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Wealthy After 40 - Dalene Higgins Financial Coach
United States
เข้าร่วมเมื่อ 4 มิ.ย. 2023
Are you ready to transform retirement uncertainty into a clear, actionable plan? If you’re looking to retire in the next 5-10 years, you’ve come to the right spot.
Only 54% of Gen Xers feel prepared for retirement, and a staggering 22% believe they’ll enjoy a comfortable lifestyle. If retirement planning and your finances feel overwhelming, you’re not alone!
I’m Dalene Higgins, founder of Elevate Finances LLC, your finance and retirement coach. It’s time to stop avoiding your finances and start having confident conversations about money.
Join me each week as we tackle essential topics like budgeting, money management, debt elimination, financial stability, retirement savings, and the ins and outs of Medicare and Social Security.
Take the first step toward your dream retirement-download the Retirement Readiness Checklist now! www.elevatefinances.us/retirement-readiness-checklist
Only 54% of Gen Xers feel prepared for retirement, and a staggering 22% believe they’ll enjoy a comfortable lifestyle. If retirement planning and your finances feel overwhelming, you’re not alone!
I’m Dalene Higgins, founder of Elevate Finances LLC, your finance and retirement coach. It’s time to stop avoiding your finances and start having confident conversations about money.
Join me each week as we tackle essential topics like budgeting, money management, debt elimination, financial stability, retirement savings, and the ins and outs of Medicare and Social Security.
Take the first step toward your dream retirement-download the Retirement Readiness Checklist now! www.elevatefinances.us/retirement-readiness-checklist
Ep 90 | How I Made Retirement Possible at 50 [Re-Release]
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your roadmap to financial freedom!
This episode is a re-release of episode 001 My Story & How I Was Able to Retire Early at 50.
In this episode, I share my personal money journey about how I was able to retire at the age of 50 and eventually became a financial coach.
My journey story starts with me sharing about my ‘aha moment’ at age 35 realizing the possibility and then how I navigated my retirement journey to make it possible. A few highlights of the journey and turning points were paying for college, aiding family, navigating financial challenges, and ultimately finding their passion in helping others achieve financial wellness through coaching.
00:36 The Aha Moment
02:17 Early Career and Education
06:21 Pursuing Higher Education
08:55 Financial Challenges and Strategies
12:45 Retirement Decisions
15:48 Becoming a Money Coach
18:40 Entrepreneurship Journey
Submit your questions here! (www.buzzsprout.com/twilio/text_messages/2353451/open_sms)
💜 Schedule your complimentary Retirement Vision Session (bit.ly/chatwithdalenehiggins)
✅ Download your Retirement Readiness Checklist (www.elevatefinances.us/retirement-readiness-checklist) today!
🎧 Join the private podcast party in The Retirement Vault (www.elevatefinances.us/retirement-vault)
This episode is a re-release of episode 001 My Story & How I Was Able to Retire Early at 50.
In this episode, I share my personal money journey about how I was able to retire at the age of 50 and eventually became a financial coach.
My journey story starts with me sharing about my ‘aha moment’ at age 35 realizing the possibility and then how I navigated my retirement journey to make it possible. A few highlights of the journey and turning points were paying for college, aiding family, navigating financial challenges, and ultimately finding their passion in helping others achieve financial wellness through coaching.
00:36 The Aha Moment
02:17 Early Career and Education
06:21 Pursuing Higher Education
08:55 Financial Challenges and Strategies
12:45 Retirement Decisions
15:48 Becoming a Money Coach
18:40 Entrepreneurship Journey
Submit your questions here! (www.buzzsprout.com/twilio/text_messages/2353451/open_sms)
💜 Schedule your complimentary Retirement Vision Session (bit.ly/chatwithdalenehiggins)
✅ Download your Retirement Readiness Checklist (www.elevatefinances.us/retirement-readiness-checklist) today!
🎧 Join the private podcast party in The Retirement Vault (www.elevatefinances.us/retirement-vault)
มุมมอง: 3
วีดีโอ
Ep 89 | How Gen X Can Reflect, Plan, and Prepare for Retirement
มุมมอง 2716 ชั่วโมงที่ผ่านมา
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! In this episode, I dive into the importance of reflection and forward planning. As Gen Xers edge closer to retirement, surveys highlight a widespread lack of preparedness within our generation. Together, we’ll explore how reflecting on past achievemen...
Ep 88 | Clear Your Space, Clear Your Mind: Holistic Decluttering with Noelle Fowler
มุมมอง 8614 วันที่ผ่านมา
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! In this episode of the Wealthy After 40 podcast, my guest is Noelle Fowler, a holistic declutter coach. She specializes in helping busy women simplify their lives by addressing the root causes of clutter. She shares her journey from organizing during ...
