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Ayooluwa Ijarogbe
เข้าร่วมเมื่อ 6 ก.ค. 2021
Welcome to my little corner of the internet 😊. I am a qualified accountant and certified financial education instructor.
On this channel, I share tips on getting better with your mind and money to live the life you truly desire and not settle. It’s a journey and I hope you join me on this ride.
Love and Light
Ayo
On this channel, I share tips on getting better with your mind and money to live the life you truly desire and not settle. It’s a journey and I hope you join me on this ride.
Love and Light
Ayo
5 REIT ETFs for BIG PROFITS | The Easy Path to Own Real Estate
Want to invest in real estate without buying property? In this video, we’ll break down 5 top REIT ETFs that offer an easy way to profit from real estate! Learn how these ETFs can generate income and growth, making them a smart choice for both beginners and experienced investors. We’ll cover each ETF’s unique benefits, performance, and how they fit into a diversified portfolio. Whether you’re after passive income or long-term appreciation, these REIT ETFs could be your ticket to entering the real estate market.
👍 If you find this video helpful, don’t forget to like, subscribe, and hit the notification bell for more investing tips and strategies!
TIMESTAMP
0:00 Introduction
0:20 What is R.E.I.T.S?
1:38 VNQ
2:27 SCHH
3:47 IYR
4:44 XLRE
5:52 VNQI
6:54 Conclusion
💬 Have questions? Leave a comment below, and I'll be happy to answer them!
Thank you for being here ❤️
Don't forget to use the EQ Bank code below
Open an EQ bank account and get some cash
join.eqbank.ca/?code=AYOOLUWA2954
👍 If you find this video helpful, don’t forget to like, subscribe, and hit the notification bell for more investing tips and strategies!
TIMESTAMP
0:00 Introduction
0:20 What is R.E.I.T.S?
1:38 VNQ
2:27 SCHH
3:47 IYR
4:44 XLRE
5:52 VNQI
6:54 Conclusion
💬 Have questions? Leave a comment below, and I'll be happy to answer them!
Thank you for being here ❤️
Don't forget to use the EQ Bank code below
Open an EQ bank account and get some cash
join.eqbank.ca/?code=AYOOLUWA2954
มุมมอง: 498
วีดีโอ
7 things you should never skimp on | Purchases that enrich my life.
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n this video, we dive into the 7 essential things you should never cut corners on! 💸 Whether you're looking to save money or just be smart about your spending, there are certain areas in life where quality and investment truly matter. From everyday essentials to key life decisions, I'll walk you through each item and why it pays (literally) to go the extra mile. If you're serious about improvin...
Best S&P 500 ETFs to invest in for life | Passive income guide
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Looking to invest in the S&P 500 but not sure which ETFs to choose? In this video, I’ll break down the best S&P 500 ETFs to invest in right now! Whether you’re a beginner or experienced investor, these ETFs can help you build a strong, diversified portfolio. I’ll cover the pros, cons, expense ratios, performance, and key features of each ETF, so you can make an informed decision. 👍 If you find ...
Stop Investing and Pay Off Your Mortgage | Invest or Pay Off Mortgage?
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Should you pay off your mortgage early or invest that extra cash instead? It’s one of the biggest financial decisions many homeowners face. In this video, we’ll dive into the pros and cons of each approach, helping you decide which option aligns best with your financial goals. Whether you’re seeking peace of mind with a mortgage-free home or aiming for potential higher returns through investmen...
How to Become a Millionaire on a Low Salary | Saving on a low income | How to save more money
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3 BEST REITs TO BUY NOW FOR HUGE DIVIDENDS
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Looking for reliable income through dividends? In this video, I'll reveal the 3 BEST REITs (Real Estate Investment Trusts) to buy right now for huge dividend payouts! These REITs are offering impressive returns, making them a great choice for building a strong passive income stream. Whether you're new to investing or looking to expand your portfolio, these picks could help you maximize your div...
How much car can you afford? Avoid becoming Car Poor
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🚗 How Much Car Can You Afford? Avoid Becoming Car Poor! 💸 Learn how to make smart financial decisions when buying a car. We'll break down the key factors to consider, so you can drive your dream car without breaking the bank! 🏦 #CarBudget #FinancialFreedom #SmartSpending Let's dive in!! TIMESTAMP 0:00 Introduction 2:51 The 25-35% rule 4:16 The 20/4/10 rule 7:15 The cash approach 8:33 Conclusion...
