![Ayooluwa Ijarogbe](/img/default-banner.jpg)
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Ayooluwa Ijarogbe
เข้าร่วมเมื่อ 6 ก.ค. 2021
Welcome to my little corner of the internet 😊. I am a qualified accountant and certified financial education instructor.
On this channel, I share tips on getting better with your mind and money to live the life you truly desire and not settle. It’s a journey and I hope you join me on this ride.
Love and Light
Ayo
On this channel, I share tips on getting better with your mind and money to live the life you truly desire and not settle. It’s a journey and I hope you join me on this ride.
Love and Light
Ayo
7 THINGS I STOPPED BUYING
Hey everyone! In today's video, I'm sharing the 7 things I stopped buying and how it has impacted my life. 🌟 From saving money to living a more minimalist lifestyle, these changes have made a big difference. Watch to find out what made the list and why I decided to ditch these items. Don't forget to like, comment, and subscribe for more content on intentional living! 😊✨
TIMESTAMP
0:00 Intro
0:36 Fake Designer Items
2:11 Items on Sale
3:04 Skin care products
4:00 Upgraded Items
5:10 Trending Products
6:06 Hypothetical purchases
7:23 Multiple Subscriptions
8:36 Conclusion
Thank you for being here ❤️
Don't forget to use the EQ Bank code below
Please like , share, comment and subscribe.
Open an EQ bank account and get some cash
join.eqbank.ca/?code=AYOOLUWA2954
TIMESTAMP
0:00 Intro
0:36 Fake Designer Items
2:11 Items on Sale
3:04 Skin care products
4:00 Upgraded Items
5:10 Trending Products
6:06 Hypothetical purchases
7:23 Multiple Subscriptions
8:36 Conclusion
Thank you for being here ❤️
Don't forget to use the EQ Bank code below
Please like , share, comment and subscribe.
Open an EQ bank account and get some cash
join.eqbank.ca/?code=AYOOLUWA2954
มุมมอง: 984
วีดีโอ
Top 4 ETFs to get RICH | 4 Fund Portfolio | Simple Investing in 2024
มุมมอง 38014 วันที่ผ่านมา
🚀💰 Discover the power of a 4-fund portfolio in this comprehensive guide! Learn how to diversify your investments, manage risk, and achieve long-term financial growth with a simple yet effective strategy. Whether you're a beginner or an experienced investor, this video will provide you with valuable insights and practical tips to optimize your investment portfolio. Don't forget to like, subscrib...
How to live within your means
มุมมอง 699หลายเดือนก่อน
Are you struggling to make ends meet? In this video, we delve into practical strategies for living within your means and achieving financial stability. Learn how to budget effectively, cut unnecessary expenses, and make smart financial decisions that align with your income. Whether you're looking to save more, get out of debt, or simply gain better control over your finances, this video provide...
The only ETF I am buying | Factors to consider when buying an ETF
มุมมอง 391หลายเดือนก่อน
Discover the only ETF I'm buying right now and learn the key factors to consider when investing in an ETF. In this video, I break down my top pick and provide essential tips on how to choose the right ETF for your portfolio. Whether you're a seasoned investor or just getting started, this guide will help you make informed decisions. Watch now to find out why this ETF stands out and what you sho...
HOUSE POOR? WHY YOUR PRIMARY RESIDENCE IS NOT AN INVESTMENT | IS HOME OWNERSHIP WORTH IT?
มุมมอง 4312 หลายเดือนก่อน
Are you feeling house poor? Discover why your primary residence may not be the best investment and explore the real costs of home ownership. We'll compare renting vs. buying and provide tips to make a smart financial decision. 🔍 What You'll Learn: The true cost of owning a home beyond the mortgage How home ownership affects your cash flow and financial flexibility The pros and cons of renting v...
Accountant Explains: 5 habits that keep you poor | Level up financially
มุมมอง 6113 หลายเดือนก่อน
Are you wondering why your financial goals seem so hard to reach? It might be time to look at your daily habits. In this video, we'll uncover the top five habits that might be quietly keeping you from financial success #financetips #financialplanning #richlifestyle TIMESTAMP 0:00 Intro 0:44 Too focused on earned income 2:42 Working for less than you are worth 3:53 Buying things you cannot affor...
Maximize Your TFSA: Common Mistakes You Could Be Making Right Now!
มุมมอง 1503 หลายเดือนก่อน
Are you utilizing your Tax-Free Savings Account (TFSA) to its fullest potential? In this video, we dive into the most frequent pitfalls of managing a TFSA and provide practical solutions to help you avoid them. Whether you’re just starting out or looking to refine your approach, this video is packed with valuable advice to help you manage your TFSA more effectively. #financetips #tfsa TFSA cont...
