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FINSHERPA
India
เข้าร่วมเมื่อ 1 ต.ค. 2016
This channel talks about Financial planning, Investment advice, Retirement planning, Portfolio management, personal finance, insurance planning, estate planning, tax planning, portfolio management, mutual funds, stock market, investment planning, investment strategies, investment options, safe investments, profit booking, and much more. Our team of experienced financial advisors and experts will share valuable insights, tips, and strategies to help you make informed financial decisions.
Remember, your financial future is in your hands, and we're here to be your trusted FinSherpa on this exciting adventure.
Remember, your financial future is in your hands, and we're here to be your trusted FinSherpa on this exciting adventure.
12 Costly Mistakes to Avoid in Mutual Fund Investing | ESSENTIAL GUIDE | Finsherpa
Investing in mutual funds can be a great way to grow your wealth, but there are common mistakes that can cost you big time!
In this video, we break down 12 costly mistakes that many investors make with mutual funds and how you can avoid them. From skipping emergency funds to following herd mentality, we cover it all. Learn why having an emergency fund is crucial, how to manage risk with insurance, and why timing the market is a trap. Plus, understand the importance of aligning investments with your financial goals, balancing diversification, and keeping an eye on fees and taxation.
Don’t miss these vital tips to ensure your mutual fund investments work for you and not against you!
📌Time stamps:
00:00 Intro
01:08 12 costly mistakes you should avoid while investing in mutual funds
01:15 Investing without planning an emergency fund
02:27 Investing without a term plan and health insurance
03:02 Investing without an objective or a goal
03:36 Waiting for the Right Time to
04:07 Investing without knowing your risk profile and risk involved in the product
04:34 Underdiversification or Overdiversification
05:07 Joining the Crowd
05:49 Overlooking Fees, Expenses and Taxes
06:50 Chasing past performance and making decisions only based on them
07:27 Withdrawing investments when there is volatility or emotional investing
08:19 Failing to Review and Rebalancing
08:45 Lack of patience/expecting short-term results or profits
09:24 Conclusion
-------------------------------------------------------------------------------------------
To get insights on Financial management and Investment, watch our channel videos. It has full of abundant information about Finance and tips on becoming rich in your own way.
Channel link - th-cam.com/users/finsherpa
---------------------------------------------------------------------------------------------
To make a better return on your investments,
Talk to us: +91 - 98402 69900
Write to us: info@finsherpa.com
Visit our website: www.finsherpa.com
----------------------------------------------------------------------------------------
#mutualfundmistakestoavoid #mutualfund #mutualfundmistakes #investingmistakes #personalfinance #investmenttips #moneymanagement #wealthbuilding #financialgoals #emergencyfund #finsherpa #babukrishnamoorthy #certifiedfinancialplanner #financialadvisor
In this video, we break down 12 costly mistakes that many investors make with mutual funds and how you can avoid them. From skipping emergency funds to following herd mentality, we cover it all. Learn why having an emergency fund is crucial, how to manage risk with insurance, and why timing the market is a trap. Plus, understand the importance of aligning investments with your financial goals, balancing diversification, and keeping an eye on fees and taxation.
Don’t miss these vital tips to ensure your mutual fund investments work for you and not against you!
📌Time stamps:
00:00 Intro
01:08 12 costly mistakes you should avoid while investing in mutual funds
01:15 Investing without planning an emergency fund
02:27 Investing without a term plan and health insurance
03:02 Investing without an objective or a goal
03:36 Waiting for the Right Time to
04:07 Investing without knowing your risk profile and risk involved in the product
04:34 Underdiversification or Overdiversification
05:07 Joining the Crowd
05:49 Overlooking Fees, Expenses and Taxes
06:50 Chasing past performance and making decisions only based on them
07:27 Withdrawing investments when there is volatility or emotional investing
08:19 Failing to Review and Rebalancing
08:45 Lack of patience/expecting short-term results or profits
09:24 Conclusion
-------------------------------------------------------------------------------------------
To get insights on Financial management and Investment, watch our channel videos. It has full of abundant information about Finance and tips on becoming rich in your own way.
