Real Estate Steph
Real Estate Steph
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Texas Stock Exchange Could ELIMINATE Property Taxes
Looking to buy or sell a home anywhere in TX? We can help. Let's Talk! cutt.ly/pwbAlraS
⬇️⬇️⬇️⬇️⬇️⬇️⬇️
Introducing BlackRock's Texas Stock Exchange! Join us on a wild ride through the potential impact of this financial endeavor on Texas' affordable housing crisis. Could this ambitious project be the key to eliminating property taxes for Texas homeowners? Subscribe to learn more about this groundbreaking proposal!
If you want my FREE RELOCATION GUIDE with information on all things about TEXAS, you can download it here: deals.allcityhomestore.com/ask/015eac53e75694248d99fa35c2a843e3
Stephen Harris
All City Real Estate LTD Co
NMLS 2453024
Loan Advisor
CrossCountry Mortgage
📞 (256) 226-2757
🌐 www.deals.allcityhomestore.com/
Personal NMLS2563024
Company NMLS3029
CrossCountry Mortgage, LLC does business in the State of New York as CrossCountry Financing. Licensed Mortgage Banker - NYS Department of Financial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org).
Equal Housing Opportunity
This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas.
Texas Consumer Complaint
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
#realestate # # #
มุมมอง: 343

วีดีโอ

The BRUTAL TRUTH About Moving From CALIFORNIA to Texas
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Thinking of moving from California to Texas? In this video, we'll give you the brutal truth about relocating to Texas, including the housing market and what to expect when buying a home. Get all the details before you make the big move! 1:14 - 2:44 - Population Density 2:45 - 5:21 - Entertainment & Options 5:22- 7:17 - Racism Concerns 7:18 - 9:58 - Housing Prices 9:59- 14:10 - Other Key Differe...
Use Your VA Loan Benefits to BUILD WEALTH [Don't Miss Out!🚨]
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Looking to buy or sell a home anywhere in TX? We can help. Let's Talk! cutt.ly/pwbAlraS ⬇️⬇️⬇️⬇️⬇️⬇️⬇️ 3 Pro Tips to Build Your Wealth with VA Loan Benefits! Don't Miss Out! Are you someone from the military who dreams of building your wealth but does not know where to start? Then, this video is for you! In today's video, we'll give you three tips straight from a pro about how to use your VA Lo...
Everyone’s Moving to Texas For These 3D Printed Homes
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Killeen Texas Is NOT What Everyone Says It Is
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Discover the truth about living in Killeen and Fort Cavazos in this eye-opening video! Join Kira Hutchinson, a Sergeant First Class in the military, as she shares her experience and debunks common misconceptions. Don't miss out on valuable insights and money-saving tips for anyone considering moving to the area. Subscribe now to learn why Killeen and Fort Cavazos may surprise you! ✅ Let's talk....
The Texas Housing Market CRASHED Right After I Bought My Dream Home
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NEVER Buy These Texas New Builds
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6 Reasons You MIGHT NOT SURVIVE Living in KILLEEN-FORT CAVAZOS Texas! [Watch Before Moving!🚨]
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6 Reasons You Might Not Survive Living in Killeen-Fort Cavazos, Texas! Watch Before Moving! Are you considering moving to Killeen-Fort Cavazos, Texas? Think again! In this video, let's dive deep into why you might not survive living in Killeen-Fort Cavezos, Texas! Here are the six reasons why you might not survive living in Killeen-Fort Cavezos, Texas: 1. Dismal Air Quality - One of the most gl...
Avoiding OVERPRICED Homes In Texas
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In a world where home prices are skyrocketing, it's crucial to know how to avoid overpaying for a house. Join us as we reveal the key indicators of an overpriced house and empower you to make informed decisions. Subscribe to stay ahead in the competitive home-buying market! ✅ Let's talk.. I would love to hear your story: cutt.ly/pwbAlraS Stephen Harris 2562262757 Stephen@mygoodlifeteam.com NMLS...
Ignore This And Your Home Loan Will Be DENIED!
มุมมอง 476หลายเดือนก่อน
I surveyed over 100 mortgage professionals to come up with the top reasons people are getting their mortgage loans denied. This is after they have already done the work of getting prequalified and found the house they want to buy. This can be avoided by following a certain set of rules and not doing a few key actions that can blow up the entire deal. #firsttimehomebuyer #affordablehousing #mort...
How EXTREME is the Weather in Killeen - Fort Cavazos, TX? (Watch Before You Move!)
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Are you curious about the unpredictable weather in Killeen, Texas? From rainstorms to tornadoes, droughts, and hail storms, this area experiences it all simultaneously. Stay tuned to learn more about the extreme weather conditions in Killeen and don't forget to subscribe for more fascinating insights! ✅ Let's talk.. I would love to hear your story: cutt.ly/pwbAlraS ✅Contact Our Concierge Utilit...
Local Advice For Relocating to Killeen - Fort Cavazos, Texas
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VA Loan Secret Weapon
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Killeen Texas Is EXPLODING Here’s Why
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Fort Cavazos Housing: Rent, Buy or Live on Base? Pros and Cons 2024
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This home WILL NOT pass VA appraisal inspection … here’s why
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This home WILL NOT pass VA appraisal inspection … here’s why
We sold this beautiful home in ONE WEEK
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Win The Great American Eclipse in Central Texas
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Va Loan Hidden Cost Explained - Home Buying Info For PCS Fort Cavazos / Fort Hood
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Zayden Dr Killeen TX - Home For Sale
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Killeen vs Temple, TX : Where should you move??
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Property Tour: Temple TX Home in The Reserve at Pea Ridge
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ความคิดเห็น