My Payday Routine | Do These Every Time You Get Paid
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Unlock the secret to managing your finances like a pro! 🌟 Join me today as I walk you through my essential payday routine. From budgeting tips to smart savings strategies, discover the steps I take every payday to ensure financial wellness and stability. Don't miss out on these practical hacks that could transform your financial future! 💸✨ #FinanceTips #MoneyManagement TIMESTAMP 0:00 Intro 1:43...
5 investing mistake killing your returns | How NOT to Invest in 2024
มุมมอง 2394 หลายเดือนก่อน
Embarking on your investment journey? 🌟 Hold up! Before you dive deep, make sure you're not setting yourself up for a fall. Watch as I uncover the most common investment blunders and how to steer clear of them. From overlooking research to using the wrong strategy, ensure your financial future is secure by avoiding these crucial mistakes. 💡✨ #InvestSmart #FinanceTips TIMESTAMP 0:00 Intro 0:38 C...
Top 3 ETFs to get RICH | 3 Fund Portfolio | Simple Investing in 2024
มุมมอง 2.3K4 หลายเดือนก่อน
🚀💰 Dive into the world of investing with my latest video, 'Top 3 ETFs to Get RICH'! Discover the game-changing ETFs that could revolutionize your portfolio and set you on the path to financial freedom. Whether you're a seasoned investor or just starting out, these insights are tailored to help you make informed decisions and grow your wealth. Don't miss out on uncovering the secrets to building...
HOW TO SAVE $30,000 FAST | MONEY SAVING TIPS
มุมมอง 5374 หลายเดือนก่อน
Unlock the Secrets to Saving $30,000 This Year: Your 2024 Financial Freedom Guide 🌟💰 #savingsgoals Link to research paper : scholar.harvard.edu/files/danielgilbert/files/if-money-doesnt-make-you-happy.nov-12-20101.pdf TIMESTAMPS 0:00 Introduction 0:45 Think of purchases in terms of time and effort 1:50 Less is more 3:13 Avoid hypothetical spending 4:20 Cut down on your biggest expenses 5:26 Lev...
HOW TO PAY LESS TAXES IN CANADA
มุมมอง 1454 หลายเดือนก่อน
Maximize Your Savings: Expert Strategies to Legally Reduce Your Taxes in Canada 🇨🇦 | In this essential guide, we dive deep into the legal ways you can minimize your tax bill in Canada. Say goodbye to overwhelming tax seasons and hello to more money in your pocket.Watch now and take control of your taxes today! 📊💰 #TaxSavingsCanada #financialplanning #taxtips TIMESTAMPS 0:00 Introduction 1:16 Ba...
DAY IN THE LIFE OF A FINANCE CONTROLLER
มุมมอง 3495 หลายเดือนก่อน
Ever wondered what it's REALLY like behind the numbers? Dive into the day-to-day hustle of a Finance Controller! #FinanceLife #DayInTheLife #BehindTheScenes" TIMESTAMPS 0:00 Morning routines 1:52 My Job 5:03 What I love about my job 3:35 What I don't really like about my job 7:19 Conclusion Thank you for being here ❤️ Don't forget to use the EQ Bank code below Please like , share, comment and s...
ACCOUNTANT EXPLAINS - Guaranteed Investment Certificate for Beginners
มุมมอง 1685 หลายเดือนก่อน
In this video, we dive deep into the world of Guaranteed Investment Certificates (GICs) to help you make informed decisions about your investments. Pros and cons of GICs How do you know if a GIC is suitable for you Where can you buy a GIC, Interest rates available Whether you're a beginner or an experienced investor, this guide covers everything you need to know about GICs. TIMESTAMPS 0:00 Intr...
6 Best places to PARK your cash in 2024| Up to 6% APY | High Interest Savings Account
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Are you searching for the ideal spots to park your hard-earned cash and watch it grow? Look no further! In this video, we unveil the 6 Best Places to PARK Your Cash in 2024, featuring High-Interest Savings Accounts offering up to a whopping 6% APY! TIMESTAMPS 0:00 Intro 2:57 Motive Savvy Savings Account 4:10 Neo HISA 5:00 Wealth Cash (Wealth Simple) 6:20 Saven HISA 7:17 Oaken Financial Savings ...
Your MONEY Or Your LIFE | Change your relationship with money | Book Review
มุมมอง 2166 หลายเดือนก่อน
Your MONEY Or Your LIFE | Change your relationship with money | Book Review
Important TAX CHANGES in CANADA for 2024 | TFSA, RRSP, FHSA, CPP, Tax Bracket
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Important TAX CHANGES in CANADA for 2024 | TFSA, RRSP, FHSA, CPP, Tax Bracket
Level up FINANCIALLY in 2024 | How to make 2024 the BEST year of your life
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Level up FINANCIALLY in 2024 | How to make 2024 the BEST year of your life
5 Stages of Financial Independence - What stage are you at?
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5 Stages of Financial Independence - What stage are you at?
