and hit the notification bell so you don't miss out.

    • @1m.1
      @1m.1 11 วันที่ผ่านมา

      @@sbmbankke ok I'll be waiting

    • @MATTHEWNGATIA-jd1pk
      @MATTHEWNGATIA-jd1pk 4 วันที่ผ่านมา

      ​@@gitgen1887when is the next ifb bond expected plz

  • @prudencepuritylihabi4837
    @prudencepuritylihabi4837 12 วันที่ผ่านมา

    Such an insightful interview. I love his analogies

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      💯 He makes the concepts so relatable! Glad you enjoyed the episode. Stay tuned - lots more on the way.

  • @georgemariga550
    @georgemariga550 13 วันที่ผ่านมา

    Insightful conversation. I love the practical application nuggets

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      Yes, absolutely! Lots of really great tips. So glad you enjoyed the episode!

  • @enocksimiyu9027
    @enocksimiyu9027 13 วันที่ผ่านมา

    You're very right when the world wealth is distributed equal the wealth will get back to their owner, people will purchase things they don't need to impress others causing inflation, this happens to mali kingdom when king Musa was going to hajj he gave out so much gold that the price of gold depreciated for good ten years, and mansa x fund has analyse this concept very well.

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      💯 Very true! It's very important for people to first understand their financial goals before getting money. Without a WHY there is no clear way forward.

  • @evakiniu3364
    @evakiniu3364 13 วันที่ผ่านมา

    Wow Wow Wow!! Mr. Simon Wafubwa is full of wisdom. Such an honor to listen to him again. Looking forward to next CBF. Coach Susan thank you.

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      So glad you enjoyed the episode! We have a really interesting season lined up. :)

  • @jonyori7
    @jonyori7 13 วันที่ผ่านมา

    Thank you Susan and Simon, looking to plan my future pension with Enwealth

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      You are most welcome! Hope you have watched the first part and have subscribed for the upcoming episodes. There are some wonderful topics that will be covered.

  • @solomongitonga1852
    @solomongitonga1852 14 วันที่ผ่านมา

    Let me be the first here in this room. You are changing lives to those interested. I'm a living testimony.

    • @namiirojose6824
      @namiirojose6824 13 วันที่ผ่านมา

      same here

    • @sbmbankke
      @sbmbankke 11 วันที่ผ่านมา

      So glad to hear that! We are empowering people to live their best lives!

  • @sir_felix.
    @sir_felix. 2 หลายเดือนก่อน

    Wow..... Making apointment to come for my welness

  • @charlesmwania2470
    @charlesmwania2470 3 หลายเดือนก่อน

    Congratulations madam

  • @mabolokituyi5781
    @mabolokituyi5781 6 หลายเดือนก่อน

    I just hate red tape before one is given credit by banks.

  • @sheikhfadhilaljahdhamy6751
    @sheikhfadhilaljahdhamy6751 6 หลายเดือนก่อน

    The Mfukoni app makes our work easy. I can deposit via mpesa and see my balance

  • @chadnorman8652
    @chadnorman8652 10 หลายเดือนก่อน

    Promo sm

  • @user-xy9tw7ez6k
    @user-xy9tw7ez6k 11 หลายเดือนก่อน

    Impressive

  • @simonmwangi8918
    @simonmwangi8918 11 หลายเดือนก่อน

    Grt

  • @stephenongalo70
    @stephenongalo70 ปีที่แล้ว

    SBM bank to the World. Beautiful!

  • @rudidudida5044
    @rudidudida5044 ปีที่แล้ว

    Wow

  • @walnutmwas
    @walnutmwas 2 ปีที่แล้ว

    I shall be contacting you very soon! Goodstuff you guys are doing at SBM

  • @enockchisengo9482
    @enockchisengo9482 2 ปีที่แล้ว

    We are the 10x brand

  • @johnmutuku7351
    @johnmutuku7351 2 ปีที่แล้ว

    Awesome product....the interest rate is extremely competitive in the market. #SBMPlatinumSaverAccount

  • @kipropallan7581
    @kipropallan7581 5 ปีที่แล้ว

    Caroline Mutoko 😍😍😍