Patrick Storch
Patrick Storch
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Hometown Heroes Down Payment Assistance - Get It While It's Hot!
The Hometown Heroes down payment assistance funds are dwindling every day. With home prices and interest rates expected to drop, now is the time to act.
Call or Text 📲813-616-8844⁠
Apply Online 🌐 lenderlogix.com/apply-now/patrick.storch@tmf.mortgage&application=STANDARD
READY TO START THE HOMEBUYING PROCESS? 👇 CHECK THESE OUT!
Hometown Heroes DPA: th-cam.com/video/BWafQqL_LKA/w-d-xo.htmlsi=8Mg-yAA4AUrEtsd5
Homestead Exemption: th-cam.com/video/OdEvQ_AS7tk/w-d-xo.htmlsi=yPN6BheMlu52Pvi3
What to Expect During the Lending Process: th-cam.com/video/TFESYUJFyJI/w-d-xo.html
CONNECT WITH US
➡︎Instagram storchmortgageteam
➡︎Facebook StorchMortgageTeam/
Equal Housing Lender | NMLS 189233 | 228635
Video footage from www.pexels.com/ and giphy.com/
มุมมอง: 25

วีดีโอ

Read on Reddit - Is Getting A Mortgage Worth It?
มุมมอง 42หลายเดือนก่อน
Buying a home is a huge commitment, but it's worth it because you're investing in your future and building equity. Yes, it's scary, but it's a step towards financial security. Call or Text 📲813-616-8844⁠ Apply Online 🌐 lenderlogix.com/apply-now/patrick.storch@tmf.mortgage&application=STANDARD READY TO START THE HOMEBUYING PROCESS? 👇 CHECK THESE OUT! Hometown Heroes DPA: th-cam.com/video/BWafQqL...
FHA 203(k) Renovation Loan Updates for 2024
มุมมอง 60หลายเดือนก่อน
These renovation updates will make it easier for homebuyers to create their dream homes rather than find one. Learn more about how these changes can benefit you! Call or Text 📲813-616-8844⁠ Apply Online 🌐 lenderlogix.com/apply-now/patrick.storch@tmf.mortgage&application=STANDARD READY TO START THE HOMEBUYING PROCESS? 👇 CHECK THESE OUT! Hometown Heroes DPA: th-cam.com/video/BWafQqL_LKA/w-d-xo.ht...
Why Do Mortgage Payments Increase
มุมมอง 66หลายเดือนก่อน
"What do you MEAN my mortgage payment is increasing?!" That's just one of the questions we hear from homebuyers who have closed on their home. That's why today I'm explaining why mortgage payments increase even with fixed-rate mortgages. Call or Text 📲813-616-8844⁠ Apply Online 🌐 lenderlogix.com/apply-now/patrick.storch@tmf.mortgage&application=STANDARD READY TO START THE HOMEBUYING PROCESS? 👇 ...
FL Hometown Heroes Down Payment Assistance - Releases July 1st
มุมมอง 692 หลายเดือนก่อน
We're officially only a couple days away from the launch of Hometown Heroes 😱 Please, please, please reach out to our team if you need this down payment program. We can ensure everything is in place for you to snatch up these down payment funds as soon as possible. Call or Text 📲813-616-8844⁠ Apply Online 🌐 lenderlogix.com/apply-now/patrick.storch@tmf.mortgage&application=STANDARD READY TO STAR...
FHA CHANGE - Using A Gift To Buy a House
มุมมอง 1132 หลายเดือนก่อน
Giving a financial gift to a potential homebuyer just got even easier😱 FHA recently updated its gift-giving guidelines to make sending and sourcing funds seamless and quicker. ⁠ ⁠ For further questions, reach out to our team 📱 813-616-8844⁠ Apply Online 🌐 lenderlogix.com/apply-now/patrick.storch@tmf.mortgage&application=STANDARD READY TO START THE HOMEBUYING PROCESS? 👇 CHECK THESE OUT! Hometown...
FHA Home Loan Explained in Under 2 Minutes
มุมมอง 1022 หลายเดือนก่อน
FHA Home Loan Explained in Under 2 Minutes
