Dollar Discipline
Dollar Discipline
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How To Save For A Big Expense (Without Going Into Debt)
📌 Get your (free) Personal Finance Level Up Kit here: www.investingamateur.com/finance-level-up-kit
The Personal Finance Level Up Kit Includes:
- Debt Payment Calculator
- Budget Template
- Emergency Fund Calculator
- Net Worth Tracker
Recently, we found out we need to get a new roof that will eventually cost around $15k. Yikes. But no worries, my wife and I made a plan to save for it. Here's what we did
The best ways to reach me:
DM on Instagram: dollar_discipline
Book a free strategy call: calendly.com/chris-investam/free-call
มุมมอง: 0

วีดีโอ

If I've Never Tracked My Finances Before, Here's What I'd Do
มุมมอง 22 ชั่วโมงที่ผ่านมา
📌 Get your (free) Personal Finance Level Up Kit here: www.investingamateur.com/finance-level-up-kit The Personal Finance Level Up Kit Includes: - Debt Payment Calculator - Budget Template - Emergency Fund Calculator - Net Worth Tracker I started tracking my personal finances 10 years ago, and even when I started, I wasn't very good at it, lol. So if I were to start over today this is what I'd d...
The 4 Files That Took Me To A $1M Net Worth
มุมมอง 44 ชั่วโมงที่ผ่านมา
📌 Get your (free) Personal Finance Level Up Kit here: www.investingamateur.com/finance-level-up-kit The Personal Finance Level Up Kit Includes: - Debt Payment Calculator - Budget Template - Emergency Fund Calculator - Net Worth Tracker If you've never tracked your finances before, or are just looking for a better option. These 4 files will help take you from where you are to where you want to g...
The Reason Why You'll Never Fix Your Personal Finances
มุมมอง 37 ชั่วโมงที่ผ่านมา
The Reason Why You'll Never Fix Your Personal Finances
How To Budget On A Variable Income
มุมมอง 19 ชั่วโมงที่ผ่านมา
How To Budget On A Variable Income
How To Find 'Extra' Money Every Single Month
มุมมอง 112 ชั่วโมงที่ผ่านมา
How To Find 'Extra' Money Every Single Month
My Financial Regrets: What I'd Do Differently Now
มุมมอง 2014 ชั่วโมงที่ผ่านมา
My Financial Regrets: What I'd Do Differently Now
Stop Trying To Make Money While Asleep (Do This Instead)
มุมมอง 316 ชั่วโมงที่ผ่านมา
Stop Trying To Make Money While Asleep (Do This Instead)
How Much Should Be In Your Emergency Fund? (Free Calculator)
มุมมอง 219 ชั่วโมงที่ผ่านมา
How Much Should Be In Your Emergency Fund? (Free Calculator)
How To Pay Off Your Debt Twice As Fast (Free Debt Calculator)
มุมมอง 421 ชั่วโมงที่ผ่านมา
How To Pay Off Your Debt Twice As Fast (Free Debt Calculator)
Get Your Net Worth In 6 Minutes (Free Template Included)
มุมมอง 2วันที่ผ่านมา
Get Your Net Worth In 6 Minutes (Free Template Included)
How To Fill Out A Budget Template That Saves You Money
มุมมอง 13วันที่ผ่านมา
How To Fill Out A Budget Template That Saves You Money
The Greatest Budgeting Strategy (Of All Time)
มุมมอง 1วันที่ผ่านมา
The Greatest Budgeting Strategy (Of All Time)
The Biggest Personal Finance Mistake You're (Probably) Making
วันที่ผ่านมา
The Biggest Personal Finance Mistake You're (Probably) Making
Do THIS Before You Budget (And Save Hundreds Of Dollars/Month)
14 วันที่ผ่านมา
Do THIS Before You Budget (And Save Hundreds Of Dollars/Month)
How Watching TV Can Improve Your Personal Finances
มุมมอง 114 วันที่ผ่านมา
How Watching TV Can Improve Your Personal Finances
How We Are Planning For Our Kids Future (It's More Than Money)
14 วันที่ผ่านมา
How We Are Planning For Our Kids Future (It's More Than Money)
"I Don't Have Time" (For My Personal Finances)
มุมมอง 114 วันที่ผ่านมา
"I Don't Have Time" (For My Personal Finances)
Stop Trying To Get Rich Quick (Personal Finance Rant)
มุมมอง 314 วันที่ผ่านมา
Stop Trying To Get Rich Quick (Personal Finance Rant)
Automate EVERYTHING In Your Personal Finances (Except This)
มุมมอง 1214 วันที่ผ่านมา
Automate EVERYTHING In Your Personal Finances (Except This)
Break The Paycheck-To-Paycheck Cycle (In 4 Steps)
มุมมอง 2814 วันที่ผ่านมา
Break The Paycheck-To-Paycheck Cycle (In 4 Steps)
How To Reach A Financial Goal Faster (Pay Yourself First)
มุมมอง 921 วันที่ผ่านมา
How To Reach A Financial Goal Faster (Pay Yourself First)
If You Feel Poor, Start By Doing This (Personal Finance Rant)
มุมมอง 521 วันที่ผ่านมา
If You Feel Poor, Start By Doing This (Personal Finance Rant)
Do Credit Cards Help Or Hurt Your Personal Finances?
มุมมอง 1021 วันที่ผ่านมา
Do Credit Cards Help Or Hurt Your Personal Finances?
How To Stay Motivated When Paying Down Debt
มุมมอง 1521 วันที่ผ่านมา
How To Stay Motivated When Paying Down Debt
Which Is Better: Pay Down Debt Vs. Build An Emergency Fund
มุมมอง 1721 วันที่ผ่านมา
Which Is Better: Pay Down Debt Vs. Build An Emergency Fund
Why You Need To Budget (Because Your Life Depends On It)
มุมมอง 1521 วันที่ผ่านมา
Why You Need To Budget (Because Your Life Depends On It)
Debt Snowball Vs Debt Avalanche: Which Is Best For Beginners?
มุมมอง 821 วันที่ผ่านมา
Debt Snowball Vs Debt Avalanche: Which Is Best For Beginners?
Personal Finance Advice If You're Going Back To School
มุมมอง 528 วันที่ผ่านมา
Personal Finance Advice If You're Going Back To School
The One Financial Mindset Needed To Stop Being Poor
มุมมอง 1428 วันที่ผ่านมา
The One Financial Mindset Needed To Stop Being Poor

