1% Club
1% Club
  • 325
  • 12 779 768
CA Explains How Credit Cards & Term Insurance Can Save You Money (In 10 Mins)
Attend Our Masterclasses: bit.ly/4giBULf
Join the 1% Club: bit.ly/3PZHHdX
Want to Be Featured Next?
Fill out this form: topc.typeform.com/personalcfo
In this episode of Edge by 1%, we sit down with Vinitha Baldota, who shares her inspiring journey of financial transformation through the 1% Club.
Here’s what Vinitha reveals:
✅ How she joined the 1% Club and its impact on her life
✅ The advantage of using credit cards over UPI payments
✅ Her FIRE number and key financial goals post-membership
✅ The top 3 changes she made to achieve financial growth
If you’re curious about how the 1% Club can help you make smarter financial decisions, this episode is packed with insights and practical advice tailored for anyone aiming for financial independence.
Timestamps:
1:08 - How did you join the 1% Club?
1:30 - Importance of Credit Cards
2:25 - Advantages of Using Credit Cards Over UPI
3:43 - How Did the 1% Club Impact Vinitha's Life?
4:56 - One Key Goal After Joining the 1% Club
5:09 - Vinitha's FIRE Number
6:34 - Top 3 Changes She Made in Her Life After Joining the 1% Club
9:30 - Outro
Disclaimer: This video is for educational purposes only. All financial figures mentioned include all sources of income. 📚
Subscribe:
1% Club
TH-cam: www.youtube.com/@UCBI57iTXtmJoaI6Ht7MgcfA
Instagram: onepercentclub
LinkedIn: www.linkedin.com/school/the-1-clubfws
Vinitha Baldota
LinkedIn: www.linkedin.com/in/vinitha-baldota-b182b32b7?
มุมมอง: 1 524