Success Story - VA Loan with No Money Down
มุมมอง 222 หลายเดือนก่อน
Success Story - VA Loan with No Money Down
First-Time Homebuyer Down Payment Assistance - FL Hometown Heroes Program
มุมมอง 3583 หลายเดือนก่อน
First-Time Homebuyer Down Payment Assistance - FL Hometown Heroes Program
1031 Exchange Class - Florida Realtors
มุมมอง 213 หลายเดือนก่อน
1031 Exchange Class - Florida Realtors
Reverse Mortgages 🔄 Explained in Under Two Minutes
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Reverse Mortgages 🔄 Explained in Under Two Minutes
New 3% Down Mortgage Program - Home Run Program
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New 3% Down Mortgage Program - Home Run Program
Answering Your Florida Homestead Exemption
มุมมอง 2736 หลายเดือนก่อน
Answering Your Florida Homestead Exemption
Florida Homestead Exemption 2024 - Everything You Need To Know About
มุมมอง 7K6 หลายเดือนก่อน
Florida Homestead Exemption 2024 - Everything You Need To Know About
3 Home Loan Options with No Proof of Income
มุมมอง 1907 หลายเดือนก่อน
3 Home Loan Options with No Proof of Income
The 3 Benefits of a VA Loan for Veterans
มุมมอง 609 หลายเดือนก่อน
The 3 Benefits of a VA Loan for Veterans
Avoid These Things when Buying a House
มุมมอง 369 หลายเดือนก่อน
Avoid These Things when Buying a House
Your Pre-Approval Was DENIED - Now What?!
มุมมอง 161ปีที่แล้ว
Your Pre-Approval Was DENIED - Now What?!
Only $12 MILLION LEFT - Hometown Heroes Program Update
มุมมอง 124ปีที่แล้ว
Only $12 MILLION LEFT - Hometown Heroes Program Update
USDA Loan - 0% Down Loan for Rural Homes
มุมมอง 138ปีที่แล้ว
USDA Loan - 0% Down Loan for Rural Homes
3 Tips for A Fast Closing | Homeownership Hacks
มุมมอง 36ปีที่แล้ว
3 Tips for A Fast Closing | Homeownership Hacks
$35,000 Worth of Down Payment Help for FL First-Time Homebuyers
มุมมอง 736ปีที่แล้ว
$35,000 Worth of Down Payment Help for FL First-Time Homebuyers
Should You Buy a House in 2023? | Now VS Later
มุมมอง 90ปีที่แล้ว
Should You Buy a House in 2023? | Now VS Later
Housing Market Prediction | Will it Crash?
มุมมอง 10Kปีที่แล้ว
Housing Market Prediction | Will it Crash?
Do THIS Before Buying Your Investment Property
มุมมอง 41ปีที่แล้ว
Do THIS Before Buying Your Investment Property
3 Ways to Pull Cash From Out of Your House
มุมมอง 158ปีที่แล้ว
3 Ways to Pull Cash From Out of Your House
Buying a House Without Income Documents | No Income Verification Loan
มุมมอง 3.8Kปีที่แล้ว
Buying a House Without Income Documents | No Income Verification Loan
How to Use Gift Funds on an FHA Loan
มุมมอง 398ปีที่แล้ว
How to Use Gift Funds on an FHA Loan
$35,000 Down Payment Program for Homebuyers - Hometown Heroes Program
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$35,000 Down Payment Program for Homebuyers - Hometown Heroes Program
2023 FHA Mortgage Insurance Change That Will Save You $$$
มุมมอง 204ปีที่แล้ว
2023 FHA Mortgage Insurance Change That Will Save You $$$

ความคิดเห็น

  • @AmeerUSA
    @AmeerUSA 9 ชั่วโมงที่ผ่านมา

    Thanks alot, very clear. You should get 1M views!

  • @dirtypapist
    @dirtypapist 6 วันที่ผ่านมา

    I can’t wait for the bank to take my home and rob my children of an inheritance. Sign me up!

  • @SuzanneWolfe-zc9bt
    @SuzanneWolfe-zc9bt 11 วันที่ผ่านมา

    Miller William Davis Richard Brown Brian

  • @sombojoe
    @sombojoe หลายเดือนก่อน

    #4 - Know when to dub your audio.

