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HeyItsYi ◡̈
United States
เข้าร่วมเมื่อ 31 พ.ค. 2020
Hey, it's Yi! Remember you're always loved ♡
I started this channel to connect with people from the internet, like it's 2009. I love sharing honest and transparent stories about navigating my personal finance, working as a Product Manager in tech and living in the SF Bay Area.
More about me here: www.tinyurl.com/heyitsyi
所有视频禁止转载或搬运
I started this channel to connect with people from the internet, like it's 2009. I love sharing honest and transparent stories about navigating my personal finance, working as a Product Manager in tech and living in the SF Bay Area.
More about me here: www.tinyurl.com/heyitsyi
所有视频禁止转载或搬运
How I Make $30k in Passive Income 🙅♀️ *without* Side Hustles (Hint: it’s in my backyard)
🍵 Subscribe: www.youtube.com/@heyitsyi5
Tesla Referral Code: shorturl.at/8Fwdg
00:00 Intro
01:00 My best money decision
01:20 The ROI of an ADU
01:45 Dilemma (Tesla or ADU?)
02:30 How to make decision
03:40 why ADU (real estate strategy)
07:15 Compound interest in action
08:20 Mini FIRE
In this video, I’m sharing the story of how I turned $135K into a lifelong income stream-and a Tesla-by building an ADU (Accessory Dwelling Unit) in my backyard. I'll walk you through my decision-making process, from the initial temptation of lifestyle inflation to the realization that investing in real estate was the smarter move. Discover why I chose to build an ADU instead of splurging on a car and how this decision has paid off in the long run. Whether you’re considering a similar investment or just curious about alternative ways to grow your wealth, this video has got you covered.
Don’t forget to drop a comment if you have any questions or want to hear more about the ADU-building process. Let’s talk smart investing, financial freedom, and the power of real estate!
Keywords:
ADU, real estate investment, Tesla, rental income, financial freedom, ROI, lifestyle inflation, diversification, smart investing.
☕️ Support
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
- Fund my next trip by using these referral links:
Chase Freedom (unlimited/flex): www.referyourchasecard.com/18s/9KXFVIM84M
Chase Sapphire: www.referyourchasecard.com/19o/VAW6RUT7WA
Chase United MileagePlus: www.referyourchasecard.com/215a/LEEX8960K8
Chase Ink Preferred: www.referyourchasecard.com/21r/RQ8Y9GSJDC
Amex Platinum: americanexpress.com/en-us/referral/platinum-card?ref=JIAWEKIL3B&XLINK=MYCP
Disclosure: This video is NOT sponsored. NO free PR products. If you purchase with affiliate links, and I'll receive a tiny commission, at no cost to you.
👋 Get in touch
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
heyitsyi.work@gmail.com
Coaching with Yi: www.tinyurl.com/heyitsyicoaching
If you made it to the bottom, big hug to you from me! 🫂
Tesla Referral Code: shorturl.at/8Fwdg
00:00 Intro
01:00 My best money decision
01:20 The ROI of an ADU
01:45 Dilemma (Tesla or ADU?)
02:30 How to make decision
03:40 why ADU (real estate strategy)
07:15 Compound interest in action
08:20 Mini FIRE
In this video, I’m sharing the story of how I turned $135K into a lifelong income stream-and a Tesla-by building an ADU (Accessory Dwelling Unit) in my backyard. I'll walk you through my decision-making process, from the initial temptation of lifestyle inflation to the realization that investing in real estate was the smarter move. Discover why I chose to build an ADU instead of splurging on a car and how this decision has paid off in the long run. Whether you’re considering a similar investment or just curious about alternative ways to grow your wealth, this video has got you covered.
Don’t forget to drop a comment if you have any questions or want to hear more about the ADU-building process. Let’s talk smart investing, financial freedom, and the power of real estate!
Keywords:
ADU, real estate investment, Tesla, rental income, financial freedom, ROI, lifestyle inflation, diversification, smart investing.
