Holt Insurance Agency
Holt Insurance Agency
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How to Buy a Car: A Step-by-Step Guide
Welcome to HIA Essentials! In this video, Keith Holt walks you through the entire car-buying process, sharing tips and insights from his personal experience. Learn about financing, the pros and cons of buying vs. leasing, and how to pick the perfect car for your needs. Whether you’re a first-time buyer or looking to upgrade, this guide has got you covered!
🚗 Topics Covered:
• Financing your car purchase
• Buying vs. leasing
• Finding the right car for you
• Using AutoTrader effectively
• Making a list of non-negotiable features
• The importance of nationwide searches
• Tips for deciding where to buy your car
📺 Subscribe for more tips and advice: Subscribe to HIA Essentials
🔗 Check out our blog for more resources: Holt Insurance Agency Blog
#CarBuying #CarTips #AutoTrader #CarFinance #HIAEssentials #KeithHolt #CarShopping #BuyingACar
มุมมอง: 185

วีดีโอ

Inside the Auto Brokerage World with Chris Fortune of Nashville Auto Sport | HIA Essentials Ep3
มุมมอง 503 หลายเดือนก่อน
Welcome to another episode of HIA Essentials! In today’s episode, we sit down with Chris Fortune, the owner of Nashville Autosport, to explore the fascinating world of auto brokerage. Chris takes us through his journey from a racing background to establishing his own dealership and auto brokerage. Learn about the unique challenges and rewards of being an auto broker, get tips on choosing the ri...
How to Buy A House: Step-by-Step Guide for First-Time Buyers
มุมมอง 173 หลายเดือนก่อน
Are you feeling overwhelmed by the thought of buying a home? You’re not alone. In this video, Keith Holt from HIA Essentials breaks down the home buying process into easy-to-follow steps. Whether you’re a first-time buyer or looking to move up, this guide will help you navigate every aspect of purchasing a home, from saving for a down payment to closing the deal. Key Topics Covered: • How much ...
Unlocking the Home Buying Process with Dan Smith from Element Home Loans | HIA Essentials Ep2
มุมมอง 133 หลายเดือนก่อน
In this insightful episode of the HIA Essentials podcast, host Keith Holt sits down with Dan Smith from Element Home Loans to demystify the home buying process. Together, they delve into the various types of loan options available to buyers and address the common barriers to entry faced by first-time homebuyers. Dan shares his extensive knowledge and practical tips on navigating the mortgage la...
Introducing HIA Essentials: Your Guide to Smart Purchases and Long-Lasting Value
มุมมอง 243 หลายเดือนก่อน
Welcome to HIA Essentials! I’m Keith Holt, and today I’m excited to introduce you to our new platform dedicated to helping you make smart purchases and maintain long-lasting value in your investments. Our mission is to provide comprehensive, unbiased guidance on buying, maintaining, and selling high-value items like homes, cars, jewelry, and more. We’ll explore how HIA Essentials integrates wit...
Introducing HIA Essentials: Your Guide to Smart Purchases and Long-Lasting Value
มุมมอง 74 หลายเดือนก่อน
Why We Created HIA Essentials to Help You Make Informed Financial Decisions Welcome to the first episode of HIA Essentials! I’m Keith Holt, and today I’m excited to introduce you to our new platform dedicated to helping you make smart purchases and maintain long-lasting value in your investments. In this episode, I share the inspiration behind HIA Essentials and how it aims to fill a critical g...
Why Do You Have to Have Car Insurance?
มุมมอง 174 หลายเดือนก่อน
In this video, Keith Holt from HIA Essentials breaks down the essentials of auto insurance. By the end of this video, you’ll understand why auto insurance is required in most states and the different types of coverage available. We’ll cover liability, collision, comprehensive, and uninsured/underinsured motorist coverage, as well as tips to lower your auto insurance premium. Don’t miss out on t...
