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Your car insurance seems high for just one month? Do you not buy an annual policy like we do in the UK.? I am about to renew the whole year will cost less than £200 for me in a 2017 car.

You will get there - time is on your side

Keep up your lovely optimism

Interesting to hear your year results and considering how much your lives changed - new baby being the first thing - I think you have done amazing. Congratulate yourself for being a great mum to your little ones and a great support to your husband. Things are moving along with your plans and everything will continue into 2025 as the babies get older and you will have different routines. Enjoy them and the chance to stay at home and soon enough you may be able to return to work and then everything financially will change again for you all and that new home may be back on the agenda. Best wishes for Christmas and 2025. (I am going to run all your old vids in the background this morning while I do my cleaning up to increase your watch hours!!!)

Girl, if you two can get him through school debt free, that’s a huge win! I got myself through undergrad and grad debt free. It was so freeing to have the degree without the baggage. You will be in a home in no time with how you guys handle money. You’ve obviously learned the habits and are working your plan. I’m so excited to see you progress!

We finally started a new (to us) car fund in September after having to replace a car this year. I’m determined to keep putting a little aside from each paycheck to prepare for the next time something like that comes up. A car fund is still a great goal, and hopefully you can get there! 😍❤️

New Subscriber! Your channel popped up in my feed. Could you ask for the photo shoot to be a gift for Christmas, from maybe your parents or multiple family members can go in on it together. Im a photo person too. They are such a precious gift. Looking forward To following along with your journey.💕

Apple still offers its 50GB plan for $0.99 a month, it might just not be showing for you because the free option is always there and the 50GB doesn't provide enough storage space for what you have.... I know you can contact Apple and get it changed but I'm pretty sure you need to get your iCloud storage down to less than 50GB for it to appear. Current plans for United States (USD) - 50GB: $0.99 / 200GB: $2.99 / 2TB: $9.99 / 6TB: $29.99 / 12TB: $59.99

Yay for spending less!! You should do a video of the items you got for your kids and family!

Previous generations rarely did professional family photo sessions. My parents never did. But we have a ton of pictures of our family and they are just as memorable. It doesn’t take a lot of money to have the memories!

Love the thoughtfulness of this! You seem to have a talent with photography I bet they turn out way better than a studio!!

Utah Native here as well! 🎉

If you’re in DFW, let’s chat about family photos!

Hi! I enjoyed the video, thanks! What app is that?

For our family photos, there were photographers on Facebook advertising mini-sessions for about $100-150, which we did and it was great. But since you have a tripod and camera, girl you got this yourself! I think they would turn out just as good as paying someone else.

Google Drive! I use this to save all my photos and videos

Do you have an amateur photographer friend that might be able to help you? Maybe you could be the start of their side hustle.

If you take the writing part out of a clicker pen you have laying around they work to write in it. Fellow mom who lost the pen.

My kids draw on the boards with their fingernail!

You're awesome, Ashlyn!🥰

Replacement stylists are less than $7-10 on Amazon for a pack of 5😊

I need to declutter my entire house. 🫣

Finding joy in the day to day is the secret to happiness ❤

Great video!❤

Your outlook and way you express it is very refreshing in this day and age and I respect your honesty and commitment. Best wishes to you and yours.

You have inspired me to create my own budget template which I have posted for sale on Etsy. Thank you for the motivation! 🥰

I absolutely love how much support you have from family! These sacrifices are steep right now, but you won’t regret it. It’s just a season of building a foundation for your future. Can’t wait to see how you guys evolve and grow!

I crochet a lot of my Christmas gifts this year. It’s a good homemade gift (cheap) that people genuinely really love

Thanks for the video!

Are you planning on moving away from family in the near future? Or you just don’t know where you will be?

Great video! Hope yall had a wonderful Halloween:)

Okay I’m going to give this a try! My daughter has sensitive skin so I think this could help

Lockwood and co books are so good! I can't wait for you to finish them all!

I'm cheering for you!! 🙌

Can't believe it's almost November!!! Will be Christmas before we blink! You guys are doing amazing ❤ Cash flowing a degree is a HUGE accomplishment!!! We are all cheering for yall!

Granola can be expensive. I love that you can customize it in your own way. 😉

Our family paints pumpkins every year. You can do it earlier and enjoy them all month!

Yall are making beautiful memories! It is a wonderful time of the year ♡ And love the pumpkin painting!!!! So cute!

Thank you for your effort,mamma❤😊It was very interesting to hear your insights about spending,gifts especialy!I'm very much like to give smth special but trying to stay frugal at the same time.Love from Croatia❤

Would love a thrifting video! 😊

Just found your channel ❤ Loving your playlist!

Subscribed! Love these budget videos.

We only do four gifts for our kids inducing they're Santa presents. They dont get overwhelmed by a ton of stuff and they are able to get things they actually want or use. We also set a budget for gifts for anyone else we buy for. Also, target clearance lol is a problem for me 😂. I like the idea of Gift stocking! Super smart.

In this world of overconsumption, giving a quality gift that you're actually excited to give sounds perfect to me!

The problem with TEMU and Shein is they use child labor and terrible working conditions. I purchase from both before I knew about this. I will use my items purchased for the life of the item. However, I will not purchase from there in the future due to this. I look for great deals and thrifted items for gifts for my kids.

You did an amazing job with your grocery budget! That’s definitely one of the trickiest categories to stick to. Great tips! 👏

$310 to give to the church when only 1 person works in the house is way too much. Yes, it's great if you can donate and help, but from my point of view $310 is unjustified.

You have a nice budgeting system. What about electricity/water, is that included in your rent?

I love that your budget is so simple! Who do you use for cell service? Also, does your rent include internet and utilities?

In October my husbands starts training for his promotion. Which also includes a pay raise. It will be nice to have a little more to save and pay towards loans.