- 271
- 261 479
Budget with Mrs. P
เข้าร่วมเมื่อ 26 ธ.ค. 2023
Hello! Welcome to my budgeting channel. I am a wife, mother, and middle school teacher. My husband and I have raised two boys who are in their 20's and have a young teenage daughter still living at home. We have made many mistakes with our finances, but we are finally on the road to financial success. We are hoping to become debt free and build a retirement nest egg for our future. Come hang out with me as I try to navigate cash budgeting while working to pay off credit cards, student loans, and other consumer debt. I want to do as Dave Ramsey says and "live like no one else so that later I can live like no one else."
Saving Challenges to Save | Emergency Fund | Summer Savings | Christmas | and All Things Wedding
Playing savings challenges to save money. Come hang out with me!
My Etsy Shop: budgetwithmrsp.etsy.com
My Freebies: drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link
Emergency Fund Challenges come from the following creators:
@StuffandBudget (Etsy Jail Scratcher)
@PartyPlannerPaperie (2025 Freebie)
www.etsy.com/shop/Tewatoo (Good Morning Cluckers Scratcher)
@HeyKayBudgets (Breakfast at Tiffany's DIY Scratcher)
@stefsonabudget (Cat with Cookie Scratcher)
@budgetwithcarly (New Years Challenge)
@CraftCoBudgets (Hip-Peas Scratcher)
@JanellRaeBudgets (Loads of Love Scratcher)
@Plan2Save (Winter Wishes & 2025 Scratcher)
@JamieRNbudgets (2025 Scratcher)
Christmas Challenges come from the following creators:
@AprilsFreshStart (12 month Mini & 2025 Coloring Challenge)
@CraftCoBudgets (Snack Scratcher)
@stefsonabudget (I Run on Coffee and Christmas Cheer)
@budgetwithcarly (Home for the Holidays Mini)
@SnowGardener307Budgets (Christmas on My Mind Scratcher)
@boymomlovestosave (Christmas Vacation Book)
@PartyPlannerPaperie (All I Want for Christmas is More Books)
@Plan2Save (Reindeer Drinkers)
@windmillridgebudgets (Snowglobe Scratcher)
@ChampagnesCorner (Christmas Vacation Number Draw)
Summer Savings Challenges come from the following creators:
@AprilsFreshStart (Summer Roll & Save)
@budgetwithcarly (Girl Math Scratcher)
@Plan2Save (Will You Be My Valentine)
@SnowGardener307Budgets (Snowy Dice Drop)
@Thefaithfuldash (Valentine Hearts)
@kingdomplanning (Deal or No Deal)
@stefsonabudget (Penguins in Love)
@budgetpaparazzi (Movie Roll & Save)
@CraftCoBudgets (HoHoHo Scratcher)
@lizandless (Ghost Sticker Challenge)
@deeplansandbudgets (Summer color and save)
@DonnaPoweredbyCreativity (Ding Ding Ding)
#savingschallenges #debtfreejourney #travel #weddingsavings #letsplay #christmas
My Etsy Shop: budgetwithmrsp.etsy.com
My Freebies: drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link
Emergency Fund Challenges come from the following creators:
@StuffandBudget (Etsy Jail Scratcher)
@PartyPlannerPaperie (2025 Freebie)
www.etsy.com/shop/Tewatoo (Good Morning Cluckers Scratcher)
@HeyKayBudgets (Breakfast at Tiffany's DIY Scratcher)
@stefsonabudget (Cat with Cookie Scratcher)
@budgetwithcarly (New Years Challenge)
@CraftCoBudgets (Hip-Peas Scratcher)
@JanellRaeBudgets (Loads of Love Scratcher)
@Plan2Save (Winter Wishes & 2025 Scratcher)
@JamieRNbudgets (2025 Scratcher)
Christmas Challenges come from the following creators:
@AprilsFreshStart (12 month Mini & 2025 Coloring Challenge)
@CraftCoBudgets (Snack Scratcher)
@stefsonabudget (I Run on Coffee and Christmas Cheer)
@budgetwithcarly (Home for the Holidays Mini)
@SnowGardener307Budgets (Christmas on My Mind Scratcher)
@boymomlovestosave (Christmas Vacation Book)
@PartyPlannerPaperie (All I Want for Christmas is More Books)
@Plan2Save (Reindeer Drinkers)
@windmillridgebudgets (Snowglobe Scratcher)
