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Budget with Mrs. P
เข้าร่วมเมื่อ 26 ธ.ค. 2023
Hello! Welcome to my budgeting channel. I am a wife, mother, and middle school teacher. My husband and I have raised two boys who are in their 20's and have a young teenage daughter still living at home. We have made many mistakes with our finances, but we are finally on the road to financial success. We are hoping to become debt free and build a retirement nest egg for our future. Come hang out with me as I try to navigate cash budgeting while working to pay off credit cards, student loans, and other consumer debt. I want to do as Dave Ramsey says and "live like no one else so that later I can live like no one else."
Cash Stuffing $773 | November 21-27 (Week 4) | Sinking Funds & Cash Envelopes | Debt Free Journey
Cash stuffing the LAST week of November. I hope everyone has a great Thanksgiving week!
The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB
#cashenvelopes #sinkingfunds #onemonthahead #savingschallenges #debtfreejourney
My Etsy Shop budgetwithmrsp.etsy.com
Link to my freebies
drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link
The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB
#cashenvelopes #sinkingfunds #onemonthahead #savingschallenges #debtfreejourney
My Etsy Shop budgetwithmrsp.etsy.com
Link to my freebies
drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link
มุมมอง: 661
วีดีโอ
Weekly Budget Check-In | Week 3 of November | Budget Close-Out | Debt Payoff
มุมมอง 9344 ชั่วโมงที่ผ่านมา
Closing out our second week of November.... I get a little emotional in this video, sorry! Watch the "Nick" incident here th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB #debtfreejourney #paycheckbudget #weeklycheckin #weeklybudget #budgetcloseout #budgetbypaycheck You can find my printables on my google drive #drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=dri...
Budget With Me | November Week 4 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
มุมมอง 9097 ชั่วโมงที่ผ่านมา
Budgeting the LAST week of November... trying to eat from our freezer and pantry to avoid waste. Life is busy, so pardon my brain "kinks". The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB If you are interested in any of the printables I use for my budget, they are free to download in my google drive. Freebies are included here in my google drive drive.google.com/d...
11/18/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
มุมมอง 5619 ชั่วโมงที่ผ่านมา
Happy Monday!! Finishing a few challenges and hanging onto a few as well.... My Etsy shop... www.etsy.com/shop/Budgetwithmrsp My Freebies.... drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Challenges I am using can be found on the following channels or etsy shops: Challenges used in this video: @Chatty-KathyBudgets @stefsonabudget @alibearbudgets @WillowTreeBudg...
Playing Games to Save Money | Summer Savings | Christmas | and All Things Wedding
มุมมอง 57014 ชั่วโมงที่ผ่านมา
Having fun saving money.... Thank you to all of my subscribers who keep me straight and always give me the BEST advice! My Etsy Shop: budgetwithmrsp.etsy.com My Freebies: drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Christmas Challenges come from the following creators: www.etsy.com/shop/PrintsbyCarlyStudio (Never Have I Ever) @CraftCoBudgets (Snack Scratcher)...
Cash Stuffing $1033 | November 14-20 (Week 3) | Sinking Funds & Cash Envelopes | Debt Free Journey
มุมมอง 73019 ชั่วโมงที่ผ่านมา
Cash stuffing the third week of November. I always love to have the wallet refilled. Changing things up this month! The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB #cashenvelopes #sinkingfunds #onemonthahead #savingschallenges #debtfreejourney My Etsy Shop budgetwithmrsp.etsy.com Link to my freebies drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3...
Weekly Budget Check-In | Week 2 of November | Budget Close-Out | Debt Payoff
มุมมอง 81421 ชั่วโมงที่ผ่านมา
Closing out our second week of November.... Staying on track for the most part! Watch the "Nick" incident here th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB #debtfreejourney #paycheckbudget #weeklycheckin #weeklybudget #budgetcloseout #budgetbypaycheck You can find my printables on my google drive #drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link I'v...
Budget With Me | November Week 3 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
มุมมอง 1.1Kวันที่ผ่านมา
Budgeting the third week of November... trying to eat from our freezer and pantry to avoid waste. The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB If you are interested in any of the printables I use for my budget, they are free to download in my google drive. Freebies are included here in my google drive drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic...