  • @marcielyn
    @marcielyn 6 ชั่วโมงที่ผ่านมา

    Im unclear as to why people buy and watch for the value of if you plan to live in the home and can afford it what does it matter the value. People shouldn’t borrow the equity from the home unless its worth more exchange for another income bearing investment.

  • @jasoncurtin5800
    @jasoncurtin5800 10 ชั่วโมงที่ผ่านมา

    We have walked multiple new communities in our area and these builders are building absolute trash, especially DR Horton Everything I’m seeing on the Internet DR Horton does not back their product!

  • @lesliehollaway9321
    @lesliehollaway9321 13 ชั่วโมงที่ผ่านมา

    Had a DR. Horton home and had no issues. Granted this was 20 years ago. I would purchase DR Horton again.

  • @alberthall8706
    @alberthall8706 14 ชั่วโมงที่ผ่านมา

    This so dumb. Buy a house to live in, get something you like and you can afford with a fixed rate loan. Stay there unless you need to or it is advantageous move.

    • @realestatesteph
      @realestatesteph 14 ชั่วโมงที่ผ่านมา

      Does it have to be dumb though?!

  • @adammcintyre1488
    @adammcintyre1488 14 ชั่วโมงที่ผ่านมา

    Good infoa As an appraiser in Houston I see many new construction houses in different phases of construction. You would be amazed at what I see in some of these new development job sites.

  • @nanciwarner-carreon7055
    @nanciwarner-carreon7055 20 ชั่วโมงที่ผ่านมา

    Don’t forget to warn about the ERCOT power grid and outages in most of the state of Texas!

  • @AlfredCurry-n1d
    @AlfredCurry-n1d วันที่ผ่านมา

    I don't care what people say, Killeen was my home for 46 years of my life, Killeen will always be my HOME!!!!!

  • @Hummer999xx
    @Hummer999xx วันที่ผ่านมา

    DR Rotten.

  • @Eph320joel
    @Eph320joel วันที่ผ่านมา

    Killeen, Tx is nice but it doesn't have Trader Joes, Vegan spots and Arts. The people are very nice. I met some of the nicest people at the gyms, parks etc. It for older people like me. 😂

  • @Marvin-P
    @Marvin-P วันที่ผ่านมา

    Get the (preceived) racism out of your mind. It's not good for you.