Channel link - th-cam.com/users/finsherpa
---------------------------------------------------------------------------------------------
To make a better return on your investments,
Talk to us: +91 - 98402 69900
Write to us: info@finsherpa.com
Visit our website: www.finsherpa.com
----------------------------------------------------------------------------------------
#mutualfundmistakestoavoid #mutualfund #mutualfundmistakes #investingmistakes #personalfinance #investmenttips #moneymanagement #wealthbuilding #financialgoals #emergencyfund #finsherpa #babukrishnamoorthy #certifiedfinancialplanner #financialadvisor
มุมมอง: 236
วีดีโอ
Smart Salary Investment Strategies for a Wealthier Future! | Financial Freedom Blueprint | Finsherpa
มุมมอง 555วันที่ผ่านมา
A lot of us get a monthly salary, but have you thought about how essential it is to manage that money for a secure future? Investing from your salary isn’t just a good habit-it’s crucial for long-term financial well-being. Let’s dive into how to make it work!Start by setting clear goals, both short-term (like a vacation) and long-term (like retirement). This gives you a roadmap. Then, create a ...
How Freelancers Can Manage Finances and Start Investing with Uneven Income | FINSHERPA
มุมมอง 10514 วันที่ผ่านมา
Freelancers often face the challenge of managing their finances with an unpredictable income. In this video, we’ll explore practical steps freelancers can take to plan their expenses, save for the future, and invest even when their income is irregular. Whether you’re a gig worker, a consultant, or a part-time professional, you'll learn how to track your income and expenses, build an emergency f...
7 Money Secrets Every Couple Must Share for Stronger Financial Future | Couple Finance | FINSHERPA
มุมมอง 14221 วันที่ผ่านมา
7 key money secrets that every couple should discuss to build a healthy financial relationship. First up, budgeting. Set aside at least an hour at the start of each month to plan out your expenses. You’ve got your fixed costs like rent and utilities, and then the variables like dining out and entertainment. Drawing up a budget helps you get a clear picture of how much you’ll spend and save. Sec...
How to Travel the World Every 2 Years? | Smart Investment Strategies for Dream Vacations | FINSHERPA
มุมมอง 1.7Kหลายเดือนก่อน
Make Travel a Reality: 5 Essential Planning Tips As we explore the world of investments, today we're taking a detour to discuss a fascinating topic: travel. For many, especially Gen-Z and Millennials, travel is a priority. It unlocks your mind, introduces new cultures, and creates lifelong memories. Before embarking on your dream vacation, consider these five crucial planning steps: 1. Create a...
ULIPs vs Term Insurance + Mutual Funds: Which is Best? | PROS & CONS EXPLAINED | Finsherpa
มุมมอง 951หลายเดือนก่อน
Are you torn between Unit Linked Insurance Plans (ULIPs) and Term Insurance with Mutual Funds? Let's break down the pros and cons of each option. ULIPs offer dual benefits of insurance and investment, suitable for those who want a hassle-free solution. You get taxation benefits, online tracking, and flexibility to switch schemes. However, returns might be moderate. On the other hand, Term Insur...
CREDIT CARD OPTIMIZATION: Benefits, Risks, and Best Practices | EXPERT GUIDANCE | Finsherpa
มุมมอง 130หลายเดือนก่อน
The Double-Edged Sword of Credit Cards As I always say, every invention has its benefits and drawbacks. It's up to us to wield it wisely. Today, I want to talk about credit cards - a powerful tool that can either make or break your finances. So, what is a credit card? Simply put, it's a plastic device issued by a banker, allowing you to spend within a set limit. You have 45 days to repay the am...
