Per Annum Money
Per Annum Money
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Best Mutual Funds Strategy for 2025 [including for Beginners]
In this episode of Paisa, Profit, Portfolio, we’re thrilled to welcome Mr. Gajendra Kothari, a renowned expert in the world of investments and mutual funds. Known as “Mr. SIP of India” for his staggering monthly SIP (Systematic Investment Plan) of ₹30 lakhs, Mr. Kothari shares his wealth of knowledge in this engaging and informative masterclass.
We dive deep into:
• Tips for crafting a successful SIP strategy
• The best mutual fund strategies for 2025
• Insights into long-term wealth creation through mutual funds.
Mutual funds are one of the most versatile and effective tools for building wealth. They offer diversification, professional management, and accessibility, making them ideal for investors at any stage of their financial journey. In this episode, we’ll explore how to select the best mutual funds for 2025, understand market trends, and align your investments with your goals for maximum returns.
Whether you’re a beginner or a seasoned investor, this conversation is packed with actionable advice to help you make smarter financial decisions. Don’t miss this opportunity to learn from one of India’s top investment minds. Like, share, and subscribe for more expert content on finance and personal growth!
#MutualFunds #SIP #BestMutualFunds2025 #FinancePodcast #wealthcreation
มุมมอง: 5 092

วีดีโอ

Started at 3 LPA and is now Financially Free in just 10 Years!
มุมมอง 13K10 ชั่วโมงที่ผ่านมา
Meet Gaurav Sharma who is a Senior Business Consultant at a B2B company is sharing his story of Financial Freedom. He started out at Infosys at 3 LPA but has now been able to achieve a 4 Cr Corpus at just age 35 by elevating his primary income and by investing in multiple asset classes.
52,00,00,000 by Investing in Mutual Funds | Ft. Gajendra Kothari
มุมมอง 4.5K14 วันที่ผ่านมา
Welcome to another Episode of Per Annum Money podcast. Today, we have a very special guest who's popularly known as the One Idiot, Mr. Gajendra Kothari, CFA. He is the Co-founder of Etica Wealth and is an avid mutual fund investor. Despite having 50 Crores allocated into mutual funds Gajendra doesn't own even a single direct equity stock. He has a monthly SIP of nearly 30 Lakhs a month and has ...
What is SWP? Explained by Gajendra Kothari
มุมมอง 10Kหลายเดือนก่อน
Why SWP is More Powerful Than SIP | Explained by Gajendra Kothari, CFA In this video, Gajendra Kothari, CFA, unpacks why the Systematic Withdrawal Plan (SWP) could be more powerful than the traditional Systematic Investment Plan (SIP) for investors seeking smart financial strategies post retirement. Discover how SWP offers flexibility, tax efficiency, and potential for better post-retirement in...
How are SIPs helping him achieve Financial Freedom?
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How are SIPs helping him achieve Financial Freedom?
How did he achieve Financial Freedom in just 10 Years?
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How did he achieve Financial Freedom in just 10 Years?
Chole Bhature King of New Delhi| Story of Sita Ram Diwan Chand
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Chole Bhature King of New Delhi| Story of Sita Ram Diwan Chand
From ₹250/day to ₹3 Crores Net Worth (From a Small Village)
มุมมอง 35K2 หลายเดือนก่อน
From ₹250/day to ₹3 Crores Net Worth (From a Small Village)
Is 10 lakhs in Savings Enough to cover first 3 years of expenses of a Child?
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Is 10 lakhs in Savings Enough to cover first 3 years of expenses of a Child?
Living on 40 Lakhs a Year but ZERO Savings & Investments 😳
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Living on 40 Lakhs a Year but ZERO Savings & Investments 😳
Why Net Worth Explodes after 1 Crore?
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Why Net Worth Explodes after 1 Crore?
Top 3 Credit Cards of 2024 (1 Special Mention)
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Top 3 Credit Cards of 2024 (1 Special Mention)
Asking this Couple how they make 51 Crores in Revenue Together!
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Asking this Couple how they make 51 Crores in Revenue Together!
Financially Free at 35 only through Digital Marketing
มุมมอง 10K3 หลายเดือนก่อน
Financially Free at 35 only through Digital Marketing
Why It's So HARD To Get Into Airport Lounges in India?
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Why It's So HARD To Get Into Airport Lounges in India?
Scars of an Ex IIT Graduate
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Scars of an Ex IIT Graduate
What you need to know about Priority Pass? Complete Guide
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What you need to know about Priority Pass? Complete Guide
This is how Founders F*CK up Startups!
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This is how Founders F*CK up Startups!
Dark Reality of Management Consulting - What they DON'T Tell You!
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Dark Reality of Management Consulting - What they DON'T Tell You!
Why Farmhouses are the Best Real Estate Investment Option in 2024?
มุมมอง 31K4 หลายเดือนก่อน
Why Farmhouses are the Best Real Estate Investment Option in 2024?
Secret Confessions of 75 Lakh Loss in TRADING 🤯
มุมมอง 6875 หลายเดือนก่อน
Secret Confessions of 75 Lakh Loss in TRADING 🤯
Best Credit Cards 2024 for Free TRAVEL 🔥🔥
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Best Credit Cards 2024 for Free TRAVEL 🔥🔥
Harsh Reality of Management Consulting| Bain BCG McKinsey
มุมมอง 100K6 หลายเดือนก่อน
Harsh Reality of Management Consulting| Bain BCG McKinsey
How does he afford a 25 Crore Farmhouse near Bangalore?
มุมมอง 256K6 หลายเดือนก่อน
How does he afford a 25 Crore Farmhouse near Bangalore?

