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Great content, thanks for info!

great info. Looking to buy soon. I was debating if I should take out a 401k loan. But happy to come across this program. I will probably ask my lender about this when the time comes

Solid video! I bought a home around that time and asked the question of interest rates, and my lender went over the same details on how it works.

You forgot to mention that if the Manufacture House is set on a concrete foundation it becomes a Regular House and the price of the house and property goes up ⬆️ on your favor, for a better refinancing.

Can you finance a MF to put on your own land?

Never trust a man with screwball on his bar

If you cleared out your debt (that you struggled to pay off) onto your mortgage, now you basically consolidated all your debt into a larger loan that lasts 30 years… you didn’t fix the problem… holy shit this guy is an idiot.

This… is literally…. The dumbest video… I have ever watched. I own 4 homes and I’ve purchased 6 homes in my lifetime… this is the stupidest mental gymnastics I’ve ever witnessed. For the love of god don’t do this. You didn’t solve the problem of the credit card debt. Why do you have debt? Great you cleared the debt… but have you fixed the problem that caused the credit card debt? Will you go back into credit card debt? Probably… and now you are fucked cause your mortgage is insane.

Use that equity to buy that 40k car and then pay that car off for 30 years.😂😂😂😂

This is predatory and awful advice. This kind of problem is a lifestyle issue, you’re only going to keep people struggling or worse.

yeah go fuck yourself. your a piece of shit. You are a scam and should be in prison. People like this are trying to get people to sell so they can make money off you.

If that fictional character that accrued all that credit card debt magically develops a common sense and never builds credit card debt again, this may work. The reality is they got in to debt as you said, living the life. OR they dont make enough and are using credit cards to offeset living expenses. Dint buy in to this crap, if you really want another home throw your extra money in to bonds or a high yield account. When interest comes down place your existing house up for rent and buy the new one with the money you saved. And alway create a trust and out the houses in it. Its not expensive to do its just annoying paperwork.

The most retarded advice on the internet.

This guy is a very bad bull-shitter... Don't buy the crap he is spewing.

horrible advice, very short sighted and very situational

man just described selling your house to pay off debt. except added the step of getting into more debt at a higher rate before doing it.

This is also assuming that no other debt will be taken out moving forward, which is highly unlikely.

TLDR: This is horrific advice.

When I looked at this video was at 666 visits, sounds pretty accurate to what this guy is trying to con you into.

Dude you’re a debt predator. Using the mortgage to pay off debt… This is a recipe for disaster

101 - How to stay poor but look rich.....

Dave Ramsey has entered the comments....

this is literally insane thinking....pay off debt by taking on more debt. if your career as a mortgage loan officer falls thru, you'd make a great con man.

I wish the video was shorter

Hi sir I would love to have that program I'm in that position on I dont have any savings!! But I'mlooking for houses right now

And Particularly if you are in a high interest rate environment, rates may come down in the next 5-10 years

I am 74 now and lived in Holbrook as a kid for 5 years. This was from about 1957 to 1963. Great place to live as kid. Got my fist job as a kid working for an old guy named Lloyd C. Henning at his office pretty much right on the tracks close to the bucket of blooe saloon. Paid me a silver dollar everyday. My dad was good friends with Coonie Jeffers and LLoyd. Went to school with Mike Koury , John Hennly, Amy Padilla. Amazing geology. Fished in the little Colorado River had a great time exploring the hills around Holbrook. Iooking to move back to Arizona in the near future. Used to swim at Howdy Hanks .