Stock Market Crash: What to Expect and How to React | EXPERT INSIGHTS | Finsherpa
มุมมอง 11Kหลายเดือนก่อน
Stock Market Crash: What to Expect and How to React | EXPERT INSIGHTS | Finsherpa
Dealing with Ambiguity in Investing: Can You Handle the Uncertainty? | Finsherpa
มุมมอง 1702 หลายเดือนก่อน
Dealing with Ambiguity in Investing: Can You Handle the Uncertainty? | Finsherpa
The Life-Changing Magic of Tidying Up | Investment Principles for Financial Freedom | Finsherpa
มุมมอง 3072 หลายเดือนก่อน
The Life-Changing Magic of Tidying Up | Investment Principles for Financial Freedom | Finsherpa
Futures & Options: Wealth Creation or Destruction? | SEBI's Warning for Retail Investors | Finsherpa
มุมมอง 1772 หลายเดือนก่อน
Futures & Options: Wealth Creation or Destruction? | SEBI's Warning for Retail Investors | Finsherpa
India's $1.6T Manufacturing Boom: Maximize 33% Growth | Investment Opportunities | Finsherpa
มุมมอง 3362 หลายเดือนก่อน
India's $1.6T Manufacturing Boom: Maximize 33% Growth | Investment Opportunities | Finsherpa
SEBI's New Asset Class | The Gap between Mutual Funds and PMS/AIF | Minimum of ₹10L | Finsherpa
มุมมอง 13K2 หลายเดือนก่อน
SEBI's New Asset Class | The Gap between Mutual Funds and PMS/AIF | Minimum of ₹10L | Finsherpa
Smart Beta Funds: Combining the Best of Active and Passive Investing | Factor investing
มุมมอง 1.3K3 หลายเดือนก่อน
Smart Beta Funds: Combining the Best of Active and Passive Investing | Factor investing
New vs. Old Tax Regime: Which Is Better? | New Tax Slabs, Capital Gains & Mutual Fund Changes
มุมมอง 4063 หลายเดือนก่อน
New vs. Old Tax Regime: Which Is Better? | New Tax Slabs, Capital Gains & Mutual Fund Changes
How to do your SIP correctly? | STEP-UP SIP | Fixed SIP vs 10% Yearly Increase | Boost your Returns
มุมมอง 5K3 หลายเดือนก่อน
How to do your SIP correctly? | STEP-UP SIP | Fixed SIP vs 10% Yearly Increase | Boost your Returns
Top Investment & Cash Flow Strategies for SENIOR CITIZENS | Part - 2 | Retirement Planning
มุมมอง 1.5K3 หลายเดือนก่อน
Top Investment & Cash Flow Strategies for SENIOR CITIZENS | Part - 2 | Retirement Planning
Retirement Planning: Secure Your Monthly Cash Flow - Part 01 | Retirement tips
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Retirement Planning: Secure Your Monthly Cash Flow - Part 01 | Retirement tips
Master Wealth Creation with Coffee Can Investing: Book Review & Key Insights
มุมมอง 1K4 หลายเดือนก่อน
Master Wealth Creation with Coffee Can Investing: Book Review & Key Insights
Should You Book Profits Now? Understanding Profit Booking in Equity Markets
มุมมอง 4.3K4 หลายเดือนก่อน
Should You Book Profits Now? Understanding Profit Booking in Equity Markets
Property Sale Money: Invest, Save, and Reduce Tax Liability - A Comprehensive Guide
มุมมอง 2794 หลายเดือนก่อน
Property Sale Money: Invest, Save, and Reduce Tax Liability - A Comprehensive Guide
Keyman Insurance: Protecting Your Business from Financial Loss | Insurance for Businesses
มุมมอง 2804 หลายเดือนก่อน
Keyman Insurance: Protecting Your Business from Financial Loss | Insurance for Businesses
Layoff-Proof Your Finances: 4 Essential Steps to Weather Any Storm | Financial Security
มุมมอง 1435 หลายเดือนก่อน
Layoff-Proof Your Finances: 4 Essential Steps to Weather Any Storm | Financial Security
Gold or Equity: Which One Should You Choose? | See Which One Outperformed | Smart Investor's Guide
มุมมอง 2025 หลายเดือนก่อน
Gold or Equity: Which One Should You Choose? | See Which One Outperformed | Smart Investor's Guide
The Dangers of FOMO in Investing: Avoid the Trap! | Investment Mistakes
มุมมอง 4955 หลายเดือนก่อน
The Dangers of FOMO in Investing: Avoid the Trap! | Investment Mistakes
Why Women Must Take Charge of Their Finances? #WomenAndFinance
มุมมอง 1695 หลายเดือนก่อน
Why Women Must Take Charge of Their Finances? #WomenAndFinance
5 Steps to Achieve Financial Success and Security in Life | Importance of financial planning
มุมมอง 3206 หลายเดือนก่อน
5 Steps to Achieve Financial Success and Security in Life | Importance of financial planning
Understanding Direct vs Regular Investing | 7 benefits of Regular Investing | FINSHERPA
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Understanding Direct vs Regular Investing | 7 benefits of Regular Investing | FINSHERPA
ELSS Mutual Funds: Is it a smart tax saving investment Option?
มุมมอง 4366 หลายเดือนก่อน
ELSS Mutual Funds: Is it a smart tax saving investment Option?