@ChampagnesCorner (Christmas Vacation Number Draw)
Summer Savings Challenges come from the following creators:
@AprilsFreshStart (Summer Roll & Save)
@budgetwithcarly (Girl Math Scratcher)
@Plan2Save (Will You Be My Valentine)
@SnowGardener307Budgets (Snowy Dice Drop)
@Thefaithfuldash (Valentine Hearts)
@kingdomplanning (Deal or No Deal)
@stefsonabudget (Penguins in Love)
@budgetpaparazzi (Movie Roll & Save)
@CraftCoBudgets (HoHoHo Scratcher)
@lizandless (Ghost Sticker Challenge)
@deeplansandbudgets (Summer color and save)
@DonnaPoweredbyCreativity (Ding Ding Ding)
#savingschallenges #debtfreejourney #travel #weddingsavings #letsplay #christmas
มุมมอง: 495
วีดีโอ
Budget With Me, Meal Plan & Cash Stuffing | January 2-8 | Weekly Paycheck Budget | Zero Based Budget
มุมมอง 8582 ชั่วโมงที่ผ่านมา
Budgeting the first week of 2025!! Since I am behind in videos, I merged both the Budget with Me video and the Cash Stuffing video. Sorry it ended up being so long! The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB If you are interested in any of the printables I use for my budget, they are free to download in my google drive. Freebies are included here in my googl...
January 2025 Monthly Budget Overview | Snowball Method | Zero Based Budget | Debt Payoff Journey
มุมมอง 1.7K4 ชั่วโมงที่ผ่านมา
2025 is going to be an exciting year, but filled with lots of money saving goals. We are trying to pay off debt while still living life and trying to enjoy a little bit of fun and travel along the way. I am a firm believer that we need to be present in the "now" and make memories with our loved ones because tomorrow is not promised. We have been working on balancing saving, paying off debt, and...
Weekly Budget Check-In | December 19-January 1 | Budget Close-Out | Debt Payoff
มุมมอง 8377 ชั่วโมงที่ผ่านมา
Closing out the final two weeks of December. I cannot believe it's been a full year on TH-cam. I have learned so much and have met some incredible people through this journey. Thank you all for your support! @GlendaWarren-f1n Thank you for giving me advice that kept me on track. I appreciate you so much! Watch the "Nick" incident here th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB ...
Final 2024 Debt Update | Debt Free Journey | $30k in Consumer Debt | $83,000 in Student Loan Debt
มุมมอง 2K9 ชั่วโมงที่ผ่านมา
How much debt did we pay off in December? Progress isn't always easy, but we are going in the right direction. Finally adding in my Student Loan and Mortgage... the numbers are scary!! My very first video (exactly one year ago) and my 2024 Debt Confession th-cam.com/video/dYttVgyv0_8/w-d-xo.htmlsi=PAi7OvLnrTy_CuTW Visit my Etsy Store! www.budgetwithmrsp.etsy.com Freebies that you are welcome to...
12/30/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
มุมมอง 50514 ชั่วโมงที่ผ่านมา
Happy LAST mini Monday for 2024!! I decided to add extra money into the stuffing so that o can finish up all of my minis for the year. I want to start 2025 fresh and new. My Etsy shop... www.etsy.com/shop/Budgetwithmrsp My Freebies.... drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Challenges I am using can be found on the following channels or etsy shops: @deep...
Playing Games to Save Money | Emergency Fund | Summer Savings | Christmas | and All Things Wedding
มุมมอง 68519 ชั่วโมงที่ผ่านมา
Longest video I’ve ever made… had an emergency with our neighbors, please keep them in your thoughts and prayers, they need it. My Etsy Shop: budgetwithmrsp.etsy.com My Freebies: drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Emergency Fund Challenges come from the following creators: @StuffandBudget (Etsy Jail Scratcher) @budgetwithcarly (Maaaaa Scratcher)...