Ep 87 | Day Trading 101: A Beginner’s Guide to Financial Growth with Erin Thompson
มุมมอง 1321 วันที่ผ่านมา
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! In this episode of the Wealthy After 40 podcast, my guest Erin Thompson, a financial freedom architect, shares her inspiring story of overcoming significant debt twice and offers insights on developing effective financial habits. Erin also delves into...
Ep 86 | How My Client Found Spending Freedom to Support Her Financial Freedom
มุมมอง 2228 วันที่ผ่านมา
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! In this episode, I share the transformative journey of a client who initially struggled with shame and guilt around her spending habits. Having successfully saved her retirement nest egg, she was struggling with the fear of outspending that money. Her...
Ep 85 | How my 90 Day Financial Freedom Accelerator Can Make Retirement Possible
มุมมอง 22หลายเดือนก่อน
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! In this episode, I share all about my signature program, the Financial Freedom Accelerator. A 90-day coaching program designed to help you transform your retirement dreams into reality with financial confidence and purpose. I share all the benefits an...
Ep 84 The Retirement Exercise That Changed My Life (And My Clients')
มุมมอง 29หลายเดือนก่อน
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! This episode is about the importance of creating a personal ‘why’ for retirement and defining it with such clarity that you can’t help but focus on making it become a reality. The episode shares personal experiences of setting retirement goals, workin...
Ep 83 Navigating Social Security with Christopher Hensley
มุมมอง 28หลายเดือนก่อน
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! In this episode, I welcome guest, Christopher Hensley, a financial advisor with over two decades of experience, to discuss the complexities of Social Security. We discuss factors affecting the best time to start claiming benefits, special consideratio...
Ep 82 | Essential Steps to Start Saving for a Secure Retirement
มุมมอง 15หลายเดือนก่อน
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! In this episode, I discuss the importance of saving for retirement and how to ensure you have enough money when you retire. This episode outlines practical steps to manage money, eliminate unnecessary expenses, and build a robust saving habit. I also ...
Ep 81 Why A Money Routine Leads to Budgeting Success
มุมมอง 112 หลายเดือนก่อน
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! In this episode, the host explores the secret to budgeting success-a consistent money routine. Listeners struggling to make their budgets work will discover how a structured approach to money management can transform their finances. A money routine is...
Ep 80 A Journey of Financial Discipline and Growth With Alexandra Dotcheva
มุมมอง 502 หลายเดือนก่อน
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! During this guest episode, I am lucky to interview Alexandra Dotcheva, who shares her transformative journey from an immigrant violinist to a financially independent real estate investor. She discusses the challenges she faced during the 2008 financia...
Ep 79 Shift from Emotional to Intentional Spending for a Worry-Free Retirement
มุมมอง 142 หลายเดือนก่อน
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! In this episode, I discuss the emotions tied to spending and their impact on not only achieving financial goals, but making impactful decisions. I share a client story demonstrating the importance of identifying personal values to forge a positive rel...
Ep 78 | 3 Ways to Make Sure You're On Track to Retirement
มุมมอง 552 หลายเดือนก่อน
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! To have a happy and successful retirement takes more than just enough money. In this episode, I discuss three common retirement gaps that could lead to disappointment and boredom in retirement. Beyond the financial side, it’s essential to plan for you...
Ep 77 Can You Afford Retirement? Debunking the Myths Holding You Back
มุมมอง 242 หลายเดือนก่อน
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! Will I run out of money in retirement? It’s a question many people ask in one form or another. In today’s episode, I explore why this question lingers in your mind and how you can shift your thinking to trust that you’ll be financially secure. We’ll d...
Ep 76 Why You Need To Stop Procrastinating and Invest in Yourself
มุมมอง 223 หลายเดือนก่อน
Join the Financial Freedom Accelerator (www.elevatefinances.us/financial-freedom-accelerator) and create your personalized roadmap to retirement! In this episode, I explore the common reasons why people hesitate to invest in themselves and share the story of a client who waited five years before taking action, highlighting the significant impact of that delay. I also dive into the concept of op...