  • @cesarsoberanes5235
    @cesarsoberanes5235 วันที่ผ่านมา

    No integrity Anymore

  • @susanasalinas8797
    @susanasalinas8797 วันที่ผ่านมา

    These new homes are constructed within a week are so cheaply made i wouldn't pay for a house like that i would prefer an older home w land and no hoa

  • @misterchris8916
    @misterchris8916 2 วันที่ผ่านมา

    I bought DR horton and it is amazing.. no regrets..

  • @AlfredCurry-n1d
    @AlfredCurry-n1d 2 วันที่ผ่านมา

    Will always be Ft.Hood to me . Alf Curry

  • @NTATchannelNickTaylor
    @NTATchannelNickTaylor 2 วันที่ผ่านมา

    I was stationed at Ft. Hood in 83-84. 2AD.

  • @2a2dabay2atx
    @2a2dabay2atx 2 วันที่ผ่านมา

    Im torn

  • @catt99mahal8
    @catt99mahal8 2 วันที่ผ่านมา

    I think we would have been able to sustain our expenses as a middle class. However, with foreigner buying houses, with investors, and our country flooding with millions of non-Americans we are in a worst situation than we could have been.

  • @Snoqmike
    @Snoqmike 2 วันที่ผ่านมา

    I just built a new home in a Del Webb. Imagine my horror when the builder turned out to be Pulte. Cheapest and fastest. Thank God I hired an independent inspector to keep tabs on them.

  • @JK-sh8rc
    @JK-sh8rc 2 วันที่ผ่านมา

    My son and dil bought a new house in 2017 that had yet to be built. It was supposed to be finished in spring 2018. There was delay after delay with everything (imo some of explanations were flimsy at best) and the house wasn't finished until December, 8 months after they promised it would be finished. I think the only thing the builder gave them by way of recompense was a coffered ceiling in the family room. Never understood why son/dil didn't push the builder a lot harder for them to take responsibility.

  • @Laura-hk4th
    @Laura-hk4th 2 วันที่ผ่านมา

    Why are they building So Many New Subdivisions in Texas?? Who's Buying???

    • @realestatesteph
      @realestatesteph 2 วันที่ผ่านมา

      Lots of people, but admittedly, we’re overbuilt

  • @koreybarefield5442
    @koreybarefield5442 2 วันที่ผ่านมา

    It’s your dream house. Why are you talking about selling? Why are you tracking appreciation? And surrounding a down payment, NO THANK YOU. You take whatever you could use for a down payment and you invest it to earn interest. As long as it’s higher than your mortgage rate, it’s a good decision.

  • @prayersofrighteousness
    @prayersofrighteousness 2 วันที่ผ่านมา

    He speaking truth 😊I also moved still trying to adjust

  • @stuffandjunkandthings364
    @stuffandjunkandthings364 2 วันที่ผ่านมา

    I moved my family out of Killeen after our once-quiet neighborhood (off Westcliff) became increasingly violent. The gas station right up the road got robbed repeatedly, and the final straw was when my house got peppered with rounds from a drive-by a street over. No thanks. I moved to Temple. Yes the cost of the house was more, but when all other factors are taken into consideration (water, insurance, trash pickup) it ended up being cheaper per month than a similarly sized home in Killeen.

    • @realestatesteph
      @realestatesteph 2 วันที่ผ่านมา

      Thanks for sharing your story!

  • @coveredNfavored
    @coveredNfavored 3 วันที่ผ่านมา

    You’re selling in the area and the title says “Avoid”…? How about allow me to “help” you with some things you should know about… The state of Texas is a whole problem. Crime is random. Grew up here since 1990 moving from Brooklyn, and only had a bike stolen when I lived in LB. Left Killeen for 15yrs, came back and still quiet and chill where I live. And crime is senseless and minimal. Ft CAV is def nothing like FT Hood was pre-Iraq war.(wild Wild West, high divorce and std rates) The schools have average ratings because of lazy parents. KISD is a good district w/ lots to offer. Pay attention to your kid and the school.🤷🏽‍♀️ Killeen has 100% jogger-ability!

