Pooja Patel CFP (Profit Tiger)
Pooja Patel CFP (Profit Tiger)
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Don’t buy a CAR | If your salary is not like this | 20-4-10 Rule | Profit Tiger
Don't buy a car, if your salary is not like this, follow this rule 20-4-10
The 20/4/10 rule is a financial guideline that can help you decide if you can afford to buy a car:-
- Down payment: Make a down payment of at least 20% of the car's price.
- Loan term: Keep your loan repayment period to four years or less.
- Monthly expenses: Total car-related expenses, including loan repayment, insurance, and maintenance, should not exceed 10% of your monthly salary.
The 20/4/10 rule can help you avoid drowning in car-related debt and maintain a healthy financial situation. It applies to any car purchase, whether new or used.
______________________
If you want to book 1:1 Financial Consultation with me
topmate.io/myfundsip/141345
______________________
Download our app MyFundSIP to get a Personalised Investment Plan, execution of your mutual funds and you also get Loan Against Mutual Funds on our platform.
Play Store - play.google.com/store/apps/details?id=com.my.fundsip.app&hl=en_IN&pli=1
App Store - apps.apple.com/in/app/myfundsip/id6449586981
Website - www.myfundsip.com/
______________________
Let's connect online!
Instagram - poojapatelcfp
Linkedin - in.linkedin.com/in/poojapatelcfp
Facebook - Myfundsip/
#profittiger #money #sip #mortgagecalculator #poojapatel #poojapatelcfp #investing #sipconcept #sipcalculator #dontbuycar #dont #buy #car #cars #buycar #buycars #follow #rule #budget #downpayments #downpayment #loan #loans #carloanspecialist #carloans #carloan #loanapp #finance #personalfinance #financialfreedom #financialgoals #financialgoal #mutualfunds #mutualfundssahihai #hybridfund #startasip #salary #salaried #salariedindividuals #salariedperson
มุมมอง: 954

วีดีโอ

How to make a CRORE? Where to Invest? FD VS Large Cap VS Mid Cap VS Small Cap | Profit Tiger
มุมมอง 1.3Kวันที่ผ่านมา
How to make 1 CRORE? Where to Invest? How to Invest? We will compare all this instruments in this video for better understanding:- FD VS Large Cap VS Mid Cap VS Small Cap All the instruments has different features, taxation, risk and returns. If you want to book 1:1 Financial Consultation with me topmate.io/myfundsip/141345 Download our app MyFundSIP to get a Personalised Investment Plan, execu...
Make 7CR and Achieve all your Goals with the same SIP | Profit Tiger | MyFundSIP | Mutual Funds
มุมมอง 1.7K14 วันที่ผ่านมา
Achieve all your Goals with the same SIP, and Make 5 - 7CR corpus for your retirement! Want to secure your future and your family's? This video reveals a simple yet powerful strategy to achieve all your financial goals. Learn how to plan for your child's education fund, marriage fund, buying a house and your own retirement. We'll also explore the magic of Systematic Withdrawal Plans (SWPs) to g...
Don’t Buy a HOUSE | If your Salary is not like this | Finance Thumb Rules
มุมมอง 2.6K28 วันที่ผ่านมา
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Types of Mutual Funds | Categories of Mutual Funds | Which Mutual Funds to invest in?
มุมมอง 789หลายเดือนก่อน
Types of Mutual Funds | Categories of Mutual Funds | Which Mutual Funds to invest in?
Become a CROREPATI with a Plan | SIP | Can 10K SIP make you a CROREPATI? | Profit Tiger
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Make your Home Loan Interest FREE | Profit Tiger | Mutual Funds
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Make your Home Loan Interest FREE | Profit Tiger | Mutual Funds
Generate a Fixed Regular Income Life Time| SIP+SWP Combo | Profit Tiger
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Planning your retirement???
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Planning your retirement???
Stock SIP
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Stock SIP
Don’t invest in Direct MUTUAL FUND
มุมมอง 81ปีที่แล้ว
Don’t invest in Direct MUTUAL FUND
Pay 0 LTCG Taxes Always
มุมมอง 70ปีที่แล้ว
Pay 0 LTCG Taxes Always
Bank Fraud
มุมมอง 29ปีที่แล้ว
Bank Fraud
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Monthly Guaranteed Income
Why to Invest in Mutual Funds | Top 5 Mutual Funds | Personal Finance | Investments
มุมมอง 379ปีที่แล้ว
Why to Invest in Mutual Funds | Top 5 Mutual Funds | Personal Finance | Investments
Top 5 Mutual Funds | Best Mutual Funds | MyFundSIP | Investment #mutualfunds #invest
มุมมอง 2.7Kปีที่แล้ว
Top 5 Mutual Funds | Best Mutual Funds | MyFundSIP | Investment #mutualfunds #invest

