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BudgetStuffSaveRepeat
United States
เข้าร่วมเมื่อ 9 เม.ย. 2022
My name is Melissa and I'm a zero base budgeter. I'm married with two young children. My husband and I both have full-time jobs. We combine our income into one account. We make all of our payments from that account. We transfer an allowance (blow money) and gas money from our joint account into our separate personal accounts. We have been budgeting this way our whole marriage (13 years). I recently discovered savings challenges. I think it adds fun to our budgeting system. I'm all in....budgeting, stuffing, saving, and repeating!!!
100 Envelope Challenge + More (02-06-25)
Thank you for stopping by and watching my video. I will saving as much as I can in 2025 to use for my self-care in 2026!!!
I have chosen the following challenge is to help me reach this goal:
(1) 100 Envelope Challenge
(2) Save $2,025 in 2025
(3) $1,000 challenge book
(4) $2,000 Monthly book
Please subscribe, like and comment…I really appreciate you being here!!!!
Remember to find the saving method that works for you!!!
I've created an Amazon Storefront...it's your one stop shop for items you see in my videos and things I personally use. Yes, I earn a small commission.
🛍️A M A Z O N S T O R E F R O N T🛍️
amzn.to/3YiQXiF
Our Channel: th-cam.com/users/BudgetStuffSaveRepeat
Happy Mail:
P.O. Box 606
Bear, DE 19701
Our email: budgetstuffsaverepeat@gmail.com
✨✨Earn Gift Cards and Money✨✨
🌟Fetch - fetchrewards.onelink.me/vvv3/referralemail?code=JNRNE4
Referral Code: JNRNE4
🌟Pogo ➡️
pogocash.app.link/P6GWPJ
🌟Evidation - tinyurl.com/2ls2jns9
🌟Ibotta → ibotta.onelink.me/iUfE/1005cd3f?friend_code=mihtvgg
Referral Code: mihtvgg
🌟Rakuten - www.rakuten.com/r/CARPEN1397?eeid=44971
🌟Frisbee - app.frisbeerewards.com/MI8C/refer?code=sWtod
Trackers:
100 Envelope Challenge: www.etsy.com/listing/1466833650/
$2025 in 2025: www.etsy.com/listing/1736819393/
$2025 in 2025 Dashboard: ko-fi.com/s/cd419658bc
$2000 monthly challenge: www.etsy.com/listing/1488322305/
$1000 challenge book: gifted by Caro
Channels Mentioned:
@ThriftyAsian
@TheALMOSTOrganizedOwl
#100envelopechallenge #savingschallenges #slowandsteady #10k #financialfreedom #15k
I have chosen the following challenge is to help me reach this goal:
(1) 100 Envelope Challenge
(2) Save $2,025 in 2025
(3) $1,000 challenge book
(4) $2,000 Monthly book
Please subscribe, like and comment…I really appreciate you being here!!!!
Remember to find the saving method that works for you!!!
I've created an Amazon Storefront...it's your one stop shop for items you see in my videos and things I personally use. Yes, I earn a small commission.
🛍️A M A Z O N S T O R E F R O N T🛍️
amzn.to/3YiQXiF
Our Channel: th-cam.com/users/BudgetStuffSaveRepeat
Happy Mail:
P.O. Box 606
Bear, DE 19701
Our email: budgetstuffsaverepeat@gmail.com
✨✨Earn Gift Cards and Money✨✨
🌟Fetch - fetchrewards.onelink.me/vvv3/referralemail?code=JNRNE4
Referral Code: JNRNE4
🌟Pogo ➡️
pogocash.app.link/P6GWPJ
🌟Evidation - tinyurl.com/2ls2jns9
🌟Ibotta → ibotta.onelink.me/iUfE/1005cd3f?friend_code=mihtvgg
Referral Code: mihtvgg
🌟Rakuten - www.rakuten.com/r/CARPEN1397?eeid=44971
🌟Frisbee - app.frisbeerewards.com/MI8C/refer?code=sWtod
Trackers:
100 Envelope Challenge: www.etsy.com/listing/1466833650/
$2025 in 2025: www.etsy.com/listing/1736819393/
$2025 in 2025 Dashboard: ko-fi.com/s/cd419658bc
$2000 monthly challenge: www.etsy.com/listing/1488322305/
$1000 challenge book: gifted by Caro
Channels Mentioned:
@ThriftyAsian
@TheALMOSTOrganizedOwl
#100envelopechallenge #savingschallenges #slowandsteady #10k #financialfreedom #15k
มุมมอง: 1 006
วีดีโอ
2025 Vacation - Mini Saving Challenges (02-03-25)
มุมมอง 78814 ชั่วโมงที่ผ่านมา
Thank you for stopping by and watching my video. Today I’m stuffing my MINI SAVINGS CHALLENGES to save for our VACATION 2025. Thanks for watching, liking and subscribing!!!! Please leave a comment too 🤩 The link for the freebie travel trackers are listed below! I've created an Amazon Storefront...it's your one stop shop for items you see in my videos and things I personally use. Yes, I earn a s...
