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Too much investment going into existing buildings. Capital Gains tax needed. Tax the Rich.

Thank you so much! Have been loving your episodes!

Don't pretend that investors are good for and making life better for renters. Investors are the huge problem with housing affordability in NZ. Property investment should be BANNED!

PMI is down. Shipping is up because there was 20% increase in journey time due to Houthi's closing red sea. CB drop rates when they are worried about recession... not cause they like people

God I hate the slack kiwiii accent.. blarr arrba beloor

I don't understand why there is such ignorance about the double whammy of high taxation (compared to the rest of the world) and the massive inflationary of government money printing. Middle class is getting destroyed

Market is not turning around next year sorry boys, yes you are all biased. It took the biggest relative interest rate increase in our countries history to turn the bull market around and will take something as sigificant to turn things back. Nominal rate cuts will make housing more affordable but prices will not increase in real terms (that's inflation adjusted) for a long long time

I watched John Campbell & the Water infrastructure around Wellington & some rural areas looks really bad That is going to cost Wellingtonians a lot in rates to fix / maintain . I do not think Wellington house prices will gain much soon.

NZ is a hole, built around a housing bubble. Take away the inflated prices and what do you have left? - a hole. enjoy

Historically, DTI ratios have generally ranged from about 3.0 to 5.0. The increase to around 7 (8 AKL) reflects rising house prices and increased borrowing, which have "outpaced income growth". This high DTI ratio indicates elevated financial stress for households and could signal potential challenges for housing affordability and financial stability.

You cannot control inflation with tweaking interest rates! New Zealand is going to carry on its downward spiral of debt and higher inflation.. Get ready for the energy crisis. Jarrod Kerr! Good luck wishing for lower interest rates lol... We've now reached the 'catching falling swords phase', seen it coming years ago, which is why i sold at the top of 2022. Ask him why he thinks the rates are gonna fall next year! he doesn't know and he's just a parrot REPEATER of bullshit.

Great information lads 💎

Why haven't the stock market crash yet? We need that lows for sharesies 😂

What's with the 'heartbeat' in the audio?

💎💎

Love the content lads!

This channel is pure gold 👌 Wish I had found it earlier. Keep up the awesome work guys.

Nice video lads. What did/do you work as?

Capitalism is a pyramid scheme

Just google “market maker” and you realize it’s a casino and there are people rigging it

Can we like just have Amanda and drop the 2 male boso's

Found this really interesting and insightful, some great gems in here I wasn’t aware of. Thank you

Great stuff guys. More people need to hear about this channel it is pure gold 👌

As a 31 year old can confirm this has been the most expensive year of my life 😅

Lmao 31 here and I can say this is true, married end of 30, honeymoon 31, new house 31, and baby on the way will be 32

Well at least he’s mentally insufficient across the board lmao

In reality the government pays for it. Instead of collecting tax revenue X from you, the cost of X is ignored because you "wrote off" the object in question. (Terribly dumb way for the rich to get away with buying private jets and crap without paying their taxes by the way)

The girls should have their own segment. I came here to watch James and Michael.

I'm overseas for a while but have property in NZ. I love your podcasts and TH-cam so I can keep an eye on the NZ market from afar. Thanks

Awesome info as always guys. Thanks a lot.

Great video

Why would you buy in a LTC? Losses in any entity are locked into that entity, but when your property in a LTC starts making a profit you are now paying tax at your personal tax bracket. If you are on top tax bracket then your profit is now taxed at 39%. Better to buy in a normal close company where profits are max taxed at 28% and you can bonus a shareholder salary if you are on a lower personal tax bracket.

what a Legend 😉

I managed to buy a house in a small town in Waikato. While the mortgage was reasonable at the time (we bought for 520 with 110 deposit), the interest rate keeps climbing (max we could fix it for was 3 years). So we’re about to have an additional $1000 per month increase just because of the interest rate. On top of that, the council is implementing 9% increases every year for the next 3 years on top of expensive property tax and region tax we already pay. Our wages in the same time has increased by 1-3% annually so not nearly keeping up with inflation. All the maintenance on the house still has to continue as well- no fun new updates to the house can happen, just maintenance because it’s so expensive to do anything to your house these days. We soon won’t be able to maintain it all and will be forced to sell at a loss because the economy is down and isn’t showing signs of bouncing back any time soon. My advice? Don’t bother buying.

I applaud you, BanninkSolutions, for your outstanding efforts in confronting these scam Investment advisory agents who lack moral fiber. We must take every possible measure to safeguard the elderly and the general public from these contemptible scammers! Congratulations to you if you have contacted BanninkSolutions Asset Recovery because they will always help you get your money back .

what.... average house price of $900,000 is not even close to being accurate.... these guys are idiots....

definitely one of the best

you are experts because you spoke to people in retirement villages ??????????????? people who have wads of dosh to enter these overpriced con jobs and I am retiring very well on my $500/week thanks. you should focus on couples who divorce from 50+ onward and suddenly find they dont have a $ 2 mill house but only enough settlement to buy a dog kennel in Kaitaia

What season is this from??

I wiith kernal

If you want to see plaster homes drive through west Harbour in Auckland

Super handy advice thx!

Haha!

It sounds like either Stirling board or chipboard. Not really suitable for external use.

Fascinating. But what are Weet Bix? Is that something like Weetabix 😅

Hey Cheques and Balances , very good video . I can do better editing in your videos which can help you to get more engagement in your videos . Pls lmk what do you think ?

Kylie Jenner and the whole Kardashian clan are a bunch of skanks. Famous for doing nothing.

but what if you dont max out your credit card and you pay it off every month!?? my mortgage broker said having a credit card when doing revolving credit OR offset mortgage is a good thing, provided that youre paying the card off every month

Good ol’ Caleb hammer

100% No credit card.