ความคิดเห็น

  • @K2Maji
    @K2Maji วันที่ผ่านมา

    'Basically he is preaching Index funds for beginners. ' typical salesman's narrative.

    • @SD_003
      @SD_003 วันที่ผ่านมา

      Whats wrong with index funds for newbies? I feel that’s a brilliant starting point which agents usually never suggest as they don’t get much commissions from passive investments

    • @K2Maji
      @K2Maji วันที่ผ่านมา

      @SD_003 Spot on. In reality Index funds are for matured investors.

    • @K2Maji
      @K2Maji วันที่ผ่านมา

      Spot on

  • @rishabhmishra8798
    @rishabhmishra8798 วันที่ผ่านมา

    I thinks questions could have been sharper. This is just scratching the surface of journey. Reaching 4 Cr through SIPs is not easy in 10 years, more details would have been better

    • @PerAnnummoney
      @PerAnnummoney วันที่ผ่านมา

      Feedback taken. We will work on this.

  • @ajitmadh
    @ajitmadh 2 วันที่ผ่านมา

    Hello Per Annum Team - The continuous beep in all your videos is very disturbing. Is it the clock that keeps making that sound. Please get rid of that.

  • @ashishjakhariya1523
    @ashishjakhariya1523 2 วันที่ผ่านมา

    First one to like

    • @Eaoppp
      @Eaoppp 2 วันที่ผ่านมา

      Only*

  • @VedusCreative
    @VedusCreative 2 วันที่ผ่านมา

    Thanks for such a informative content

  • @saurabhsks01
    @saurabhsks01 2 วันที่ผ่านมา

    I am from his batch from sims 2016-18. Perfect example of mushrooming of fake financial influencer. Trying to buid his brand with shortcut.

  • @lokeshsag
    @lokeshsag 2 วันที่ผ่านมา

    4cr is full liquid? Or it includes insurance, house , precious metal ?

  • @akhileapen6039
    @akhileapen6039 3 วันที่ผ่านมา

    Next time when you interview someone, please change the smoke alarm battery which keeps on giving beeps through out the interview. Kind of irritating.