5 Dividend ETFs for your portfolio in 2024 (High Dividend Yield)
มุมมอง 2447 หลายเดือนก่อน
5 Dividend ETFs for your portfolio in 2024 (High Dividend Yield)
Mutual Funds vs Index Funds vs ETFs | Basics of Investment Funds
มุมมอง 1858 หลายเดือนก่อน
Mutual Funds vs Index Funds vs ETFs | Basics of Investment Funds
Stock Market for Beginners : The Basics
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Stock Market for Beginners : The Basics
What truly separates the RICH from the POOR | 5 things RICH people do differently
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What truly separates the RICH from the POOR | 5 things RICH people do differently
How to INVEST your first $1,000 | DO THIS NOW
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How to INVEST your first $1,000 | DO THIS NOW
DITCH THAT DEBIT CARD | GET PAID TO SPEND YOUR MONEY | WHY YOU SHOULD STOP USING A DEBIT CARD
มุมมอง 20010 หลายเดือนก่อน
DITCH THAT DEBIT CARD | GET PAID TO SPEND YOUR MONEY | WHY YOU SHOULD STOP USING A DEBIT CARD
How to Invest for Ultimate Beginners (step-by-step) | How to get started investing
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How to Invest for Ultimate Beginners (step-by-step) | How to get started investing
How I SAVED my first $50,000 | Money Saving Tips
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How I SAVED my first $50,000 | Money Saving Tips
WEATHSIMPLE REVIEW | BUILDING A BEGINNER STOCK PORTFOLIO FROM SCRATCH | SEE ALL I HAVE IN MY ACCOUNT
มุมมอง 24511 หลายเดือนก่อน
WEATHSIMPLE REVIEW | BUILDING A BEGINNER STOCK PORTFOLIO FROM SCRATCH | SEE ALL I HAVE IN MY ACCOUNT
Great video
Glad you enjoyed it
Is a Msc in Financial risk management a good combination with a CA
Yes, it is
very insightful
😊
If you feel that your budget is not enough, you can come here to choose a product that is exactly the same or even surpasses it D U P B A G Y
Do you want to be pretty, do you want to be stylish, check it out here D U P B A G Y
Thank you dear for taking us along. Can't wait what the LYXBAG queen picked up at Fendi
If you can't afford designer bags and feel a certain way about expensive designer bags, then don't watch this video. Like do you read a video title before clicking on it? The title makes it clear that the video will be about designer bags. I find these types of videos very helpful and although I can't afford these bags yet, I know one day I will. I wanted to know which designer bag was truly worth my hard-earned money and one that I would get the most out of. That being said, if you're reading this, thank you for sharing this video with us and please make more videos like this. Maybe LYXBAG is your next choice?
Glad you found the video helpful 😊
I guess I never understood the point of designer items. There are extremely well designed and well-constructed clothing and accessories that don't have the price tag. I don't want knock offs, but I don't want the real thing either. Especially in our current political climate, where Nike puts a sports bra on a man and Balenciaga puts fetish gear on children. I'm good without somebody else's name scrawled across my chest or stamped on my derriere.
I agree with you!
the subs is real!!! They stack😅 how can i stop my mom from spending to black market bags?
Wow, I hope you gain subscribers. There are so many people who would benefit greatly from your wisdom. Thank you for putting in the time to make this, it was wonderful to watch ☺️
Thank you for the kind words. Yes to more subscribers 😊
Do you recommend a robo advisor to basically do the investing for me in the brokerage than I’m already signed up for, since I’m a beginner and don’t really know what I’m doing?
Yes, robo advisor can help in the beginning stages of investing. My advice will be for you to monitor your returns, so you get some value for money.
I can so relate with the ‘upgraded items’, and the example given is just perfect 👌 . Glad I realised this on time. Well done 👏🏽
Glad it was helpful!
Love it‼️😎
Thank you 🙏
your videos are so informative. Keep up the work.
@@mishh1321 thank you 😊
Interesting 😮😊
I thoroughly enjoyed this! Well articulated with realistic and achievable tips. Everyone deserves the joy that comes with living debt free, its unexplainable!
Glad you enjoyed it 😊
Let’s goo‼️ this is so important!
Yesss!!!!
Ayo where are you based, Canada?
owning is always superior to renting. stop making landlords rich!
Yes, make the banks, realtors, and handyman/hand-woven rich instead. Lol.. however, I do agree and say it in jest as I do believe in homeownership.