How I paid off $45,000 debt in 1 year | The FASTEST way to pay off debt in 2024
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Struggling with debt? I was too-$45,000 deep! I felt like i was sinking. But in just one year, I turned it all around. In this video, I'll share the exact strategies I used to pay off my debt quickly and efficiently. If you're looking for the fastest way to get debt-free in 2024, this is for you! Whether you're dealing with student loans, credit cards, or personal debt, these tips can help you ...
Before you QUIT | How to live a GREAT LIFE with a boring 9-5 Job
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Discover the secret to living a fulfilling life even with a 'boring' 9-5 job! 🚀 In this video, I break down the myths surrounding traditional work and show you how to find purpose, joy, and balance in your daily routine. Whether you're stuck in a cubicle or working from home, a great life is within your reach. 🌟 Don't let your job define you-learn how to thrive! TIMESTAMP 0:00 Introduction 2:29...
5 ETFs that will make you RICH in 2024 | ETFs better than S&P 500
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Are you ready to grow your wealth in 2024? In this video, I reveal the top 5 ETFs that have the potential to make you rich. These ETFs outperform the S&P 500, offering better returns and more robust growth opportunities. Whether you're a seasoned investor or just getting started, this guide will help you make informed decisions and maximize your portfolio. Don't miss out on these game-changing ...
7 THINGS I STOPPED BUYING
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Hey everyone! In today's video, I'm sharing the 7 things I stopped buying and how it has impacted my life. 🌟 From saving money to living a more minimalist lifestyle, these changes have made a big difference. Watch to find out what made the list and why I decided to ditch these items. Don't forget to like, comment, and subscribe for more content on intentional living! 😊✨ TIMESTAMP 0:00 Intro 0:3...
Top 4 ETFs to get RICH | 4 Fund Portfolio | Simple Investing in 2024
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🚀💰 Discover the power of a 4-fund portfolio in this comprehensive guide! Learn how to diversify your investments, manage risk, and achieve long-term financial growth with a simple yet effective strategy. Whether you're a beginner or an experienced investor, this video will provide you with valuable insights and practical tips to optimize your investment portfolio. Don't forget to like, subscrib...
How to live within your means
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Are you struggling to make ends meet? In this video, we delve into practical strategies for living within your means and achieving financial stability. Learn how to budget effectively, cut unnecessary expenses, and make smart financial decisions that align with your income. Whether you're looking to save more, get out of debt, or simply gain better control over your finances, this video provide...
The only ETF I am buying | Factors to consider when buying an ETF
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Discover the only ETF I'm buying right now and learn the key factors to consider when investing in an ETF. In this video, I break down my top pick and provide essential tips on how to choose the right ETF for your portfolio. Whether you're a seasoned investor or just getting started, this guide will help you make informed decisions. Watch now to find out why this ETF stands out and what you sho...
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Maximize Your TFSA: Common Mistakes You Could Be Making Right Now!
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My Payday Routine | Do These Every Time You Get Paid
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5 investing mistake killing your returns | How NOT to Invest in 2024
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HOW TO SAVE $30,000 FAST | MONEY SAVING TIPS
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DAY IN THE LIFE OF A FINANCE CONTROLLER
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ACCOUNTANT EXPLAINS - Guaranteed Investment Certificate for Beginners
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6 Best places to PARK your cash in 2024| Up to 6% APY | High Interest Savings Account
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Your MONEY Or Your LIFE | Change your relationship with money | Book Review
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Your MONEY Or Your LIFE | Change your relationship with money | Book Review
Important TAX CHANGES in CANADA for 2024 | TFSA, RRSP, FHSA, CPP, Tax Bracket
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Level up FINANCIALLY in 2024 | How to make 2024 the BEST year of your life
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5 Stages of Financial Independence - What stage are you at?
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5 Dividend ETFs for your portfolio in 2024 (High Dividend Yield)
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🤟🏾😛
Thanks Ayooluwa, for another great video!
My pleasure! 😊
OMG YOUR SO FREAKING GORGEOUS ❤❤❤❤
🙏
Could you do a video on the top 3 or 5 etf you would invest in living in Canada for your Tfsa (long term) for beginners
Noted 📝
I find the tips you gave in this video very helpful for my life. Keep sharing and making videos!
