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As an avid investor, I often mull over how accomplished investors are able to amass fortunes through their investment endeavors. Presently, I hold equity exceeding $545K from a recent home sale, yet I'm uncertain about my next investment move. Should I consider buying stocks at this time, or should I await another opportunity?

Great story teller and providing a clear red threat - i like his views but also like to compare with other economists and see the world a bit more positiv as him. A bit to risk adverse for my style and this also reflects his returns compared to other investors 👌🤞

Very interesting

he always gives his lectures about monetary policy and the tools that the federal bank has. But he never dives into fiscal policy and congress and government spending and taxation . It’s the wasteful nonproductive spending by government that has been non sustainable and generating economic chaos in the markets and the economy . But he does not know about it or he is afraid to say or speak about it .

I have heard that Dalio is a control freak and almost impossible to want to work for.

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

Fight Digital Money in any forum . Life does not promise you Electric Power or the Internet . Buy Gold and Silver . Stack something , Even Copper , Nickle and other Metals , Heck buy a Metal Detector just as Insurance to feed your family . Characteristics of sound money , You know where your Gold is .

⛔ Could not find **Add a comment** button. Here is the entire summary: ```markdown 🎯 Key Takeaways for quick navigation: 00:00 📜 *Economic and Investment Principles Overview* - Ray Dalio shares his systematic approach to decision-making and the importance of documenting principles. 01:51 🔄 *Economic Overview: Perpetual Motion Machine* - Describes the economy as a perpetual motion machine with four big forces, three equilibriums, and two levers. - Discusses productivity as the key force, short-term and long-term debt cycles, and the impact of central bank actions. - Highlights the role of politics, both internal and external, in influencing economic cycles. 05:22 🔄 *Short-term Debt Cycle* - Explains the short-term debt cycle involving recession, central bank intervention, credit creation, and subsequent debt. - Discusses market cycles linked to short-term debt cycles. 06:31 🔄 *Long-term Debt Cycle* - Explores the long-term debt cycle, accumulation of short-term cycles, and the need for central banks to stimulate. - Describes the end of the long-term debt cycle, leading to quantitative easing and potential limitations. 07:56 🌐 *Geopolitical Cycle and Wealth Gap* - Discusses the wealth gap caused by economic cycles, technology, and globalization. - Highlights the impact of wealth gap on politics, leading to populism. - Examines the rising power of China challenging the existing power (U.S.) in a geopolitical cycle. 09:02 ⚖ *Three Equilibriums* - Emphasizes the importance of balancing debt growth with income growth, maintaining optimal economic capacity utilization, and the relationship between equity, bond, and cash returns. - Stresses the role of these equilibriums in shaping economic conditions and influencing central bank policies. 12:32 🎚 *Monetary and Fiscal Policy Levers* - Describes monetary and fiscal policy as levers to control economic cycles. - Explains how adjustments in monetary policy influence debt growth, capacity utilization, and returns on financial assets. - Illustrates the perpetual motion of the economy through these levers. 13:00 📊 *Charts: Productivity and Short-term Debt Cycle* - Presents charts depicting the historical trend of productivity and the current phase of the short-term debt cycle. - Discusses the implications of productivity decline in the later stages of the long-term debt cycle. 16:40 💰 *Debt Crisis Comparison (1900 to Present)* - Compares the current economic situation to historical debt crises, emphasizing similarities in central bank responses and market reactions. - Examines the impact of debt crises on central bank balance sheets and monetary policy. 18:05 📉 *Unfunded Liabilities and Golden Age of Capitalism* - Discusses unfunded liabilities, including pension and healthcare, and their potential impact on economic conditions. - Explores the golden age of capitalism, marked by increased profit margins, technological efficiency, and globalization. 20:02 🌐 *Wealth Gap and Populism* - Examines the widening wealth gap and its connection to profit margins, taxation, and political polarization. - Highlights the emergence of populism and its implications for economic and market dynamics. 21:40 🔀 *Political Landscape and Entrenched Conflict* - Analyzes the current political landscape, showcasing the increasing conservatism of Republicans and liberalism of Democrats. - Illustrates the entrenched conflict in voting patterns along party lines, indicating heightened political polarization. 23:44 🌍 *Market Analysis: Late Business Cycle and Political Impact* - Late business cycle and political impact on markets, - Europe entering elections, potential movement to political extremes, impact on capital flows. 26:02 🌐 *China's Increasing Global Influence* - China's rising influence in the global environment, - Comparison of United States and China in terms of output, equity market cap, and debt securities outstanding. 27:09 📊 *Factors Influencing World Reserve Currencies* - Factors influencing the rise and decline of world reserve currencies, - Research on the cycles of reserve currencies and the six main factors determining a country's power. 30:10 💹 *Investment Principles and Economic Overview* - Investment principles and economic overview, - Theoretical value of investments, asset classes outperforming cash, and principles related to return streams. 32:41 📉 *Risk Reduction through Diversification* - Importance of diversification in risk reduction, - Two types of return streams: beta and alpha, and the significance of having uncorrelated return streams. 38:29 🔄 *The Holy Grail of Investing: Diversification* - The Holy Grail of investing: achieving diversification, - Significance of having 10, 15, or more good uncorrelated investments for improving return to risk ratio. Made with HARPA AI ```

