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Essential Questions to Ask Before Buying a Used Car | Expert Tips for Smart Buyers
Buying a used car can be a smart financial move-but only if you know the right questions to ask! 🚗💰 In this video, we'll walk you through the key steps to take when buying a used car, including how to set your budget, what to look for in a vehicle's history, and some pro tips for negotiating the best deal.
Whether you're a first-time buyer or just looking for a refresher, these essential tips will help you drive away with confidence in your new ride! 🚙💡
What we'll cover:
Setting a realistic car budget
How to assess insurance, maintenance, and fuel costs
Key features and vehicle history to check
Test driving and mechanical inspections
Smart negotiation tactics
If you found this video helpful, don’t forget to give it a thumbs up and subscribe for more financial tips from First Alliance Credit Union!
Chapters
00:00:02 - Buying a used car can be a smart financial decision...
00:00:05 - Approach it with the right knowledge. Let's break it down...
00:00:09 - Key steps to take when buying a used car...
00:00:12 - Great negotiation tips coming up...
00:00:22 - First step: Setting your budget...
00:00:25 - Consider the total cost of ownership...
00:00:29 - Insurance, maintenance, and repairs...
00:00:33 - Budget for surprises and upkeep...
00:00:37 - Fuel costs and efficiency matter...
00:00:44 - Keep car expenses under 20% of take-home pay...
00:00:52 - Identifying the car that fits your needs...
00:00:55 - Consider reliability and safety features...
00:00:59 - Look for low-maintenance models...
00:01:03 - Ensure the car has up-to-date safety features...
00:01:11 - Always get a vehicle history report...
00:01:18 - Take a test drive and get the car inspected...
00:01:22 - Negotiation tips: Know the market value...
00:01:26 - Start with a lower offer and be ready to walk away...
00:01:34 - Focus on total price, not just monthly payments...
00:01:41 - Like and subscribe...
www.firstalliancecu.com/
#UsedCarBuying #CarShoppingTips #FinancialAdvice #UsedCarGuide #firstalliancecreditunion
มุมมอง: 14

