- 383
- 76 094
Abich Financial Services
United States
เข้าร่วมเมื่อ 26 พ.ค. 2015
Welcome to the Abich Financial Services(Retirement Key TV) channel. We are glad you are here. The goal of this channel is to provide education on retirement planning matters.
We believe your priorities should dictate your retirement. What are your goals for retirement? What do you want the next phase of your life to look like? Whether retirement looks like time with the grandkids, finally going on those vacations you’ve always dreamed of, or starting a new venture, we’re here to help you meet your goals. Your priorities are our priorities.
If you have any questions please call our office at (571) 577-9968, email us at info@abichfinancial.com and visit us at www.abichfinancial.com
Investment advisory services offered through Abich Financial Wealth Management, LLC (AWFM) a registered investment adviser firm. Insurance and annuities offered through Abich Financial Services. VA Insurance License #127820
We believe your priorities should dictate your retirement. What are your goals for retirement? What do you want the next phase of your life to look like? Whether retirement looks like time with the grandkids, finally going on those vacations you’ve always dreamed of, or starting a new venture, we’re here to help you meet your goals. Your priorities are our priorities.
If you have any questions please call our office at (571) 577-9968, email us at info@abichfinancial.com and visit us at www.abichfinancial.com
Investment advisory services offered through Abich Financial Wealth Management, LLC (AWFM) a registered investment adviser firm. Insurance and annuities offered through Abich Financial Services. VA Insurance License #127820
How to Make Your Retirement Income Last Your Entire Life #retirementplanning
In this episode of The Retirement Key Show, financial advisor Abe Abich discusses the essential components of retirement planning, including income streams, de-risking strategies, and the mindset shifts needed for a successful transition into retirement.
Abe highlights the importance of protecting your wealth as you approach retirement, emphasizing health, security, and smart financial strategies. He also introduces his book, The Retirement Mountain, a comprehensive guide to retirement planning that helps readers avoid common pitfalls and prepare for long-term financial security. Tune in to gain insights on building a secure, fulfilling retirement.
Chapters
00:00 - Understanding Retirement Income Streams
05:39 - Transitioning to Retirement: A Mindset Shift
10:20 - The Retirement Mountain: A Guide to Lasting Security
Looking for a second opinion? Discover how we’re different from other advisors here 👉 bit.ly/4c7B5nt
Hit that subscribe button today and empower yourself to retire with dignity and confidence.
Learn more at www.theretirementkey.com and follow Abe and his team on:
abichfinancial
AbichFinancialServices
www.linkedin.com/company/abich-financial-services/
www.youtube.com/@Abichfinancial
#retirement #socialsecurity #pension #estateplanning #longtermcare #investing #financialadvisor #youtubecontent #newvideo #subscribers #youtube #youtubevideos #podcast #newepisode #theretirementkey #abichfinancial #abeabich
Abe highlights the importance of protecting your wealth as you approach retirement, emphasizing health, security, and smart financial strategies. He also introduces his book, The Retirement Mountain, a comprehensive guide to retirement planning that helps readers avoid common pitfalls and prepare for long-term financial security. Tune in to gain insights on building a secure, fulfilling retirement.
Chapters
00:00 - Understanding Retirement Income Streams
05:39 - Transitioning to Retirement: A Mindset Shift
10:20 - The Retirement Mountain: A Guide to Lasting Security
Looking for a second opinion? Discover how we’re different from other advisors here 👉 bit.ly/4c7B5nt
Hit that subscribe button today and empower yourself to retire with dignity and confidence.