  • @alexdavidson7785
    @alexdavidson7785 หลายเดือนก่อน

    Uahhhhhh At 7 % NAAAAAA

  • @jennigirl8275
    @jennigirl8275 2 หลายเดือนก่อน

    thank u

    • @patrickstorch
      @patrickstorch หลายเดือนก่อน

      You're welcome!

  • @sapphirestone8672
    @sapphirestone8672 2 หลายเดือนก่อน

    What does the heir not the survivor mean?

  • @chillindylan9828
    @chillindylan9828 4 หลายเดือนก่อน

    No

  • @2boysinthebackseat
    @2boysinthebackseat 4 หลายเดือนก่อน

    Nope

  • @GillAgainsIsland12
    @GillAgainsIsland12 4 หลายเดือนก่อน

    Yeah, I'm homesteaded and got the standard $50,000 reduction on my tax base, but I STILL pay $5000 in property taxes and over $2500 in CDD fees for a 2400 sq. ft. home on a 1/3 acre. And that's in Zephyrhills! Not exactly West Palm Beach!

  • @leoyoung1235
    @leoyoung1235 4 หลายเดือนก่อน

    That was very informative

  • @hankgonzales5048
    @hankgonzales5048 5 หลายเดือนก่อน

    Do you cover California

    • @patrickstorch
      @patrickstorch 5 หลายเดือนก่อน

      We unfortunately do not cover California but we are licensed in Alabama, Florida, Georgia, South Carolina, Texas, Virginia, and Tennessee.

  • @Nb61777
    @Nb61777 5 หลายเดือนก่อน

    If I buy a house for much more than what it was last sold at, does the homestead exemption provide the 3% increase limit to the prior assessment price or a new assessment based off the price I purchased for?

    • @patrickstorch
      @patrickstorch 4 หลายเดือนก่อน

      The county always reassesses a property any time there is a change of ownership. So the homestead exemption will be based on the county’s new assessed value.

  • @user-dt2qq1kw5w
    @user-dt2qq1kw5w 6 หลายเดือนก่อน

    Great example

  • @davidoverby3451
    @davidoverby3451 6 หลายเดือนก่อน

    I filed for homestead exemption in December 2023. Does this mean I won’t see a difference in my taxes until 2025?

  • @jacobkim2402
    @jacobkim2402 7 หลายเดือนก่อน

    This is pathetic

    • @diving.deep.
      @diving.deep. 2 หลายเดือนก่อน

      Why ?

    • @sapphirestone8672
      @sapphirestone8672 2 หลายเดือนก่อน

      Not every situation in which this happens is pathetic. Sometimes it’s strategic.

  • @jaygonzales6069
    @jaygonzales6069 8 หลายเดือนก่อน

    So what’s it called??

  • @anarchy6751
    @anarchy6751 8 หลายเดือนก่อน

    They are asking for a certificate of trust. Now I'm a bit stuck.

  • @lynngordon9438
    @lynngordon9438 8 หลายเดือนก่อน

    If u kno u kno

  • @jackiehopson8334
    @jackiehopson8334 8 หลายเดือนก่อน

    🤡

  • @jlynndelgado
    @jlynndelgado 8 หลายเดือนก่อน

    Hi Patrick! Do you have to do anything to apply the homestead of your previous home to your new home (portability)?

    • @patrickstorch
      @patrickstorch 7 หลายเดือนก่อน

      Hi! All you have to do is visit your county appraiser's website and they will have an option for you to easily file your homestead and portability.

    • @evem6207
      @evem6207 3 หลายเดือนก่อน

      How is the portability beneficial ? Does everyone get 50 thousand off when they get approved?@@patrickstorch

  • @ashleygarner.23
    @ashleygarner.23 9 หลายเดือนก่อน

    Hi patrick what is the website?

    • @patrickstorch
      @patrickstorch 9 หลายเดือนก่อน

      Hi Ashley, here is the website. Let us know if you have any questions! www.workforce-resource.com/dpr/lopmt/TMF?LO=patrick.storch@tmf.mortgage

  • @Tmoe752008
    @Tmoe752008 9 หลายเดือนก่อน

    I have homestead exemption & my property taxes went up by 23% in one year is that legal?

    • @patrickstorch
      @patrickstorch 9 หลายเดือนก่อน

      Hi! We recommend that you speak with your local property appraiser about the high percentage. But, we could walk you through this as well - we're always available by call or text at 813-616-8844.

