North Dakota's Workforce Safety & Insurance (WSI) begins its 100th year on July 1, 2018. For the last one hundred years, despite several changes in the management structure, WSI still regulates an exclusive employer-financed, no-fault workers’ compensation insurance system. North Dakota is just one of four states to have this exclusive arrangement with its citizens. WSI is funded solely by employer premiums and receives no general fund dollars. WSI charges employers insurance premiums based on the risk of a job. In return WSI provides North Dakota workers coverage for their work-related injuries. WSI sets, maintains and manages its financial reserves to ensure adequate funding to pay the medical and wage-replacement claims for injured workers. For one hundred years, despite economic, political and management changes, WSI remains prepared to care for injured workers