ความคิดเห็น

  • @ashokdash1951
    @ashokdash1951 18 ชั่วโมงที่ผ่านมา

    I need really finance advice, need your help regarding this.

  • @ashokdash1951
    @ashokdash1951 18 ชั่วโมงที่ผ่านมา

    Very informative 🎉, Good job Pooja

  • @ashokdash1951
    @ashokdash1951 18 ชั่วโมงที่ผ่านมา

    Good job Pooja, Very informative video, Keep it up 🎉

  • @saranshmishra2267
    @saranshmishra2267 วันที่ผ่านมา

    Don't listen to her guys. I wanted to buy a car because of work last. Instead i saved all in MF fund. Simce then downfall started. Now my portfolio is down 5% and car price increased by 4%. Still it looks good right MF might give more interest in 3rd or 4th year. Now beyond excel reality hits hard. For 60km to and fro it takes 300 rsper day by public transport. And by car which gives around 15kmpl because it's 80% highway travel. It takes 384rs Now the calculations which all influencer fails to do is in case exceptional cases which might happen 3-5 times month due to stay back and deliverables the public transport window closes and you might need to take private cab. Which takes a premium because i have to pay fare according to his loan amount as well around 450 on lucky day only one side. The other side you have already paid. In case of any outing and all you will pay premium prices. And most important thing is time. Which cannot save by investing in FD or MFs. In that time you could skilled up all is gone. And you have already paid 80k for inconveniences and you still don't own car. Now people will say abouts maintenance and all. For them just think about how many times you wanted to go out with friends, family or that trip which you couldn't go because taxi was costly? Imagine the amount of time you missed on things for which you're earning money because you doing have car? You will realize for small outing you always tend stay at home rather than go out. So live your life dont wait for accumulation of wealth then you will enjoy. Time is money so is money gets you more time.

  • @ToonXTech
    @ToonXTech วันที่ผ่านมา

    come on Bro...😂. Me who allocated all my stuff in micro cap-50% , small cap 20% and 30% Physical good average in my 2 years period. Yep Too risky but my goals are for future and I seen my MF is like rolar coster during fomo and in downtrend too... I feel sad if market goes up because i miss the opportunity to invest at low price.. The more this market crash or sideways than the more benifits we all can achieve

  • @ToonXTech
    @ToonXTech วันที่ผ่านมา

    Buying car in india = paying unnecessary taxes and intrest to banks to avoid ourselves to not invest for future in equity, commodity ,etc.. Buy the way bro . i can't afford tata nano itself with this and maintenance of it😂...

  • @satyaminvestment
    @satyaminvestment 3 วันที่ผ่านมา

    She is the best of the best .. I am like always obelized.. i have been following her since long and i would proudly say .. there is no one like her. Selfless lady with great knowledge..

  • @anwarsadat2164
    @anwarsadat2164 3 วันที่ผ่านมา

    Thank you sister 🙏

  • @anwarsadat2164
    @anwarsadat2164 3 วันที่ผ่านมา

    Thank you sister 🙏

  • @DreamPortfolio
    @DreamPortfolio 8 วันที่ผ่านมา

    Just buy good fundamental microcap or small cap stocks...fd or mutual fund is never gonna make u rich

  • @Babupaduko
    @Babupaduko 10 วันที่ผ่านมา

    When is your birthday month….??

