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Family and FI
United States
เข้าร่วมเมื่อ 31 ม.ค. 2019
Welcome to Family and FI!
Do you feel like you just can’t get ahead financially? You want to be wealthy but you’re stuck living paycheck to paycheck. We used to struggle to pay bills, too. In fact, there was a time that we had to depend on food banks to help feed our family.
Then, one day we discovered financial independence and started a life-changing adventure.
If you’ve been following our journey, you know that we became 100% debt-free on April 1, 2020. We paid off 200,000 dollars of debt in about 5 years. We would not have had the financial success we have had so far if we would not have learned to increase our financial IQ.
Our mission is to share ways you can earn more money, save more money, and build generational wealth for your family.
You shouldn't have to choose between paying bills and taking your family on a memorable vacation. You can build the life you want to live and increase your quality of life. We hope you subscribe and are inspired to join us!
Do you feel like you just can’t get ahead financially? You want to be wealthy but you’re stuck living paycheck to paycheck. We used to struggle to pay bills, too. In fact, there was a time that we had to depend on food banks to help feed our family.
Then, one day we discovered financial independence and started a life-changing adventure.
If you’ve been following our journey, you know that we became 100% debt-free on April 1, 2020. We paid off 200,000 dollars of debt in about 5 years. We would not have had the financial success we have had so far if we would not have learned to increase our financial IQ.
Our mission is to share ways you can earn more money, save more money, and build generational wealth for your family.
You shouldn't have to choose between paying bills and taking your family on a memorable vacation. You can build the life you want to live and increase your quality of life. We hope you subscribe and are inspired to join us!
East Coast Florida Beaches Under 3 Minutes | Financial Independence Retire Early
We visited 6 beaches along the middle section of Florida's East Coast. Hope it helps you plan your next getaway location!
Click link to read our blog post on "What is FI"
www.familyandfi.com/what-is-fi/
Who are we:
www.familyandfi.com/aboutus/
Join The Financial Independence Community!
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Follow us on our Facebook Page:
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Follow us on Pinterest:
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Check out other resources and financial techniques that we use on our journey to financial independence:
Get your copy of Rich Dad's Guide to Financial Success:
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Rich Dad Poor Dad Cashflow Board Game:
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SAVE MONEY through these links:
Ibotta: www.familyandfi.com/Ibotta
Rakuten: bit.ly/37PcWj6
Fetchrewards: www.familyandfi.com/fetchrewards
Chase Freedom Unlimited:
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Chase Sapphire Preferred ($95 Annual Fee:)
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Join Sofi Money and get rewarded
SoFi: Money: www.sofi.com/share/invest/2736521?src=copy
Get FREE stocks from:
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▸▸▸PLEASE SUBSCRIBE:
If you like our video, please make sure to "like" the video and subscribe to our channel. More videos are to come on financial independence, including making money, saving money, and investing money. Come join us on our journey towards Financial Independence!
DISCLAIMER:
Content on FamilyandFI.com is for informational and educational purposes only. Consult a financial professional before making financial decisions. This post may contain affiliate links. As an amazon associate, I earn from qualifying purchases. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing.
Click link to read our blog post on "What is FI"
www.familyandfi.com/what-is-fi/
Who are we:
www.familyandfi.com/aboutus/
Join The Financial Independence Community!
bit.ly/2Up6pqz
Follow us on our Facebook Page:
bit.ly/2WvPchY
Follow us on Pinterest:
bit.ly/2VcWGpr
Check out other resources and financial techniques that we use on our journey to financial independence:
Get your copy of Rich Dad's Guide to Financial Success:
amzn.to/31t15rH
Rich Dad Poor Dad Cashflow Board Game:
amzn.to/2NCgnC2
SAVE MONEY through these links:
Ibotta: www.familyandfi.com/Ibotta
Rakuten: bit.ly/37PcWj6
Fetchrewards: www.familyandfi.com/fetchrewards
Chase Freedom Unlimited:
www.referyourchasecard.com/18/GV9BS936A9
Chase Sapphire Preferred ($95 Annual Fee:)
www.familyandfi.com/ChaseSapphire
Join Sofi Money and get rewarded
SoFi: Money: www.sofi.com/share/invest/2736521?src=copy
Get FREE stocks from:
Robinhood: bit.ly/39UiwlD
Webull: bit.ly/37L2s4k
www.bensound.com
www.hooksounds.com
▸▸▸PLEASE SUBSCRIBE:
If you like our video, please make sure to "like" the video and subscribe to our channel. More videos are to come on financial independence, including making money, saving money, and investing money. Come join us on our journey towards Financial Independence!
DISCLAIMER:
Content on FamilyandFI.com is for informational and educational purposes only. Consult a financial professional before making financial decisions. This post may contain affiliate links. As an amazon associate, I earn from qualifying purchases. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing.
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Will the irs find out
Just try it and it didn’t work
Works only with the pin. Call the number on the back. Go through all the options after verifying the balance. You will get the option for the pin.
Big facts u a G!!
Someone paid 4.95 purchase fee and you paid .88 money order fee y’all just lost 5.83 and cost a trip to Walmart. 😆 just give cash people.
THANK JESUS THANKS FOR HELPING ME ON WHAT TO DO WITH A GIFT CARD LIKE THIS
Bomat 😔
This is also called money laundering
Eh not really. In a way yes.. Getting a card and getting cash for it isnt illegal bc its still the money you had. However, scammers use this to redeem the money off giftcards they get from victims. So your right and wrong.