Cash Stuffing $770 | Dec 26 - Jan 1 (Week 5) | Sinking Funds & Cash Envelopes | Debt Free Journey
มุมมอง 636วันที่ผ่านมา
Cash stuffing the LAST week of 2024 and when you’re watching this, we will be celebrating Christmas in Washington with our oldest son. The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB #cashenvelopes #sinkingfunds #savingschallenges #debtfreejourney My Etsy Shop budgetwithmrsp.etsy.com Link to my freebies drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3...
Budget With Me | December Week 5 | Weekly Paycheck Budget | Cash Planning
มุมมอง 1.1Kวันที่ผ่านมา
Budgeting the LAST week of December!! Thank you all for your continued support and encouragement! The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB If you are interested in any of the printables I use for my budget, they are free to download in my google drive. Freebies are included here in my google drive drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic...
12/23/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
มุมมอง 495วันที่ผ่านมา
Happy Monday!! Getting so close to finishing some AND it's almost Christmas!! My Etsy shop... www.etsy.com/shop/Budgetwithmrsp My Freebies.... drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Challenges I am using can be found on the following channels or etsy shops: Challenges used in this video: @Chatty-KathyBudgets @stefsonabudget @budgetwithcarly @deeplansandb...
Playing Games to Save Money | Emergency Fund | Summer Savings | Christmas | and All Things Wedding
มุมมอง 64314 วันที่ผ่านมา
Having fun saving money!!! Do we finish any challenges?? My Etsy Shop: budgetwithmrsp.etsy.com My Freebies: drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Emergency Fund Challenges come from the following creators: @StuffandBudget (Etsy Jail Scratcher) @budgetwithcarly (Maaaaa Scratcher) www.etsy.com/shop/Tewatoo (Good Morning Cluckers Scratcher) @HeyKayBudgets ...
Weekly Budget Check-In | December 13-18 | Budget Close-Out | Debt Payoff
มุมมอง 93414 วันที่ผ่านมา
Closing out the third week of December and the season of spending is upon us! Watch the "Nick" incident here th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB #debtfreejourney #paycheckbudget #weeklycheckin #weeklybudget #budgetcloseout #budgetbypaycheck You can find my printables on my google drive #drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link I've ...
Cash Stuffing $960 | December 19-25 (Week 4) | Sinking Funds & Cash Envelopes | Debt Free Journey
มุมมอง 63014 วันที่ผ่านมา
Cash stuffing the fourth week of December. CHRISTMAS week!!! I cannot believe it's already here!!! The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB #cashenvelopes #sinkingfunds #onemonthahead #savingschallenges #debtfreejourney My Etsy Shop budgetwithmrsp.etsy.com Link to my freebies drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link
Budget With Me | December Week 4 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
มุมมอง 1.1K14 วันที่ผ่านมา
Budgeting the fourth week of December. Trying to keep the budget in check during the spendiest time of year. Thank you all for your continued support and encouragement! The "Nick" incident th-cam.com/video/uXroAXTXzws/w-d-xo.htmlsi=IbViy1lDPzNP84LB If you are interested in any of the printables I use for my budget, they are free to download in my google drive. Freebies are included here in my g...
12/16/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
มุมมอง 52114 วันที่ผ่านมา
Happy Monday!! Mini Monday is about the only thing I love about a Monday, haha. We finish a few challenges today! My Etsy shop... www.etsy.com/shop/Budgetwithmrsp My Freebies.... drive.google.com/drive/folders/17lDj3s_Sqex57QAPGlGA560L4Ic3Ols3?usp=drive_link Challenges I am using can be found on the following channels or etsy shops: Challenges used in this video: @Chatty-KathyBudgets @stefsonab...