  • @ShubhamSharma-xt2ib
    @ShubhamSharma-xt2ib 3 วันที่ผ่านมา

    Papa se loan bhai kis duniya me h😂

  • @SarveshDarak
    @SarveshDarak 3 วันที่ผ่านมา

    First Financially free person with no pot belly 😅

  • @Yoonuskarimban
    @Yoonuskarimban 3 วันที่ผ่านมา

    🎉

  • @AnkitVerma-nf3wv
    @AnkitVerma-nf3wv 3 วันที่ผ่านมา

    On a lighter note..you just invented a time machine 😅

  • @shubhanshusoni8878
    @shubhanshusoni8878 3 วันที่ผ่านมา

    Ghadi kharab h. 1159 se vapas 1100 5:56

  • @sghsjsrxz2481
    @sghsjsrxz2481 3 วันที่ผ่านมา

    4cr must be his family portfolio..he did mba from sims so he's from armed forces background

    • @PerAnnummoney
      @PerAnnummoney 3 วันที่ผ่านมา

      4 cr is combined portfolio of Gaurav and his wife

    • @GauravSharma-si8fg
      @GauravSharma-si8fg 3 วันที่ผ่านมา

      Hey buddy, this is his and his wife's combined. Doesn't include family portfolio. And yes you are right about the defence background.. Between, I am the guy😊

    • @prajithxxx
      @prajithxxx 3 วันที่ผ่านมา

      ​@@GauravSharma-si8fg😂😂😂lol

  • @shekhar.prasad
    @shekhar.prasad 3 วันที่ผ่านมา

    Is this his savings alone or combined with wife??? i

    • @PerAnnummoney
      @PerAnnummoney 3 วันที่ผ่านมา

      Including wife's like he mentioned

    • @shekhar.prasad
      @shekhar.prasad 2 วันที่ผ่านมา

      @@PerAnnummoney okay, maybe I missed that. But isn't that amount too less for a couple with a kid to call themselves Financially Free ? that way even with 1CR I can call myself Financially free (without any debts) and continue to work for another 5-10 years.

  • @sghsjsrxz2481
    @sghsjsrxz2481 4 วันที่ผ่านมา

    Non sensical and generic gyan

  • @mrmba1119
    @mrmba1119 4 วันที่ผ่านมา

    This guy seems too arrogant

    • @GauravSharma-si8fg
      @GauravSharma-si8fg 3 วันที่ผ่านมา

      Ahh..bold statement without knowing the person 😊

    • @ayushsewa9373
      @ayushsewa9373 3 วันที่ผ่านมา

      No he is not arrogant you are just too jealous

    • @sir.severussnape6095
      @sir.severussnape6095 3 วันที่ผ่านมา

      Do you think he cares

  • @AasimKazi-z8v
    @AasimKazi-z8v 4 วันที่ผ่านมา

    If a person who due to major family issues not yet started Sip and age 34 how can he achieve financial freedon or make a decent corplus bring such pwrson stories i am sure few persons can realte with me or sir give your opinion on this with a video sir request

  • @AasimKazi-z8v
    @AasimKazi-z8v 4 วันที่ผ่านมา

    Please help us solve this query in podcast investing in mutual funds should be through app or bank no one answer this also tax part like 5Cr par tax kitna lagegge and how much we save tax or metgids to save tax yeh bhi batao and asked your guest sir please or you answer my query

  • @krish1989krish
    @krish1989krish 4 วันที่ผ่านมา

    No one shares how much person saved year-on-year and how it compounded. Most of the times in such episodes, we see people moving from 10k to 3Lacs per month salary in 10 years and then people tell they saved a lot & invested in MFs but if you add their max potential savings & see the compounding, it would make less than 1 Cr as total sum that they would have made through the process(dont forget LTCG). Of course, you can add wife saving, family money passed to generations, dowry and any one can come & say that I am financial free because I have made 4- 10 Cr.

    • @PerAnnummoney
      @PerAnnummoney 4 วันที่ผ่านมา

      Our most guests have shared their savings rate and yearly avg returns that they have made on their investments but sometimes it's not possible to get the entire information. Predominantly all guest have had a savings rate of at least 50% and have gone up till 70% as well. But yes we will work more on this going forward. We will try to get as much information as possible about their Portfolio. Thanks.