☕️ Support
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
- Fund my next trip by using these referral links:
Chase Freedom (unlimited/flex): www.referyourchasecard.com/18s/9KXFVIM84M
Chase Sapphire: www.referyourchasecard.com/19o/VAW6RUT7WA
Chase United MileagePlus: www.referyourchasecard.com/215a/LEEX8960K8
Chase Ink Preferred: www.referyourchasecard.com/21r/RQ8Y9GSJDC
Amex Platinum: americanexpress.com/en-us/referral/platinum-card?ref=JIAWEKIL3B&XLINK=MYCP
Disclosure: This video is NOT sponsored. NO free PR products. If you purchase with affiliate links, and I'll receive a tiny commission, at no cost to you.
👋 Get in touch
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
heyitsyi.work@gmail.com
Coaching with Yi: www.tinyurl.com/heyitsyicoaching
If you made it to the bottom, big hug to you from me! 🫂
มุมมอง: 3 886
วีดีโอ
极简人去🇯🇵日本旅行买了什么? 免税回美国必买推荐 | 药妆, Cartier项链, 日本限定的Barbour外套, CA4LA渔夫帽, 买到最爱的茶壶了, 还有各种抹茶🍵周边! [eng sub]
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🍵 Subscribe: www.youtube.com/@heyitsyi5 万万没想到我能做开箱(🇯🇵真是不简单啊!),我知道最近日元汇率太香很多人去过/要去日本旅行,所以分享下我都买了什么(hint - 有点多lol),也好奇你觉得日本或者旅行的时候买过什么超爱的东西呢? 00:00 Intro 00:53 药妆 - 指甲刀 01:44 药妆 - EVE止痛药(忘了说喇叭牌) 02:10 药妆 - 湿疹药膏 创口贴 02:55 花洒 - 绵密又有力 03:25 Cartier C系列牛头项链 - 开箱 05:07 卡地亚价格对比 25, 35, 50分 06:48 Barbour长外套 - 无蜡版 08:01 CA4LA渔夫帽 10:01 送朋友好物 - 厨房🔪 12:15 UJI宇治 - 各种抹茶 16:04 送朋友好物 - 咖啡等等 ☕️ Support ▀▀▀▀▀▀▀▀▀...
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🍵 Subscribe: www.youtube.com/@heyitsyi5 In this video, I take you through the highs and lows of my recent trip to China. From savoring local delights to reconnecting with family, this journey was packed with memorable experiences. Yet, despite the joys, I discovered some harsh truths that made me rethink ever going back. 🇨🇳 Highlights: Indulging in street food and daily coffee deliveries. Enjoy...
美国人工好贵,装修工干一天收我3500刀,我是不是被坑了? 湾区装修(踩雷)经验分享
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🍵 Subscribe: www.youtube.com/@heyitsyi5 ☕️ Support ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ - Fund my next trip by using these referral links: Chase Freedom (unlimited/flex): www.referyourchasecard.com/18s/9KXFVIM84M Chase Sapphire: www.referyourchasecard.com/19o/VAW6RUT7WA Chase United MileagePlus: www.referyourchasecard.com/215a/LEEX8960K8 Chase Ink Preferred: www.referyourchasecard.com/21r/RQ8Y9GSJDC Amex...
OpenAI找我面试产品经理,竟然是因为他?/ 🇭🇰 HK vlog 香港旅行一周吃什么 / 边走边聊职场上走过的弯路
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北美闲聊: 有钱人在抢500万豪宅而有些人却为绿卡离开Google,硅谷两级分化越来越严重 🫠大裁员到底谁在抢Cupertino的房子
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🇭🇰 Hong Kong Vlog 拿到香港身份证后, 聊聊为什么这么多内地人想移居香港 | 香港优才, 银行开户, 领HK ID实录 (Eng Sub 中字)
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被裁员一年后,我的工作焦虑好多了,聊聊我对副业的看法
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我的移民故事: 为什么🇺🇸绿卡让人这么焦虑? 在美国十多年,真后悔耽搁了排期,聊聊身份,给点建议
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How Much I Made as a Small YouTuber *no ads, under 1k subs*
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I (might) move to Canada, after 10+ years in the US 离开美国🇺🇸,移民加拿大🇨🇦?
