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You could do a Heloc or Home Equity loan/ cash out. Or see how the pool company finance options look.

Well, you could always keep renting. However, you'll miss out on a sure investment. Think of it this way. If you lived here for 10 years got your balance down to 250K. However, the property value went up to 350K. Now you owe 250K on a home that's 350K. If you were to sell it, you'd have 100K in equity. If your rent was 1500 for the same 10 years... Probably not likely, but you would have paid 180K with zero return. That's the beauty of purchasing a home. The balance will decrease even if the value doesn't. So you're getting a return. Buying a home is bigger than the payment.

When you said your name at the end I know exactly who you are. You a legend out the tyl

@@paidmack1059 lol... Small World!

Don't have one yet. 2 Walmarts, Kroger and Tom Thumb.

Not at all. These are the same builders that build homes all across the metroplex and state as well.

Do you see how old this video is? Rates were 2.5% when this was posted. However, anyone that's purchased a home in the past two years in the 7s will more than likely experience it at some point. Ince rates drop, it'll still be effective.

interesting, I'm trying to get an idea of where.

I don't set the market, just imagine if you bought your home in 05 for 150K, you now owe 75Km but you can sell it for 500k. That's 425K in Equity! That's the power of home ownership. That's how wealth is built.

I don't set the market, just imagine if you bought your home in 05 for 150K, you now owe 75Km but you can sell it for 500k. That's 425K in Equity! That's the power of home ownership. That's how wealth is built.

Yes, this video is extremely old. When a refinance was the answer.

Right but this video is 3yrs old I'm keeping my 2.9%

@@tonygreen4866 You definitely should.

Potentionally, probably not very many in Plano though.

I'm in Desoto

head over to hybridagenthomes.com/max-savings and schedule a consultation and we can take it from there.

5K is a lot for a 1 year increase. Check and see exactly what went up. It could be insurance as well.

@HybridAgent Yes, thank you I'm doing all the digging. The insurance did not go up. I paid for a whole year premium upfront before closing. I still checked with them to make sure nothing had changed with the policy and they said no.

Nice!!! With the pool, love it!

@@HybridAgent Hope to do some business with you real soon.

Let's do it! @@Rado7458

​@HybridAgent I would love to work with you. Looking for a house. More house for my buck basically. Desoto, cedar hill, midlothian... I am out of state but realized the south cities of dallas are more house for ur buck

Yes, it happens a lot. Check to see what caused it. Insurance policy renewals is causing a lot to go up these days.

@@HybridAgent Apparently the county sent our sewer bill (that we've paid on our own since we bought) to the mortgage company to pay from our escrow account! And they renamed it a "special tax ' and deducted it from our escrow. Wtf! We're getting it taken care of. Thanks for responding. 👍

Whenever you need me to. Let me know so I can show you how much you can save.

You definitely need to find out why it's 5K short. That's not normal, especially if it's not the first year unless your taxes went waaaay up. Did your home insurance go up as well. I'd start there. The only way to fix the escrow shortage is to 1. Pay the difference and have the minimal increase. Dispute the taxes and/or get lower insurance.

I did

I said what the

This video was produced when rates were in the 2's. At the time, it was definitely the option.

There are a few out there to be found. However, my hybrid agent program can make your payment much cheaper. You can go higher and get the home you really want. It's a game-changer for sure.

@@HybridAgent please tell me more 😂

I covered that in the video as well. You've got other options. There are two other districts within 5 minutes. Cedar Hill and Duncanville. Both are open enrollment. I personally don't fall into the category of people blaming the school district though. If the foundation at home is good, the child will learn. There have been some amazing students come out of Desoto ISD. Here is a link to further help shed light on the academics as well. www.desotoisd.org/cms/One.aspx?portalId=165774&pageId=27090013

this video is slightly older, but at the time, the LLPA's on an FHA loan wouldn't be. changed. Credit score used was 680 so again the same. You could lower with a bigger down payment, but in this scenario we chose to use 3.5% down.

No, your mortgage will not increase. The only way it can increase is if your taxes go up. If the taxes go up, they'll take that extra money that you put into your taxes to cover it, but the mortgage company will have to adjust for the increase. If you have too much extra money in there, all they'll do is send the money back to you. There is only so much extra the mortgage company can keep.

If you're in Dallas, I have a solution.

Why?

Oh wow-bless your heart. Sending hugs ❤

Where at, I’ll buy your house

Why

Thank You! I try and make sure the info is as accurate as possible. Always slightly different because property taxes differ, but the base numbers will be legit. It's enough bad info out there. No use adding to it.

Yes it is ridiculous and here in Atlanta a new construction $300k home is the size of a townhome and you can reach your arm out your bedroom window and touch your neighbor’s house AND all your homes look alike as if you are in some insane utopian society!

Absolutely, definitely a lot to explore. Way more than people think. Thanks for your comment.

@@HybridAgent Good Morning, I’ll be reaching out to speak with you soon. Have a great weekend. Peace & Blessings. 🙏🏾💜🙏🏾

Nothing to be skeptical about. There are no wild animals. You may see a coyote once in a blue moon, but that's anywhere in the Dallas suburbs. Be sure to subscribe to the channel and check out all the updates about desoto. Also check out housesforsaleindesoto.com