@@spoofytalks actually I'm wrong and right get your facts straight
Does this still work?
Hello mam , i have $25 vanilla visa gift card. But not available here in my country philippines🥺
I’m on disability and can’t get a 9 to 5 job so my local food pantry told me that I can volunteer and they would pay me in gift cards that they get from the other volunteers who donate. I hope this actually works because then I would be able to go to Walmart and get a little bit of cash in my pocket.
Did it work?
Gift card is not Visa card 😆
@@MM-ty6cu yes you can take the gift card to Walmart a purchase a money order and cash the check at the bank
Hello Sir, tell me this, if I deduct this new denomination then I first put money in it. I do that. After that I can withdraw money again in this card
i hate it
Just buy something online like a normal person
i just put money on a chime card and give it as a gift card to another person and at the end they just give it back to me
apple is harder
I also buy you gift for real cash you dont need to go through all this stress
Look at the bottem
I provide services for cards.. Don't do it.. Y'all will be calling in for disputing a fraud transaction and freak out when VISA won't refund you for your stupidity
Someone on drugs def figured that out
Lol same
does not work anymore. i just tried at two different walmarts and wouldn't work.
Credit or debit?
Chill… your giving up the sauce 😂
visa
here
hi
This is called manufactured spending. Not necessarily illegal (I don’t think) but definitely a HUGE taboo. People do this to spend money on their credit cards for the rewards and just deposit the cash in their bank account and pay off their credit card in full. So let’s say you get 3% cash back and get a 10,000 money order or (whatever your credit limit is) and then deposit your money into your bank and pay off your credit card balance with no interest. Boom 300 dollars of cash back rewards for free. If your credit card company catches wind of this they will terminate your account, and allegedly black list you.
This does work, I’ve done it dozens of times.. it’s annoying though please just give cash on Christmas thanks
Mine dont work
How are they heard to use it's easy
Wait swimming for a side hustle is very smart
Yep, I once upon a time turned $7000 worth of visa gift cards into cash with this method. Minus all fees. I love this method
And what do you do with that much money? Your bank will think that much is sus af
@@K-10-limitlessu must be young 7k is not alot of money to the bank they wont rlly question anything under 10k
Wow, great way to get the service desk worker in trouble and potentially fired! Seriously, don’t put other people’s livelyhoods at risk like that.
So much information she didn’t say. Clearly you need to set up a pin in order to use it as a debit card. There’s no way she swiped it without using a pin, but the video looks like she did.
It’s either she used it as credit or used the last 4 numbers as a pin.
@@user-yz7vq2yu8l can’t purchase a money order with a credit card, it has to be debit.
Last 4 are default pin
Wym they not easy to use? They are so fuckin easy
Just tried this today my Walmart charged 1$ dollar which is not bad at all. Thank you!!
do you make the money order to yourself?
@@FateGhostyyes
I tried it but it didn't work for me
Dont throw away ur $ on vanilla. Its not honored anywhere. Temu wont even accept it for 44 cent tennis shoes!
They are very easy to scam, but very easy to use
Just buy a store gift card for a store you know you'll be going to. Or a gas station gift card. You dont have to worry about being over or under because you can hold it for next time and pay the overage with another payment. You also dont have to worry about the fees in case you hold the Visa gift card for too long.
Terrible advice tbh. Not only are there issues with scammers getting access to cards before you load them up, but the place you buy a card from might not activate the card properly and then keep the money, or the gas station you buy a card for might require you to do prepaid and not allow you to pay after pumping with them.
@creativityfails1 I have never had those issues. Whenever I get one of these from work, I use it towards my most common used expenses so I'll end up going through it quickly. That way you're not sitting on it long to allow for some of that stuff to happen. Sure it's possible for the things you're saying, but it's also possible for someone to skim the Visa card info or the walmart employee to enforce the rule that you can't use Visa gift cards for money orders.
Cheque? Who is still using that ancient device.
Card to cash available here
It worked for me as well…
Thanks hun, I bout a 500$ one for eBay and eBay done accept them,,,, I’m starting to wonder why they exist still when 40% of online stores don’t accept
Can’t you just get an atm?
No because they are encoded with a 122 service code and they have no access to any withdrawal
How exactly did you find the Visa gift card difficult to use, though, when it's accepted everywhere?
It’s not always accepted everywhere. I get them to pay my home insurance while not paying my credit cards at the moment (can’t rn) and out of nowhere now it won’t allow me to do it o line OR by phone. And don’t expect customer service. There’s no freaking options to speak to a human. And to report a problem, there’s only 2-3 problems to choose from. If you don’t have any of those select o es, there’s no “other” option. The ones scamming are VISA itself!!
49 is not 50
This don’t work I went there and they told me I had to put in a pin
The pin is the last four digits of your card.
You can also register your gift card and add a pin
Video in my favorite and you gotta get no gas station credit card win but nice
Just did this at a Publix. Worked like a charm. I selected debit and used the last 4 digits as the pin.
Hi, what four digits are you speaking of ? the last four on the card?
@@gurl1128yup
@@gurl1128the pin. When you use those prepaid cards you need to set a PIN code. You can do it by calling the number on the back or just putting one in the first time you use it
help me