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I (might) move to Canada, after 10 years in the US 离开美国🇺🇸,移民加拿大🇨🇦?
Square/Cash App股价大跌20%,竟然被我预测了?Hindenburg机构做空,虚假用户被爆,BLOCK是抄底还是割肉呢?
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Square/Cash App股价大跌20%,竟然被我预测了?Hindenburg机构做空,虚假用户被爆,BLOCK是抄底还是割肉呢?
宅(别人)家 Sleepover Vlog (mostly dog, food, good convos) 吃吃饭噜噜狗,一天就过去了 Spend a girls night in w me
มุมมอง 604ปีที่แล้ว
宅(别人)家 Sleepover Vlog (mostly dog, food, good convos) 吃吃饭噜噜狗,一天就过去了 Spend a girls night in w me
不开心值得分享吗?读你的留言, 让我开心多了 Watch this when you feel sad and stuck
มุมมอง 796ปีที่แล้ว
不开心值得分享吗?读你的留言, 让我开心多了 Watch this when you feel sad and stuck
How to Save on Property Tax 手把手教你省房产税 Guide to Pay Less Tax with Tax Appeal (Decline In Value)
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How to Save on Property Tax 手把手教你省房产税 Guide to Pay Less Tax with Tax Appeal (Decline In Value)
筷子插在那碗面里已暴露你的修养等级了。。。咳咳
真的建議家裡沒幾百萬千萬別去加拿大,前兩年去montreal 工作找了間公寓,租房廣告刊登價錢是960, 去問的時候她說是很久以前的事現在已經1060 (廣告是3天前刊登的,原來三天對加拿大人很久), 住了半年後他們又說要漲100加幣,如不同意我就要搬出去,這還是連鎖出租公寓,更別說一般個人出租會怎麼坑你。
🐥🌐🐦🏫CONGRATULATIONS
是被移民大約30多萬(BNO)。被回加拿大(早有外國永居身份)和其他國家等40萬.大约走了近70多萬香港菁英。.
哇,原来如此
BC很左派,ON还行。其实去美国的人比例不大,主要是没有家庭的容易换地方。
买菜四五百 是一个家庭吗? 我家俩人一个人一周食物就150 刀,位置:多伦多,说的很片面这个女生朋友,没liberal 移民留学生们 来都来不了更别说是留下工签😅现在看信息,不要总看华人媒体啥小红书, 去看看加拿大英文新闻.............
现在的年轻人不要出来了。如果你想出来发大财享福,就死了这个心吧。出国要吃得苦你无法想象。别听中介和友人忽悠。现在的人在国内抱怨,出来也抱怨。很讨厌。
说什么离开加拿大都是假的,如果她去政府申请取消加拿大国籍籍才算真的离开加拿大
为什么入籍后,回中国,分明是脚踏两条船,如果加拿大不好,就不会要国籍,头也不回离开
我在澳洲也是經歷過得到了想要的生活, 但是也沒想到經濟會往下加上某些政策的改變 也回了自己老家工作三年 再次返回發現也無法達到以前的標準 就是國際情形都是這樣之下 先守住自己的本金 否則中產到了國外立刻變貧窮。
不懂規矩,筷子斜插在碗裡!
但是对于没有学历和特殊技能的人来说,类似外卖员这种工作绝对是能提供第一桶金的好渠道了。这些行业能吸纳很多农村人口,填补了很多第三产业的空缺,其实是增加了社会安全和安定性,如果一个城市只有大量高端人才or中产却很少服务业人群那应该挺unsustainable的,只不过这个平衡和发展要怎么掌控应该是一个难题。深圳感觉是有点过于拥挤了。
加拿大和美國不一樣的地方就是加拿大屬歐洲的社會主義很難成為鉅富,但民眾生活水準不會差太多 美國則是資本主義看本能賺錢,賺越多越讓你賺,導致貧富差距有天壤之別 窮的人也很狼狽但只是餓不死而已
😂国庆期间去了趟香港也是专门吃的粉面。哈哈哈哈特地去吃了“荣记粉面”觉得一般般。😂😊
免费医疗主要目的是大病有政府兜底,平常还是小病多,小病基本需要自理的。为了一个小感冒和加拿大医疗免费较真,完全是吃饱了!
