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Sir it’s very unlikely that mortgage rate fall below 5%. This is true even if fed brings down the overnight bank rates close to 4%. The old mortgage rates like 2 or 3% will be history.

A little naive to think that the supply that may be created by homeowners who bought four years ago with existing mortgages loosing their lock-in effect will even compare to the demand by literally every family who rents right now.

THANKYOU JUSTIN

I would like to buy a building with my Equity. I bought a two family house in 2018 for $375,000 With hey don’t payment of $115,000 Now the value of the house is about 815 to 900,000 What’s the best to do?

What is the salary I need to qualify for a 500.000 home? Please answer me that, thank you

U got be careful that ur rental has a dependable renter or you’ll get stuck with no payment money it can be risky between no rent paid n any repair cost needed any damages from the renter & any of their belonging removal they may stick u with

Thanks this was very helpful. We''re outgrowing our condo that we bought at the beginning of the pandemic but we got it for a good price and super low interest. The estimated value of our condo has gone up quite a bit while living here. This allows us to think about all the options for our family moving forward. Very detailed and straight to the point.

Very detailed explanation covering all aspects of home equity. The last suggestion is the best- getting equity out to purchase another property. Meanwhile, the rent is covering the first house!

Yeah, the government who makes the problem is going to solve the problem. I have a bridge in Florida for sale.

Honolulu, Hawaii 😂

Switzerland is also strict on immigration and strong borders. I loved living there.

Best explanation

Hello may I olease have an email for you? I have dome questions and need help like last couple weeks lol please and thank you.

Unless you can buy it outright with no mortgage and house is a liability

You have to keep in mind too, that we are ten times bigger than most of those other countries, so it's not surprising at all that we have several cities included in that list.

New York City taxes also make the cost of living in New York insane. They have the highest tax rates in the country.

The ones on Switzerland are beautiful, clean, safe and have good infrastructure. That is NOT the case for US cities. You definitely don’t get what you pay for here

Cons hurricanes Don’t let the water and weather fool you …. Would rather take the snow

Gen be like: oh man😅

There are many details that are not mentioned here. Most lenders will only allow 80-85 percent loan to value. Also, debt to income may be too high to buy that 2nd home and the lender will need to see rent transactions to approve the next purchase

Appreciate the knowledge trying 2 get another house here in CALIFORNIA #venturacounty & rent it out interest rates r crazy right now

Here’s a great way to make some extra cash! 1. Get a roommate…?

The chances that rental income will cover the payment plus all operating costs of a home rental with a $300k principal balance plus a $50k line of credit on a $400k market value is effectively zero. If you rent out a house under this advice, you’re going to pay out of pocket for every repair and NWT maintenance item. The advice only works under very specific market conditions where rents go super high in relation to value, which is only seen in boom/bust conditions. Show me the pro forma for this model, and I guarantee the numbers won’t add up. Great New Jersey used car salesman pitch, though … you almost had me until the advice piece. 🤣 Bad numbers only work for suckers and chumps. 👎👎

What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.

None of those will work, because the builders are slowing down on building. because they're trying to hold out, hoping people will pay top dollar for these houses. When in actuality most normal people cannot afford a 400,000 starter home. And most of that is in land value. And that's not going down anytime soon

ty for sharing

Of course, that's insane its as bad as the bank bailouts.

Your such a great teacher. I look forward to learning more from you. Do you offer classes.

EXCELENT EXPLANATION WOW thank you!

Fuck no

I think you’re broke

Hell no no that’s insane a slap in the face to Americans.stimulis checks was bullshit compared to what they want to give the immigrants houses there’s over 65 thousand immigrants democrats suck

Ill burn my canadian documents and migrate to California get me a house!!!

Maybe government housing we definitely shouldnt be paying for peoples mortgages

Bull sh..it. mid class barely making it and they giving priority for illigal imigrants? Come on

Help immigrants when the American born citizens are no longer struggling to get by. Until then they shouldn’t get anything but a one way trip back to wherever they came from.

You're right!! INSANE!!! SMH

That commie pretty 😊 boy-toy we have in office belongs in jail for treason or at least in Cuba 🇨🇺 with his daddy Miguel Diaz 💩👿

Hell no I just retired in my retirement check barely cover my mortgage I might have to go back to work

Well he new he would not get that money from the government

Limits

Democrats have ruined every avenue in sight.

Anybody helping these foreign Invaders should be charged with aiding and abetting the commitment of federal felony crimes. Pacifically the federal immigration law, Federal workplace law, federal tax laws. As ruled on by the supreme Court 6 years ago on an immigration case.

Trump will scare away immigrant workers. Deregulation leads to less safe houses, but the builders will pocket the profits. For housing, you have to start with parking minimums and zoning. Zoning because why can't that empty mall become housing ? And parking garages are expensive, even more empty, earthquake-proof ones. No panacea, but Trump is more 'concept of a plan' than a plan.

I think your missing something. You think....union construction is being done by illegals?!?! Come on bro...

Bro has no clue how the economy works, you know Kamala’s plan will just fuck it up more right?

I prefer Trump because the only thing that you’re going to get out of Harris is more giggling and more promises. It’s gonna be so good, which is the same profile. Every Democrat for the last 50 years is made and there have been no good times. You have to interject a Republican into the system every so many years to keep communism out of our country. And it’s time to do that now.

The $25K will likely raise the price of every home by $25K. What will building 3 million cheap, low (or no) down payment houses do. It will raise mortgage interest rates do to lack of available mortgage funds and create slum neighborhoods bought up by investors. We have seen this happen in the past.

He's also going to prevent major corporations like Black Rock from buying family homes... did you not look into any of their plans cuz it's a clear choice, my taxes are raised in paying for people's student loan debts I don't need their mortgages on that list I have my own life to worry about

THIS VIDEO HAS NOTHING, JUST LIKE KUMALA