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Kenny Simpson
United States
เข้าร่วมเมื่อ 5 ก.พ. 2024
Mortgage Questions? Call/ Text me at 619-302-2020
Top 1% Mortgage Broker in America
20 years helping 5000+ clients BUY and REFI, Billions of transactions closed
My biggest referral source is my HAPPY clients! ☺
The Simpson Team Promise:
* We are REAL, we are here to help, educate, and guide you and your family through the home-buying process so you have confidence in your decisions.
* Mortgage brokers by choice, WHY? We focus on the BEST service, knowledge, experience, technology, loan products, and low rates, all while closing loans in RECORD time.
* My PASSION is helping people, NOT trying to sell them on using me and my team. YOU are making one of the biggest decisions and purchases of your life and WHO you work with on this journey matters.
Look forward to chatting!
-Kenny
The Simpson Team
5920 Friars Rd. Ste101, San Diego, CA 92108
NMLS#310335
West Capital Lending
NMLS #1566096
Top 1% Mortgage Broker in America
20 years helping 5000+ clients BUY and REFI, Billions of transactions closed
My biggest referral source is my HAPPY clients! ☺
The Simpson Team Promise:
* We are REAL, we are here to help, educate, and guide you and your family through the home-buying process so you have confidence in your decisions.
* Mortgage brokers by choice, WHY? We focus on the BEST service, knowledge, experience, technology, loan products, and low rates, all while closing loans in RECORD time.
* My PASSION is helping people, NOT trying to sell them on using me and my team. YOU are making one of the biggest decisions and purchases of your life and WHO you work with on this journey matters.
Look forward to chatting!
-Kenny
The Simpson Team
5920 Friars Rd. Ste101, San Diego, CA 92108
NMLS#310335
West Capital Lending
NMLS #1566096
Debunking Dave Ramsey! #shorts #shortsfeed #shortsviral #shortsvideo
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#Daveramsey #mortgage #investment #homebuyer #downpayment #shortsfeed #shortsfeed #shortsviral #shortsvideo
#Daveramsey #mortgage #investment #homebuyer #downpayment #shortsfeed #shortsfeed #shortsviral #shortsvideo
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What about the interest rate on that extra 75k in the mortgage?
Also his whole thing is just being debt free asap, so for that sake it’s better to do 20% down. Not saying it’s better in general for everyone, just better if your goal is to be completely debt free asap Love to know your thoughts though
Hey fat the economy is doing great jack. Everything is under control not a joke.
Inflation coming down my ass these people do not know what they’re doing. Wall Street does not reflect main street.
“I own several apartment buildings-“ 💀💀💀💀
If you like this, I know you'll benefit from my content on Instagram! Follow me @kennybsimpson
The best video thanks for that bro ❤
No problem, dude!!
Week over week??? Bro, that’s not how this thing works dumb dumb. September just got priced in and will just as easily be priced out. Perhaps not, but damn you should not be in finance
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Which one are you going to try? Let us know below!
Nobody cares about your shit shorts.
Has anyone ever told you that you look like Hugh Jackman? Lol
Hey dude! No one ever told me that 😂. But I hope so. 😂
Love this content? Follow me on Instagram for more! @kennybsimpson
i agree with some of this but certain items are cheaper on amazon usually specific things you cant just buy locally
Hi @regularmovie9228, Thanks for the good insight!
😂❤😂🎉🎉but trump ❄❄❄❄🇨🇳🇨🇳🇨🇳🤮🤮🤮🤡🤡🤡🤡 #maga 🔥❤🇺🇲🇺🇸💪💪💪
We're in a crash now. People just can't see through the smoke and mirrors yet.
Thanks for the good insight, man😮💨
In the 70's mortgage rates were 18%! The World still turned, life went on.
Thanks for the good insight!🙌
I’m 51 wife is 49. We just paid off our house loan. We have no car payments or credit card debt either. Saved and work hard to get to this point. The one big thing my parents taught me was to stay out of debt if you can. You don’t have to impress your neighbor or your friends with material things. Live within your means and retirement will come easy.
🙌🙌
Which kit did you use? I don't have any access to the caption for some reason and I'm really interested in this
It's the shaker kit from Roomix DIY
Epic
Hi @limeflashlight4101. Thanks for appreciating the video that we just put out!
Nice. Looks good
Hi @JeraldTheBEAR. Thanks for appreciating the video that we just put out!
It's funny how the older generation screw the younger generation a majority of my generation can't afford a house.
It doesn’t matter if a Boomer is liberal or conservative. What unifies them is the issue of social security and Medicare. This is the biggest unfounded liability in the federal budget, and it needs to be reformed, but Boomers wont let this happen.
It's the government.
We’re really sorry to hear about your experience. Please send us a DM with your details so we can address this ASAP. Your satisfaction is our top priority.
So that's how walls are made
🙌🙌
They should be even higher for even longer. They should never come back down. Only prices should crash back down.
I hope so, man. 😮💨
Alternate solution: Pax armoire from Ikea. Less hassle, work and mess. You can take it with you when you move.
Thanks for the good insight!
Is this a green screen or not ?
It's not.🙌
Galvanized square steel with eco friendly wood veneers wold be better
Good insight! Thanks, dude!
These 2 are perhaps, the dumbest people on social media. I haven't seen 1 thing they've done that looks half way devent
Where is the Galvanized square steel, Screw borrowed from aunt, and ECO Friendly wood veneer???
🙌
30 to 40 screws in drywall for 1 piece?? no wonder you hate mudding and taping. 9-12 screws depending on the thickness and length of the drywall is often sufficient. every 2 feet or so. Looks like you dont even have 2 feet wide thats like 8 to 10 screws.
Hey dude, thanks for the good insight!