Learn more at www.theretirementkey.com and follow Abe and his team on:
abichfinancial
AbichFinancialServices
www.linkedin.com/company/abich-financial-services/
www.youtube.com/@Abichfinancial
#retirement #socialsecurity #pension #estateplanning #longtermcare #investing #financialadvisor #youtubecontent #newvideo #subscribers #youtube #youtubevideos #podcast #newepisode #theretirementkey #abichfinancial #abeabich
มุมมอง: 5
วีดีโอ
Things To Consider If You Want To Retire Early
มุมมอง 6214 ชั่วโมงที่ผ่านมา
Abe discusses focusing on the unique needs of the boomer generation, the considerations for early retirement, and the importance of having a comprehensive lifestyle plan. He emphasizes the need for individuals to create their own income streams in retirement and the significance of finding purpose and fulfillment during this phase of life. Ready to build your retirement plan? Visit TheRetiremen...
Can I Retire Early? Here’s What You Need to Know #retirementplanning
มุมมอง 23916 ชั่วโมงที่ผ่านมา
In this episode of The Retirement Key Show, financial advisor Abe Abich breaks down the essentials of retirement planning, focusing on why personalized financial guidance is crucial for those nearing retirement. With over 10,000 people turning 65 daily, the need for support in navigating retirement’s complexities-such as creating reliable income streams, planning for healthcare, and designing a...
Ethics and Excellence: Abe Abich's Journey as a Retirement Planner
มุมมอง 12วันที่ผ่านมา
Abe Abich speaks with WMAL's Larry O'Connor and reflects on his journey in the financial services industry, celebrating the milestones of his firm and the release of his new book, The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement (abichfinancial.com/book/) . He discusses the importance of helping clients retire with dignity and confidence, the unique approach of his firm in focu...
Long-Term Care & Life Insurance: Must-Haves to Protect Your Retirement
มุมมอง 27วันที่ผ่านมา
In this episode of the Retirement Key Show, financial advisor Abe Abich dives into essential elements of retirement planning, emphasizing the importance of preparing for long-term care and exploring the role of life insurance. Abe discusses how innovative hybrid policies can provide valuable living benefits, offering financial support when you need it most. With a focus on comprehensive plannin...
Key Strategies for Financial Security in Retirement
มุมมอง 25วันที่ผ่านมา
Abe discusses the essential components of retirement planning, emphasizing the importance of long-term care, life insurance, and hybrid policies. He shares real-life examples to illustrate how these financial tools could provide security during retirement. The discussion highlights the need for comprehensive planning to mitigate risks associated with healthcare costs and to ensure that retireme...
Saving Isn’t Enough! The Hidden Risks of Retirement No One Talks About #retirementplanning
มุมมอง 45814 วันที่ผ่านมา
In this episode of The Retirement Key, financial advisor Abe Abich unpacks the complexities of retirement planning, introducing his concept of "The Retirement Mountain" as a metaphor for the journey ahead. Abe explains why having a comprehensive strategy is crucial-not just focusing on savings but also preparing for the risks and decisions retirees encounter along the way. He emphasizes the imp...
Creating Your Lifestyle Plan for Retirement
มุมมอง 1414 วันที่ผ่านมา
Abe discusses the complexities of retirement planning, emphasizing the importance of transitioning into retirement with a solid plan. He introduces his book, 'The Retirement Mountain,' which outlines seven steps to achieve a fulfilling retirement. Abe highlights the stark contrast in retirement confidence between those who are already retired and those still planning, stressing the need for per...
Guaranteed Retirement Income? Learn How Annuities Fit into Your Retirement Strategy
มุมมอง 2421 วันที่ผ่านมา
Guaranteed Retirement Income? Learn How Annuities Fit into Your Retirement Strategy
Crafting a Balanced Retirement Portfolio
มุมมอง 1321 วันที่ผ่านมา
Crafting a Balanced Retirement Portfolio
The Retirement Key: Live Show With Larry O'Connor
มุมมอง 5121 วันที่ผ่านมา
The Retirement Key: Live Show With Larry O'Connor
The Hidden Flaw of 401(k)s: Why It’s Not Your Best Retirement Income Solution #retirementplanning
มุมมอง 223หลายเดือนก่อน
The Hidden Flaw of 401(k)s: Why It’s Not Your Best Retirement Income Solution #retirementplanning
Maximizing Retirement Savings Amid Market Volatility
มุมมอง 10หลายเดือนก่อน
Maximizing Retirement Savings Amid Market Volatility
Navigating Year-End Financial Strategies
มุมมอง 19หลายเดือนก่อน
Navigating Year-End Financial Strategies
Year-End Tax and RMD Tips Every Retiree Needs to Know #retirementplanning
มุมมอง 96หลายเดือนก่อน
Year-End Tax and RMD Tips Every Retiree Needs to Know #retirementplanning
The Biggest Retirement Fears EXPOSED-And How to Overcome Them!