วีดีโอ

How This Man Funded His Child’s Education and Marriage Using Mutual Funds!
มุมมอง 8K18 ชั่วโมงที่ผ่านมา
Attend Our Masterclasses: bit.ly/4hbrAFE Join the 1% Club: bit.ly/40gHgAo Want to Be Featured Next? Fill out this form: topc.typeform.com/personalcfo In this episode of Edge by 1%, we have Raj Trivedi, a 36-year-old who transformed his financial journey through the 1% Club. Raj shares how he achieved: ✅ An XIRR of 20% across his mutual funds ✅ His FIRE number is 9 Crore (Financial Independence,...
What REALLY Happened in 2024? India’s Finance Story in 6 Minutes
มุมมอง 3.9K14 วันที่ผ่านมา
Join the 1% Club today, with an express membership route! : bit.ly/49ZErbF 2024 was a year of transformation and turbulence. Budget was a huge change for the masses, and AI dominated headlines, even as layoffs and automation reshaped industries. Economic shifts brought tax changes, Big IPOs, and market highs before sharp corrections. Donald Trump’s return fueled a crypto surge, while inflation ...
From ₹22,000 Salary to ₹1 Crore: Know Skillsets That Changed Everything
มุมมอง 24K21 วันที่ผ่านมา
Register for Our Masterclasses : bit.ly/3ZG8pwg Join the Club: bit.ly/49RwXaj​ To be featured in our episode, fill the form: forms.gle/Jstpbnx1E6dSDiVQ8 Meet Rahul Jain, a finance enthusiast who made a 5Cr portfolio from starting an SIP of 5000, 14 years ago! He is the best example of the power of compounding and why it's so important to start investing early! In today’s exclusive episode, we e...
Secret Hack of Millionaires to save Tax | 1% Lifestyle
มุมมอง 6Kหลายเดือนก่อน
Register for Our Masterclasses: bit.ly/3ZAX1lv Join the Club: bit.ly/4gyty2o Welcome to the first episode of 1% Lifestyle, where we dive deep into the life of the 1% of the country and how they invest their wealth. Today, we are at Art & Charlie, an art gallery situated in Mumbai. In this video, we are exploring all about art as an investment. With the help of Ayesha Parikh, the owner of the ga...
Who is More Financially Literate? Students or Teachers | Children’s Day Special
มุมมอง 21Kหลายเดือนก่อน
Register for Our Masterclasses: bit.ly/3Vn3PBJ Join the Club: bit.ly/3Vu63j3 On the occasion of Children’s Day, we had an exciting financial literacy challenge at JBCN International School, where teachers and students went head-to-head in a quiz. Hosted by Sharan Hegde, this episode transforms learning into a competitive and engaging experience that tests financial knowledge, strategic thinking...
Must-Watch for Every 22-25 Year Olds Before Starting Investing | Personal CFO Ep 2
มุมมอง 26Kหลายเดือนก่อน
Attend our Masterclasses: bitly.onepercentclub.io/41ecIla Join the 1% Club: bit.ly/49gAhvu - To get featured next, please fill this form: topc.typeform.com/personalcfo In this episode of Personal CFO, I dive into the financial journey of 22 year old Sarita. We explore how she can achieve FIRE at 50, cover her wedding fund, secure her further education fees and fund her dream home using the Mast...
He Needs 13Cr to Retire, Must Watch for 25-45 yrs! Personal CFO Ep 01
มุมมอง 43Kหลายเดือนก่อน
Attend our Masterclasses: bit.ly/3CG8Xuo Join the 1% Club: bit.ly/3COSLH7 - To get featured next, please fill this form: topc.typeform.com/personalcfo Welcome to our new series called Personal CFO where I help 1% Community members to achieve their financial freedom using our proprietary tools. In this episode, I dive into the financial journey of Finney. We explore how he can refurnish his fina...
Dual Income No Kids: Crazy Lifestyle, Retirement Planning, FIRE Explained
มุมมอง 14K2 หลายเดือนก่อน
Dual Income No Kids: Crazy Lifestyle, Retirement Planning, FIRE Explained
He lost ₹3Cr In 3 Days in Trading, Still Achieved F.I.R.E at 23
มุมมอง 27K3 หลายเดือนก่อน
He lost ₹3Cr In 3 Days in Trading, Still Achieved F.I.R.E at 23
How She Makes 6+ Lakhs / Month As A Freelancer & Travels The World
มุมมอง 99K3 หลายเดือนก่อน
How She Makes 6 Lakhs / Month As A Freelancer & Travels The World
How She Quit her 9-5 Job To Become A Se*ual Wellness Influencer
มุมมอง 18K4 หลายเดือนก่อน
How She Quit her 9-5 Job To Become A Se*ual Wellness Influencer
He Retired Early Leaving A ₹2.2 Cr Job With ₹55 Lakhs Passive Income
มุมมอง 195K4 หลายเดือนก่อน
He Retired Early Leaving A ₹2.2 Cr Job With ₹55 Lakhs Passive Income
She Makes ₹60,000 Passive Income As A Homemaker
มุมมอง 150K4 หลายเดือนก่อน
She Makes ₹60,000 Passive Income As A Homemaker
How Is He Building A Company Around Se*ual Wellness?
มุมมอง 26K5 หลายเดือนก่อน
How Is He Building A Company Around Se*ual Wellness?
How Can You Make 5 Lakhs Per Month On Instagram?
มุมมอง 64K5 หลายเดือนก่อน
How Can You Make 5 Lakhs Per Month On Instagram?
Financial Planner Reacts To Guy’s ₹50,000/mo Swiggy/Zomato Spending
มุมมอง 10K5 หลายเดือนก่อน
Financial Planner Reacts To Guy’s ₹50,000/mo Swiggy/Zomato Spending
How This Guy Makes 6 Lakhs a Month Doing This
มุมมอง 9K5 หลายเดือนก่อน
How This Guy Makes 6 Lakhs a Month Doing This
Living in Chawl to Owning 4 properties | Passive income
มุมมอง 59K6 หลายเดือนก่อน
Living in Chawl to Owning 4 properties | Passive income
How Did They Make ₹50 Lakh With Their Jobs | 1% Women
มุมมอง 72K6 หลายเดือนก่อน
How Did They Make ₹50 Lakh With Their Jobs | 1% Women
From ₹6,000 to 50 Lakhs Salary | 1% Life
มุมมอง 36K7 หลายเดือนก่อน
From ₹6,000 to 50 Lakhs Salary | 1% Life
How She Built a 50 Crore Business Using Instagram? | The 1% Life
มุมมอง 349K7 หลายเดือนก่อน
How She Built a 50 Crore Business Using Instagram? | The 1% Life
How Did She Make ₹4 Crores Networth? | 1% Life
มุมมอง 92K7 หลายเดือนก่อน
How Did She Make ₹4 Crores Networth? | 1% Life
He Generates Passive Income 6x Of His Salary | 1 % Life
มุมมอง 741K8 หลายเดือนก่อน
He Generates Passive Income 6x Of His Salary | 1 % Life
How Did She Make ₹5 Crore Networth? | 1 % Life
มุมมอง 241K8 หลายเดือนก่อน
How Did She Make ₹5 Crore Networth? | 1 % Life
The Great Escape ft. Sharan Hegde & Viraj Ghelani | Join The Club
มุมมอง 59K9 หลายเดือนก่อน
The Great Escape ft. Sharan Hegde & Viraj Ghelani | Join The Club
Bangalore Meetup - The 1% Club
มุมมอง 12Kปีที่แล้ว
Bangalore Meetup - The 1% Club