I can afford a house but I rent a room and stack my cash in stocks

I don't know. There's so much conflicting information - from the people selling the homes and loans, the no-brainer is to buy a house. From the people who are trying to generate cash-flow from their properties, the no-brainer is to rent. It all feels a little self-serving. I feel as though a lot of people are over-leveraging themselves with mortgages and home costs. I mean, in this video alone you mentioned minimizing your down payment, getting down payment assistance loans and helping people "buying a home for as little money out-of-pocket as possible" which doesn't sound like a good thing. Besides, the whole video is based on the assumption that home prices will continue to rise when the economy is as uncertain as ever. People _can_ get in at the wrong time. Don't get me wrong, I make good money and can afford to buy a home but I continue to rent because I don't want so much of my wealth tied up in one leveraged asset, but also because owning a home is such a long-term commitment. In buying a home, you're making a quite novel long-term bet on the value of that asset. It is often chalked up to "home prices only go up," but that may not always be the case. The real estate market in the United States, Canada, Australia, and other western countries is so non-sensical and I don't think it's _that_ far fetched to think something is going to buckle within the next decade or two.

That hat is comedically large, like clown shoes...lol

I guess cost to own isn't a thing, huh?

For 100,000.00, i could build a house with all the wistels and bells.

Oh, smh... You said to direct message you, DPA. My bad, lol

DPA

Also are you familiar with Zillow's AZ only, buy a house program? They pay down payment and all fees including... I had stumbled across this. When I become a licensed vacant house inspector, sub contracting for Zillow.

Okay that's awesome but what about if you are a "2nd time broke AF buying a house" ?

Thank you for being you. You are part of a dying breed... REAL, HONOR, INTEGRITY ❤. I AM SO GRATEFUL FOR COMING ACROSS YOUR VIDEOS. IM GOING TO DO ALL OF YOUR VIDEOS - WHATEVER IS IN THEM MYSELF AND SHARE YOUR VIDEOS AND ENERGY EVERYWHERE I CAN. Oh, sorry for the caps. Btw, I'm currently located in Marana, AZ - a town in southern AZ that's just north of Tucson Arizona. And there's a plethora of people here, who are in dire straits for THIS... Actually they're living a nightmare in comparison to what you are talking about, by far. Thank you again

Love THIS

I'm actually really glad that you posted this video today because I apologize but I didn't know about your other videos to be honest and for some reason recently I went from my own greedy self path to a total step away from that thank God LOL, but more importantly all the videos that you just mentioned in this video at the end you know that I should check out or whomever checks out... What was the exact same path that I've been on all the sudden and I found myself that way when I had become pretty dire straits in need of money housing bare necessities trying to scour social media and every platform possible realistic matter with absolutely zero money to start with and no help from anybody else cuz everybody's in the same situation give or take but I'm going to go through your videos and I'm going to do it myself first experience it in myself and I hope that it is exactly how your energy and your passion that I can hear your voice when you're speaking on this video is going to be because I would love for your videos and your passion and help to be how far to my future and helping other people and a new project that I'm trying to start up

❤.. exactly - ty for this... I literally was just in a full blown argument about this

I appreciate seeing everything available. Median price for a home in western Washington is now 600k. Thanks for showing this! Great video. People complaining either haven't looked at homes lately, bought their house years ago before this insanity housing price climb started, or have too much time on their hands. 😂 TY!

Let me tell you about this unrelated childhood story that I just made up to build an emotional connection with you. If that did not work, let me be clear on my political stance. Then I will tell you about how I turned a dollar into a million and how easy it was. I will tell you to ignore those who tell you that it's difficult and you need to be sufficiently educated to pull it off. You don't need to learn! you don't need to gain financial skills! All you need is to buy my course for $399.99. Bro just get out of 2020 and join us already!

"How I made millions: Buy my course." This is so 2022.

Hey seller, can you please pay $9k of my closing costs please?

How bc without a barrel the round dosnt realy shoot it would fly off but dost gane Velocity it's almost like a firecracker without a chamber and bgirl

Relatable 😂

I grew up in Winslow

...lol youre absolutely full of it.

Something about northern AZ! I grew up in Joseph City and smashed a .22 between 2 rocks!!

yeah no dude definitely in a country where you make 700 euros a month ... only bills are half of that .... and the houses cost 100k and above .. but yeah houses are not expensive ... you just poor .. . please stop being poor