มุมมอง 104หลายเดือนก่อน
The Biggest Retirement Fears EXPOSED-And How to Overcome Them!
Achieving Financial Confidence in Retirement
มุมมอง 13หลายเดือนก่อน
Achieving Financial Confidence in Retirement
5 Must-Know Strategies to Secure Your Retirement in Today’s Market
มุมมอง 52หลายเดือนก่อน
5 Must-Know Strategies to Secure Your Retirement in Today’s Market
A Top Retirement Mistake Couples Make - And How to Fix It!
มุมมอง 94หลายเดือนก่อน
A Top Retirement Mistake Couples Make - And How to Fix It!
The Role of Spouses in Financial and Retirement Planning
มุมมอง 92 หลายเดือนก่อน
The Role of Spouses in Financial and Retirement Planning
The Retirement Rollover Mistake That Could Cost You Big Time! #401k #podcast
มุมมอง 342 หลายเดือนก่อน
The Retirement Rollover Mistake That Could Cost You Big Time! #401k #podcast
The Cost of Mistakes in Rolling Over 401k to IRA
มุมมอง 102 หลายเดือนก่อน
The Cost of Mistakes in Rolling Over 401k to IRA
Market Turbulence Ahead? Why a Retirement Plan is Your Best Ally
มุมมอง 202 หลายเดือนก่อน
Market Turbulence Ahead? Why a Retirement Plan is Your Best Ally
Mitigating the Risk of Outliving Your Assets
มุมมอง 43 หลายเดือนก่อน
Mitigating the Risk of Outliving Your Assets
The Limitations of Traditional Retirement Portfolios & Mitigating Retirement Risks
มุมมอง 83 หลายเดือนก่อน
The Limitations of Traditional Retirement Portfolios & Mitigating Retirement Risks
Retirement Planning Tips for Market Volatility and Risk Management
มุมมอง 463 หลายเดือนก่อน
Retirement Planning Tips for Market Volatility and Risk Management
Proactive Planning to Protect Your Retirement Savings
มุมมอง 673 หลายเดือนก่อน
Proactive Planning to Protect Your Retirement Savings
Gotta Love Gary.....❤
I am 53 and retired at 50. 1 thing I did do to retire early was to get out of the 401K and IRA programs. Bought rental real-estate and I am now a Limited Partner in about 1500+ units from collaborative efforts in the fund my estate planner has me invested in. I do not work.
I only contribute 5% to get full company match, that’s it. The 401K plan is designed for you to work until you are about dead. Also, the government does not have their hands on it yet either.
If I may ask, as in withdrew all of the money from the 401K and IRA programs? If so, what was your strategy behind that decision? Thank you.
I've stuck with ‘’Julianne Iwersen Niemann” for about 9 years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I am 53 and retired at 50. 1 thing I did do to retire early was to get out of the 401K and IRA programs. Bought rental real-estate and I am now a Limited Partner in about 1500+ units from collaborative efforts in the fund my estate planner has me invested in. I do not work.
I only contribute 5% to get full company match, that’s it. The 401K plan is designed for you to work until you are about dead. Also, the government does not have their hands on it yet either.