  • @SD_003
    @SD_003 4 วันที่ผ่านมา

    Finally a rich guy without a pot-belly 😅

    • @PerAnnummoney
      @PerAnnummoney 4 วันที่ผ่านมา

      😂😂😂😂

    • @JustChill76
      @JustChill76 2 วันที่ผ่านมา

      😂😂😂😂😂. So true

  • @surabhichhabra2053
    @surabhichhabra2053 4 วันที่ผ่านมา

    Great content..lot to learn from this guy..

  • @havefun8834
    @havefun8834 4 วันที่ผ่านมา

    Both host and guest combined IQ is 22😅 pulling numbers from ass.. thinking Bangalore is near lol my hometown in Andhra Pradesh is 120 km from Bangalore and i dont consider my house to be near Bangalore 😅

  • @aslamaziz4587
    @aslamaziz4587 7 วันที่ผ่านมา

    Bakchod gayni baba.....Card koi bhee ho ghanta Kay farak pad raha hai....tum log itney khakier ho esi per research karo

  • @luvs123451985
    @luvs123451985 11 วันที่ผ่านมา

    Why nobody is talking about sbi rewards card which gives flat 5% on any online transcation. Seedhi bat no bakwaas.

    • @arijit-sen
      @arijit-sen 8 วันที่ผ่านมา

      They want to show so-called "elite" cards. Pure show off. 😂

  • @KaranButtarr
    @KaranButtarr 12 วันที่ผ่านมา

    Informative video

  • @navoneeljana5724
    @navoneeljana5724 12 วันที่ผ่านมา

    He is considering properties that are from parents and grandp.

    • @PerAnnummoney
      @PerAnnummoney 12 วันที่ผ่านมา

      No. He clearly mentioned he isn't considering any real estate a part of his FIRE corpus. Aim is to have a 5 Cr corpus via mutual funds.

  • @sauravbasu6537
    @sauravbasu6537 13 วันที่ผ่านมา

    guest visit is 4 now lodu for magnus THEEK HAAI

  • @sauravsingh_9
    @sauravsingh_9 14 วันที่ผ่านมา

    What about safety? Like how he manages safety? Alone in night, how he manages that?

  • @shreegitaoil
    @shreegitaoil 14 วันที่ผ่านมา

    Every card has a capping on rewards

  • @shreegitaoil
    @shreegitaoil 14 วันที่ผ่านมา

    Infinia is a big 0..... I have 4 of Infinia Metal Card with the highest limits

  • @MrSur512
    @MrSur512 15 วันที่ผ่านมา

    That's damn good perspective

  • @bipuldubey7714
    @bipuldubey7714 16 วันที่ผ่านมา

    Loan leliya SIP nhi todi, itna paisa gaand me dalega ab ye rahe na rahe iske baad wale jarur SIP life time enjoy karenge

  • @modellocomotiveworks2215
    @modellocomotiveworks2215 16 วันที่ผ่านมา

    दिमाग खराब है इसका 2 से 3 लाख का खर्चा बच्चे के जन्म में सबके परिवारों में बच्चे हुए हैं ये सबको पता है

  • @santosh1502
    @santosh1502 17 วันที่ผ่านมา

    SWP will only become effective if your portfolio value is accounted after adjusting for Inflation. Building a corpus of 1 Cr at 60 will probably be valued at 42 lacs which will come as a rude shock for investors. MFD must have transparent conversations with their investors about this aspect. They are so focussed on building their AUM, that this topic is not even brought up. Ultimately it is the investor who needs to be the full beneficiary and not the MFD or Fund house. SWP is now the narrative because people who have been in the MF industry for 20 years have seen rewards. The SWP narrative is going to be widely publicized to eventually benefit fund houses who inturn ensure investors stay invested inspite of a big corpus

  • @amitbali8938
    @amitbali8938 18 วันที่ผ่านมา

    he is a khandani raeez....can we get someone from ground up?