11/11/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
มุมมอง 608วันที่ผ่านมา
Happy Monday and thank you to all of our Veterans out there, I am so thankful for your service and sacrifices. My Etsy shop... www.etsy.com/shop/Budgetwithmrsp My Freebies.... drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Challenges I am using can be found on the following channels or etsy shops: Challenges used in this video: @Chatty-KathyBudgets @stefsonabudg...
Playing Games to Save Money | Summer Savings | Christmas | and All Things Wedding
มุมมอง 660วันที่ผ่านมา
Having fun saving money.... pardon the background noise, Mr. P was having fun doing yard work. My Etsy Shop: budgetwithmrsp.etsy.com My Freebies: drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Christmas Challenges come from the following creators: www.etsy.com/shop/PrintsbyCarlyStudio (Never Have I Ever) @CraftCoBudgets (Snack Scratcher) @lizandless (Christmas C...
Cash Stuffing | November 6-13 (Week 2) | Sinking Funds & Cash Envelopes | Debt Free Journey
มุมมอง 62214 วันที่ผ่านมา
Cash stuffing the second week of November. I always love to have the wallet refilled. Changing things up this month! The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB #cashenvelopes #sinkingfunds #onemonthahead #savingschallenges #debtfreejourney My Etsy Shop budgetwithmrsp.etsy.com Link to my freebies drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols...
Weekly Budget Check-In | Week 1 of November | Budget Close-Out | Debt Payoff
มุมมอง 95114 วันที่ผ่านมา
Closing out our first week of November.... So far so good. Today we got to transfer "Nick" into his new candle!! If you don't know who "Nick" is.... watch the "Nick" incident here th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB #debtfreejourney #paycheckbudget #weeklycheckin #weeklybudget #budgetcloseout #budgetbypaycheck You can find my printables on my google drive #drive.google.c...
Budget With Me | November Week 2 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
มุมมอง 1.3K14 วันที่ผ่านมา
Budgeting the second week of November... trying to eat from our freezer and pantry to avoid waste. The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB If you are interested in any of the printables I use for my budget, they are free to download in my google drive. Freebies are included here in my google drive drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4I...
11/4/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
มุมมอง 49114 วันที่ผ่านมา
Here is my first Mini Monday for November... do I finish any challenges? My Etsy shop... www.etsy.com/shop/Budgetwithmrsp My Freebies.... drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Challenges I am using can be found on the following channels or etsy shops: Challenges used in this video: @Chatty-KathyBudgets @stefsonabudget @alibearbudgets @RoPlansonEtsy @Wil...
All New Way to Play Games to Save Money | Summer Savings | Travel/Wedding | Christmas, Etc
มุมมอง 63714 วันที่ผ่านมา
Changing things up a bit this week... trying to make savings challenges work better for me. Let me know what you think! I have no idea how much I need to save for a future wedding, but I have to start somewhere! My Etsy Shop: budgetwithmrsp.etsy.com My Freebies: drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Christmas Challenges come from the following creators:...
October 2024 Debt Update | Debt Free Journey | Under $40k in Consumer Debt
มุมมอง 1.2K14 วันที่ผ่านมา
October 2024 Debt Update | Debt Free Journey | Under $40k in Consumer Debt
Final Budget Check-In for October 2024 | Budget Close-Out | Debt Payoff
มุมมอง 1.1K21 วันที่ผ่านมา
Final Budget Check-In for October 2024 | Budget Close-Out | Debt Payoff
Cash Stuffing | October 31-November 6 (Week 1) | Sinking Funds & Cash Envelopes | Debt Free Journey
มุมมอง 69921 วันที่ผ่านมา
Cash Stuffing | October 31-November 6 (Week 1) | Sinking Funds & Cash Envelopes | Debt Free Journey
Budget With Me | November Week 1 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
มุมมอง 1.3K21 วันที่ผ่านมา
Budget With Me | November Week 1 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
November Monthly Budget Overview | REAL Snowball Method | Zero Based Budget | Debt Payoff Journey