Everyday Millionaire -- Net Worth Update (01-30-25)
มุมมอง 659วันที่ผ่านมา
Thank you for stopping by and watching my video. Today I’m revealing my net worth and back story of my budgeting journey! Please like and subscribe. Please leave a comment too 🤩 I've created an Amazon Storefront...it's your one stop shop for items you see in my videos and things I personally use. Yes, I earn a small commission. 🛍️A M A Z O N S T O R E F R O N T🛍️ amzn.to/3YiQXiF Our Channel: ...
Mortgage Payoff Update (01-27-25)
มุมมอง 677วันที่ผ่านมา
Thank you for stopping by and watching my video. Today I will be tracking my mortgage payoff…slow and steady! Please subscribe, like and comment…I really appreciate you!!!! We started tracking our journey in 2023…here is our progress: 2023 starting balance: $264,953.32 2023 ending balance: $241,110.66 2024 ending balance: $199,950.00 I've created an Amazon Storefront...it's your one stop shop f...
100 Envelope Challenge + More (01-23-25)
มุมมอง 1.6K14 วันที่ผ่านมา
Thank you for stopping by and watching my video. I will saving as much as I can in 2025 to use for my self-care in 2026!!! I have chosen the following challenge is to help me reach this goal: (1) 100 Envelope Challenge (2) Save $2,025 in 2025 (3) $1,000 challenge book (4) $2,000 Monthly book Please subscribe, like and comment…I really appreciate you being here!!!! Remember to find the saving me...
2025 Thanksgiving, Teachers and Christmas Saving Challenges (01-20-25)
มุมมอง 87414 วันที่ผ่านมา
Thank you for stopping by and watching my video. Today I will be stuffing for Thanksgiving, Teacher Appreciate and Christmas 2025. I believe its never to early to start saving for things we know are going to come up! Please subscribe, like and comment…I really appreciate you being here!!!! Remember to find the saving method that works for you!!! I've created an Amazon Storefront...it's your one...
January Monthly Minis (01-16-25)
มุมมอง 2.1K21 วันที่ผ่านมา
Thank you so much for stopping by and watching my video. Today I will be revealing the savings challenges I will use to save for my “Purpose Funds” for 2026!!! Purpose Funds = categories that I know we spend money for every year. Some of our categories include: family fun, beach outings, Valentine’s Day, Easter, and back to school shopping!! Savings challenges have been a fun way to save for ou...
2025 Vacation - Mini Saving Challenges (01-13-25)
มุมมอง 73921 วันที่ผ่านมา
Thank you for stopping by and watching my video. Today I’m stuffing my MINI SAVINGS CHALLENGES to save for our VACATION 2025. Thanks for watching, liking and subscribing!!!! Please leave a comment too 🤩 The link for the freebie travel trackers are listed below! I've created an Amazon Storefront...it's your one stop shop for items you see in my videos and things I personally use. Yes, I earn a s...
100 Envelope Challenge + More (01-09-25)
มุมมอง 1.7Kหลายเดือนก่อน
Thank you for stopping by and watching my video. I will saving as much as I can in 2025 to use for my self-care in 2026!!! I have chosen the following challenge is to help me reach this goal: (1) 100 Envelope Challenge (2) Save $2,025 in 2025 (3) $1,000 challenge book (4) $2,000 Monthly book Please subscribe, like and comment…I really appreciate you being here!!!! Remember to find the saving me...