  • @InvestWithGirish
    @InvestWithGirish 12 วันที่ผ่านมา

    Very few Comments? Let me fix it BTW Keep Moving and Stay Consistent with your Growth Mindset :)

  • @Nilimasadhu1234
    @Nilimasadhu1234 14 วันที่ผ่านมา

    What about tax in ELSS??

  • @ashutoshnarwade
    @ashutoshnarwade 14 วันที่ผ่านมา

    useful information i learn new terms and info about investing kindly explain about LTCG with example please Thank you

    • @Profittiger
      @Profittiger 14 วันที่ผ่านมา

      Already explained that LTCG, with example, in the video, if you watch the full video !

  • @InvestWithGirish
    @InvestWithGirish 15 วันที่ผ่านมา

    Interesting, but what about Step up amount to be invested after 15th year?

  • @Sushil0x
    @Sushil0x 17 วันที่ผ่านมา

    Aapki video bohot acchi but 1 suggestion for you aap aapne channel ko optimize kro or sahi description or right timing pr video upload kro❤....

    • @Profittiger
      @Profittiger 17 วันที่ผ่านมา

      Sure thanks for the appreciation 😊

  • @ayansaraiya4617
    @ayansaraiya4617 17 วันที่ผ่านมา

    FD mereko lagta hai

  • @MateremangaritaEtuati
    @MateremangaritaEtuati 17 วันที่ผ่านมา

    I'm favoured financially with Bitcoin ETFs, from $37K to $65K that's the minimum range of profit return weekly regardless of how bad it gets on the economy

    • @NoeliaGarcia-z6v
      @NoeliaGarcia-z6v 17 วันที่ผ่านมา

      Congratulations on hitting 37k to 65k weekly profit. That's an incredible growth - what strategies or investments did you implement to achieve this remarkable success?

    • @MateremangaritaEtuati
      @MateremangaritaEtuati 17 วันที่ผ่านมา

      Charlotte Bates is my crypto trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns

    • @ElizebethEdu
      @ElizebethEdu 17 วันที่ผ่านมา

      WOW!!! You know her too? I'm also a proud beneficiary of her platform. I'm a long term investor, celebrating my crypto portfolio of £345,000. Started 2023 before my retirement with £21,300.

    • @GuillermoGallegos-b8o
      @GuillermoGallegos-b8o 17 วันที่ผ่านมา

      I paid off my $529k 2.125% 10 years debt in 5 months. Started in October 2022 last payment was March 2023. Now totally debt free with 3 paid off rentals. Thank you Charlotte Bates

    • @helenabriggs5946
      @helenabriggs5946 17 วันที่ผ่านมา

      Such a genuine personality!! She is really a good investment advisor. I was privileged to attend some of her seminars. That is how I started my crypto investment

  • @pawank587
    @pawank587 21 วันที่ผ่านมา

    dumass who is gonna talk bout membership

  • @niranjanvitthalnivargi3258
    @niranjanvitthalnivargi3258 22 วันที่ผ่านมา

    Bakwas video hai. Very bad voice. Cheeee.

  • @nikhilshirsath4350
    @nikhilshirsath4350 22 วันที่ผ่านมา

    But mam I get salary 18 k only

    • @Profittiger
      @Profittiger 22 วันที่ผ่านมา

      Ok, still you can consider investing as per your salary and goals !

    • @nikhilshirsath4350
      @nikhilshirsath4350 22 วันที่ผ่านมา

      @Profittiger ok mam

  • @Bussness_wala_4M
    @Bussness_wala_4M 26 วันที่ผ่านมา

    Hindi bolane me sarma aati hai kya

  • @MrIshan07
    @MrIshan07 26 วันที่ผ่านมา

    Most houses in metro city dont qualify this rule. Even experience salaried employee will struggle buying house with this rule

    • @Profittiger
      @Profittiger 26 วันที่ผ่านมา

      Yes you are right, and that’s what I have mentioned in the video as well and made slight changes and modifications to the rules so it’s easy to calculate.