Invest in different assets 🎉

This is truly helping keen individuals by teaching us how to fish. Could we please get access to the powerpoint in the video? The camera angle obstructs a lot of it.

Oh, selling at high and buying at low. That is good, really good. 😁

Mr Ray also mentiones in this class " diversified investment strategy can increase the return on investment and reduce the risk of investment. For diversified investment strategies, you have mentioned two main methods in this class, One is the Beta return stream and the other one is the Alpha return stream. I understand Beta's strategy, but you mentioned very little about Alpha's strategy plan in this class. I want to know why you call Alpha's diversified strategy as a kind of gambling plan? Thank you. Vivian Zhang

In this class, Mr Ray talked a lot of investment principles in this course. In these contents, you have also mentioned fiscal policy however, the information provided for this piece of content is limited. I am wondering now: whether there would opportunities in the future to expand on this topic? Thank you Vivian Zhang

Thanks to Mr Ray for teaching, it is really a course that I enjoys. This is course on "investment thinking" and giving investment principles learning couse. Through this class, I learned about some principles and methods of how investing. Regarding the " quantitative easing ", and "a tight monetary policy" mentioned in this class, I would like to ask a question about it: you mentioned in the course that a tight monetary policy can only be used in two circumstances: 1, a relatively high operating costs. 2, a lower level of unemployment. I don not understand why monetary tightening policy is still used in "a lower level of unemployment situation. Vivian Zhang

Hi Ray, the content of your class is wonderful, however, the writings on the blackboard and the lecture content written on the blackboard can not be seen in this video. I wish I am able to see the lecture content on the blackboard. 😔 Vivia Zhang

Investing in the stock market has HISTORICALLY provided higher returns than other forms of investment. According to Morningstar, the average annual return for the S&P 500 index, which measures the performance of 500 large-cap stocks, was approximately 10% from 1926 to 2020.

In what book do we find this because i cant find a book calles the economic and investment principles by ray dalio

what the answer where to invest when the growth and inflation are both high. please do rply

In what book does Ray mention the Islamic Khalifa System?

I am experiencing one of the most challenging phases of my life... Lost a fortune lnvesting in emerging companies. How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

Your investments have to be uncorrelated as much as possible bcz that's the essense of diversification.

I dream, [indeed]; for: "ARABians"; to: "Invest into: Italian_FOOTball (Mainly; A.S._Roma) and Celtic, F.C.!!"!! -M.K.S. -(M.K.S. they can!!!!)!!

Knowledge changes belief. Not everyone shares knowledge free. Hope we learn from these legendary people. Thank you Dalio I am learning invaluable lessons. We need more people like you. Wish you all the best.