Jenga with Jeremy: Real Estate Insights and AI with Ross Wetzel | Ep. 18
มุมมอง 85 หลายเดือนก่อน
Join us for Episode 18 of “Jenga with Jeremy” as we sit down with Ross Wetzel of Bradford Real Estate to explore the intersection of real estate and artificial intelligence. In this engaging episode, Ross shares his insights on how AI is transforming the real estate industry, from virtual staging to automated appraisals. Ross discusses the impact of AI technologies like Zillow and Redfin, the p...
How do you know if you have roof damage?
มุมมอง 1245 หลายเดือนก่อน
How do you know if you have roof damage?
Jenga with Jeremy: Roofing Realities with Chris Ziskovsky of Barrett Roofing | Ep. 17
มุมมอง 66 หลายเดือนก่อน
Jenga with Jeremy: Roofing Realities with Chris Ziskovsky of Barrett Roofing | Ep. 17
Understanding Percentage Deductibles
มุมมอง 36 หลายเดือนก่อน
Understanding Percentage Deductibles
Jenga with Jeremy: Financial Insights and Fun with Whit Gorham | Ep. 16
มุมมอง 116 หลายเดือนก่อน
Jenga with Jeremy: Financial Insights and Fun with Whit Gorham | Ep. 16
Jenga with Jeremy: Mastering Mortgages with Chad Appleton of Compass Mortgage | Ep. 15
มุมมอง 176 หลายเดือนก่อน
Jenga with Jeremy: Mastering Mortgages with Chad Appleton of Compass Mortgage | Ep. 15
Jenga with Jeremy: Financial Fortunes with Ryan Guth of Goldfin Group | Ep. 14
มุมมอง 286 หลายเดือนก่อน
Jenga with Jeremy: Financial Fortunes with Ryan Guth of Goldfin Group | Ep. 14
Jenga with Jeremy: Navigating the Market with Chip Kerr of Kerr&Co | Ep. 13
มุมมอง 67 หลายเดือนก่อน
Jenga with Jeremy: Navigating the Market with Chip Kerr of Kerr&Co | Ep. 13
Jenga with Jeremy: Andy Brookover Does Good Things and Has Fun Doing Them | Ep. 12
มุมมอง 197 หลายเดือนก่อน
Jenga with Jeremy: Andy Brookover Does Good Things and Has Fun Doing Them | Ep. 12
Jenga with Jeremy: Insurance Insights & Family Ties with Jen Kline | Ep. 10
มุมมอง 128 หลายเดือนก่อน
Jenga with Jeremy: Insurance Insights & Family Ties with Jen Kline | Ep. 10
Jenga with Jeremy: Unveiling Real Estate Realities with Teshia Ford | Ep. 11
มุมมอง 108 หลายเดือนก่อน
Jenga with Jeremy: Unveiling Real Estate Realities with Teshia Ford | Ep. 11
Jenga with Jeremy: Mortgage Mastery with Christian Poling | Ep. 9
มุมมอง 118 หลายเดือนก่อน
Jenga with Jeremy: Mortgage Mastery with Christian Poling | Ep. 9
Jenga with Jeremy: Unlocking Real Estate Secrets with Carolyn Akins | Ep. 8
มุมมอง 238 หลายเดือนก่อน
Jenga with Jeremy: Unlocking Real Estate Secrets with Carolyn Akins | Ep. 8
Jenga with Jeremy: Navigating Health & Medicare with Will Myers | Ep. 7
มุมมอง 108 หลายเดือนก่อน
Jenga with Jeremy: Navigating Health & Medicare with Will Myers | Ep. 7
Jenga with Jeremy: Financial Planning Foundations with Dan Cage | Ep. 6
มุมมอง 149 หลายเดือนก่อน
Jenga with Jeremy: Financial Planning Foundations with Dan Cage | Ep. 6
Jenga with Jeremy: Mortgage Strategies Unstacked with Brian McGuinness | Ep. 5
มุมมอง 209 หลายเดือนก่อน
Jenga with Jeremy: Mortgage Strategies Unstacked with Brian McGuinness | Ep. 5
Holt Insurance 2024: More Than Coverage, A Commitment to You
มุมมอง 979 หลายเดือนก่อน
Holt Insurance 2024: More Than Coverage, A Commitment to You
Jenga with Jeremy: Real Estate Insights with Jessi Sgarlata | Ep. 4
มุมมอง 209 หลายเดือนก่อน
Jenga with Jeremy: Real Estate Insights with Jessi Sgarlata | Ep. 4
Jenga with Jeremy: Derrick Cozart | Ep. 3
มุมมอง 109 หลายเดือนก่อน
Jenga with Jeremy: Derrick Cozart | Ep. 3
Jenga with Jeremy: Stuart Clamp | Ep. 2
มุมมอง 1410 หลายเดือนก่อน
Jenga with Jeremy: Stuart Clamp | Ep. 2
Why Insurance Costs So Much: Unveiling the Truth Behind Premiums and Claims
มุมมอง 3010 หลายเดือนก่อน
Why Insurance Costs So Much: Unveiling the Truth Behind Premiums and Claims
Jenga with Jeremy: Unstacking Stories with Skip Brown | Ep. 1
มุมมอง 2310 หลายเดือนก่อน
Jenga with Jeremy: Unstacking Stories with Skip Brown | Ep. 1
Jeremy is back at it, this time advising the Griswold's from Christmas Vacation
มุมมอง 1410 หลายเดือนก่อน
Jeremy is back at it, this time advising the Griswold's from Christmas Vacation