  • @swarupmangaraj8606
    @swarupmangaraj8606 27 วันที่ผ่านมา

    1.5 cr property after 5 years will be 2.5 cr. Again they can't purchase.. why all finfluencer miss the practically of world just say different type of thumb rule.. what about their emergency fund . 1. Emergency fund 2. Life insurance 3.health insurance 4. Then whatever accumulated money use it as down payment, after 5 years with that money you could afford 1 bhk or max 1.5 bhk in metros , thats the reality. If you want big house invest in tier 2 city after 5 years, and stay on rent in metro untill you work. Honestly all choices drom whicever route you go will not 100% satisfy your wish and you need to adjust .

    • @Profittiger
      @Profittiger 27 วันที่ผ่านมา

      So the property hikes depends from location to location and city to city also. And in this particular video, we are not talking about an emergency fund, but we are specifically talking about how to buy, buy a house and thumb rules to buy a house. I guess if you point out those things which is not even discussed in the video, then I am not the one to blame for because emergency fund life, insurance, health insurance, all are different topics and concepts to discuss compare to what is actually spoken in the video. Yes you are right in metros it is very difficult on practical terms, but because that depends from person to person, they need to consult a financial advisor for a proper roadmap as per their goals ! And practically, it’s not possible for me to cover all the topics and each and every point in a one single video.

  • @satyaminvestment
    @satyaminvestment 28 วันที่ผ่านมา

    You are a real life changing coach and mentor. Thank you so much for your valuable learnings.

    • @Profittiger
      @Profittiger 27 วันที่ผ่านมา

      Greatful

  • @LeeMinshih
    @LeeMinshih 29 วันที่ผ่านมา

    Nowadays We cannot Just Casually Assume That Salary Will Increase , Where There is Soo much Job Scarcity in The Country😢

    • @Profittiger
      @Profittiger 27 วันที่ผ่านมา

      Are you talking about India as country?

    • @20imcool
      @20imcool 25 วันที่ผ่านมา

      @@Profittiger Yes, i know few of my friends who are working in same company for atleast 4 years and their salary is almost the same, if they get raise, its not above 3-4% and they are afraid to leave the company as their is scarcity of job in their field. Any advice for such condition?

    • @Profittiger
      @Profittiger 25 วันที่ผ่านมา

      @@20imcool For such situations one can start a passive income or freelancing for other income sources

  • @two8915
    @two8915 29 วันที่ผ่านมา

    I invest 50% of my total capital only 1 mid cap fund and another 50% in gold silver mf. So do i need to do any change?

    • @Profittiger
      @Profittiger 27 วันที่ผ่านมา

      That depends on your goals and tenure of investments. Because mid cap has a higher risk factor !

  • @kusumbenpatel4228
    @kusumbenpatel4228 หลายเดือนก่อน

    પૂજા ખુબ ખુબ ધનયવાદ જયસરીકૃષણ હરી ઑમ નમઃ શિવાય.

  • @shivsingh1551
    @shivsingh1551 หลายเดือนก่อน

    Thankyou , nice explanation!

    • @Profittiger
      @Profittiger 29 วันที่ผ่านมา

      Thank you

  • @satyaminvestment
    @satyaminvestment หลายเดือนก่อน

    अब क्या करे market Down है FD करें या stock market

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      Woh depend karega ki aapko kitne time k liye invest karna hai !

    • @two8915
      @two8915 29 วันที่ผ่านมา

      Down may invest krtay h smart log idiot log jb UP hota h tb buy krtay h

    • @Profittiger
      @Profittiger 27 วันที่ผ่านมา

      @two8915 😅

  • @PRATHMESH-A
    @PRATHMESH-A หลายเดือนก่อน

    Hey you beutiful girl what you do for hydrated and glowing skin 😊

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      Drink more and more water and a good lighting and make up 😅

    • @PRATHMESH-A
      @PRATHMESH-A หลายเดือนก่อน

      @Profittiger I didn't expect this is from you 😆 your accepting that you are makeup it 👍

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      @@PRATHMESH-A Yes ofcourse why not 😅

  • @InvestWithGirish
    @InvestWithGirish หลายเดือนก่อน

    Your views are way lesser than the content quality

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      @@InvestWithGirish Thanks for appreciating the content quality ! 😊

  • @maulikpatel-in
    @maulikpatel-in หลายเดือนก่อน

    Gujarati tone 🙂 But it's a Good Start and content also Informative. Appreciate 👏

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      Yes Gujarati, BTW thanks for the appreciation ! 😊

  • @AsadulHaque
    @AsadulHaque หลายเดือนก่อน

    Where to do the sip?