How much did it cost
這台的磨豆機夠用嗎 會不會磨到有些豆子 放上去萃取時 不夠細壓力上不去呢 謝謝。
是有遇到过的!我最近多喝手冲,有点想买磨豆/萃取分开的机器了~ 不过这台还是入门的最优选择啦!
🥐☕️😮💨 againnnn 谢谢你的分享!觉得你说出了我很理解却没有仔细梳理过的内容
每次看到emoji都很感动嘿嘿~
肠粉永远是回家第一个要吃的东西。 Love your storytelling. Thank you so much for your observation and consideration in making this video happen!
回去就知道这心态在井里哪怕父母是局长之类的关系户也一样被卷的想回来了
你想了解香港更多嗎?我可以出來和你飲茶傾偈。
好啊!欢迎给我发个邮件,信息栏有。
把格局打开,再来一个文革斗地主😂😂😂
有绿卡刚被裁,焦虑到高血压,怎么办
oh no :/ 一开始是很难受的,你有想好下一步吗? 一直想事容易焦虑
@@heyitsyi5 现在有面试好多了,多谢。 但是发现很多美国人同专业的几个月没找到合适的工作
续签我可以帮你😊
怎么帮?😀
@@heyitsyi5 我有看你的影片,听你的分享。我觉得很棒。我是James,香港身份续签有一定的心得,可以交个朋友交流一下哦。
Expensive place to stay and low salary. No point.
看了一遍还想看一遍 很有涵养和温柔的女生
离开加拿大只有两个原因。一,混得不好。 二, 混的太好。混的不好可以理解。混的太好的原因是因为一旦你安逸下来,加拿大真的太闷了。哥五个月加拿大避暑,五个月旅居中国。两个月马来西亚避寒。
Love your smile as always and including this great hustling.💰💸
<3 坦白说这周过得很艰难,收到你的留言很开心,谢谢🫂
@@heyitsyi5 哈哈 我这一周也不太顺利 直到看到你的视频 让心情有些许好转!希望你也能很快振作起来!
现在的欧美实行高税收高福利反而偏向于平等和共产,不过这也是相对这个世界上的国家而言,而中国反而是因为人口数量导致贫富差距极大,极度的右,不针对有钱人征收资产税,其他税也比西方低,底层人很累。这也正是去欧美留学的中国富二代在抖音吐槽国外一点都不如国内,在国内他们可以随意剥削廉价劳动力,在海外成本要提高好几倍而且特定时间段根本就没人做服务,中国底层人为了维护政府也认为欧美国家人力成本高是不值得宣扬的事,是一件很坏的事,所以我认为他们就应该这样过
当二房东吃租也没那么容易,国内就有很多很多人想过一铺吃三辈,但是变化太快
Super interested to know more about how you thought on picking the property for ADU and lesson learned! ADU building process of course as well. Please make videos on both 🎉
Sure thing! Are you also in the Bay Area? I think the market here is a bit different. : )
hi! Could you share your tips on how you achieve your perfect american accent? As a foreigner myself, I find it so hard to have the american accent and I think yours is just perfect! I am chinese too
I’ve noticed I get easily swayed by the accents of my friends, and I also watch a ton of TH-cam (probably too much, but hey, I’ll admit it, hehe).
Unbelievable, our costs in Germany is only 1/3 of yours. You earn much more than us but also spending much more.
Hallo! 👋 everything unfortunately costs even more now, thanks to inflation. the prices from 4 years ago (when I made the video) now seem “cheap”. 😂 I’m going to Europe next month and I’m so excited!