My wife and I live off of our 401K. We don't work. I recommend highly to everyone to build your 401K or Roth IRA's as an alternate revenue stream in retirement to your Social Security. An observation on 401K's is when it gets over 300K it starts to accelerate. When you get over 500K it can really accelerate as the stock market grows.
I've stuck with ‘’Julianne Iwersen Niemann” for about 9 years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds.
I am happy to hear him being real about FIA returns too many people selling those. Tell you you’re gonna get market returns with principal protection.
Will Abe have a book signing for his new book at a bookstore and have a Q&A time?
Will you be having a book signing at a bookstore or your office?
Candice is, without a doubt, the most intelligent, on the ball woman around. I would accept her as president of the United States without a single doubt. We are very fortunate to have her share her wisdom, honesty and truth in this atmosphere of lies and deception by many in power.
35k invested in s&p at age 20. 35 years to grow... should grow to roughly 1 million by age 55. Borrow the 35k, invest it in s&p, the growth on the far end will more than make up for the interest paid on the loan. Even if you pay 35k in interest... over 5 years, the growth on the far end would be worth around 400k to 500k.
5k at birth invested in the s&p 500 should yield 1.3 million or so by age 55. Just do this for every American child at birth and retirement won't be an issue for anyone.
With 2 or 5 million accumulated, de-accumulation IS the income plan isn't it? I don't need to head to my grave with the 2-5 million still in the bank. Ideally I am leaving with 0.
Thanks for this podcast! Good to see a financial advisor that actually goes over their clients needs year over year. So many of our clients have financial advisors that dont touch base for years, maybe decades!
She's a liar and an anti-semitic I lost all respect for her when she told those blatant outright lies against Israel.. Shame on her...
Christ is King
Rothhhhhhhhhh
20 year treasury note at 4.88% gives you 112k a year or a 30 year at 4.77% gives you 109k....easy.
The estimated amount needed for retirement is always over estimated. If one has no debt and own their home outright the amount of income needed to have a good retirement is less than 6 figures.
4% od million ia 40K, however it's taxed when it comes out of the portfolio, and in Canada, we're dinged a lot. Out of 40K, the fed. and prov. gov'ts take 15K in taxes, so the left over is 25K. This is. barely 2K a month. A non smoking, non drinking, conservative person who has all debts paid off needs at least 36K a year (3K a month) to live. This is not a person eating out, or going on vacations. This is just to live. So I do believe it's important to have more than a million. I couldn't save this amount even though I started at 26 years of age, and had 'universal' health care, as Canadians do. I've never earned more than 30K a year, as wages in our area are low, and in fact, even today, in 2024, the median income is 40K a year. 40K minus 15K taxes, so the truth is, most people in my area earn 25K net. Even a couple earning this equals 50K net together. I'm hoping I'll learn a few tricks on this channel.
What about those who buy a summer house in Maine and a winter house in Florida?
Top 10 greatest male singer of all time
20 years ago, in the retirement literature, you needed to get your house paid off before retiring. That is not mentioned now in the retirement discussions
Can you do a video on down sizing to a condo or moving to a retirement community? Most retirees want to get away from walking steps
Promo*SM
Can you do a video on down sizing when retiring? It is tough to do in this housing market. Retirees tend to want to go to a rancher, condo or retirement community without steps.
Fantastic singer.....
*You know, this system that us humans built, like the common human has to work day and night for em to then get the money needed to survive, to get proper food and housing and all of their needs and wants, which then the govt comes in and takes a portion of that hard earned money as taxes, which would then be injected into the economy, supposedly for that same people, to adhere to their needs and wants in the society, such a system which all of the countries adopted and now follow to, this would only work in the short run, but in the long run, just like nowadays, now we are facing all of the side effects of having such a system for us humans to live on this planet.. We would see economies crashing down, inflation happening all around the world, world crisis, tons of other damages happening, all due to this one single sytem that we all are forced to live by and to follow to..*
Also consider that what worked traditionally isn’t working as well today.
Not if.... But when?
