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Great analysis, thank you! I need some advice: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?

Thanks for the analysis! A bit off-topic, but I wanted to ask: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?

Appreciate the detailed breakdown! Could you help me with something unrelated: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?

I don’t know why, but while I was watching your video, it made me want to go outside and play football !!!😂

Unlikely. Bond market would have moved and priced that rate in already. It has not. The incoming administration is about to deploy an entire series of tariffs that will be very inflationary. Lastly, a few of the fed's metrics are still a little too hot for their comfort and we are siting at what is affectively neutral rate and one they are unlikely to drop too quickly. Lastly, home prices have not really moved downward in most markets to account for the cost of barrowing. This is driven by inventory being thin as no one is going to pay off a 3-4% mortgage just to pick up a new one at 6%. I get it, it sucks to be a sales agent (loans or property) right now, but you should avoid giving false hope in the form of a highly biased opinion praying for the good old days.

Are homes unaffordable in your area?

How is this a hack. You can't be that dumb.

Did you know: 23% of mortgages are assumable!

Great video. Thanks.

You can use your spouses income for approval purposes but for best rate leave them off the loan paper work and just place them on the deed?

I feel like I’m on a business call

Do you agree with my assessment if we see a DJT win? I think prices are going up!

Hey Ryan, do you want to improve your social media presence and reach? If so we are here to help

Good video and right to the point my man 👍

Hey Ryan , very good video . I can do better editing in your videos which can help you to get more engagement in your videos . Pls lmk what do you think ?

Interest rates down, prices up up up!!!

Finally won a home after 10 tries over last 2 years. First timer. Had to put down 300k. Got 5.99% 680k. Years of saving helped.

First-time home ownership is OVER. "Starter home" are over 400k average income is 58k. We've put in 77 bids in middle TN on first home and were outbid by cash investors EVERY TIME. Now, we're priced out due to price and mortgage rates. Wonder why Millenials and Gen Z are doom spending? Not getting married? Not starting families? Why is civil unrest growing while the wealth gap is larger than it ever has been in history? It's because this economy is not for us, it never has been since we've been around. It priced us out and left us behind before we got here. This doesn't end well for society at every socioeconomic level..

Great info! I don't think housing pries will come down anytime soon due to the amount of people that have sub 5% and 4% loans.

WOW 2 years later and I am buying at 7.8%. I am giving up a 3.8% to move close to my 94 yo mom. It is really hurting!!!

I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer

Interest rates for artificially low for nearly 20 years and people complain that they are returning to historic norms. You probably don't remember the interest rates of the late 1970's. I do, but was far too young to purchase a house in those days. I doubt that you were even born and it seems that today's younger people have zero "historic" memory of anything before high school. With regards to interest rates, there is no such free right to low interest rates.

what are some things that need to be done before you get cleared?

I think I concur with your analysis. That said, what do you think about the labor market, if we see a spike in unemployment…. What effect do you think this would have on home prices?

It's called GREED

And deceptive

Lol more descriptive language

More dissolution

We are our worst enemy.

Enough greed

More smoke and mirrors

No one cares about this, it changes nothing

What I'm trying understand is with the 2.1 or even a standard rate buydown....I know you are asking for seller credit up front but in the offer but where and how exactly do you use that money to bring down the rate? Does the realtor need to put anything in contract? Does the lender handle the rate adjustment? Is it an addendum?

Bro, why do this video if this hasn’t happened? SMH 🤦‍♂️

What are your thoughts on home prices?

So who to get a loan with if you want a faster appraisal?

Homes are ridiculously overpriced. Ugggghhhhh

The only ones who benefit from this are the future homebuyers. Bad for everyone else

Get a real mic, and use sound dampening in the room you are in. Even sheets work fine behind the camera.

Let’s go with -8 and then some….

Thank you for your explanation of this drafted piece of legislation. I think this proposed legislation if brought into law is one, discriminatory, and two, not going to solve the unaffordability problem. First of all, as someone who feels completely screwed in this current housing market as a first time home buyer in California, this program appears to only be accessible to people whose parents have never owned a home. Why would I want my tax dollars to go to a marginalized group of people if I'm also facing the same issue? I am a first-time homebuyer, but don't come from a rich family, however my parents and grandparents have all owned homes...but that's not my fault. I don't understand the rationale for "who would qualify." Secondly, while it is hard to save money for a down payment (especially with this rampant inflation), $20,000 does not really make a dent in the overall cost of a house purchase price. For example, the average price of a house in my area is over $500k. That means I need $100k for a 20% down payment. I would be happy to have a 10% down payment saved by end of 2024. 🤞 The only thing that would make it reasonably affordable for people in my same boat would be for either the prices of houses to come back down to pre-pandemic levels, or interest rates to become low enough for us to afford a higher mortgage amount. This market is not going to be able to sustain itself forever, but it's definitely the biggest pain point for my millennial generation (for those of us who have missed the chance to buy when prices were within reach). Keeping tabs on current events to make sure I'm informed. 😊

Do you think this should go into law?

This dude sucks

You said that for an FHA loan, you also need to occupy it. What if you're occupying the retail space with your business and renting out the apartment above? Would that still count as 'owner-occupied'? Or is it only the residential part that's considered?

How long have you searched for a home???!!!!

What's your point

Hello Sir, How are you doing? I saw your video.Your content quality is very good. But your channel is not showing everywhere on youtube, that's why you are not getting more views. Anyway, can we have a meeting to know more? Thanks

Good video. Rates under 4. Ooof.

Where do you think interest rates are going?

Borrower pays for appraisal.