    • @realestatesteph
      @realestatesteph 2 วันที่ผ่านมา

      The positive titles don’t spark as much curiosity. Thanks for adding to the conversation though.

  • @coveredNfavored
    @coveredNfavored 3 วันที่ผ่านมา

    In any city there are good parts and bad parts. To say Killeen is bad never having lived anywhere else isn’t a true observation. Killeen is not Chicago. If you’re messy and from the streets, you can fall in line with that lifestyle. If you’re about business and quiet you can do that too. Crime is everywhere and extremely random. Killeen being a small city with constant random crime feels really close to home. Still not at the level of a bigger city. Killeen is not for everyone and is a blessing to many who know how to hustle, be open minded and handle business. Many sit and complain- Killeen this or Killeen that. Yet won’t make moves to make things happen. I grew up here. Moved to the DMV for 16yrs and came back. Not a lot to do but def a slower pace. Income isn’t high but there is money to be made, I’m doing it ✌🏽

  • @BA-pz3lo
    @BA-pz3lo 3 วันที่ผ่านมา

    im sure a big percentage of that 82 billion is spent on non sense. i would research it but it makes me so made when i find out how they waste our tax dollars. its better if i dont know ignorance is bliss 😅

  • @LD-tk7qf
    @LD-tk7qf 3 วันที่ผ่านมา

    Killeen is a shitty military town!!! With very high crime rate

    • @realestatesteph
      @realestatesteph 2 วันที่ผ่านมา

      I beg to differ

    • @LD-tk7qf
      @LD-tk7qf 2 วันที่ผ่านมา

      @@realestatesteph your wrong!

  • @AnaC17
    @AnaC17 3 วันที่ผ่านมา

    Love this! I appreciate the good, positive outlook. It seems like a lot of homebuying videos are filled with fearmongering and negativity.

  • @BoboEnterprises1968
    @BoboEnterprises1968 3 วันที่ผ่านมา

    Sheridan built our home in Arlington. One of the best builders but I think they went out of business right after out home was built with the housing crash in 2008/2009. They were a smaller company.

  • @realestatesteph
    @realestatesteph 3 วันที่ผ่านมา

    FREE RELOCATION GUIDE with information on all things about TEXAS, you can download it here: deals.allcityhomestore.com/ask/015eac53e75694248d99fa35c2a843e3

  • @jimmoca2182
    @jimmoca2182 3 วันที่ผ่านมา

    Beautiful wife, beautiful house just make babies and enjoy. Market is up and down.years from now your value will spike again.

  • @richardrowe1538
    @richardrowe1538 3 วันที่ผ่านมา

    stay leveraged. Do not make your problem worse by sinking more money in that house.

  • @richardrowe1538
    @richardrowe1538 3 วันที่ผ่านมา

    You did everything right. Why have doubts about the present market. I agree with you. Do not be fixated on the present market. Your only wrong move is making extra payments.

  • @richardrowe1538
    @richardrowe1538 3 วันที่ผ่านมา

    Why make a larger down payment. That money would be gone now. Your home purchase is only a lose if you sell now. You have a larger home with payments you could not afford now.

  • @kevin-mn9om
    @kevin-mn9om 3 วันที่ผ่านมา

    You only need to look at Chicago to see what the effect on housing and homelessness will be.

  • @djsoup76
    @djsoup76 3 วันที่ผ่านมา

    For the size Killeen is. It is bad place to stay. There crime is very high for a place that small in Texas.

  • @SirCarlosMusicBMI
    @SirCarlosMusicBMI 3 วันที่ผ่านมา

    🎉🎉🎉 Thank you Sir. You have a lot of common sense to share. Much appreciated. Blessings,Carlos ✝️🙏❤️😊🇺🇸

  • @ericquintanar1
    @ericquintanar1 3 วันที่ผ่านมา

    If we legalized marijuana and taxed it, we could make a substantial dent in that 82 billion. My home state Nevada made $133,091,547 and California made $1.1 billion in taxes just in 2023. With the Texas population that would make easy tax revenue for schools, roads and lowering property taxes. The Texas stock exchange does seem like a pipe dream, but nothing good ever comes from elites like BlackRock.