ความคิดเห็น

  • @KiranChavanLMM
    @KiranChavanLMM 13 ชั่วโมงที่ผ่านมา

    Host is fantastic

  • @TheSchrute24
    @TheSchrute24 14 ชั่วโมงที่ผ่านมา

    1L expense and Saying need 15cr in 20 years :) CA Saab!

    • @NIHAL960
      @NIHAL960 13 ชั่วโมงที่ผ่านมา

      What's wrong with that? Itna to chahiye hi hoga

  • @arunms8696
    @arunms8696 23 ชั่วโมงที่ผ่านมา

    Thank you👍🏻

  • @srihari_views
    @srihari_views 23 ชั่วโมงที่ผ่านมา

    Being a CA not being of aware of Term insurance! 🙏 this video is nothing but 1% club promotion.

  • @ShadabKhan-le7ue
    @ShadabKhan-le7ue วันที่ผ่านมา

    Koi nahi bolega 1 percent ka promotion tha 😂😂😂😂😂😂 Real contant hai 😂😂😂😂 reel wala nahi 😂😂😂😂😂

  • @Dabbuluvurikeraavu
    @Dabbuluvurikeraavu วันที่ผ่านมา

    Word Retirement ..repeat mode

  • @mohitchaudhary6052
    @mohitchaudhary6052 วันที่ผ่านมา

    Psychiatry can do both

  • @DesireeJames-q1z
    @DesireeJames-q1z 3 วันที่ผ่านมา

    Investors should use their money continuously, in my opinion, especially In 2025, the market will start to diversify even further. Given recent stock success, it becomes sense to conclude that the stock market is the best intelligent investment accessible. I hope others agree.

    • @DavidLucas-so8rr
      @DavidLucas-so8rr 3 วันที่ผ่านมา

      It's correct that we shouldn't dive in headfirst just because the market gives opportunities. As a result, we should acquire suitable market analysis or guidance, as well as speak with expert market strategists.

    • @JoshuaKerr-m4u
      @JoshuaKerr-m4u 3 วันที่ผ่านมา

      I totally agree with you. I started out investing on my own too and lost quite a bit. After the 2020 crash, I managed to pull out about $160k. I then invested that money with an analyst, and in just seven months, I made almost $580,000. It's amazing how having the right guidance can turn things around!

    • @Bridget-l7p
      @Bridget-l7p 3 วันที่ผ่านมา

      i'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

    • @JoshuaKerr-m4u
      @JoshuaKerr-m4u 3 วันที่ผ่านมา

      Just gotta give props to Laurelyn Gross Pohlmeier , my CFA, she's the real deal in the finance game. Dive into her background, this lady's a treasure trove of experience and knowledge for anyone navigating the financial jungle.