This is financial advice and I never give financial advice: DONT LEAVE DURING THE BEAR. If you don’t want to invest…learn. If you don’t want to learn…build. If you don’t want to build observe. DO SOMETHING…other than leave. There is so much opportunity here. Take advantage!

I admire the financial independence of people, But you can live better if you work a little more. After watching this I think there are people out there, on the extreme, who plan to die early just to be able to retire early. To each their own but to me, retirement isn't just about not having to work, it's about having the freedom to do whatever you might reasonably want, such as travel, buying things, enjoying life, etc. I don't think I could retire with less than $3m in income-generating investments, maybe $2m at the very minimum. I plan to work until I'm at least 45

Ray called me a chink on an interview call dude.....

Pa media na.lang ninyo ako sabihin ninyi lahat pina sabog ko ko ungblaro ng treade nayan pakulong ninyo tutal sirq na buhay ko sirain ko nalang ng husto sarang sira na sa gianwa ninyong lahat sa pqg husga sa nuhay ko dahil aa laro nayan na binigay sa buhay kong kakahiyan nayan wala na akong kuwenta g tao sa pqg sira ninyo sa buhay ko wala na ako kuwebta si ira ninyong lahat sa kakahiyan hd ninyo ako oinalamin sinira ninyo buhya ko masaya na kayong lahat ng mga mang lalaro ng treade nayan. husgahn ninyo ako naapiktohqn utak sa gibawa ninyong lahat

Kayo may gawa Ng PAgkasira Ng Buhay ko papatay ninyo tutal mayaman kayo db tao

Kayo sumira sa Buhay ko dahil sa laro nayan sinira ninyo Buhay ko

Totoo Kang tao bayaran ninyo PAG sira ninyo sa buhay ko

Everyone was living in the stone age until Christianity in Victorian England. They were the first civilisation to ban slavery and invent flushing toilets, sewerage, penicillin and showers amongst many other things.

18:33 Take a talented lover and put human capital to that person and ... lol

Ray is interesting to listen too i never heard of him or heard him speak before.

"so they become the Renaissance states"...

Yes. CIVILITY and working well with others Matters Too much.

In which book does he mention the Arabs? and the khalifa system?

This is amazing 👍

It's so refreshing to see Ray speak intuitively, rather than repeat his usual talking points. Outstanding interview, thank you!

I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green.

I regret not having the mental capacity to research each company's performance and determine whether now is a good time to buy stocks or not. My $450,000 reserve is being wiped out by inflation, and I'm not sure what to do at this point, to be honest. You should find a mentor or an experienced advisor to help you, particularly during this recession.

Are these slides available for download somewhere? Great presentation by the way !

The right investment can get you ahead in no time.Determining the best stocks to buy isn't an easy task, investors must first understand what they want out of their investment portfolio.. the right stocks can make anyone wealthy.

The problem is that the government is not truthful about the rate of inflation.

How can I request for more information

Boring Cycle that always dictated by the US is gonna end soon. There will be no more stupid principles like this where the rest of the world has to obey and do good boy things as FED told every words. We dont care how US economy recess or get fxxk any more!!

So much grateful for your great sharing Mr. Ray Dalio.

Also just boring , plain software as a service companies - that will generate Billions in future cash flow are trading cheaply, it’s the best boring in venture, and some funds are extremely good at just this niche in SaaS - the next sales force will probably be born this decade!!

100% agree, most of the “fluff” companies will fail and this economic down period 2022 to ? Will be the 10X opportunity for venture investing, especially with the advanced in Transformer architecture and large language learning models, I think this might be a inflection point for AI

Thanks learning a lot as always. It’s also interesting that Venture, the asset class was inflated due to rates /liquidity - it’s also interesting Sequoia Capital only returned $50M on $800M for the UC system since 2018, which was low. As a young student who has pitched to firms I was surprised because Seq was full of incredibly smart folks, I can only imagine what other venture funds will return especially those that end their fund life post 2023 - esp with the markdowns.

Explaining investing to Arabs is like explaining swimming to birds, they dont cant do it