IPO Investing 101: From Red Herring to Wealth Creation | A Comprehensive Guide to the Primary Market
มุมมอง 2066 หลายเดือนก่อน
IPO Investing 101: From Red Herring to Wealth Creation | A Comprehensive Guide to the Primary Market
Nicely explained.
📌Time stamps: 00:00 Intro 01:08 12 costly mistakes you should avoid while investing in mutual funds 01:15 Investing without planning an emergency fund 02:27 Investing without a term plan and health insurance 03:02 Investing without an objective or a goal 03:36 Waiting for the Right Time to 04:07 Investing without knowing your risk profile and risk involved in the product 04:34 Underdiversification or Overdiversification 05:07 Joining the Crowd 05:49 Overlooking Fees, Expenses and Taxes 06:50 Chasing past performance and making decisions only based on them 07:27 Withdrawing investments when there is volatility or emotional investing 08:19 Failing to Review and Rebalancing 08:45 Lack of patience/expecting short-term results or profits 09:24 Conclusion
Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA
Excellent and clear advice. Thank you
📌Video chapters: 00:00 How to manage your salary? 00:25 How to invest from your salary? 00:28 Set Clear Financial Goals 00:56 Create a Budget 01:19 Setup an Emergency Fund 01:51 Manage your debt 02:17 Automate Your Investments 02:39 Contribute to Retirement Accounts 03:13 Have adequate Health Insurance 03:42 Enroll in a SIP plan 04:09 Diversify Your Portfolio 04:24 Periodically Review and Rebalance the Portfolio 04:40 Take a Term insurance 05:07 Educate yourself about finance 05:26 Tax-Efficient Investing 05:48 Stay committed
Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at +91-9159269900 Thanks Team FINSHERPA
Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA
📌Time stamps: 00:00 Intro 00:51 7 SECRETS to share with you spouse 00:59 Put a BUDGET everymonth 01:44 Keep a SEPARATE bank account & JOINT account 02:32 Allocate the FINANCIAL RESPONSIBILITY among yourselves 03:08 Speak about DEBT 03:44 Plan your GOALS & start INVESTING together 04:21 Take INSURANCE & Build EMERGENCY Corpus 04:57 ENSURE all the investments are detailed in a PARTICULAR place 05:31 Conclusion
Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA
Is it better than plain mf
📌Time stamps: 00:00 Intro 00:47 How to fund your vacations? 00:56 5 things to plan before your vacation 03:00 Calculation 04:00 Investment for vacation calculation 06:02 Travelling using credit card 06:16 The Benefits of Planning Ahead
Great content!
Glad to know!
Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA
Good Sir ji ❤
Glad to hear!
Wonderful explanation 🎉 thanks a lot 🎉
Well narrated and clear points
Glad to know!
📌Time stamps: 00:00 Intro 00:50 What is ULIP? 01:54 What is Term insurance? 02:33 What are Mutual funds? 02:52 ULIP Calculation 03:59 Term Insurance Calculation 04:29 Mutual Fund Calculation 05:52 Difference between ULIP & Term insurance 07:20 Advantages of ULIP 10:05 Advantages of Term + Mutual funds 11:11 Conclusion
Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA
Very informative, thank you. However, please check the long term capital gain tax calculation in the mutual fund example. In my understanding, the exemption has to be reduced from the gain & the tax calculated. In the example, the exemption is shown as being adjustable against the tax liability.
New PMS please share details.
Very nice sir ji❤
📌Time stamps: 00:00 Intro 00:49 Do’s and Don’ts of Credit Card 01:33 Benefits of having credit card 06:48 How does one settle these credit card bills? 07:53 Cash withdrawal Option
Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA
Sir So you are saying if there is a big crash it would take Morehead 2 to 3 yrs to comeback
Span of 3 yrs you say ..is 3 yrs less ?? its too big recovery time sir
After 2008 Market crash it recovered after 5 years. MY Mutul funds never recovered and i sold everything
What kind if rubbish analysis...we just want to know the when is probability of crash happening....
We cannot predict the future, we can only prepare our mind to expect the unexpected. Sorry you did not find value in this.
@@FINSHERPAif there is downfall of market then there is definitely probability of Market again rising....but when there is fall there is loss of capital to avoid this we wanted to see ...will you predict the timeline....but you are giving expertise which everyone knows...which is after fall there will be rising market
These r all lies n fake. Don't trust
Recession is expected to start sooner and Stocks which are now badly overvalued will crash to 70%
We do not like to predict the future, just prepare for it.
