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I definitely agree with you regarding the two markets and the higher priced homes, some prices are already coming down especially for those who must sell because they bought in the peak of the market and had a very low interest rate. Now it’s catching up to them, very sad and painful to see these families struggling. Hope this helps. Please let me know if you need anything. Thank you

Great video, please try to include the last months data when mentioning the current months data so we see a trend

@silentgaming9633 thank you for your support and watching, yes this will be on my monthly recap video next week. Thanks

Hi yes I do, recently Chatham seems to be where most of my clients seem to be moving to. Especially due the affordability and no bidding wars. You get a good bang for your buck there. Let us know if you need anything. Thank you

You’re very welcome, thank you for your support. Yes it’s definitely interesting times in our current market and I do expect see more changes coming

I personally feel the average price will stay around the 575-600K , when interest rates come down we may see a bit of a trend upward but nothing crazy like in the past .

You’re very welcome. Thank you for watching, appreciate you.

It is considered sold when the deposit is submitted normally within 24 hours of offer being accepted, home inspection and mortgage financing conditions are waived or any other conditions are waived as well. if any was in the terms of the offer it’s then considered sold. Closing day is the day that the buyer and seller had agreed upon, this is the day when the bank will have the funds for the buyer’s lawyer, if there’s a mortgage. he will then wire transfer it to the seller’s lawyer, title is then transferred to the new owner(buyer’s ) Then the seller lawyer will release the keys to the new buyer, hope this helps.

I will tell you what Cathcart and Kravcic won't.... if Debt is indeed borrowing from 'future' GDP capacity, under actuarial analysis if the datasets assuming any 3% BoC rate maintained positive above the 2% inflation target against further 'debasement' based DEBT expansion past the current ~$3+ Trillion combined Mortgage/Consumer Debt.... there is now insufficient Gross Domestic Income/consumer disposable income available to maintain both: 1.) Canada's 67% consumer spending reliant GDP, an otherwise stagnant GDP that was being maintained by no more than the aforementioned 10+ years of low-rate fueled Real Estate based DEBT expansion and 2.) the higher Mortgage Payments now inevitable under still 5 million mortgage renewals occurring now through Q4/2026(1 Million NEGAMS still increasing loan balances) all at far higher rates than when initiated. The 'elephant in the room' being: the significant LTV(loan to value) imbalances currently held in Canadian Big Bank Mortgage Portfolio "chattel" valuations that will attenuate/correct under lower 'mark to market' Sales/Appraisals these renewals entail let be falling into 'insurable' requirements under refinancing. This is a Real Estate crash/correct..... with significant potential for a $400B to $500B of loss contagion across M2/3 Capital instrument structures representing a further 22-23% of the current $2.1 Trillion Total Canadian Mortgage market.

Thank you for watching and your feedback , appreciate you, you’re very welcome.

Hi thank you for your comment, I feel that you are definitely correct in some aspects. There some agents out there who just do it for the money and don’t put as much care about the clients, some of them don’t even sell many homes, and then there are the great agents who care and it’s their livelihood, this is how they take care of their families. It’s is a real career it’s a difficult career, many times we work for free, we show many homes to prospective clients and then they ghost us…. We don’t get paid until the deal closed, we have to pay insurance, gas taxes, marketing etc so what seems like a lot of money is not especially when you factor all the expenses. But in the end I do somewhat agree with you. Have a great day. Thanks

Yes more than I’ve seen in a while. Balanced market atm

@@krisramotar seems like a nice inventory of houses around 500k with nice yards and pools. Are a lot of those places still being bidded on and going over asking? That is the annoying part. I love the area though.

@@gregero some of them are but there’s definitely some good opportunities at the moment

Hey how are you? How can I help you?

@@krisramotar Good kris. and u?

Thank you Please send me a message at +15192599310 Let me know what you are looking for. Thanks

Thank you 🙏🏽

Yes 💯 love it

@krisramotar hope your doing good btw have a good one 👍

We are doing well, how about yourself? Thank you, you too 🙏🏽

@@krisramotar inch by inch life's a snitch, yard by yard life is hard. Life's amazing

Thank you D

Thank you 🙏🏽

You’re very welcome, thank you for your kind words😁, and your support. Yes she’s definitely a funny cute feisty little girl

I’m awaiting on the posted price on Monday we will know. Please send me a text at +15192599310 Thanks

Sold for $131000 over list price

@@krisramotar I mean, the real market value, not the listing price

@@denesbastos2001 personally I feel it’s worth $350-375K

Thank you, Gustavo Firing? 😁

Haha I got it now😁

I feel if as we head into the holidays season we might see a decrease in the unemployment rate. With the Bank of Canada expected to lower the overnight interest rate I feel it might help the numbers go lower. If Stellantis was to strike or shutdown then that changes everything but overall I think we will be okay. Please let me if you need anything. Thanks

Thank you, appreciate your feedback. Yes definitely a change in the market, great news for buyers.

We are not building enough homes to keep up with the population, immigration, etc. yes I agree with the renewals but many are extending the term of their mortgage…. stretching out the payments so they can still stay in their homes. Let’s see what happens…. the next 6 months will be a bit of a challenge for the market, many of us agents are struggling as well….. honestly I would like to see homes stay affordable and cheaper mortgage rates so our future generations can afford to buy a home.

@@krisramotar Next year we can have more certainty of what’s gonna happen, It really depends on economy, inflation and interest rates.

@@denesbastos2001I do agree with you. Hopefully good things for many of my clients and everyone else.

Some do a pre inspection, local residents normally do. Some buyers feel that they will miss out on the property if they include an inspection clause, i tell potential buyers we should do an pre inspection if they love the home or put the inspection clause in the offer this way they we know what kind of repairs if any are needed. Also sometimes you can negotiate the price to help you with the repairs. Hope this helps. Thanks

@@krisramotar makes sense, but I think there are too many houses at this time to have fomo, no inspection would have to be a really really good deal to make sense.

@@denesbastos2001it all depends on the price, the location, condition of the home. Lower priced homes are in demand at the moment. The higher priced homes are taking a bit longer to sell.

Please text me your criteria to 519.259.9310 and I’ll send you a list of homes in that range thank you

Thank you, yes it is. Thank you for your support.

Thank you, you are very welcome. Appreciate your support and kind words. Please let us know if you need anything

You’re very welcome anytime.

Thank you 🙏🏽

Prices seems to be holding steady for the most part, have we hit the bottom yet? I don’t think so, it may take some time to see a gig decline if any . Remember we have a supply and demand situation, not enough homes available for buyers…. Hopefully our children will be able to afford a home in the future Thanks

@@krisramotar makes sense, I’ll wait for the July stats and keep track, thanks

@@denesbastos2001 you’re very welcome. I should have it ready for the weekend. Thank you so much for your support, appreciate you

Hi Tahir we sold this home a while ago. Please let us know what you are looking for and we can do a search for you. Thanks

Thank you

Hi Karan how are you? You’re very welcome. Thank you for watching, appreciate your support. Have a great day 🙏🏽

You’re very welcome Thank you for watching, appreciate your support ❤

Thank you