ความคิดเห็น

  • @mobokey
    @mobokey 6 วันที่ผ่านมา

    Good Informative video!

  • @Truth_Logic
    @Truth_Logic หลายเดือนก่อน

    Any idea what the premium is for standard coverage policy is on a golf cart?

  • @switzerland
    @switzerland หลายเดือนก่อน

    I'm a tourist from Europe. I am not insured, what do I need?

  • @stefanosnikolaidis9594
    @stefanosnikolaidis9594 3 หลายเดือนก่อน

    I just saw that the liability of the premium protection plan in Turo covers only up to the state-minimum, not 750K, is this correct? Perhaps they changed it?

  • @melissaoquinn7315
    @melissaoquinn7315 3 หลายเดือนก่อน

    Would the ins. companies prefer dog bite claims or robbery claims. I guess robbery claims are cheaper...

  • @gandmemoney
    @gandmemoney 4 หลายเดือนก่อน

    What happened if the car dies on the road. What do the renters do?

  • @thrdeye
    @thrdeye 5 หลายเดือนก่อน

    Why would I need to provide My personal insurance to Turo if I paid for the standard plan? The reason o got this plan was to give me peace of mind that my personal provider would not be involved.

  • @donatospoony
    @donatospoony 6 หลายเดือนก่อน

    Does Turo accept secondary and/or primary credit card coverage if an accident occurs ? Great video.

  • @primeartifacts6467
    @primeartifacts6467 7 หลายเดือนก่อน

    All the vehicles have liability insurance and they can’t be on the road with out an insurance. So if there is no fault collision or theft than the host’s insurance which was already there by default should be able to cover it.

    • @switzerland
      @switzerland หลายเดือนก่อน

      Is that a thing in every state in the USA?

  • @OnePieceFan2100
    @OnePieceFan2100 7 หลายเดือนก่อน

    roof over 15 years? That can only be in USA here in Europe most Roofs are older in Fact quiet a few are older than the entire USA and have insurance.

  • @rafaelvillalobos3992
    @rafaelvillalobos3992 7 หลายเดือนก่อน

    what do you need to provide to get the depreciation? is it just proof showing you did the roof?