Good interview
dumb trope..remove the cap on rich ahles and problem solved.
My father paid in all his life. He died of Cancer a year before he would have retired. The government just keeps all that money. But there is nothing wrong with the program in that case apparently...
1. She only paid in for a few years, most people now pay in for their whole lives. 2. SS is the only program that has been forced (by the GOP made rules) to hold the total payout of the program in reserve, despite most people not needing the money yet. That’s what’s killing the system.
I’ve put in more than $25
My thoughts are: Raise the full retirement age to 70, and the partial benefit age to 65. Use the same step system (two months per year) as is now in effect. Start this as soon as the 67 primary benefit age is in full effect. Add a third bend point with a 5% wage replacement and tax all wages above the current limit.
They want you to think SS is in trouble.
it called insurance for a reason. If a person buy home insurance and home burns down after first month of payment they will pay out far more than they got in payments.
How many died who paid in before they could collect or died very shortly after they started collecting! It balances out, for the most part, when you use common sense and information that may break up your preset narratives. How about the government stops stealing it!
... it evens out. This dude is smart, just another wannabe
More Republiclown propaganda , they forgot how pools work , and just because Ida May lived to 100 , social Security makes up for that deficit by wage earners dying before they receive one check, by accidents , illness , suicides , overdoses , …along with immigrants and others having SS taxes taken out of their checks , while never having citizenship or having a legitimate SS card ….
What about the people who died and never took anything out? And stop giving to people who never put anything in
What about all the people who pay in and die before they can collect? Like Insurance that's how things work out.
Gary Rocks!
I feel bad for them, all that money saved up and they still don’t know what to do. They probably wasted so much of their life working lol when is enough enough
3 years to go and burnout is killing me. Sooooo close.
I did not expect hi speaking voice to sound like that. He sounds like my teacher lol.
Did I just watch a four minute advertisement? Already comfortably retired, so I didn't learn anything here.
I have to agree. Once you know how to save, it's easy. Both of our parents taught us. We have a plan and fully understand sequence risk. Sill, spending one dime of that money after a lifetime of saving will be torture.
Hard to take a financial "expert's" opinion seriously when he doesn't know what bankrupt means. Also... why would you not assume the market is going to continue doing what it's always done?
You should be mindful that you hold on too tightly to Dave's opinions. You can disagree with someone without disrespecting them. People think that disagreeing with Dave is a sin or something. "Sequence of returns" risk is a very real problem that is well-studied in the financial community. The S&P 500 returns 10% on average, but it's not evenly distributed each year. Some years you get 30%, others you get -35%, etc. The 4% withdrawal rate that Dave shoots down is a conservative estimate of how much you can safely take out of your retirement savings that was established by studying data over many periods. It is not just an opinion or a rudimentary estimate as Dave says.. Check out videos on the topic by Ben Felix and Rob Berger
What's hilarious to me is you haven't discussed this with him on the air. If you have I'd love to listen to both points of view. However his plan isn't flawed unless you don't follow it.
Ramsey's retirement strategy conflates average returns with actual returns and ignores sequence of returns risk therefore it is inherently flawed.
@@beernutzbob I disagree. However, instead of slandering someone with a headline to views, how about post your findings with stats, data and examples? I would have clicked the video to be educated but seeing someone slandered tells me all I need to know about the accuser. Again he should've called the talk show to discuss, not post this crap for likes and subsribes. dumb....
Yeah. Except his plan is working for me. baby step 7.
Cash is King, Baby!! 😊
Being out of debt is not a retirement plan.
@@beernutzbob I own my own house and have a retirement that is fully funded every year. Id say you should look more into the baby steps.
@anon1407 i have the title. In my name. I only pay property taxes. And thats chump change.
@anon1407 baby step 7. Look it up.
Hello Abich, Can I suggest to you how to grow your channel?
Thank you! Excellent information and judicious use of one’s money.
Thank you- Excellent financial information.