Thank you 🙏…I needed to hear this today 😢
Can give tips on stock market investing
Sure, I have videos on that and I will make more…stay glued 😊
Thank you so much, you’re very knowledgeable
Very kind of you….thanks😊
Invest first or pay off your house first. Either should work if you have enough time to accomplish both. So you'll see people argue either way until the end of times. When it matters is when you don't have enough time. The most efficient method is to invest first then pay off your house. This assumes the mortgage interest rate is low, otherwise this isn't even worth debating. You are already doing that without realizing you're doing it. You make the money then use the money to pay your expenses. If you are working you are doing just that. Whether its work, your own business, or investments, you make the money then use it to pay your expenses. Let's look at it another way. If you could have one of these today, which would you choose. A paid off house or financial independence? Again, let's look at another perspective. If you find out you have 2 years left on this Earth, would you rather have $0 and a $500K home, or $500K and no home? The most important thing to me is being able to have the money to survive, then I can focus on the quality of life. If I don't have enough money to live I'll sell the house. So my focus is to invest until the investment can cover the basics, then I can worry about paying off the house faster. A paid off house is nice if you still have enough money to pay the rest of your expenses. In a similar fashion, its also why saving an emergency fund is the highest priority.
Insightful comment, thank you. I like that you are focusing on investment to cover the basics and paying off the house comes after.
I'm all for paying off the mortgage first, that's what I did. Like you said it's the peace of mind and it feels great to be debt free!!
You are living the life 🎉
You speak twi?
I love you videos sister
I bank with Ally because their checking account has spending "buckets" that organizes your spending and bills by category, and their savings account has savings "buckets" that sorts your savings goals by category! Having this organization built into my banking has saved me THOUSANDS.
Groceries are my biggest expense, because I like to eat healthy and mostly organic, it costs a lot more. I normally go to three different grocery stores, each one is cheaper on some things than the other. The farmers market is also a good place to get your produce cheaper
Yes, groceries have become quite pricey but quality food is something you can’t afford to skimp on as well. It’s a balancing act. Shopping around definitely helps and I like your approach to this. Thanks for sharing.
Qqqm has only been around since 2020 so not sure what your 5 and 10 year #’s are based on? Maybe off the QQQ?
a conservatorship. legal.
Thanks Ayooluwa, for another great video! I love learning all I can about investing, and I always look forward to watching the content you put out 🙂
@@timwalsh7403 very kind of you…thank you
I bought SCHH and called it a day.
@@tonioyendis4464yes, you can’t go wrong with a good REIT ETF
Thanks fyi it's thousands of etfs.. to be different try finding some young good etfs.. I'm subscribing to support.
Welcome aboard!
Milk your BF's
Congrats!!!
🎉🎉🎉
My “Why” was, I needed money to fund my education I could afford neither could my parents help me pay for. I paid off my debt cuz I wanted to live life on my terms, invest aggressively and retire early. I need my time, location and option freedom😅. Debt holds you back alotttttt. Great video Gul👏🏾👏🏾👏🏾👏🏾
Yaaayyyy 🎉… happy to hear you paid it off already. I can relate to getting into debt to fund education. Cheers to a life of freedom❤. Thanks for your comment.
Just became aware of QQQM and I am going hard on that one!
How can I invest from Nigeria and does these ETFs pay dividends?
Hi Ayooluwa Ijarogbe, Your video on finding fulfillment in a 9-5 job is truly inspiring! To help you reach a wider audience, I’d love to assist with optimizing your titles, descriptions, tags, and hashtags. Additionally, I can enhance your off-page SEO, manage your channel comprehensively, and promote your content across social media for maximum visibility. Let’s work together to amplify your impact! Best Regards, Rezaul Bari
Hi Ayo, thanks for your videos. As someone in Nigeria and wants to invest outside of the country. How do I go about it? What are my options? I’ll be looking forward to hearing from you.
Hi Kelvin, if you are looking to buy stocks/ETFs, there are investing platforms such as Bamboo, Trading212 etc. available to Nigerians living in Nigeria.
I’d go first: I am a happy young lady who is always in pursuit of God, purpose and all-round excellence. You will always find me where there is good vibes, good food and great conversations. I enjoy traveling and I could be a home buddy. My biggest source of fulfillment comes from helping people get clarity on their lives, particularly with regard to their finances, which is the no 1 reason for starting this channel. I believe we can all win in life if we have the right information and we ACT based off the information. This is my first time doing this thing called LIFE, which means I do not have it always figured out. One day at a time and one step at a time! Over to you?