  • @trudyvaccaro1560
    @trudyvaccaro1560 9 หลายเดือนก่อน

    I would like to move to Ocala and take my portability homestead with me

    • @patrickstorch
      @patrickstorch 9 หลายเดือนก่อน

      That's awesome! Feel free to give us a call at 813-616-8844 so we can walk you through it.

    • @Michael-qy1jz
      @Michael-qy1jz 8 หลายเดือนก่อน

      I'm in Sarasota. Can you expand on the portability? If I bought in 2012/Homesteaded, and now it's worth 500k, and then I bought and moved into an 800k home, what numerics is portable? My current tax bill would stay the same amount as the old house as on the new house, plus a 3% increase a year? Thanks.

    • @patrickstorch
      @patrickstorch 7 หลายเดือนก่อน

      @@Michael-qy1jz Hi Michael! If you are located in Sarasota County, your county appraiser has a super helpful chart regarding portability. I've added it here! www.sc-pa.com/exemptions/homestead/save-our-homesportability/

    • @Michael-qy1jz
      @Michael-qy1jz 7 หลายเดือนก่อน

      @@patrickstorch Thank you. !

  • @NYTruthseeker
    @NYTruthseeker 10 หลายเดือนก่อน

    Is this for Tampa only?

  • @Crypthief
    @Crypthief 10 หลายเดือนก่อน

    Housing market collapse like 2008 🕰️ CDO is just the truth name behind all this only that is not held by stocks can put banks in a bad position, if it’s that easy

  • @accountantintraining4752
    @accountantintraining4752 11 หลายเดือนก่อน

    So, uh, that's it? No information.

  • @MelLar257
    @MelLar257 ปีที่แล้ว

    I closed on a second home April 6, 2023. I see past the deadline. I am there for about 7 days every month, can I file? if so Would I have to wait to until 2024 to do so?

  • @TofuDriver11
    @TofuDriver11 ปีที่แล้ว

    😂😂😂

  • @TofuDriver11
    @TofuDriver11 ปีที่แล้ว

    Haha that was a good one lmaoo what a good team you have Patrick 😂

  • @nazeercurry5248
    @nazeercurry5248 ปีที่แล้ว

    Is it a tax write-off for the person or nonprofit giving the gift?

    • @patrickstorch
      @patrickstorch ปีที่แล้ว

      Hey there! Excellent question. Our best advice would be to get in touch with a local accountant to confirm whether you can utilize this gift as a tax write-off.

  • @InvestwithKhan
    @InvestwithKhan ปีที่แล้ว

    If you put down a down payment will you get the escrow back? Thnkx

    • @patrickstorch
      @patrickstorch ปีที่แล้ว

      Any monies you give you will not get back. HTH will apply to the principal balance of the loan. We recommend a lower escrow deposit:)

    • @InvestwithKhan
      @InvestwithKhan ปีที่แล้ว

      @patrickstorchmortgageteam thanks so much 😊

  • @dunghuynh-bu6ns
    @dunghuynh-bu6ns ปีที่แล้ว

    Very funny , the guy work form Primary Residential Mortgage in the Nashville his name is Shaun Lyons, he said buy house with no income check, that is not illegal.

  • @dunghuynh-bu6ns
    @dunghuynh-bu6ns ปีที่แล้ว

    I tell you story , I am live in Chicago, and I am looking house to buy in tenesse, I have house in Chicago sell 390, everything done already closing will this week, I am looking some body help for loan in tenesse, and my agent tell me, he good guy ,and nice guy, I just send him tax income for 1 year and he said i am not approve for loan., i said I can go with no income, more down payment, and he said that not illegal, he not working with that, (all federal regulations at our company and stated loans on primary residences are illegal not only in Tennessee, but the whole country unless you are borrowing from other sources such as private ) that how he said , I don't have high income but I bought 2 house aldredy, with chase bank mortgage, and I down 20% with out income . I am not sure how is different but house in teneesse

    • @user-mw9yh4cu2i
      @user-mw9yh4cu2i 8 หลายเดือนก่อน

      Listen you goof, he’s talking about federally backed loans, these are private lenders they can do what they want.

