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Well done for saying it as it is. Such practical wisdom. Thank you so much ❤

Great video 😊

Thanks for the video Ayooluwa! can't wait until my investments cover all my expenses also!

Great video!!🎉😎

🤟🏾😛

Thanks Ayooluwa, for another great video!

OMG YOUR SO FREAKING GORGEOUS ❤❤❤❤

Could you do a video on the top 3 or 5 etf you would invest in living in Canada for your Tfsa (long term) for beginners

I find the tips you gave in this video very helpful for my life. Keep sharing and making videos!

Can give tips on stock market investing

Thank you so much, you’re very knowledgeable

Invest first or pay off your house first. Either should work if you have enough time to accomplish both. So you'll see people argue either way until the end of times. When it matters is when you don't have enough time. The most efficient method is to invest first then pay off your house. This assumes the mortgage interest rate is low, otherwise this isn't even worth debating. You are already doing that without realizing you're doing it. You make the money then use the money to pay your expenses. If you are working you are doing just that. Whether its work, your own business, or investments, you make the money then use it to pay your expenses. Let's look at it another way. If you could have one of these today, which would you choose. A paid off house or financial independence? Again, let's look at another perspective. If you find out you have 2 years left on this Earth, would you rather have $0 and a $500K home, or $500K and no home? The most important thing to me is being able to have the money to survive, then I can focus on the quality of life. If I don't have enough money to live I'll sell the house. So my focus is to invest until the investment can cover the basics, then I can worry about paying off the house faster. A paid off house is nice if you still have enough money to pay the rest of your expenses. In a similar fashion, its also why saving an emergency fund is the highest priority.

I'm all for paying off the mortgage first, that's what I did. Like you said it's the peace of mind and it feels great to be debt free!!

You speak twi?

I love you videos sister

I bank with Ally because their checking account has spending "buckets" that organizes your spending and bills by category, and their savings account has savings "buckets" that sorts your savings goals by category! Having this organization built into my banking has saved me THOUSANDS.

Groceries are my biggest expense, because I like to eat healthy and mostly organic, it costs a lot more. I normally go to three different grocery stores, each one is cheaper on some things than the other. The farmers market is also a good place to get your produce cheaper

Qqqm has only been around since 2020 so not sure what your 5 and 10 year #’s are based on? Maybe off the QQQ?

a conservatorship. legal.

Thanks Ayooluwa, for another great video! I love learning all I can about investing, and I always look forward to watching the content you put out 🙂

Thanks fyi it's thousands of etfs.. to be different try finding some young good etfs.. I'm subscribing to support.

Milk your BF's

Congrats!!!

My “Why” was, I needed money to fund my education I could afford neither could my parents help me pay for. I paid off my debt cuz I wanted to live life on my terms, invest aggressively and retire early. I need my time, location and option freedom😅. Debt holds you back alotttttt. Great video Gul👏🏾👏🏾👏🏾👏🏾

Just became aware of QQQM and I am going hard on that one!

How can I invest from Nigeria and does these ETFs pay dividends?

Hi Ayooluwa Ijarogbe, Your video on finding fulfillment in a 9-5 job is truly inspiring! To help you reach a wider audience, I’d love to assist with optimizing your titles, descriptions, tags, and hashtags. Additionally, I can enhance your off-page SEO, manage your channel comprehensively, and promote your content across social media for maximum visibility. Let’s work together to amplify your impact! Best Regards, Rezaul Bari

Hi Ayo, thanks for your videos. As someone in Nigeria and wants to invest outside of the country. How do I go about it? What are my options? I’ll be looking forward to hearing from you.

I’d go first: I am a happy young lady who is always in pursuit of God, purpose and all-round excellence. You will always find me where there is good vibes, good food and great conversations. I enjoy traveling and I could be a home buddy. My biggest source of fulfillment comes from helping people get clarity on their lives, particularly with regard to their finances, which is the no 1 reason for starting this channel. I believe we can all win in life if we have the right information and we ACT based off the information. This is my first time doing this thing called LIFE, which means I do not have it always figured out. One day at a time and one step at a time! Over to you?

Hello Ayooluwa, I'm Tim, very interesting video, I'm always looking for ways to improve my work life balance. Love your accent by the way!

💯💙💙

Are you currently taking clients?

Thank you!

Shout out from Brampton ontario Canada i to am a lazy investor but i have been investing over 30 year's with Blackrock through my employer but i invest into the nasdaq100 HXQ in my personal tfsa account its just another stream of income im building for the next 15 years

Shout out from Brampton ontario Canada im a tech and growth investor Global X HXQ nasdaq100 I buy up and down every week and I love that it pays no dividend but reinvest it so I don't loose 15% of dividend payout

Shout out from Brampton ontario Canada im currently investing into the nasdaq QQQ up or down the fund is HXQ global x Canadian hedge

Very informative. However, what’s you take on Canadians who want to invest in US etf; in terms of conversion rate. Also, some persons suggest using the rrsp instead of the Tfsa for these type of etf

Great video

Is a Msc in Financial risk management a good combination with a CA

very insightful

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Thank you dear for taking us along. Can't wait what the LYXBAG queen picked up at Fendi

If you can't afford designer bags and feel a certain way about expensive designer bags, then don't watch this video. Like do you read a video title before clicking on it? The title makes it clear that the video will be about designer bags. I find these types of videos very helpful and although I can't afford these bags yet, I know one day I will. I wanted to know which designer bag was truly worth my hard-earned money and one that I would get the most out of. That being said, if you're reading this, thank you for sharing this video with us and please make more videos like this. Maybe LYXBAG is your next choice?

I guess I never understood the point of designer items. There are extremely well designed and well-constructed clothing and accessories that don't have the price tag. I don't want knock offs, but I don't want the real thing either. Especially in our current political climate, where Nike puts a sports bra on a man and Balenciaga puts fetish gear on children. I'm good without somebody else's name scrawled across my chest or stamped on my derriere.

the subs is real!!! They stack😅 how can i stop my mom from spending to black market bags?

Wow, I hope you gain subscribers. There are so many people who would benefit greatly from your wisdom. Thank you for putting in the time to make this, it was wonderful to watch ☺️

Do you recommend a robo advisor to basically do the investing for me in the brokerage than I’m already signed up for, since I’m a beginner and don’t really know what I’m doing?

I can so relate with the ‘upgraded items’, and the example given is just perfect 👌 . Glad I realised this on time. Well done 👏🏽

Love it‼️😎