  • @thisandthatfloridausa6112
    @thisandthatfloridausa6112 8 หลายเดือนก่อน

    Good Informative video. Thank you.✌️👍❤️🙂🙏

  • @loreemerlino7705
    @loreemerlino7705 8 หลายเดือนก่อน

    *promo sm* 😣

  • @ailolambarri6599
    @ailolambarri6599 8 หลายเดือนก่อน

    So if I rent a Tesla X Model, I wouldn't be covered?

  • @Hamish_A
    @Hamish_A 9 หลายเดือนก่อน

    The insurance based medical system in the USA is completely insane and way more expensive than any other healthcare system in the world.

  • @newyork1655
    @newyork1655 9 หลายเดือนก่อน

    why would not my insurance company cover it? How is this different from me driving my friends car ?

    • @hellagrant
      @hellagrant 7 หลายเดือนก่อน

      It's strange, I agree

    • @svorachack1991
      @svorachack1991 7 หลายเดือนก่อน

      Insurance follows the car, not the driver. If you drive your friends car, and if you get into an accident, as long as you had permissive use and didn’t reside within their residence for more than 165 days in some states, their policy would cover it. Turo is such an ambiguous area because if you are allowing someone else to drive it, it is permissive use, so your insurance would cover it. Now if you doing rideshare, then your insurance would not unless you had a rideshare policy. Insurance is such a deep whole of technicality that it’s hard to determine coverage without reading the policy. Also, a lot of agents don’t really know what they are talking about because agents are on the sales side while auto adjusters are on the application side of actually applying your policy. Adjusters understand policies because they issue payments. Agents don’t always understand, and no fault to them because it’s really two different ballparks and there is so much. But I’d say read your policy specifically

  • @notabotkid228
    @notabotkid228 10 หลายเดือนก่อน

    Thanks for the tips

  • @bretmelton7116
    @bretmelton7116 10 หลายเดือนก่อน

    Had an. Insurance guy explain and still didn’t answer how to insure your car in the first place (geico State Farm progressive ) when your car is not in service. Your insurer will try to find any reason to deny coverage. So your personal car with personal insurance gets NO COVERAGE if you cause a small accident on date night and then file a claim. They will say oh you’re not covered because you violated our terms of service.

  • @TaylanMorcol
    @TaylanMorcol ปีที่แล้ว

    Thanks for this video. One thing I'm still trying to wrap my mind around: I don't understand how/why Turo can charge both hosts AND renters for protection plans. Let's say a host pays for a protection plan, but the renter has no protection plan or insurance. And then the renter gets into an accident. Wouldn't the host's plan go into effect? Why would the renter have a separate liability if the host has already bought a protection plan? It doesn't add up to me. Can you please help me understand? Thanks so much!

    • @DanielRene
      @DanielRene 9 หลายเดือนก่อน

      If you can explain this it would be great

    • @JohnW-j2t
      @JohnW-j2t 9 หลายเดือนก่อน

      Owners are required to carry their own business insurance. Commercial Auto Insurance through either their LLC or Sole Proprietorship.

  • @CarnivoreNomad
    @CarnivoreNomad ปีที่แล้ว

    I have checked with my Insurance Agent, and was told that my personal auto policy is sufficient and will cover any rental car, whether its rented from a big brand name company or through this app (I specifically mentioned the Turo App to them to make sure they understood what I was talking about), all I had to do was add coverage for Loss of Use, which cost me an extra $16 for the remainder of my policy. They told me that "additional coverage" is usually a scam most of the time, UNLESS you don't have Loss of Use coverage on your personal policy.

  • @jaredjones8373
    @jaredjones8373 ปีที่แล้ว

    I’d be more interested in knowing if I can just add the vehicle to my insurance so I’m fully covered

  • @jrrrrrrrrrrrrrrrrr
    @jrrrrrrrrrrrrrrrrr ปีที่แล้ว

    Very thorough and easy to comprehend!