Playing Games to Save Money | Emergency Fund | Summer Savings | Christmas | and All Things Wedding
มุมมอง 52021 วันที่ผ่านมา
Playing Games to Save Money | Emergency Fund | Summer Savings | Christmas | and All Things Wedding
Cash Stuffing $960 | December 12-18 (Week 3) | Sinking Funds & Cash Envelopes | Debt Free Journey
มุมมอง 62921 วันที่ผ่านมา
Cash Stuffing $960 | December 12-18 (Week 3) | Sinking Funds & Cash Envelopes | Debt Free Journey
Weekly Budget Check-In | December 5-12 | Budget Close-Out | Debt Payoff
มุมมอง 94021 วันที่ผ่านมา
Weekly Budget Check-In | December 5-12 | Budget Close-Out | Debt Payoff
Budget With Me | December Week 3 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
มุมมอง 86421 วันที่ผ่านมา
Budget With Me | December Week 3 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
12/9/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
มุมมอง 51621 วันที่ผ่านมา
12/9/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
Playing Games to Save Money | Emergency Fund | Summer Savings | Christmas | and All Things Wedding
มุมมอง 60028 วันที่ผ่านมา
Playing Games to Save Money | Emergency Fund | Summer Savings | Christmas | and All Things Wedding
Cash Stuffing $1115 | December 5-11 (Week 2) | Sinking Funds & Cash Envelopes | Debt Free Journey
มุมมอง 571หลายเดือนก่อน
Cash Stuffing $1115 | December 5-11 (Week 2) | Sinking Funds & Cash Envelopes | Debt Free Journey
Weekly Budget Check-In | Week 1 of December | Budget Close-Out | Debt Payoff
มุมมอง 880หลายเดือนก่อน
Weekly Budget Check-In | Week 1 of December | Budget Close-Out | Debt Payoff
Budget With Me | December Week 2 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
มุมมอง 1.2Kหลายเดือนก่อน
Budget With Me | December Week 2 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
12/2/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
มุมมอง 470หลายเดือนก่อน
12/2/24 Mini Monday Challenges | Monday Minis | Savings for Sinking Funds
Playing Games to Save Money | Emergency Fund | Summer Savings | Christmas | and All Things Wedding
มุมมอง 722หลายเดือนก่อน
Playing Games to Save Money | Emergency Fund | Summer Savings | Christmas | and All Things Wedding
November 2024 Debt Update | Snowball Method | Debt Free Journey | Over $30k in Consumer Debt
มุมมอง 1.4Kหลายเดือนก่อน
November 2024 Debt Update | Snowball Method | Debt Free Journey | Over $30k in Consumer Debt
Cash Stuffing $968 | Nov. 28- Dec. 4 (Week 1) | Sinking Funds & Cash Envelopes | Debt Free Journey
มุมมอง 786หลายเดือนก่อน
Cash Stuffing $968 | Nov. 28- Dec. 4 (Week 1) | Sinking Funds & Cash Envelopes | Debt Free Journey
Final Budget Check-In for November 2024 | Budget Close-Out | Debt Payoff | Dave Ramsey Method
มุมมอง 1.2Kหลายเดือนก่อน
Final Budget Check-In for November 2024 | Budget Close-Out | Debt Payoff | Dave Ramsey Method
Budget With Me | December Week 1 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
มุมมอง 1.2Kหลายเดือนก่อน
Budget With Me | December Week 1 | Weekly Paycheck Budget | Cash Planning | Budget Meal Plan
Hi, Where did you get your Sinking Fund Monthly Plan sheet from? 17:21
great video so many challenges to play with
It is definitely a zero based budget with a rollover. You don't have to spend every penny, you just have to give it a job. The rollover's job is to sit there and wait until you need it. Also, Miss P's Lego creature is really cute.
You rolled game #5 but played #4. 😢
I noticed that when I was editing the video…. Oops!
@ I could never video myself like you do. Thanks for sharing. ☺️
Watching in the car with Hunter😊❤
Hello. You are my favorite budgeting TH-camr. You forgot to add the bougie ghosts.
So many cute challenges! I’m glad you were surprised with the Happy Mail, friend 🥰🤗 59:20
Thank you so much! It was my first ever physical happy mail. I absolutely love your content!
Good Sunday morning 🌄 Mrs P😊
Good morning, sweet friend!
I think you only put $2 in Out Here Looking Like a Snack instead of $4. Great video!
You forgot to color in for the bougie ghosts on your piggy!
You finished another challenge in your summer savings that you did not account for in your piggy bank
Happy Sunday! Quick question - for the wedding what are you doing about your dress? Are you going to be saving for that also?
Good Morning, Happy Sunday. A big winter storm is coming, preparing for that. Great video.