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      Where to do a SIP that depends on your goals, your tenure of investment, risk, appetite, and many other factors which varies from person to person. So consult a financial advisor before investing or picking out any mutual funds for SIP’s.

  • @satyaminvestment
    @satyaminvestment หลายเดือนก่อน

    looks like this video found it's way to me just when i needed it...amazing video.

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      Glad you liked it !

  • @vinodkashyap5891
    @vinodkashyap5891 หลายเดือนก่อน

    first view nice information ❤❤❤

  • @sathyamparanjalbyshameer7296
    @sathyamparanjalbyshameer7296 หลายเดือนก่อน

    Thank you for your kind information

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      @@sathyamparanjalbyshameer7296 😊

  • @InvestWithGirish
    @InvestWithGirish หลายเดือนก่อน

    Why are you uploading videos too late, I mean navaratrees are alreayy gone...

  • @kavyagowda162
    @kavyagowda162 หลายเดือนก่อน

    How to apply form 15 G in mutual fund?

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      @@kavyagowda162 Fill it up and send it to your platform or agent

  • @Debajyoti_P
    @Debajyoti_P หลายเดือนก่อน

    So is should not pay 30k emi but its ok to pay 15k rent😅😅 or i might live in the railway platform 😂😂😂

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      @@Debajyoti_P As per the rule of budgeting, EMI should be opted when it’s failing between 30-35% of your income. Rest it depends from person to person

  • @meetsarvaiya3921
    @meetsarvaiya3921 หลายเดือนก่อน

    Kale 9:15 ma jaiye ne yaar Sabarmati report ma maja aavse

  • @MovieMagic1919
    @MovieMagic1919 หลายเดือนก่อน

    Informative content, keep it up

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      Thanks

  • @itzkaifu
    @itzkaifu หลายเดือนก่อน

    Great information 🎉❤

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      @@itzkaifu I a glad you found it useful

  • @InvestWithGirish
    @InvestWithGirish หลายเดือนก่อน

    Create a non biased long form video on your POV on our Finance Minister

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      @@InvestWithGirish My page is not related to politics but finance. So I wouldn’t be able to make a video on the same

  • @GamingwithM_S1
    @GamingwithM_S1 หลายเดือนก่อน

    Gujarati ho kya?

  • @vishnusimha5025
    @vishnusimha5025 หลายเดือนก่อน

    Hey Pooja, Very informative content . Thanks.

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      Glad that you found it informative

  • @SOUTHSTARENTERTAINMENT
    @SOUTHSTARENTERTAINMENT หลายเดือนก่อน

    Thank you very much for the information. And most importantly your example is exact match of our age and salary 😍

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      Good to know that you are able to relate with the examples

  • @kishoretiraga5444
    @kishoretiraga5444 หลายเดือนก่อน

    GOOD MORNING MAM,I AM WORKING IN GULF NOW, I HAVE NRI HOME LOAN IN SBI ANDHRAPRADESH NELLORE BRANCH, NOW IF I WANT TO CONVERT MY HOME LOAN TO SBI MAX GAIN ...BEAING AN NRI AM I ELIGIBLE FOR MAX GAIN HOME LOAN ??? PLEASE TELL ME SIR?

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      @@kishoretiraga5444 yes

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      @@kishoretiraga5444 you need to contact the respective bank where you want to convert, and they will let you know the steps

  • @InvestWithGirish
    @InvestWithGirish หลายเดือนก่อน

    Very informative video, please make more videos like this😊

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      @@InvestWithGirish sure, will be posting more videos consistently now !

  • @satyaminvestment
    @satyaminvestment หลายเดือนก่อน

    Very Informative content

    • @Profittiger
      @Profittiger หลายเดือนก่อน

      Glad you think so!