Salary to Pension: The Adjustment Journey (01-06-25)
มุมมอง 1.4Kหลายเดือนก่อน
Welcome to my journey! In this video, I’m diving into my plan to gradually step my salary down to match my future pension income. This is all about preparing for a smooth transition into retirement while ensuring my lifestyle aligns with what’s sustainable in the long run. I’ll be sharing my strategy, the challenges I face, and the lessons I learn along the way. Whether you’re planning for reti...
Happy Mail (01-05-25)
มุมมอง 747หลายเดือนก่อน
This is simply a thank you and acknowledgment video!!! Please check out some of the other budgeters in this community!!! @budgetingapryl5640 @faithbydesignXO @ItsDee. @budgetingbydeenaus @OmaCraftsandBudgets @wendykasper5400 @lilzworld733 @apinspires78 @mojosmoney @OurSimplisticLife @GemCityBudgets @Lifeoverdebt @TinyBudgetCo @6girlsbudget @mindysbudgeting @angbudgetanddebt @Lifewithm...
Mortgage Payoff Update -- MILESTONE REACHED (12-30-24)
มุมมอง 1.5Kหลายเดือนก่อน
Thank you for stopping by and watching my video. Today I will be tracking my mortgage payoff…slow and steady! Please subscribe, like and comment…I really appreciate you!!!! I've created an Amazon Storefront...it's your one stop shop for items you see in my videos and things I personally use. Yes, I earn a small commission. 🛍️A M A Z O N S T O R E F R O N T🛍️ amzn.to/3YiQXiF Happy Mail: P.O. B...
UNSTUFFING - 111 Monthly Mini Saving Challenges (12-26-24)
มุมมอง 16Kหลายเดือนก่อน
Thank you for stopping by and watching my video. Today I will be UNSTUFFING my monthly mini savings challenges that i saved for the year!!! How many did i complete? How much did I save? How am I going to allocate the money? Please subscribe, like and comment…I really appreciate you!!!! Remember to find the saving method that works for you!!! I’ve created an Amazon Storefront...it's your one sto...
100 Envelope Challenge + More (12-23-24)
มุมมอง 2Kหลายเดือนก่อน
Thank you for stopping by and watching my video. I will saving as much as I can in 2025 to use for my self-care in 2026!!! I have chosen the following challenge is to help me reach this goal: (1) 100 Envelope Challenge (2) Save $2,025 in 2025 (3) $1,000 challenge book (4) $2,000 Monthly book Please subscribe, like and comment…I really appreciate you being here!!!! Remember to find the saving me...
Happy Mail (12-19-24)
มุมมอง 659หลายเดือนก่อน
This is simply a thank you and acknowledgment video!!! Please check out some of the other budgeters in this community!!! @OmaCraftsandBudgets @gpsoddsends @savewithjudy @LittleHelpfulFiles @KnightLyfe @MindYourMoney @ItsDee. @donnajo82763 @TheWinningWallet I've created an Amazon Storefront...it's your one stop shop for items you see in my videos ...
2025 Saving Plan (Purpose Funds) (12-16-24)
มุมมอง 2Kหลายเดือนก่อน
2025 Saving Plan (Purpose Funds) (12-16-24)
100 Envelope Challenge + More ($15K in 2025) (12-09-24)
มุมมอง 6K2 หลายเดือนก่อน
100 Envelope Challenge More ($15K in 2025) (12-09-24)
2025 Vacation - Mini Savings Challenges (12-02-24)
มุมมอง 5912 หลายเดือนก่อน
2025 Vacation - Mini Savings Challenges (12-02-24)
$15,000 in 1 Year - FINISHED (11-25-24)
มุมมอง 1.7K2 หลายเดือนก่อน
$15,000 in 1 Year - FINISHED (11-25-24)
Monthly - Mini Saving Challenges (11-14-24)
มุมมอง 1K2 หลายเดือนก่อน
Monthly - Mini Saving Challenges (11-14-24)
2025 Vacation - Mini Saving Challenges (11-07-24)
มุมมอง 5613 หลายเดือนก่อน
2025 Vacation - Mini Saving Challenges (11-07-24)
Saving Challenges: Scratch-Offs (Furniture Payoff Update 11-04-24)
มุมมอง 3553 หลายเดือนก่อน
Saving Challenges: Scratch-Offs (Furniture Payoff Update 11-04-24)
2025 Vacation - Mini Saving Challenges (10-24-24)
มุมมอง 6933 หลายเดือนก่อน
2025 Vacation - Mini Saving Challenges (10-24-24)
My 100 envelope challenge queen ❤ Love that you got a big ole TH-cam check! Woohoo. You deserve it, friend 😊 Last year was the first year we had to pay taxes, and this year we’ll owe more. Boo!