@budgetwithmrsp i couldnt find the sheet that had the breaddown on it
Great video! 🌸 ❤
For Y2K, my brother bought a 20 acre property out in the middle of nowhere and got it ready for the apocalypse, then the family got the flu and ended up staying in the city anyway.
I have been admiring your nails in your videos. They are beautiful! 😍
Happy New Year, great January budget!
When I used to use sheets like this, I put my rollover in my savings/sinking funds area because it is intentionally being saved to use next month. 😊
Oh, that’s a great idea…. I may have to tweak my sheets, but I like that plan!
My parents wanted to reconfigure their home to be heated by a wood burning stove for Y2K, just in case. We lived in the suburbs of a large city lol. Glad they didn’t make such a large investment! 🤪🤣
Mrs P do you have a PO Box ? I would like to send you something small for your budgeting .. or know someone who has one ? Glenda
Glad to hear your making plans for the future Mrs. P ! Hoping that with TLC and a great honest mechanic (! And hubs ) you are able to enjoy it longer !
Mrs P I was in medical (hospital computer before I went into nursing in my 50s). Anyway we were all on high alert and overtime with Y2K ! And funny I just donated my two Y2K Christmas ornaments this year thinking to myself I hope someone likes these cause they won’t know why ! 😂glad it was nothing !
That interaction with Miss P made me giggle. If it makes her feel better, I spent 3 days searching for the new face wash I bought, convinced my husband threw it away, and nope...I but it in the door of the fridge with the condiments!!!🤣🤷♀️
Great job on planning a no spend! When do you start summer savings?- never mind I see it in your planning
So excited to watch! I’m supposed to be at the gym for one hour today yay 😀 perfect length
First to comment tonight 😊 I remember Y2K
Where is the snowball for the John deer that was paid off?
I implemented a strict budgeting strategy to track expenses and set clear limits, while also focusing on a smart investment approach. In just six months, my investments grew by over $70k boosting my savings and financial confidence. This combined strategy has set me on track to achieve my long-term financial goals, and i'm hoping to get to a three million plus this 2025, so help me God
that’s incredible! What’s the secret behind this strategy? How did you manage to save up so much so quickly?
Working with Lorrie Greta Hillard , a financial advisor, was a game changer. She helped me refine my savings strategy, including retirement planning, and provided expert guidance on investments and budgeting to maximize my savings.
Got it! Thanks for the tip! I was curious, so I looked up Lorrie
that's an incredible goal to set 2025
Good Morning, watching while I have some coffee.
Here watching 😊
I have just started using the highlighter method because I heard you talking about it in your videos. Thank you, it is such a great way to keep track of my pay weeks and what bills are to be paid
Great idea for sinking funds! Don’t forget extra gas for the gym! I like watching your videos when I’m on the treadmill lol. I like the idea for senior savings. Don’t forget spring sports expenses. Happy new year and stay warm during the polar vortex!
Thanks for the analysis! Could you help me with something unrelated: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
Good plan
Hello Mrs P, I’ve missed so many videos. I turned on the notification bell again😉 Great job with your budget breakdown and with setting up your planner. You have a great plan in place for 2025. Have a lovely weekend ❤😊
Why do you pay a monthly fee for IRobot? We have them, but don't pay a monthly fee.
is dividing your salary by 12 months not a option at your school?
Loved the budget for this month!!
Hello
Happy Thursday and Happy New Year. You did good in December, 2 more paid off!
Happy New Year 🎉
You have made a mathematical error. You may want to go back and check it
Happy New Year Mrs. P! I can’t believe how far you have come in one year with your debt! Keep plugging away, you’re doing fantastic 😀❤️
nice
Good job at not going overboard on your vacation 🎉. That’s really hard
Hello, happy new year
Happy New Year Mrs P!🎉 I am so glad to hear ya’ll had the best trip! I have introduced your meal plan sheet in my line up for my 2025 budget planner and shared that on my videos. Also , awesome progress on the debt 🎉yay!! No more John Deere!!
Mrs p ❤❤❤❤❤❤ love you guys 🎉🎉🎉🎉😂😂😂😂😂 you did awesome !!!!!!
1216 - 210 is 1006
Oops! I should have known to double check my math! Thank you for keeping me straight! 💗
@BudgetWithMrsP love your videos especially the debt updates