    • @empressahrayala
      @empressahrayala 7 หลายเดือนก่อน

      😂

  • @markoveli5613
    @markoveli5613 ปีที่แล้ว

    What happens when I refinance?

    • @InvestwithKhan
      @InvestwithKhan ปีที่แล้ว

      pretty sure you just refi it with new loan so it just transfers over basically

  • @ikeybhatnagar9569
    @ikeybhatnagar9569 ปีที่แล้ว

    P R O M O S M ☺️

  • @thiago203
    @thiago203 ปีที่แล้ว

    💖 P R O M O S M

  • @Reikimakesmehappy
    @Reikimakesmehappy ปีที่แล้ว

    Haven't watched this channel in years because GOT and all our faves were wrapped up. I came back for HOD anyways, great review.

  • @chocoso26
    @chocoso26 ปีที่แล้ว

    Nationwide???

    • @patrickstorch
      @patrickstorch ปีที่แล้ว

      Hi Ricardo! This new program is only available in Florida.

  • @lrichon4921
    @lrichon4921 ปีที่แล้ว

    Thanks for the information. What if you missed the deadline? My property tax already went up, will it go up again this year? Thanks for your help.

    • @patrickstorch
      @patrickstorch ปีที่แล้ว

      You’re so welcome! You can still visit your local property appraiser's website to file for homestead to keep your property taxes from increasing substantially again this year!

    • @jmtoomer21
      @jmtoomer21 ปีที่แล้ว

      @@patrickstorchdo you apply every year??

  • @Nick.5.9..175
    @Nick.5.9..175 ปีที่แล้ว

    😂😂 I swear that’s how it is

  • @miamiisyours
    @miamiisyours ปีที่แล้ว

    Where did you hear that the occupation list is going away? I can't find any info on that.

    • @patrickstorch
      @patrickstorch ปีที่แล้ว

      This information is what we as lenders have been told within the industry, but it hasn't been released to the public just yet. We'll update you with any new news!

  • @88888gerald
    @88888gerald ปีที่แล้ว

    to put people who cant afford a house into debt forever...

  • @pete-xl2747
    @pete-xl2747 ปีที่แล้ว

    Do people with past bankruptcy qualifie?

    • @patrickstorch
      @patrickstorch ปีที่แล้ว

      Yes you can, as long as you meet the bankruptcy waiting period requirements!

    • @pete-xl2747
      @pete-xl2747 ปีที่แล้ว

      @@patrickstorch what’s the waiting period? I heard some states is less than others, I’m in California

  • @kbain04
    @kbain04 ปีที่แล้ว

    Thank you for this quick and informative video! Could you share what the income requirement would be? I was told this could be a great option to consider as someone with moderate to high income. But now I’m thinking that is not the case.

    • @patrickstorch
      @patrickstorch ปีที่แล้ว

      It all depends on where you live and your family size. You can give us a call at 813-616-8844 so we can better discuss your options!

  • @estherlamb4459
    @estherlamb4459 ปีที่แล้ว

    Do you serve ga

    • @patrickstorch
      @patrickstorch ปีที่แล้ว

      We do serve Georgia! Feel free to give us a call anytime Esther - we'd love to help you. Our number is 813-616-8844.

  • @lisanoah396
    @lisanoah396 ปีที่แล้ว

    What happens if we went March 1 and it wasn’t completed? We didn’t realize both of us had to go in person. So, does it go back to the date I can prove I purchased the house or can go up another 3%?

    • @patrickstorch
      @patrickstorch ปีที่แล้ว

      It depends! Give us a call at 813-616-8844 so we can explain all of the details!

  • @empororhenkel3432
    @empororhenkel3432 ปีที่แล้ว

    Taxes taxes taxes taxes taxes taxes

  • @joshuamns1
    @joshuamns1 ปีที่แล้ว

    ...dumb

  • @Nbbad82
    @Nbbad82 ปีที่แล้ว

    My fiance and I both have our names on the house but I'm the only one on the loan. Does she need to file as well?

    • @patrickstorch
      @patrickstorch ปีที่แล้ว

      If it is both your primary residence and you are married then yes but for further clarification, I would go to the property appraiser website as sometimes I see where only one spouse files for the homestead.

    • @Nbbad82
      @Nbbad82 ปีที่แล้ว

      We aren't married. I will do that though thanks.