    • @SarahTaylor_
      @SarahTaylor_ 3 วันที่ผ่านมา

      She appears to be well-educated and well-read. I ran an onlline search on her name and came across her webslte; thank you for sharing. I sccheduled a caII..

  • @vinothgiri8
    @vinothgiri8 3 วันที่ผ่านมา

    Waste of time, just promotional for one percent club

  • @adityamulukuri
    @adityamulukuri 3 วันที่ผ่านมา

    ❤🔥

  • @debangshubanerjee1311
    @debangshubanerjee1311 4 วันที่ผ่านมา

    does mistake in using his own excel.. just WOW!! the only good thing i found, is the girl is having very realistic goals

  • @kcpatel10
    @kcpatel10 4 วันที่ผ่านมา

    Best financial Freedom video 🙏🙏🙏

  • @RahulMalhan176
    @RahulMalhan176 5 วันที่ผ่านมา

    I am a pot seller and she is my best customer

  • @brijeshbajpai3877
    @brijeshbajpai3877 5 วันที่ผ่านมา

    He seems to be big c . What he will do with 10 cr at 60.. reguler to direct fund return in one year >3% 😅😅 kya phool ke aaya hai be

  • @NarayananR-v9o
    @NarayananR-v9o 5 วันที่ผ่านมา

    It would have been better if questions were more on the aspects of managing money rather than promoting 1% club

  • @GopiKannanS-l9p
    @GopiKannanS-l9p 5 วันที่ผ่านมา

    An excellent session.

  • @nashathgaming3666
    @nashathgaming3666 6 วันที่ผ่านมา

  • @Iamgaama
    @Iamgaama 6 วันที่ผ่านมา

    Total bullshit that dude is an brokie 🥴

  • @laidbackintellectual
    @laidbackintellectual 7 วันที่ผ่านมา

    Ye sirf show off karne aya hai. Investment strategy ghanta nahi hai iske pass.

  • @pallavimandal5298
    @pallavimandal5298 7 วันที่ผ่านมา

    It happens when both are after monetary results, be it the interviewer or the interviewee!

  • @rupeshdhondi8889
    @rupeshdhondi8889 7 วันที่ผ่านมา

    I wish you all the best for your FIRE

  • @sankhadipbhunia5509
    @sankhadipbhunia5509 8 วันที่ผ่านมา

    DIDI AUR VI ZYADA WEALTH CREATE KAR SAKTI HAIN AGAR UNKI SALARY 8 PERCENT SE BADTE RAHI TO.

  • @sankhadipbhunia5509
    @sankhadipbhunia5509 8 วันที่ผ่านมา

    90K SALARY AT THE AGE OF 22 IS VERY DECENT AMOUNT IN INDIA. CONGRATULATION FOR BADE DIDI

  • @rnstatusway6965
    @rnstatusway6965 8 วันที่ผ่านมา

    I also know that every answer

  • @Pirate_hunter__ZORO-o
    @Pirate_hunter__ZORO-o 8 วันที่ผ่านมา

    Bro make substitle in your video 🗣️ : there are so many people who can't understand hindi

  • @vishesh000
    @vishesh000 8 วันที่ผ่านมา

    gow come u packed so much in just 5 mins... kdos to youe team..

  • @BlissfulTravelDiary
    @BlissfulTravelDiary 8 วันที่ผ่านมา

    Let the guest talk. You keep on shifting the topic before he answer

  • @kyliansimpson1621
    @kyliansimpson1621 8 วันที่ผ่านมา

    Thank you for posting! Looking for advice: My wallet on OKX has some USDT, and I possess the backup phrase: ◆clean◆ ◆party◆ ◆soccer◆ ◆advance◆ ◆audit◆ ◆clean◆ ◆evil◆ ◆finish ◆tonight◆ ◆involve◆ ◆whip◆ ◆action◆. Could you suggest how can I handle moving them to my Binance account?