Good video man keep up the hard work!
Hi @markwhaleburg. Thanks for appreciating the video that we just put out!
3:23 if you're tired of politicians and lobbyists and Profiteers wasting our money on imoral wars then diversify away from Blackrock Vanguard and Banks. Get some NonETF bitcoin and PMs in self custody. Hodl while the zombie fiat system dies. We didn't break it. I won't sustain it.
Thanks for the insight, dude!🙌
Rates are LOW. Read history.
We appreciate your feedback. We're always looking to improve and update our content. Could you share more details on what you think we should update? Thanks for helping us grow!
Rates are LOW! Look at history.
We appreciate your feedback. We're always looking to improve and update our content. Could you share more details on what you think we should update? Thanks for helping us grow!
yes
Hey, dude. Thanks for appreciating the video that we just put out!🙌
th-cam.com/video/pnqlQ8Z-mc0y/w-d-xo.htmling meet kevin candidate proposal for finance schools
The Liberty haters (uniparty) want America to 🔥! They say they’re trying to help but they want to punish The People because they elected a non party member and breaker of narratives to president. These evil folks want the UN or some such group to take over the USA through fractional banking. There has never been an Empire what has survived when debasing their currency. ZERO! THIS IS WHAT THESE SOUL SUCKERS ARE TRYING TO DO, THEY WILL LEAVE WHEN THE USA IS JUST SMOLDERING ASHES
The problem isn't the interest rates it is the government debt interest rates should be dependent on the free market not this scam we have now.
Thanks for insight, man! 😮💨
They said higher rates for longer.
Thanks for the insight, dude!🙌
Pretty irresponsible to recommend PMI to non-distressed buyers.
We’re really sorry to hear about your experience. Please send us a DM with your details so we can address this ASAP. Your satisfaction is our top priority.
Are you a real estate agent or a mortgage broker because I can name many good reasons why you put 20% down or more when you buy a house and its not just a random number that means nothing. It has a lot to do with interest paid over the life of the loan as well as the difference in equity you start off with. Not to mention PMI which can be another 10% on top of your mortgage payment. Also people who put only 5% down basically will have no equity to sell the home if they were to lose a job if theyve owned the home for less than a couple years. In a mortgage you want to make it as fast as possible to the 50% threshold when youre paying more principal than interest.
I bought, owned and managed 14 rental units over my lifetime. I usually knew more about the market and financing than real estate agents and mortgage brokers. They mostly deal with home buyers, not investors. I walked away from deals they thought were totally solid, and bought homes which had them scratching their heads. The only real way to know about real estate is to buy it, risk your own money, and learn to assess missed values out there. Most mortgage brokers and real estate agents just own a home like everyone else. So, when you ask "are you a real estate broker or mortgage broker" as if that would be someone with valuable investment knowledge... NO. They are used car salesmen and pencil pushers in a bank. Not seasoned real estate investors. It's that guy who owns a boatload of them who knows. I would never put anything CLOSE to 20% down. I have never put more than 3% down. It's called leveraging, which outearns and outpaces every objection you list saying you SHOULD put 20% down. For example: to quote you: " Also people who put only 5% down basically will have no equity to sell the home if they were to lose a job if theyve owned the home for less than a couple years." There is no increase in equity here. You are simply moving/transferring 20% cash into 20% building equity. No net gain. None. If you put down 3%, you still have the other 17% in cash. Actually a BETTER position if these unexpected events occur (like losing your job). Hanging onto the cash is BETTER in that scenario, because you may not have to sell the house. You have the actual cash to bridge you. There are 6 ways you make money in real estate off the top of my head. Saving on the interest paid isn't on the list, because it isn't paid by me. 1) you buy an undervalued property. Instant equity. 2) you buy a property which has better, more profitable uses than currently being used for, and change that use. instant equity or instant better income. 3) the market goes up, you gain increased equity. 4) you have tenants buying it for you. Paying the mortgage, paying the interest. 5) you depreciate the property on your schedule C, and take a paper loss which may even shield other income. 6) You buy a duplex and MOVE INTO one side. I moved 11 times in 9 years doing this. I was able to purchase a duplex with an FHA home loan (cheap!!!) as long as it was going to be my residence. I was even able to utilize rents from the other side to qualify. My first one i bought when I was 27? I lived for free in one side, with the other buying the property for me. Paying nothing out of my pocket, I was able to save huge sums of money towards my next few.
We strive for transparency in all we do. Let’s discuss your concerns directly. Please DM us with more information, and we’ll clarify any misunderstandings.
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Why buy when the market is high? He's waiting for the next market crash.
It's Warren Buffett, he's likely got a plan.
If he's smart he have his own bank full of gold silver and other valuable resources 😊
That would be against everything Buffet believes. He only likes income producing assets (yield and growth) and he's not a fan of precious metals as there's no yield.
@@MichaelSmithAU so he's not super smart just better then everyday people
That would be against the things he teaches 😂
@@user-yy9bg2qy5v if your method works Shouldn't you be richer than warren buffett ?
@@user-yy9bg2qy5v did u call Warren buffet average?
Warren Buffett’s whole ideology is about not saying yes to everything and about making very smart decisions. I actually respect him quite a bit. I don’t know a whole lot about him but from what I’ve heard he’s a pretty good guy that knows what he’s doing.
Facts!
Social Security is absolutely not viable. All that's left in that cabinet is an empty chest with an ancient scrap of paper with "I.O.U." written on it. Where's that going to come from? Taxes? Hardly... the taxpayer is already over $30T in debt and by the time I get there in a few years I'm sure it'll be over $40T. It'll be done by printing more bills backed by vapor. If I get anything at all in my monthly check it might be worth a cup of coffee.
🙌🙌