It is if you rent the other rooms, i did and they payed for my morgage.
Wow, that’s house hacking on a 💯…that’s great 👍🏻
We don't talk about this enough! Home ownership is not always the best choice for you. Now being in my 30s I feel the pressure from society and family to get a mortgage. But I intend to travel abroad in my 30s. Another great Video Ayooluwa
You’re right, location freedom might just be the best for you at this point. Thanks for your comment 😊
My thinking has been well challenged with this piece of yours. Thank you dear.
You’re welcome 😊
Well define keep rocking and keep uploading vedios every day. For better reults. Allthe best
Thank you 🙏
🇬🇭🇬🇭🇬🇭🇬🇭🇬🇭🇬🇭🇬🇭⭐
Hi can I have your email or social media platform for contact? For a business Purpose.
Absolute gold. Thanks for sharing and my the universe/God bless you with abundance for helping others
Amen…thank you for your kind comment
We love to see this. Well done. ❤
Thank you 🙏
I love the Jay Z quote :) he knows whats up
I had to include that 😊
Thank you Ayooluwa. Got to make sure that I'm practicing healthy financial habits.
Wonderful 💫
Appreciate your comment always 😊
I'm a strong believer in paying yourself last if at all. Im 21 and I pay myself nothing each check. Whats your thoughts on that?
Does this mean you do not believe in saving and investing? Paying yourself first is just a different way to view setting aside money for yourself through saving/investing
@@ayooluwaijarogbe I do believe in saving and investing, I have a pay day routine just like you. Money comes in, 60 percent in my isa and the rest in the bank. My expenses are low atm around 300 max, all of which I put on my credit card. I buy no wants, harsh yes but it has to be done
You have to pay yourself 1st.
@@Tashas_TravelsAlways 💯
Informative ❤vedio I wish for more subscribers and more viewers
I hope so too...thanks 🙂
Wow I love this dear keep up,great advice
Thanks so much
Everything about this video is Excellent :)
Glad you like it
I'm a young investor and I've made some of these mistakes. Thank you for this video. well done
We make mistakes, learn and keep learning…it’s a long term game…thank you
You don't need the background music Love. 😊you're beautiful and intelligent and Im subscribing
Thanks for the feedback !
Stop the background music, or reduce the volume. My advice
I will do that, thank you
P R O M O S M
This video was very helpful!
Glad you found value. Thank you
Hello I visited your TH-cam channel and I found your content very good. There are some issues in your channel due to which your videos are not ranking well. If these issues can be resolved, hopefully the videos will rank well.I am a professional digital marketer and SEO expert. If you want I can solve your problems and help you rank your videos better.I am waiting for your reply.Thanks a lot
Thank you Ayooluwa. When I watch your videos I try to find a way to deliver the information to our children. I understand that you read Rich Dad Poor Dad at age 14. Do you have any suggestions on how to introduce financial education to children?
Thanks for watching. With children, you need to be practical and get creative. You can start with having money talks around how to earn money, spend and save. Let them be in charge of drawing up grocery list while you give them a budget. They then decide what to buy or not buy and help them rationalize that decision. Give them allowance, while they justify their spending to you. Let them use envelopes for savings and reward them for hitting whatever financial goals they meet. The trick is to make it fun and let them get involved. The earlier, the better ! 😘
Great tips. Thank you
This is so timely, considering the tax season that we are. Thank you for this. ❤
Please guys,let me know if you enjoyed this new style of video. I enjoyed filming this video but I had a lot of anxiety posting it … hahaha … my introverted self likes to keep things offline. Anyways, this is a snippet of a work day in my life.
Love it! Awesome video!
Thank you 🙏…trying something new 😊
My daughter purchase Gic from nig zenith Bank there is a certain amount Gic calculated for her to pay in for study permit for her living expenses in Canada 20635cad but the bank in nig suppose to send this money from her dorm account and take their charges from what is left in the Acct. Instead they pick their charges from the money they sent and the Gic deposit was 33usd short what can she do to add to the her Gic account to balance the shortage please help us ma'am with your advice. God bless you
Nice video It seems you are focusing more on canada base saving and investments Please can you do a video on how to save and invest in naira or if a Nigerian or African can you any of this savings app outside canada Thank you.
Thanks for your comment 😊. I live in Canada 🇨🇦, reason for the Canadian focused content. I know some platforms like Bamboo is good for investing in Nigeria. You can save with either Herconomy or Ladda to get about 10% on your savings. I hope that helps
Go girl!!!❤👍
Thank you ❤
Very Awesome Video! ill have to read this one!!
You should!
What personal finance books are you reading in 2024?
I would like to learn more about FIRE
I got you 😊