Ep 75 The Membership Experience of Make Retirement Possible
มุมมอง 133 หลายเดือนก่อน
Ep 75 The Membership Experience of Make Retirement Possible
Ep 74 Healing Trauma and Transforming Finances With Angela Turpin
มุมมอง 173 หลายเดือนก่อน
Ep 74 Healing Trauma and Transforming Finances With Angela Turpin
Ep 73 How Tracking Can Transform Your Path to a Worry-Free Retirement
มุมมอง 553 หลายเดือนก่อน
Ep 73 How Tracking Can Transform Your Path to a Worry-Free Retirement
Ep 72 Wondering How to Secure Your Retirement? Here’s Your Guide to Financial Stability
มุมมอง 94 หลายเดือนก่อน
Ep 72 Wondering How to Secure Your Retirement? Here’s Your Guide to Financial Stability
Ep 71 Why You Feel Unprepared For Retirement
มุมมอง 194 หลายเดือนก่อน
Ep 71 Why You Feel Unprepared For Retirement
Ep 70 Am I Ready to Retire? Overcoming Doubt and Building a Retirement Dream
มุมมอง 104 หลายเดือนก่อน
Ep 70 Am I Ready to Retire? Overcoming Doubt and Building a Retirement Dream
Ep 69 Overcoming Job Loss and Managing ADHD Finances with Sherry Andrew
มุมมอง 124 หลายเดือนก่อน
Ep 69 Overcoming Job Loss and Managing ADHD Finances with Sherry Andrew
Ep 68 How My Client Learned to Spend More On Herself
มุมมอง 1365 หลายเดือนก่อน
Ep 68 How My Client Learned to Spend More On Herself
Ep 67 Why Avoiding Budgets Can Lead to Missing Out
มุมมอง 315 หลายเดือนก่อน
Ep 67 Why Avoiding Budgets Can Lead to Missing Out
Ep 66 Why Budgeting Isn’t Enough And What You're Leaving Out
มุมมอง 915 หลายเดือนก่อน
Ep 66 Why Budgeting Isn’t Enough And What You're Leaving Out
Ep 65 Navigating Financial Education for Children with Elizabeth Rosenberg
มุมมอง 235 หลายเดือนก่อน
Ep 65 Navigating Financial Education for Children with Elizabeth Rosenberg
Ep 64 Should You Automate Your Finances? Pros and Cons Explained
มุมมอง 665 หลายเดือนก่อน
Ep 64 Should You Automate Your Finances? Pros and Cons Explained
Ep 62 Mastering the Financial Aspects of Divorce with Lisa Zeiderman
มุมมอง 116 หลายเดือนก่อน
Ep 62 Mastering the Financial Aspects of Divorce with Lisa Zeiderman
Ep 61 Strategies For Making Major Purchases
มุมมอง 306 หลายเดือนก่อน
Ep 61 Strategies For Making Major Purchases
Ep 60 5 Steps to Becoming Your Own Financial Advisor
มุมมอง 806 หลายเดือนก่อน
Ep 60 5 Steps to Becoming Your Own Financial Advisor
I like what you are saying
Thank you!
Simple don't use a credit card. Save for the special items.
This year is definitely going to be worse. I made bad decisions with investing last year and lost a truckload of money I wouldn’t have lost that much if I didn’t keep worrying about my portfolio, I was stuck on deciding if to continue investing or start paying for a house. I ended up selling my positions and the home turned out to be a fixer upper more than I imagined. I don’t know how long I can keep this up for.
We all made mistakes, ride it out and i think we should keep our head up.
If 2022 has taught us anything, it’s that good times don’t always last. When things are looking up, we should direct more energy into planning for the worst-case scenario instead of waiting until the storm clouds roll in.
It is already too late for that kinda suggestion don’t you think?
No it is not, one should consider more about where the economy will be tomorrow instead of where it is today
I was tempted to sell just like you having lost a lot, which is over 50% of my portfolio I am seeking more effective investment approaches to scale up with in these times as I have read of investors making gains in a bear market. Index funds don’t just cut it. I'm curious if this possible for the average retail investor?
i empathize with your story :)
That is one thing that really bugs me about Dave Ramsey is when he says anyone can get a house with no credit score. Highly unlikely and it's bad advice!
I agree! He's so black and white which is unhealthy to help individuals with money.
Wait out the 4 days. Its ok to scrounge the cupboard. Oatmeal or ramen won't kill you for four days. Its about how much you dont want to use a credit card. Once i was down to flour and spices. Added water. Fried the dough wad. Oh looked I lived! Now things are ok, I own my house I have a good job. Vehicle paid for. Its hard to hear but whenever you say "yest, but" its time to pull on those warrior boots and want the solution more than the problem
Yes!! Learning to "get by" is such a healthy mindset. When I was on my journey, my role models were the single moms doing exactly what you've described. I figured if they could make mountains out of their little money I could be handling mine so much better.
😢😢