  • @aagcr
    @aagcr ปีที่แล้ว

    I'm from Costa Rica, I don't have a personal insurance, so If I get the Premier Protection, I don't have to worry about anything on a regular vehicle ($<20k), is this statement correct?

    • @holtinsurance
      @holtinsurance ปีที่แล้ว

      I'm not sure, I would contact Turo for assistance with your situation.

    • @jstblessed8081
      @jstblessed8081 4 หลายเดือนก่อน

      I was born in Costa Rica🇨🇷🙌 and adopted to America what city in Costa Rica If you don't mind me asking

  • @agustinrexach8556
    @agustinrexach8556 ปีที่แล้ว

    Thanks for the video. I just got back to my parked Turo rental and somebody backed and hit the front. I have minimum coverage. Im about to call the police but what am I liable here for? It's def less than 3k

    • @honestreviewer1012
      @honestreviewer1012 ปีที่แล้ว

      With the minimum, you never pay for anything over $3k. So you’d basically pay for whatever the damage is

    • @Joe-ud2hb
      @Joe-ud2hb 4 หลายเดือนก่อน

      How'd it work out ? RIA is I'm about to book a turo car with min cvr .... tks in advance

  • @JAHistheONE
    @JAHistheONE ปีที่แล้ว

    Thank you for this video. Every other video is about the Hosts insurance.

  • @wasgood_lp
    @wasgood_lp ปีที่แล้ว

    So if we get some plan are they gonna charge us and take it away right away for protection or are they gonna hold it and if it doesn’t get damaged they give it back?

  • @Bmeri3
    @Bmeri3 ปีที่แล้ว

    Good video, but one suggestion. I would compare TURO to AirBnB for vehicles.

  • @Chef_Betty81
    @Chef_Betty81 ปีที่แล้ว

    What about if I currently have insurance through State Farm with my own personal vehicle in the State that I live in, and I want to rent a BMW with Turo in the state of Arizona? Wont my current insurance cover accidents and incidents with a rental?

    • @osanu10
      @osanu10 ปีที่แล้ว

      I have the same question

    • @jgarcia1925
      @jgarcia1925 ปีที่แล้ว

      this all depends. i called to make sure and ended up denying it. honestly, i still might get the standard plan before my trip.

    • @wealthbuildingrockstar
      @wealthbuildingrockstar ปีที่แล้ว

      They will charge you more with your insurance for business use do better to keep them separate

    • @jackiechan27
      @jackiechan27 ปีที่แล้ว

      Wait is this video for Turo host explaining the plans or is this for people that are wanting to rent a car to drive themselves and pay for the service? Lol

    • @CaptainKenny696
      @CaptainKenny696 10 หลายเดือนก่อน

      This information is incorrect. Turo's protection only applies if your insurance company denies coverage. So if you have a $500 deductible with your insurance company, your out of pocket is capped at $500. Turo's protection plans do not replace your insurance. Any claims will you go to your insurer first.

  • @saharashoyo7335
    @saharashoyo7335 ปีที่แล้ว

    Holy cow the lizard is rich

  • @lisaborgman641
    @lisaborgman641 ปีที่แล้ว

    Increasing limits equates to more money pay out per month. It's not that we're afraid to gain coverage for ourselves, it's a means of can we pay for that type of payout per month.

    • @holtinsurance
      @holtinsurance ปีที่แล้ว

      Thanks for the comment! We understand budget limitations however, if your situation applies to the things we lay out then increasing your limits may be a good idea! Hope that helps!

  • @Urlocal_Error
    @Urlocal_Error ปีที่แล้ว

    THANKS

  • @chrishutch2387
    @chrishutch2387 ปีที่แล้ว

    Another channel to not recommend, gotta love those 3…

  • @holtinsurance
    @holtinsurance ปีที่แล้ว

    Did you buy your car because of its safety ratings? Is that something you even look at when buying a car?