Thank you Katie!! Yes, more money = more taxes🥴 I guess this is a good problem to have 🤷🏽♀️
We owe taxes every year! Last year was a shock-- an actual refund due to two kids in college. Hoping that's the same this year, but we will see.. Congratulations on the success of your channel! Always enjoy it! Have a great rest of your weekend! 💗💓
Thank you for being here! I hope you get a big refund this year!!💕💕💕
💎💎Wonderful Stuffing Melissa!!! 💎💎
Thank YOU!!!
Hi Melissa!! Yay for a YT check!! Woohooo! Congrats, Love! ❤️ 😊
I appreciate you so much!!! 💕💕💕
great video Melissa, very motivational. looking forward to the end of the year for totals.
Thank you!! Me too!!! I greatly appreciate you being here!!
Hey Melissa! Here catching up. Happy Saturday ❤😊 congrats on your YT & Amazon payout
I'm so glad you're here!!! THANK YOU!!!
Happy February Melissa ❤ I’ve never been on a cruise but it’s on my list 😊 sounds so fun
Thank you for being here and I hope you get to go on a cruise one day!! They are a lot of fun!!!
Greatful 🎉🎉
Thank you for being here!!
Ok i think I'm going to do this, BUT with 50 Challenges, so Im not overwhelmed. Plus Im on one income. Loved watching this. Great job 🎉🎉🎉
I love it!!! Do what works for YOU!!! I greatly appreciate you being here💕💕💕
Absolutely love it 🎉🎉🎉
Thank you so much, I appreciate you being here!!! 💕💕💕
Oh my goodness your so far in your 2025 challenge already. Whoot whoot, congrats on your YT payout..thats amazing!!! That is goals for me. And wow you are full of good luck, and even winning a giveaway?! Stupid taxes. Uncle Sam is my least favorite uncle ever!! Amazing progress friend. And great reminder about perspective.
Back for another video! Girl im with you about Debra! So exciting to see her pay off her student loan! OOhhhhh a cruise, so fun! Which cruise are you guys going on? And no excursions?!? I feel like those can be so much fun! Cant wait to hear more about your vacay plans...as always...living vicariously through you!
Yeah, we’re going on a Royal Caribbean liberty of the seas cruise!!! my kids are just at a weird age where that excursions are too mature for them so I rather play it by ear instead of waste of money and having whiny kids!!! I’m glad we have a vacation on the books because the federal government is not a fun place to work right now!!! Thank you for being here, my dear sweet friend!!!!
Hi Melissa, sorry I havent had a chance to visit your channel in a while...but im trying to play catch up now. This is one of my favorite videos of yours. Just shows with time and consistency how your income/wealth can increase. Congrats on getting your primary residence below $200k!
I understand, Jessi!!! I know I tell you this all the time, but please don’t catch up on my videos…. I get it. Life is busy!!! Last week. My son was sick. My husband was traveling out of town and now this week and I’m sick…. I have not been on TH-cam and I have comments that are over 10 days old that I haven’t responded to…. I’m doing my best, but it is hard girl!!! I honestly truly appreciate you!!!
Happy Friday Melissa! Great video & great progress!!!
Thank you so much, I appreciate you being here!!!
You are doing so well Melissa!! Congrats on the youtube payout and I hope the next is bigger! TH-cam money helps so much with the extra financial goals. Great job with your challenge! ❤
I appreciate you so much!!! You are so kind!! 💕💕💕
That was a nice payout for TH-cam! Maybe this next one will be even bigger. Taxes are definitely a concern when you start making more money. We get a smaller and smaller refund every year.
Very true! More money = more taxes!!! It’s a good problem to have though🥴 I greatly appreciate you being here!!!