ความคิดเห็น

  • @felixthecat0371
    @felixthecat0371 วันที่ผ่านมา

    🤡

  • @tazzsnowball2398
    @tazzsnowball2398 2 วันที่ผ่านมา

    take out ur 100 dollars in gas and its 171

    • @Dollar_Discipline
      @Dollar_Discipline 2 วันที่ผ่านมา

      Yes fair enough, there are probably better opportunities. But the message here is people complain about living paycheck to paycheck, and then watch Netflix for 4 hours

    • @felixthecat0371
      @felixthecat0371 วันที่ผ่านมา

      ​@@Dollar_Disciplineyeah man people can't complain about how exploited they are because they could be giving up their rest time to earn a few more dollars

  • @Songbird1117
    @Songbird1117 4 วันที่ผ่านมา

    We also complain about being poor when we work a lot (not me because I'm a minor,) but with all that work and no results, too bad ig

    • @Dollar_Discipline
      @Dollar_Discipline 4 วันที่ผ่านมา

      The point of this short was not to put anyone down, but to remind people that if you don’t like the outputs, you have to change the inputs

  • @Songbird1117
    @Songbird1117 4 วันที่ผ่านมา

    I'm poor because my family is poor and I'm not eighteen, LMAO

    • @Dollar_Discipline
      @Dollar_Discipline 4 วันที่ผ่านมา

      If you’re at a working age, you can change that for sure 👍🏻

  • @Oraskari
    @Oraskari 4 วันที่ผ่านมา

    Good video

  • @CJ-ik8qf
    @CJ-ik8qf 4 วันที่ผ่านมา

    “You’re working on the wrong thing” -guy with no views

    • @Dollar_Discipline
      @Dollar_Discipline 4 วันที่ผ่านมา

      You forgot to include the portion right before where I said “if you feel poor and feel busy…” Good attempt tho

  • @garnachas14
    @garnachas14 6 วันที่ผ่านมา

    It all comes down to self discipline. I've had credit card debt for the past few years, and it all came down to me paying something off with the card, and instead of paying it off immediately, I would just have the mentality of "well no I can buy more stuff with what I have in my checking account." Thankfully I don't have that mindset anymore, and will be using them in a way more responsible manner. 😅

  • @FIBstudio
    @FIBstudio 11 วันที่ผ่านมา

    Ty

  • @michellelovex
    @michellelovex 16 วันที่ผ่านมา

    Yep! Just that. Companies are not loyal to people

    • @Dollar_Discipline
      @Dollar_Discipline 16 วันที่ผ่านมา

      More people need to think of themselves and their future, not about ‘being loyal’ to a company

    • @michellelovex
      @michellelovex 15 วันที่ผ่านมา

      @@Dollar_Discipline for sure. In corporate moving companies every 3-5 years is the best for career advancement in my experience (unless you are getting internally promoted).