  • @mathurish
    @mathurish 9 วันที่ผ่านมา

    Source of Rs.60,000/- per month as Passive Income, remains a mystery for IT Department & viewers.😜

  • @Skibidi_King46
    @Skibidi_King46 9 วันที่ผ่านมา

    🎉🎉🎉🎉

  • @gunjitkumar
    @gunjitkumar 9 วันที่ผ่านมา

    Music could have been better ? The background music feels soo out of place

  • @talees3357
    @talees3357 10 วันที่ผ่านมา

    So he didn't get to 1 Cr. by doing SIPs. He went to US and later got a 1 Cr. job.

  • @Srinikhil-qp3mt
    @Srinikhil-qp3mt 10 วันที่ผ่านมา

    Super podcast 👏 👌

  • @nikhiljoshi5185
    @nikhiljoshi5185 10 วันที่ผ่านมา

    MBBS is necessary to become psychiatrist..

  • @ShivaKumar-xb2ig
    @ShivaKumar-xb2ig 12 วันที่ผ่านมา

    Bro i need this work sheet can share the link for download

  • @TalibDigiabytes
    @TalibDigiabytes 12 วันที่ผ่านมา

    Great informative and valuable video

  • @maheshmoharir9314
    @maheshmoharir9314 12 วันที่ผ่านมา

    The main point missing in such interviews is how the goal was achieved or what to do to achieve the goal of financial freedom? Just giving information what is achieved is not going to help. Simply waste of time.

  • @maheshmoharir9314
    @maheshmoharir9314 12 วันที่ผ่านมา

    What a JOKE? the girl is not aware about PPF, EPF and VPF and just firing questions.

  • @BestOfThePodcast
    @BestOfThePodcast 12 วันที่ผ่านมา

    I can't believe it, educated people are going to this buffon for advice. People should be smart enough to know mutual fund picking is no rocket science just need to spend 10 hour Max to understand complete mutual fund concept

    • @Power-li4gc
      @Power-li4gc 11 วันที่ผ่านมา

      Exactly .in this fast moving world Everyone should know about investing and money management but sadly 98% of people will don't educate themselves about these , even they are earning super number with high value jobs per month .

  • @BillionaireBlueprintInvesting
    @BillionaireBlueprintInvesting 12 วันที่ผ่านมา

    Criticism is easy, but real value comes from building something meaningful. It’s one thing to have opinions, but another to have actual experience to back them up. Genuine financial advice should come from those who’ve walked the path, not just talked about it. Let’s focus on learning from those who’ve truly achieved success instead of tearing others down!!!

  • @ishwaryaaca
    @ishwaryaaca 13 วันที่ผ่านมา

    A better way of educating the viewers would be to pick the current PF balance , take realistic assumptions of 5% salary hike , until retirement and show how much that PF balance would amount to FIRE number .. if am not wrong and if the guy hasn’t withdrawn PF till date , should achieve his FIRE with jus PF .. tat would be a eye opener to show

  • @manansoni2726
    @manansoni2726 13 วันที่ผ่านมา

    bahut hi bekar hei yeh shravan kuch bhi kar raha hei

  • @kesavraj648
    @kesavraj648 13 วันที่ผ่านมา

    Worst planning ever seen

  • @KanikaaKapoor
    @KanikaaKapoor 13 วันที่ผ่านมา

    Seems this guy is so rude with Parul i dont know why

  • @krishnakrish3890
    @krishnakrish3890 14 วันที่ผ่านมา

    2025

  • @Abeer-Essa
    @Abeer-Essa 15 วันที่ผ่านมา

    We need a part 2 but a lengthy one this time.

  • @gaurisagane7181
    @gaurisagane7181 16 วันที่ผ่านมา

    She should have asked about her skill set I'm eager to know.

  • @SaikumarAdluri
    @SaikumarAdluri 16 วันที่ผ่านมา

    I Love You. ❤ Samiii

  • @SushanthSD
    @SushanthSD 16 วันที่ผ่านมา

    Silly questions. What if he goes broke in 25? Lady they have enough money to spend they're lifetime on this planet.