You guys are going to enjoy the cruise! I don’t think excursions are necessary. Relax on the beach it’ll be just as fun
I'll definitely be relaxing on the beach! I'm excited for some quality time with family and friends!!! Thanks for being here Chey💕💕💕
Hi Melissa! Congratulations on your YT payout! It's a great feeling being paid to do what you enjoy doing! Your progress is amazing!!❤❤❤
Thank you so much, you are so kind! I'm so grateful for this journey and your support!💕💕💕
That's awesome Melissa! You so deserve that Payout from TH-cam. Love you my friend Hugs. 🤗🤗💚💚
Aww thanks, you are too sweet!!! Love ya Donna💕💕💕
You're doing great Melissa! For the first time ever, I have money left after paying my bills. I never would have gotten here without starting to cash budget! ♥ ♥
I'm so happy for you!!! 🎉🎉🎉 It's amazing to get to that point, and you should be so proud of yourself!!! 💕💕💕
Hey Melissa great video as always, love yah
Thanks so much!!!
Hi Melissa, good job getting extra money and winning a giveaway. I loved your advice about the TH-cam payouts and taxes because yes anytime you get extra money you’re going to be taxed on it. Great progress! 🎉❤
Exactly Debra…more money🤑, more taxes 🤑 I guess it’s a good problem to have though🤷🏽♀️Thank you so much for being here!! Have a great weekend 🥰🥰🥰
My favorite show is on! ❤😂 that was an amazing payout from youtube! Well deserved Melissa. ❤ last year was my first year paying taxes and I was a little sad because my high salary as well. I did up my tax withholding last year so I’m hoping. If I have to pay taxes it will be lower than the $1900 last year!
You are TOO sweet Shirley!!! Thank you to adding to my success; thank you for being here!!! Yup, more money 🤑 = more taxes 🤑 I guess that’s a good problem to have though🤷🏽♀️ 😂😂 love ya friend💕💕💕
Happy Thursday! Great progress I want to start the 100 envelopes one day after I pay my debt 💕💕ya of payout
You've got this!!! You’re doing the hard work of prioritizing your debt pay off… you will get here!!!! I greatly appreciate you being here Izzy💕💕💕
Yay for huge YT income 🎉 You are doing so great on your challenges. 2025 is your year Melissa! 💞
Thank you so much! I appreciate your support!💕💕💕
Hey Melissa!! Here after work trying to wind down lol. Yay on the YT check gains 🤗🤗💃🏽💃🏽and other extra money!!
I’m glad you’re here, Dee!! Hope you had a great day!!!
Great ❤ Video
I'm so glad you're enjoying it!! Thank you for being here 💕💕💕
GM happy Thursday Melissa! Oooh daaang I love your 100 envelopes. I need 😍 I hate folding my bills now 😂 over it! Keep it up!! I love your consistency! 🎉🎉🎉🎉🎉🎉🎉🎉
That makes two of us, I definitely don’t like folding bills either…I’m so glad you’re loving the challenge!!!
It just became February & look how far you are with this year’s challenges, amazing! 🎉🎉🎉
Thank you!!! I'm glad you're enjoying the updates!!! I will stay consistent for as long as I can!!!!
Great stuffing 😊
I am so glad you’re enjoying it!! Thank you for being here 💕💕💕
Great savings ❤
Thank you!!
Hi Melissa, you’re doing amazing!! These are my favorite videos 😊😊
Yay! Thank you!!! I greatly appreciate you being here💕💕💕
Good morning Melissa 🌞🌞🌞🌞, great stuffing as always ❤❤❤❤
Thank you so much!! I appreciate you being here!!!