  • @sepke
    @sepke 16 วันที่ผ่านมา

    🤯

  • @itz________me_______soumya4147
    @itz________me_______soumya4147 19 วันที่ผ่านมา

    Thank you for your information ❤

  • @itz________me_______soumya4147
    @itz________me_______soumya4147 19 วันที่ผ่านมา

    Keep going man 🫡

    • @Dollar_Discipline
      @Dollar_Discipline 19 วันที่ผ่านมา

      Appreciate that! Don’t plan on stopping 🫡

  • @PhilzuLost
    @PhilzuLost 25 วันที่ผ่านมา

    What is 401k?

    • @Dollar_Discipline
      @Dollar_Discipline 24 วันที่ผ่านมา

      A 401k is a retirement plan that allows employees to contribute a portion of their paycheck to an account that can be invested and potentially grow tax-free over time. I would see if it’s an option for you at your job

  • @mystica-subs
    @mystica-subs 29 วันที่ผ่านมา

    And what job do you have? How much do you make a month?

    • @Dollar_Discipline
      @Dollar_Discipline 29 วันที่ผ่านมา

      I’m an accountant, and at the time we had an annual household salary around $120k. If someone doesn’t think they have a high enough income to reach a financial goal faster, my next question would be: what are you doing to increase your income?

  • @1skottymac
    @1skottymac 29 วันที่ผ่านมา

    And the Kabamala Administration would tax you 25% for unrealized capital gains on your house and investments as they grow . . .,

  • @patiencekates5975
    @patiencekates5975 หลายเดือนก่อน

    Yep it works

  • @braydenboyko8525
    @braydenboyko8525 หลายเดือนก่อน

    I like how you tried to make it sound fancy but it just means you pay off your debt because you can 😂 I thought it was going to be some method where you get some kind of break or something but it’s just paying off debt responsibly 😂 Also if you say you didn’t know anything about that method , but it made the most sense to you , those two things contradict each other because it wouldn’t make sense if you didn’t even know what it was

    • @Dollar_Discipline
      @Dollar_Discipline หลายเดือนก่อน

      There is no fancy way to pay down debt, no hack, no secret method. Everyone can pay down their debt. When we paid down the debt, I was saying that the process made sense to us which is why we did it. But we didn’t know there was a name for it

    • @braydenboyko8525
      @braydenboyko8525 หลายเดือนก่อน

      @@Dollar_Discipline well actually I had credit card debt from wasting money I didn’t have on golf clubs for a while , and I just made minimum payments because I kept spending money I earned instead of paying off the card , and because of purchase interest I was losing the battle so I switched that debt into a consolidated loan so that I had to make monthly payments off that automatically , and that debt now had no interest , so that was partially a hack because otherwise only doing the minimum I was getting slapped with those fees for hundreds every month

  • @VeshSneaks
    @VeshSneaks หลายเดือนก่อน

    A dude who runs a channel about personal finance, complaining that the people who come to him for advice don't know what they're doing? That's a new one. C'mon man, if you're gonna put content like this out at least put something helpful in there. If people knew what they were doing before they came to you, and knew how to do this stuff, you'd be out of a job.

    • @Dollar_Discipline
      @Dollar_Discipline หลายเดือนก่อน

      Understand the view point, however this isn’t my full time job (and not complaining). I make these videos to document the journey, help people who feel stuck by showing them how to take action. If someone improves their personal finances it won’t change my life, but it will definitely change theirs

  • @pmkn
    @pmkn หลายเดือนก่อน

    You kinda look like homelander x3 But you're being nice and spitting wisdom >w<

  • @spaceman13aj
    @spaceman13aj หลายเดือนก่อน

    So debt is bad, but all the millionaires have nothing but debt that they turn into public debt later so i should pay the debt mm🤔🤔🤔🤔

    • @Dollar_Discipline
      @Dollar_Discipline หลายเดือนก่อน

      Debt is bad for most Americans, yes. The people you are talking about are few and far between. Most people would benefit from paying off their $20k debt faster

  • @gewooneenlichtereversievan3709
    @gewooneenlichtereversievan3709 2 หลายเดือนก่อน

    Most people dont make enough to be able to do that

    • @Dollar_Discipline
      @Dollar_Discipline 2 หลายเดือนก่อน

      Then they are living well above their means. But the first step is to be net positive over a month’s time frame, then once that’s consistent you can do the bi weekly strategy

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    To start taking action today, click the white triangle link on screen

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    To find out how to become debt free in 2024, click the white triangle link on screen!

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    To find out some intentional strategies to pay down debt, click the white triangle link in screen!