You have nicely explained the aftermath of crash. Just tell us - is a crash in the offing?
Cant predict the future, sorry. which is why this video is to prepare our mind for what may happen.
Kahna kya chahte ho bhai.. Girega ya upper jayega
U discussed about crash but u never discussed from where will the crash emanate. Well I am telling that the crash will kickstart from USA and then percolate into our markets. And the timing wud be somewhere around Jan or Feb, 2025. 2025 won't be easy for the markets and needless to say that those like me who r in the markets for 20+ years and grown our portfolios by more than 25 times are well aware that in the long run the markets are designed to move up. But ur advice is fit only for those who have entered the markets in the last few years and surprisingly, the new DMATs are in stagerring numbers. God knows how will they react when the indexes will correct by even upto 4% each day. Good luck to them
I think the crash - if at all it starts, may start after the companies come out with the Q2 results. If they are good, forget the crash
We do not predict the future merely prepare for it.
Excellent. Calm, reason based insights.
Thank you, Mr.Badrinarayan
📌Time stamps: 00:00 Intro 01:00 How the Indian Stock market has really performed in the past? 01:57 2001 Dot-Com burst 02:23 September 11, Twin tower bombing crash 03:11 2007 - 2008 Global Financial crisis 04:08 2020 Covid-19 Outbreak 05:37 What will happen if there is -20% crash? 07:20 How to benefit from stock market crash?
Don't hear neysayers
Very nice video. But still people will be panic😂
Will be panic? Really? Looks like someone forgot to attend grammar class 😅
To get sellers in the market these videos are really good. Otherwise there will be only buyers in the market. These videos help buyers to get the best price.
Volatility is a reality, one who is able to overcome fear will win eventually. Absolutely right.
Not even 20% Indians investing in share market just imagine if investors increases
😂. Not 20%, rather 2-3%
Soul stimulating speech and gives solace to senior citizens
Thank you for sharing your thoughts - that was our intention as well.
Thank you good insight
Glad to know, Mr Balun!
Very reassuring video, Sir. I have retired a few months back and have invested a big percentage of my retirement benefits in MFs and equity. I am a novice in stock market. Obviously I am apprehensive of the future of Indian stock market in the current situation .
Thank you for sharing your thoughts Mam, glad to know.
It is very pleasant to hear your explanation along with your smiling face😊
Thank you for your kind words :)
😂😂comedians sarted predicted crash since 6 months after that it rallied in 10% more
You will see comedy when it crashes 😜
@@sundershyam250मार्केट कभी क्रैश नई होगा, हाँ correct हो सकता है
At some point it will question is when
Fir ap jaise patli gali say baag jatay ho
@@sundershyam250will take it as opportunity..waiting for that
Pragmatic analysis
Thanks for sharing your thoughts - that was our intention as well.
Sir today 's market is totally changed....DII have so much money....if market fall 5% DII ake sab mal kharid lega😂😂😂😂
Problem is everyone knows that mf or dii hve money even sabjiwala dudhwala ricksaw wala bhi janta itne cr pade hai on hand
Let's see if a 5% crash does take place
@@ajayshah1950 exactly. DII can not do always when the Markets are badly already overvalued and standing in Recession now
Hope you are right ? I am optimistic too, but cant predict the future though.
@@FINSHERPA there is nothing permanent. what goes up has to come down
Good inputs from Indices perspective.. no depth on fiat currency future though, dollar hegemony risk and why a stock should behave like your age that it always goes up.. Penny wise though
Investors hard earned money Govinda Govinda.
Investors who have patience and conviction will never
Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA
Hope you are right ? but this video is to prepare the mind.
Very nice sir....lovely....❤
I like the advice strategic allocation booking profit and the putting in other intrusment like debt Gold is very good in that way you keep diversfying your poretfolio and you will be getting a good absulute return from market
📌Video chapters: 00:00 Intro 00:38 How to deal with Ambiguity? 03:15 We are far more comfortable where risks are known than uncertain 03:31 How do you tackle uncertainty? 05:37 During uncertainty people prefer to choose to do familiar things 05:59 How can we face volatility in the stock market in uncertain times? 09:24 Keep in mind that this loss is temporary and notional, so stay put 09:55 So if you are patient your portfolio will bounce back and generate the returns that you had hoped for