Hi Melissa, we are tuned in from London😊
Thank YOU💕💕💕
Oh YEAH!!!! Congratulations on your YT check🎉🎉🎉 December was a good month for many creators! You are 💯 You just have to remember your WHY. Saving this way has been life changing for me and my family. Fantastic progress, Melissa!!!!🎉🎉🥳🥳
Exactly Nita… I think a lot of creators are getting lost in monetization… if this way of saving and tracking and budgeting is working then I think we’re getting a huge benefit… let’s not talk about the community and positive energy!!! I needed this community and just a new way to look at what I was previously doing!!! I was doing some good stuff like the budget and I haven’t changed that, but I definitely changed the way we save and that has benefited my family tremendously!!! I love seeing your beginning to now. It is just a true testament on how well this system works!!! I love you so much for being here💕💕💕
Hi there new sub just an FYI 2025 challenge is off by $2... I'm also doing that same challenge and made sure to add it all up because I didn't want to recount over and over LOL
You are absolutely right! I'll go back and double check my numbers - thanks for the catch!!!! Thank you so much for subscribing!!! I greatly appreciate you being here and your support💕💕💕
Hello Melissa! Congrats on the bigger YT payout, giveaway and Amazon!! 🎉🎉 I totally agree! You do have to love to do YT to see the benefit of it. ✨💜
Hi Imani!! TH-cam is such a tricky thing… there’s potential here, but there’s a lot of unknown in things out of our control too!!! I really do just look at it from the standpoint of my personal benefit… it’s a very supportive community and I’m saving and doing pretty well with my finances… I’ll take those wins all day long!!! I’m so grateful that we have connected!!! I hope you are having a wonderful day.💕💕💕
Hi Melissa, yay for your best YT check to date, winning the giveaway and Amazon!!🎉 We haven't gotten a tax refund in years..we're hoping this year we break even, but we'll see. Always love your inspiring videos. Awesome savings. Enjoy your day! ❤❤
Thank you Lisa!! Ever since the tax code change we haven’t seen any refunds either… I’m grateful I can pay it, but it is super annoying🥴 I greatly appreciate you being here!!! I hope you have a wonderful weekend💕💕💕
Congratulations on your YT check! Great stuffing! 🧡🤍🧡
Thank you for being here, I appreciate you!!!
Hey Melissa! Yay for your TH-cam check! I think that if creators stick with the idea that they are creating to stay accountable… then the checks are truly a bonus. I don’t expect a payout but I’m sure grateful when I get one. Great video!
Thanks for sharing this, I completely agree with you! I try to remind myself the same thing - so grateful for the community!!! Have a wonderful weekend, Barb!!!
Hi Melissa! Cute and thoughtful happy mail!😊
Thanks so much!!! I appreciate you being here 💕💕💕
Great vid, Melissa! Loved your explanation of the YT money and taxes. It's the same for us.
Thank you!!! Yes, I feel like I don’t get to keep much of what I earn on my side hustle!!! It’s still fun though, but I don’t put a lot of weight on it!! I greatly appreciate you being here💕💕💕
Good Morning, listening while working.
Thank YOU💕💕💕
Hey Mel, awesome video and great progress ❤🎉
I am so glad you enjoyed it!! Thank you for being here💕💕💕
❤❤❤
Thank you!! Have a great day!!!
Good morning ❤
Good morning!☀️ I appreciate you being here!!
Thanks for sharing your thoughts Melissa! I agree with you. I enjoy recording and whenever I receive pay from YT I see it as extra so that’s a win-win! 🎉😃🌸🌺💖
That’s a great way to think about it!! I’m so happy for you!🎉🎉🎉 I greatly appreciate you being here Paula💕💕💕
Good morning I’m listening while I work. I just love your videos 😊. Have a beautiful day my friend. 🦋
Good Morning!!! I’m so happy you’re joining me today!!! Have a great day, Frances!!!!
Hey Melissa 🎉🎉🎉 loved your explaination about the “money” that is made and interest and so forth. It’s great to receive but the payback is real and must be done. But we keep going and moving and being positive despite. ❤ Thanks for sharing and enjoy your day and upcoming weekend!
You are so welcome!!! More money 🤑 = more taxes 🤑, but it’s a good problem to have 🤷🏽♀️ I appreciate you being here!!! Have a great weekend, Melissa!!!
Hi Melissa 👋 yes I'm in the same boat. I am in a high tax bracket as well due to my regular 9-5 job. 😮💨 it really hurt me when the federal tax wages went up. The government was taking over $1k from my check each pay period 😰 great savings ❤
Yes, I completely understand that!!! It's definitely frustrating…😩😩😩😩 I pretty much don’t make anything from my side hustles because most of it goes to taxes… even the interest that I make pretty much goes to taxes!!! Thanks for sharing your experience with me!! I greatly appreciate you being here!!!