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    If you’re living paycheck to paycheck, make sure to click the white triangle link on screen for actionable solutions!

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    If you’re a high earner struggling with debt, click the white triangle link in screen!

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    To dive deeper into the tactics, check out the full video by clicking the white triangle link on screen.

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    Do you have a debt pay down strategy?

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    If you want to see what YOUR budget looks like in this template, check out the full tutorial by clicking the white triangle link on screen!

    • @jerrystawnichy3873
      @jerrystawnichy3873 3 หลายเดือนก่อน

      Sorry but where can I find the template it looks like exactly what I need. Tnanks

    • @Dollar_Discipline
      @Dollar_Discipline 3 หลายเดือนก่อน

      Hey Jerry! I have the link below where you can download the budget template and debt calculator. Each comes with written and video instructions! (TH-cam doesn’t allow links in shorts comments so you’ll have to copy it into a browser) www.investingamateur.com/finance-starter-kit

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    If you want to see how your finances fit into this budgeting template, check out the full tutorial by clicking the white triangle link on screen!

  • @jamiebeckett9994
    @jamiebeckett9994 3 หลายเดือนก่อน

    Really good content. I'm glad to have found you early in your TH-cam adventure. Consider me thoroughly interested. The tools you're offering are outstanding. However, it you created a debt calculator that included mortgages (I'm a 4 unit real estate investor) I would be very interested in that product. Even if it came at a cost. Great work. Thanks for putting in the effort.

    • @Dollar_Discipline
      @Dollar_Discipline 3 หลายเดือนก่อน

      Hey Jamie! Glad you’re enjoying the content and resources! I agree, although the debt calculator goes up to 30 years (360 months), it’s not really optimized for mortgages. You definitely gave me some food for thought! 🤔

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    If you want to see how your budget looks in this template, check out the full tutorial by clicking the white triangle link on screen!

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    If you want to see what YOUR finances look like in this budget template, check out the full tutorial video by clicking the white triangle link on screen!

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    If you want to see what YOUR debt looks like in this tracker, click the white triangle link on screen for the full tutorial

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    Get your budget in place by watching the full tutorial. Click the white triangle link on screen!

  • @Ezrider12
    @Ezrider12 3 หลายเดือนก่อน

    Sounds like a good program. I think I can deal with that Excel spreadsheet.

    • @Dollar_Discipline
      @Dollar_Discipline 3 หลายเดือนก่อน

      It’s very user friendly! Let me know if you have any questions

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    To find out how to make your own debt payment calculator, click the white triangle link on screen!

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    Click the white triangle link on screen to understand how to transform your finances in 90 days

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    📌 If you liked that video, you'll love this one which talks about the 4 simple words that will change your finances in 90 days: th-cam.com/video/DMTk1VcNtSo/w-d-xo.html

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    If you want to see how your debt stacks up, click the white triangle link in screen for the full debt payment calculator tutorial!

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    To find out how to simply budget your finances in 2024, click the white triangle link in screen to see a full tutorial

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    To find out the one mindset shift you need to level up your finances, click the white triangle link on screen

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    Which method do YOU use to pay down your debt? To get on a path to become debt free, click the white triangle link on screen!

  • @Dollar_Discipline
    @Dollar_Discipline 3 หลายเดือนก่อน

    To watch the full video about the 4 words that will improve your finances, click the white triangle link on screen. Or if you want a free call with me, check out the link on my channel page

  • @Dollar_Discipline
    @Dollar_Discipline 4 หลายเดือนก่อน

    To get the FREE budget template, and start using it today, click the white triangle link on screen for the full budget template tutorial

  • @Dollar_Discipline
    @Dollar_Discipline 4 หลายเดือนก่อน

    📌 If you liked that video, you'll love this one which talks about the 4 simple words that will fix your finances in 90 days: th-cam.com/video/DMTk1VcNtSo/w-d-xo.html

  • @Dollar_Discipline
    @Dollar_Discipline 4 หลายเดือนก่อน

    To find more personal finance topics that will help you (starting today), click the white triangle link on screen.

  • @Dollar_Discipline
    @Dollar_Discipline 4 หลายเดือนก่อน

    If you want to see when your FEBR FREE date is, click the white triangle link on screen to watch the full debt tutorial video.

  • @Dollar_Discipline
    @Dollar_Discipline 4 หลายเดือนก่อน

    To watch the full tutorial on how to create a simple budget from scratch, click the white triangle link on screen

  • @Dollar_Discipline
    @Dollar_Discipline 4 หลายเดือนก่อน

    The link to the debt tracker (calculator) can be found on the channel page! Or watch the full video by clicking white triangle link on screen.