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Super important!

We are considering the same thing… work 1 more year and add more to the pile or get out and have another year of freedom at your best health.

Get a social media expert.

GLORY TO THE CHINESE COMMUNIST PARTY

Financially it makes sense to work forever...until you die. But life is much more than accumulating $$$ and things. Every year you work (especially for someone else)...you aren't doing the things you want to do in life...living free and exploring and learning.

Some times what overrides money is other benefits,,,,,me I sat down and I said I'm going to write 10 benefits to retiring at 62 I ended up with 30 within 4 minutes I don't care if I have to drink Meister brau and eat top ramen noodle and read my Bible by flashlight everyday I am out at 62 do not want to be around so many toxic people...and dirt and noise,,,,and danger,,,,with so many distracted drivers my job is dangerous....

He talked a lot, but I'm not sure he said anything 😕

Watched to see if i should retire earlier than my current plan of a little more than 2 years from now. Since i started drawing SS 3 months ago when i turned 70 the video was of little help. I am at peak earnings and liw expenses...no debt kids all out of college a d paid for. I like my work and have 4 weeks of vacation a year. I just got back from 2 weeks in Costa Rica.

I wasted 5 min of my life listening to this fool

Nothing wint increase your ss benefit any just more stress😊

Stop discouraging people to buy homes😂 how about you tell people to purchase and not rent nowadays it's about the same price

'Promo SM' ☹️

After simply reading Marni for so many years, it was wonderful to see and hear her as well. Her self-deprecating comments in her writing is one of her endearing qualities.

Where are you broadcasting from? 🌱

Love Marni’s writings and messages!! Sooo special and needed! ❤

Man, Sorry but the audio is terrible. Cant hear.

I retired the day I turned 60. Many people say you need to work one more year (or even more) so that you get a bigger SS benefit, however any years 60 and older are not adjusted for inflation (SS AWI does not apply once you turn 60), so any of those later years are just at face value. In my case I already had my highest 35 years on the books, so any future years working would not increase my SS benefit, but the government would keep taking my 7.65%, so by retiring and no longer working I saved 7.65% right off the bat, plus I got to enjoy life.

Why did the retiree decide to work one more year? Because they heard that for every extra year you work, you get an honorary degree in 'Professional Procrastination'!

Word to the wise; cutback on your lifestyle, downsize, get out of debt and retire as soon as you can. Get into something you like to do, part time, and use that money to purchase your toys. As far as life expectancy, you only have today, period. Lost many friends in their 60’s, that’s life. Personally, I’m retiring at 64, to me it is the sweet spot. 🤷🏻‍♂️🤷🏻‍♂️

I have work colleagues who said "One more year" 6 years ago and are still working. Every year that passes they continue to say ah "one more year". Get out as soon as you can while you have your health and can enjoy your retirement years not when its too late. You can always make money but you cannot ever get back time.

Saving 10s or even 100s of thousands of dollars by working one more year? Who is this video for? CEO’s? So much for helping the average Joe!

under the federal retirement system by waiting till 62 your pension is 10% higher ....

The sound on this video is extremely low can not hear nothing he is talking about

How about doing the same video for the blue collar worker. If I had 2 million dollars l would have retired at 62.

Keep it simple. Why did you go to work in the first place? For most of us it was because we needed the money. Once you no longer need the income from work, you quit working. It's not rocket science.

Retire as early as you can. It's diminishing returns health wise after 50.

Wtf has love hormone anything to do with money..?

The biggest problem trying to work another year or going back for a year in your early 60's is age discrimination. 70% of the people I know are generally laid off when younger ones aren't, and you definately cant get hired back into your field if you take a year or three off...they won't hire you. So you'll end up taking a retail job for 20K a year and hate it, and it won't do much except make you bitter. That's the reality of it. I'm 65 and I'd love to go back to work in engineering for another 2 years or so, but nobody will hire me. All I get is BS even from headhunters and contract agencies. They'll say short term contract for 6 months in some little town 200 miles from your home so you end up in a motel 6, then you find out the company is confused because the headhunter doesn't know squat about your expertise, and then you get cut in 2 months, just enough money to have to get hit with income taxes and road fees and hotel fees and eating out and fuel. Be better just to take a local retail job and make the same without stress. Like a sacker at a grocery store part time in a dumb looking smock. No thanks.

Fantastic tip! Just put this one to work!

Not worth it. You’re gonna die a year early.

When I did this analysis prior to retirement several years ago, I determined that working those extra two or three years had a negligible impact on my pension and social security income streams. In essence, I was working for current income. I agree, if you are needing to "catch up" on your retirement savings or you have other needs for the income (large expenditure, pay off debt, etc), then delaying retirement may make financial sense.

Great quote!

This guy is drunk and drunk on other peoples money. Dont spend it! I'll get a smaller cut. Hey why dont you work till you die and leave me all of your money? You know I have worked so hard for you.

Thank you Zee for sharing great topics and techniques to apply everyday in our individual lives and communities. Impactful.

happy

thanks bro

50/25/25 end of month second residue go to savings

No, 30, 30, 30, 10. 30 on living, 30 on savings 30 percent on stock and or investment and 10 on fun. You only live once.

No. Try to save more untill you have your own buisness.

you lost me a quick tip..... sorry man

Want that info

Still being contested in courts. Applications mean nothing until otherwise

Pay your loans just like everyone else has before this stupid sperm guzzlers give away free money....

So where's part 2?

Who is pulling 100 or 200 thousand dollars out of their investment for living expenses. Not many people.

We are a message from them

I enjoyed the video. Very well done!

The biggest problem with waiting another year is that you are guaranteed to lose likely the best year of your retirement in terms of health, and if not the best certainly one of the best. It is impossible to recoup this year! On the other hand you can always decrease your spending a little over the next 20 years, and be financially fine. You don’t need $2 million to retire, although it is a number that with no debt, almost guarantees a financially successful retirement. The MAJORITY of people don’t live to 90, at best about half will. And the last few years tend to have more health issues. So go a little earlier rather than a little later! It is what we did, and we have no regrets or concerns, even in a down market.

Want to really start a knife sharpening gig after my work. I’m in a little but of debt that i need help getting out of.

Should not have debt going into retirement. That always gets me. Why are people still paying on houses in their 50s and 60s? Crazy ! We are retiring in our 50s. Going to get on ACA plan for insurance. We live well on a fraction of our income now. Our expenses are very low. We will spend as much on travel as we do for household expenses. Investments only have to carry the large burden for 8 to 10 years when we will turn on SS and have it more than cover all our expenses. We also ran the numbers for what SS would look like if I worked 5 more years. Already have my 35+ years into the system. Working 5 more years would only increase my monthly amount at FRA by $125. 125 a month !!! for working 5 more years? !! That's a no brainer.... ahhh no !