Hello Ayooluwa, I'm Tim, very interesting video, I'm always looking for ways to improve my work life balance. Love your accent by the way!
Thanks Tim 😊. Yes, it can be challenging to find that work life balance…it has definitely gotten better over the years.
💯💙💙
🙏
Are you currently taking clients?
Thank you!
You bet!👍🏻
Shout out from Brampton ontario Canada i to am a lazy investor but i have been investing over 30 year's with Blackrock through my employer but i invest into the nasdaq100 HXQ in my personal tfsa account its just another stream of income im building for the next 15 years
Shout out from Brampton ontario Canada im a tech and growth investor Global X HXQ nasdaq100 I buy up and down every week and I love that it pays no dividend but reinvest it so I don't loose 15% of dividend payout
Shout out from Brampton ontario Canada im currently investing into the nasdaq QQQ up or down the fund is HXQ global x Canadian hedge
Keep stacking!!! Things I love to see and hear 🎉
Brampton stand up 🙌🏾
Very informative. However, what’s you take on Canadians who want to invest in US etf; in terms of conversion rate. Also, some persons suggest using the rrsp instead of the Tfsa for these type of etf
It’s always a good idea to hold some US ETFs in your portfolio, you can compare platforms to see what the conversion rate is like and go for the most favorable. A good place to start is Wealthsimple. When you get paid dividends from these ETFs, it is subject to withholding tax if the ETFs are held in a TFSA which will ultimately reduce your return. However, if the ETFs are held in a RRSP, the withholding tax is waived.
It’s always a good idea to have US ETFs in your portfolio. A quick comparison of the conversion rates offered by the different investing platforms will give you an idea of the best platform to use. If any of these US ETFs are held in a TFSA, dividends paid to you will attract the 15% withholding tax and this will reduce your returns. However, if the ETFs are held in a RRSP, the withholding tax is waived/avoided.
Great video
Glad you enjoyed it
Is a Msc in Financial risk management a good combination with a CA
Yes, it is
very insightful
😊
If you feel that your budget is not enough, you can come here to choose a product that is exactly the same or even surpasses it D U P B A G Y
Do you want to be pretty, do you want to be stylish, check it out here D U P B A G Y
Thank you dear for taking us along. Can't wait what the LYXBAG queen picked up at Fendi
If you can't afford designer bags and feel a certain way about expensive designer bags, then don't watch this video. Like do you read a video title before clicking on it? The title makes it clear that the video will be about designer bags. I find these types of videos very helpful and although I can't afford these bags yet, I know one day I will. I wanted to know which designer bag was truly worth my hard-earned money and one that I would get the most out of. That being said, if you're reading this, thank you for sharing this video with us and please make more videos like this. Maybe LYXBAG is your next choice?
Glad you found the video helpful 😊
I guess I never understood the point of designer items. There are extremely well designed and well-constructed clothing and accessories that don't have the price tag. I don't want knock offs, but I don't want the real thing either. Especially in our current political climate, where Nike puts a sports bra on a man and Balenciaga puts fetish gear on children. I'm good without somebody else's name scrawled across my chest or stamped on my derriere.
I agree with you!
the subs is real!!! They stack😅 how can i stop my mom from spending to black market bags?
Wow, I hope you gain subscribers. There are so many people who would benefit greatly from your wisdom. Thank you for putting in the time to make this, it was wonderful to watch ☺️
Thank you for the kind words. Yes to more subscribers 😊
Do you recommend a robo advisor to basically do the investing for me in the brokerage than I’m already signed up for, since I’m a beginner and don’t really know what I’m doing?
Yes, robo advisor can help in the beginning stages of investing. My advice will be for you to monitor your returns, so you get some value for money.
I can so relate with the ‘upgraded items’, and the example given is just perfect 👌 . Glad I realised this on time. Well done 👏🏽
Glad it was helpful!
Love it‼️😎
Thank you 🙏
your videos are so informative. Keep up the work.
@@mishh1321 thank you 😊
Interesting 😮😊
I thoroughly enjoyed this! Well articulated with realistic and achievable tips. Everyone deserves the joy that comes with living debt free, its unexplainable!
Glad you enjoyed it 😊
Let’s goo‼️ this is so important!
Yesss!!!!