มุมมอง 1.5K21 วันที่ผ่านมา
November Monthly Budget Overview | REAL Snowball Method | Zero Based Budget | Debt Payoff Journey
10/28/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
มุมมอง 52421 วันที่ผ่านมา
10/28/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
Playing Games to Save Money | Summer Savings | Vacation | Wedding, Etc
มุมมอง 66421 วันที่ผ่านมา
Playing Games to Save Money | Summer Savings | Vacation | Wedding, Etc
Cash Stuffing | October 24-30 (Week 5) | Sinking Funds and Cash Envelopes | Debt Free Journey
มุมมอง 55128 วันที่ผ่านมา
Cash Stuffing | October 24-30 (Week 5) | Sinking Funds and Cash Envelopes | Debt Free Journey
Weekly Budget Check-In | October 17-23 (Week 3) | Budget Close-Out | Debt Payoff
มุมมอง 89428 วันที่ผ่านมา
Weekly Budget Check-In | October 17-23 (Week 3) | Budget Close-Out | Debt Payoff
Budget With Me | October 24-30 (Week 5) | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
มุมมอง 1.2Kหลายเดือนก่อน
Budget With Me | October 24-30 (Week 5) | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
10/21/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
มุมมอง 605หลายเดือนก่อน
10/21/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
Cash Stuffing | October 17-23 (Week 4) | Sinking Funds and Cash Envelopes | Debt Free Journey
มุมมอง 626หลายเดือนก่อน
Cash Stuffing | October 17-23 (Week 4) | Sinking Funds and Cash Envelopes | Debt Free Journey
Weekly Budget Check-In | October 10-16 (Week 3) | Budget Close-Out | Debt Payoff
มุมมอง 775หลายเดือนก่อน
Weekly Budget Check-In | October 10-16 (Week 3) | Budget Close-Out | Debt Payoff
Budget With Me | October 17-23 (Week 4) | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
มุมมอง 1.1Kหลายเดือนก่อน
Budget With Me | October 17-23 (Week 4) | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
Weekly Budget Check-In | October 3-9 (Week 2) | Budget Close-Out | Debt Payoff
มุมมอง 793หลายเดือนก่อน
Weekly Budget Check-In | October 3-9 (Week 2) | Budget Close-Out | Debt Payoff
Hi Mrs. P, great cash stuffing video! your story had me laughing 😂
I hate new money!! And it smells!! (Former teller). Last time I stocked up on butter at a local Kwik Trip I bought 74 pounds. In order to get the sale price the cashier had to ring them up 2 at a time!! 37 receipts later😮!!
Nothing like just relaxing in the bank line. 😆 I loooove your nail color. It almost matches your placemat.
Been there, done that!
You make my day ❤
Beautiful 5s
I just laughed out loud at your bank story!!! I wore 2 different shoes to work recently...I just pretended I did it on purpose.😬🤣
I freeze my butter all the time ! Never had an issue .. you’ll need it for Christmas baking !
Probably around $160-$170 in the quart jar.
Good morning 🌄 Mrs P😊 🤣
💕💕💕
That's a sweet story. Great video.
Yes Mrs P ,,,its painful to deplete savings - and some day once your current credit debt is gone - you can build your emergency fund to 6 months of expenses - and it doesn't get any easier to spend ...haha - But when you have fully funded sinking funds - its such a blessing - amen - have a wonderful almost the weekend :) glenda what a wonderful example of the joy of helping your parents set for your children - you are truly BLESSED...
You're doing great with all the savings.
Mrs. P this is why you are so loved! You are so incredibly genuine and remind us all to appreciate the little things! Thank you for another great video!
That is my favorite pen, too! I use them at home and at school. :)
Happy Wednesday Mrs P😊 Love to here when everyone talk about their parents. I loss my mom over 30 years ago and my Dad 7 years ago. Cherish every moment with them.❤
That was the sweetest story! You got me over here crying!! 🥲😍 Such a blessing.
Hi Mrs P from the UK. I love watching your videos. You are blessed to still have your parents around. I lost both of mine years ago. Hope you have a great rest of your day.
Such a lovely thing for your parents to do for you🫶🏻
Beautiful story of your parents.
That’s so special!!💙🩵 Take pic of them working in your yard!!
Hi Mrs P, great check in. Your parents landscaping ur yard is so special!
Good Morning, watching. Awe, I love your story!
You are blessed to still have your parents.