    • @PerAnnummoney
      @PerAnnummoney 18 วันที่ผ่านมา

      No he's not. 90% of the wealth has been created by him.

  • @kiTTu4014
    @kiTTu4014 18 วันที่ผ่านมา

    Ye log fek rahe kya?

    • @PerAnnummoney
      @PerAnnummoney 18 วันที่ผ่านมา

      Absolutely not

  • @risheekeshshinde4832
    @risheekeshshinde4832 19 วันที่ผ่านมา

    Useless

  • @Prakash_Paul_05
    @Prakash_Paul_05 19 วันที่ผ่านมา

    Abhi uska value kitna hn

    • @PerAnnummoney
      @PerAnnummoney 18 วันที่ผ่านมา

      2.5 Cr

    • @pawanjeetkaur7610
      @pawanjeetkaur7610 วันที่ผ่านมา

      Plz suggest some good mutual funds..​@@PerAnnummoney

    • @pawanjeetkaur7610
      @pawanjeetkaur7610 วันที่ผ่านมา

      ​@@PerAnnummoneyplz suggest some good mutual funds..

  • @rishabhsrivastava3847
    @rishabhsrivastava3847 19 วันที่ผ่านมา

    Axis Gyftr does not provide accelerated rewards post April 2024.

  • @divyamaansrivastav
    @divyamaansrivastav 20 วันที่ผ่านมา

    Finally a relatable FIRE journey

  • @bhavinsomani8118
    @bhavinsomani8118 21 วันที่ผ่านมา

    Truly a Marwari... Sticking to reducing expenses. Making regular investments. Staying in limits till you have made it. Amazed and really happy to hear this journey.

  • @harshjain1059
    @harshjain1059 22 วันที่ผ่านมา

    Yea bahi phle c he ek well to do family c h bring someone whose story is like rags to riches or somewhat more inspiring

  • @deepakv21
    @deepakv21 22 วันที่ผ่านมา

    He has financial backup from his parents and he then take up from there so base was already built. No denying to the fact that he himself has taken that forward with his efforts and planning. many of the people who achieved FIRE has one thing very common , they all had gone for ON-SITE assignment in US/ Abroad. It is very difficult to achieve your FIRE number if you are working in India and working in lower and middle management. My experience is that 1st Crore takes around 10-12 years and then next Cr comes in 3-4 years.

  • @umrezkhan2674
    @umrezkhan2674 23 วันที่ผ่านมา

    Dint like the episode, usually your episodes are great but not this!! Very generic!!

  • @siddhartha2801
    @siddhartha2801 23 วันที่ผ่านมา

    Learning =Live with with your family =Fuel all ur expenses take from your parents or other B sources so that ur all white salary invested in stocks. =If u have white money source put money in stocks =In land only if u have B money , like sarkari naukri in lands =Who starts the race first will win the race....Job lagte hi minimalist approach apna lo ..use all goods second hand....Put all money investment 15 yrs =U will grow exponentially if u already privelidged No home loan , No education loan , No marriage loan , No personal loan, No siblings education marriage liabilities =Consistency is important than knowledge =Confounding compounding =Non transferable job benefits , travel cost to home is saved =Locus and focus is same poora parivar NCR .... Network synchronisation for increasing net worth

  • @captainramchandani6397
    @captainramchandani6397 24 วันที่ผ่านมา

    Purchased new car and Spent 10 lacs on Magnus yesterday with no reward points as the merchant code was linked to insurance

  • @ajaykc1000
    @ajaykc1000 24 วันที่ผ่านมา

    Nice farm❤ loved your thoughts

  • @mohd.owaiskhan5784
    @mohd.owaiskhan5784 25 วันที่ผ่านมา

    Jhoot bol raha hai

  • @gs78761
    @gs78761 25 วันที่ผ่านมา

    i have better and inspiring stories compared to him