  • @PenguinInguinLodge
    @PenguinInguinLodge 3 วันที่ผ่านมา

    I would argue Houston is one of the least race conscious cities in the US. Cant speak for the rest of the state.

    • @realestatesteph
      @realestatesteph 3 วันที่ผ่านมา

      Agreed it’s soooo diverse

  • @asantebacala3365
    @asantebacala3365 3 วันที่ผ่านมา

    DR Horton is lowering the value of well made homes in our community. They are selling cardboard boxes in undeveloped sections of our community. The older homes, previously built by a reputable builder are negatively impacted by DR Horton substandard homes. DON'T BUY A DR HORTON HOME!!

  • @pokemoncollectibles2192
    @pokemoncollectibles2192 3 วันที่ผ่านมา

    Cutting property taxes completely or by half would remove the financial stress many homeowners have! A lot of homes around my area have a 2.6 rate which is insane

    • @realestatesteph
      @realestatesteph 3 วันที่ผ่านมา

      Yup I’m on a similar rate .. it’s too expensive

  • @mt_gox
    @mt_gox 3 วันที่ผ่านมา

    😅 You ain't seen nothin yet. House prices will bottom out at 90% below current levels.

  • @Lazlazor
    @Lazlazor 3 วันที่ผ่านมา

    Sold my rentals in 2022 at the peak. A wise investor watches the market and understands what's happening. Sitting on a hoard of cash waiting to go in like a king to buy soon. Can only blame yourself for being a "speculator".. 🤣

  • @luism261
    @luism261 3 วันที่ผ่านมา

    So people forget there’s a huge central area in California known as the Central Valley and it suuuuucks. It gets hotter than Texas, however it is dry, it’s mostly ag and manufacturing industries, it is extremely conservative and there is nothing fun to do. You have to travel hours to go to the forests or beaches, and traveling with those gas prices and hotel costs… forget about it. I left California because I couldn’t afford the lifestyle I wanted, to live in a metro area. Yes, California is beautiful if you can afford it but Texas is still a bigger bang for your buck.

  • @sbielec30
    @sbielec30 3 วันที่ผ่านมา

    Many times property taxes are collected by local governments. I think 🤔 maybe you forgot that. I would definitely stay away from Blackrock.

    • @realestatesteph
      @realestatesteph 3 วันที่ผ่านมา

      True indeed good addition

  • @janamarek
    @janamarek 3 วันที่ผ่านมา

    I would love it if our property taxes were lower or gone completely! We live in West Texas.

    • @realestatesteph
      @realestatesteph 3 วันที่ผ่านมา

      What a blessing it would be!!!!

  • @lunchablelibre565
    @lunchablelibre565 4 วันที่ผ่านมา

    I used to live in Killeen it’s not that bad but it has it’s bad actors. If your old it’s not bad if your fresh and young it might be bad depending on who you are friends with, I have had a lot of friends get killed over fake gang violence. Would recommend for retirement but not to stay. I will say Killeen has cleaned up a lot over the years!

  • @jolenestrubberg8897
    @jolenestrubberg8897 4 วันที่ผ่านมา

    It is a sundown town!

  • @enydreaddy6622
    @enydreaddy6622 4 วันที่ผ่านมา

    Why didnt u give exact price of house price, interest, payment per month n what it dropped down too? That wud of helped

    • @realestatesteph
      @realestatesteph 3 วันที่ผ่านมา

      It was in the intentional choice. I wanted you to focus on the message not the numbers.

  • @ajene1906
    @ajene1906 4 วันที่ผ่านมา

    Know of any good rentals there in Killeen ?Im looking to move there.

    • @realestatesteph
      @realestatesteph 4 วันที่ผ่านมา

      Gotta look by property management company. I like Starpointe and Lone Star a lot

    • @ajene1906
      @ajene1906 4 วันที่ผ่านมา

      @@realestatesteph Thank you.Will look.