Great video! You reminded me I better start making my list for thanksgiving dinner. Oops
Love your story about your parents. I am blessed to have my parents live next door. They are in their late seventies. Their health is not great to do physical things like your parents do, but we still find ways to do things together. Those moments are precious to me. You are blessed as well. ❤
I notice that each week your savings challenge and savings money is different each week, how do you come up with your weekly amounts?
You are blessed with such sweet parents. My dad passed away many years ago but I have a very close relationship with my mom. Blessed and grateful❤
I love to hear about your family!! I love ink joy pens. Definitely my favorites also
Don't feel guilty your parents working on your yard gives them purpose and a way for them to shootout their love. Enjoy the dash!
❤❤❤
Hi Mrs P. Thanks for sharing your journey and your budgeting. Thanks also for sharing your difficulties with your camera and setup. It has helped me a lot as a new channel trying to work things out.
Beautiful story Mrs. P. You are very blessed. Have a great day 😊❤
Love the beautiful story with your parents. You are definitely loved. ❤
Hi Mrs. P try propping something under your planner so it angles it.
That's a good idea. I am going to work on the lighting... it drives me crazy, haha.
Hello Mrs P happy Tuesday 😊
Hi there! Almost hump day!
Morning Mrs p
Good evening!
I think you said in your debt update that John Deere would be paid off soon! That will free up a big chunk. Will you put some of that to the wedding? That might help bolster your savings for that more quickly.
That's something that I have been trying to figure out. I won't meet my goal for the wedding if I don't and I would HATE to have to add more credit card debt due to being underfunded for the wedding. I have been doing a lot of soul searching about it.
@BudgetWithMrsP It won't be forever! It's for a magical, special occasion. You have made such HUGE progress on your debt. You should get to ENJOY this special time.
@@astock5794 Bless you for making me feel better about it! You are right, it is a magical, special occasion and I want to enjoy this time with my son (and new daughter) without worrying over money.
It makes sense to use the JD payment to cash flow the wedding, and then after the wedding, you can reallocate that amount to paying off debt. Cash flowing retrains your mind to say, “Credit card is not an option.” Even though you are slowing down the snowball, you are putting your family in a better position in the long run. Weddings are special and think of the joy you will feel knowing that it’s paid for on the front end!
Good morning Mrs. P! Tuning in at work. 😊
Hi there! I hope you had a great day!
Enjoyed your video Hi from Missouri 👍
Hi in Missouri! Beautiful state :)
👍
Hi Ms. Linda!
Enjoy watching you do budget and menu. It gives me ideas for the week too. Thank you😊
Thank you! I feel very "basic" with my meals... I wish I could get fancy, but I have to remember I am not a cooking channel, haha. I don't need to impress The Food Network :)
@BudgetWithMrsP we just need to get the bellies full fast.
I know you have made comments before about your husband eats like a child...lol. But is it because he just doesn't like much or does he have food aversions/allergies?
He's just very picky. He has an aversion to a lot of textures. We have been together for 28 years and I have NEVER seen him put a spoon of soup of any kind in his mouth. No gravy, no cooked veggies (except corn, if that counts), and no rice/mashed potatoes. He's never eaten a sandwich other than peanut butter and jelly, and those are RARE. He is very limited on the way he will eat meat too, he would never eat anything cooked with other things (roasts, etc). He doesn't eat eggs, pancakes, oatmeal, cereal, etc. He is HARD to cook for!
@BudgetWithMrsP my grandson is almost the same as him. He is learning to eat pancakes and biscuits and gravy are his favorite. He is 9 and there are just so many textures that make him gag so very badly. He loves ice cream but struggles so hard to eat it
Morning
Hi there!!
Happy Monday! I am so glad that they had a good time at the dance! ❤❤
Thank you! She was on cloud 9!
I would love to know what you think of the book. I read it earlier this year. There were some parts that were so tragic and heartbreaking, it was hard to read, but I’m glad I read it. It’s one that sticks with you. Maybe on the new Christmas tree game, you could color just one section of the tree for each dollar (still $3 per tree, but wouldn’t leave you with any extra dollars to hang on to for the next week).
Good idea with the Christmas tree! I have barely started the book, I keep falling asleep. I am hoping to get further in it today... I will let you know what I think. I love historical fiction and anything that connects me to my Appalachian heritage.
Hello Mrs P😊 happy minis Monday 🧡🛎🛎🛎