@@heyitsyi5 Hello from Berlin! Cool! Have a great trip! I hope you enjoy Europe 😄
还在期待yi讲一下香港续签的问题,不知道会不会有开公司的计划😀
好呀,我还有有段时间才续。
深圳人!!!
真能吃
👍
刚看了小红书帖子回来刷这个 姐姐的笑容依旧那么sunshine
谢谢你专等过来这边支持我🦷~
@@heyitsyi5 姐姐您还在做coaching 或者coffee chat吗 怎么联系您🐺
我刚看到你的comment!我每个视频信息栏里面都有我的coaching 网页地址喔~
居然和Yi同时回国了 做的事情也都一样 吃小吃 洗头 点外卖 见家人 不同的是我们还带两个小娃 赚美金花人民币真的很爽。 但是让我回去我也不行,工作以外,养娃也不行 国内对孩子包容度低 我在上海也偶尔有室内二手烟的情况 还有推车,带娃出门不方便等各种问题。 虽然这些便利很棒 但反过来想都是对普通人民的剥削。
二手烟+1,我觉得好明显,尤其在一些你不expect会闻到的地方还真不舒服。 “国内对孩子包容度低”怎么讲?
@@heyitsyi5 是,感觉在这里习惯闻不到烟味了。国内现在好像很常有厌童事件上新闻,特别坐飞机高铁啥的。
what‘s the size of your ADU? 2500 is a lot~looking forward to your next video
Thanks, Yue! 2k-3k per month is quite typical for a private entry in-law unit in the bay area. I will cover more details and processes next time, stay tuned!
普通人还是留在国外当中产比较幸福吧,工作wlb,房价收入比低,买房买车更容易;而CN打工人活得很牛马,工作卷,CN房价收入比是世界第一高 适合中国的人只有这些:家里有权有钱的人速回,可以在CN当人上人;喜欢卷的人,会来事的人。 可能由于收入分配机制不公平,CN的普通民众活得很辛苦;而在国外即使是普通人也能活得体面 这几年CN的headwind很多:debt deflation downward spiral,housing crisis,geopolitics,政治上离reform和market越来越远,难怪po主看到很多人压力很大很焦虑,也对未来没有信心。 ppl who are the most bearish are usually ppl who live in that country, things are pretty darn bad on the ground.
Omg loveeeeeeeeee your Cantonese with a slight touch of accent
haha i've learned to embrace the fact that I have an accent in every language I can speak. :P
我很同意关于passion-driven, 这样每天起床才起的来,不然起床是一件超级痛苦的事;以及关于父母的事情,父母总有一方有自己很强的坚持,不想要陌生的文化和环境,我考虑搬去华人多一点的城市再看
原来起不来床的不是我一个人 :D 我觉得ENFP这点很明显,没有passion世界都是灰色。
感谢博主的真诚分享!每一点都深有体会。由于种种原因h1b抽中以后接近两年后才开始办身份 我现在才刚开始perm 但是工作实在太太太不如意了 特别想跳槽又觉得重新排perm还需要很久时间。很纠结 想为自己职业最更好的规划 但又觉得成为了身份的奴隶😔
Looking forward to part 2 as well. I’m just looking to buy a multi family house as the first home owner while renting at least one unit out. Your content is very helpful, relevant. Looking forward to hearing more of your stories on investment. Really liked your style 🎉
Do you think multi-family homes, often being more expensive and located in downtown areas, might limit the buyer pool (VS a single-family home with an ADU/SB9 unit, which could appeal to a broader range of buyers)? Thank you for stopping by! Will come back with another one soon on the details and processes of ADU building.
Came across your video! Would love to learn more about the process, have an adu that come with house I bought recently
all the gain without the pain haha! I'm quite curious - how did you assess the value of the ADU and factor that into your purchase? I'm going to make a part 2 about the entire process - stayed tuned. :D
How did your ADU impact your property tax? Is this something you find out after the ADU is done or you know before you build your ADU?
woo this is a great q! You find out once it's done but I find it quite reasonable - lower than my construction cost (!).
which city do you live in ?
I’m based in sf Bay Area.
can we get a tour
On it!