วีดีโอ

What is GAP Protection? Do You Need GAP Protection When Buying a Car?
มุมมอง 2914 วันที่ผ่านมา
Ever wonder what GAP protection is and why you might need it? In this video, Kayla from First Alliance Credit Union explains everything you need to know about GAP (Guaranteed Asset Protection) insurance. Learn how it covers the difference between your car’s current value and what you still owe on your loan if your vehicle is totaled or stolen. If you’ve made a small down payment, have a long lo...
When is the Best Time to Buy an Extended Car Warranty? Key Tips to Save
มุมมอง 13514 วันที่ผ่านมา
Wondering if an extended car warranty is right for you? In this video, Jenn from First Alliance Credit Union explains when it’s the best time to consider buying an extended warranty for your vehicle. Whether you’re buying a used car, driving a high-mileage vehicle, or planning to keep your car long after the manufacturer’s warranty expires, an extended warranty can save you from costly repairs....
Emergency Fund 101: How to Build Your Financial Safety Net
มุมมอง 59หลายเดือนก่อน
In this video, we explore the importance of an emergency fund and guide you through building one effectively. Whether it's for unexpected medical bills, car repairs, or even a sudden job loss, having a financial safety net can help you avoid unnecessary stress. We follow Daniel, a young professional starting his career in Rochester, Minnesota, as he builds his financial foundation using methods...
Envelope Budgeting 101 | How to Use the Envelope Method to Budget
มุมมอง 26หลายเดือนก่อน
Feeling like your money disappears faster than you can track it? 💸 You’re not alone! In this video, we’ll walk you through the envelope budgeting system-a tried-and-true method that’s simple and effective. Whether you’re working an entry-level job, living with roommates, or just trying to make every dollar count, this budgeting hack will help you take control of your finances. Learn how this me...
How to Zero-Base Budget 101 Zero Base Budgeting | How Does Zero Base Budgeting Work?
มุมมอง 25หลายเดือนก่อน
Want to take control of your finances and make every dollar count? In this video, we dive into Zero-Based Budgeting 101, a simple yet powerful method that ensures all your income is allocated with purpose. Whether you’re starting a new job, setting new financial goals, or just trying to get on top of your budget, Zero-Based Budgeting helps you track where every penny goes! Learn how to: ✔️ Allo...
First Alliance Credit Union Member Review | Miriam Goodson
มุมมอง 67หลายเดือนก่อน
First Alliance Credit Union member since 1996, Miriam Goodson shares her banking experience with First Alliance Credit Union over the years. You too could become a First Alliance Credit Union member today. Learn more here: resources.firstalliancecu.com/account-application-routing More helpful and free resources: How to switch banks: resources.firstalliancecu.com/switch-banks Credit score guide:...
How to Use the 50 30 20 Budgeting Rule | How Does the 50/30/20 Rule Work?
มุมมอง 17หลายเดือนก่อน
Struggling to figure out how to balance your income between bills, savings, and those things you really want? 🤔 You’re not alone! In this video, Jenna and Hannah introduce the 50/30/20 Budgeting Rule-a simple method to help you manage your money like a pro! Follow along as we meet Sarah and Mike, a Minnesota couple with big savings goals. Whether you're saving for a home, a college fund, or jus...
Budgeting for Beginners Playlist with First Alliance Credit Union
มุมมอง 8หลายเดือนก่อน
Ready to take control of your finances? In this playlist, we break down the basics of budgeting with simple, actionable steps you can follow. Whether you're just starting out or looking to refine your money management skills, these videos will guide you through creating a budget, tracking expenses, and saving smarter. Get ready to build a solid financial foundation and take charge of your money...
Credit Union vs Dealership
มุมมอง 392 หลายเดือนก่อน
Thinking about financing your next car? 🚗 Before you sign on the dotted line, find out whether a credit union or dealership offers the best deal! Whether you’re new to credit or just looking to save, this video breaks down how to get the most from your auto loan. Learn how Daniel saved hundreds in interest and how you can too by tuning in! 🔍 Discover: •The pros and cons of dealership vs. credit...
Miriam Goodson First Alliance Member Testimonial | Review | Banking Experience at First Alliance CU
มุมมอง 742 หลายเดือนก่อน
Miriam Goodson First Alliance Member Testimonial | Review | Banking Experience at First Alliance CU
Top Questions to Ask When Buying a Used Car | What Questions to Ask When Buying a Used Car?
มุมมอง 9172 หลายเดือนก่อน
Top Questions to Ask When Buying a Used Car | What Questions to Ask When Buying a Used Car?
What is a Vehicle Loan? | Car Loans with First Alliance Credit Union
มุมมอง 392 หลายเดือนก่อน
What is a Vehicle Loan? | Car Loans with First Alliance Credit Union
When Should You Refinance Your Auto Loan? | Refinancing Your Auto Loan
มุมมอง 3882 หลายเดือนก่อน
When Should You Refinance Your Auto Loan? | Refinancing Your Auto Loan
Tips for Buying a Car Playlist
มุมมอง 72 หลายเดือนก่อน
Tips for Buying a Car Playlist
Tips for Managing Your HELOC | Money Management
มุมมอง 243 หลายเดือนก่อน
Tips for Managing Your HELOC | Money Management
What Can You Use a Home Equity Line of Credit (HELOC) For?
มุมมอง 193 หลายเดือนก่อน
What Can You Use a Home Equity Line of Credit (HELOC) For?
Understanding Business Credit Cards: Benefits, Differences, and How to Get One | Good Money Moves
มุมมอง 63 หลายเดือนก่อน
Understanding Business Credit Cards: Benefits, Differences, and How to Get One | Good Money Moves
How Home Equity Loans Work | Understanding Home Equity and How to Build It
มุมมอง 323 หลายเดือนก่อน
How Home Equity Loans Work | Understanding Home Equity and How to Build It
Home Equity Loans Explained Playlist
มุมมอง 43 หลายเดือนก่อน
Home Equity Loans Explained Playlist
What is a HELOC? | Home Equity Line of Credit Explained | Sherezada with First Alliance Credit Union
มุมมอง 283 หลายเดือนก่อน
What is a HELOC? | Home Equity Line of Credit Explained | Sherezada with First Alliance Credit Union
Julitza Morales Fernandez Member Testimonial | All For One | First Alliance CU
มุมมอง 333 หลายเดือนก่อน
Julitza Morales Fernandez Member Testimonial | All For One | First Alliance CU
The Power of Secured Credit Cards | Unlock Your Financial Future | Good Money Moves Podcast Teaser
มุมมอง 134 หลายเดือนก่อน
The Power of Secured Credit Cards | Unlock Your Financial Future | Good Money Moves Podcast Teaser
What to Look for in a Credit Card | How Does a Credit Card Work?
มุมมอง 104 หลายเดือนก่อน
What to Look for in a Credit Card | How Does a Credit Card Work?
Understanding Credit Cards | Choosing the Right Credit Card For You | How Do Credit Cards Work?
มุมมอง 204 หลายเดือนก่อน
Understanding Credit Cards | Choosing the Right Credit Card For You | How Do Credit Cards Work?
Testimonial from First Alliance Credit Union Member Philip | Member Since 2019
มุมมอง 94 หลายเดือนก่อน
Testimonial from First Alliance Credit Union Member Philip | Member Since 2019
Review of First Alliance Credit Union | More Than Banking, It's Belonging
มุมมอง 134 หลายเดือนก่อน
Review of First Alliance Credit Union | More Than Banking, It's Belonging
How Credit Cards Work | Credit Card Terminology | Understanding Credit Cards
มุมมอง 264 หลายเดือนก่อน
How Credit Cards Work | Credit Card Terminology | Understanding Credit Cards
First Alliance Member Philip Bambrough Member Testimonial
มุมมอง 284 หลายเดือนก่อน
First Alliance Member Philip Bambrough Member Testimonial
Philip Bambrough Member Testimonial | First Alliance Credit Union
มุมมอง 44 หลายเดือนก่อน
Philip Bambrough Member Testimonial | First Alliance Credit Union

ความคิดเห็น

  • @MikeHudson-px2gc
    @MikeHudson-px2gc 12 วันที่ผ่านมา

    Mine is simpler. 1)Pay all your bills for the month. 2) Figure out what minimum amount of money you need on hand to get to the next paycheck. 3) Subtract that from the money you have left in your checking account at the end of the month. 4) Put 50% of the remainng money into a money market account as a short term/rainy day fund. 5) The other 50% you keep in your checking account as a buffer. 6) After 6 months take 50% of the money market values and invest in a ROTH IRA.

  • @chazzbranigaan9354
    @chazzbranigaan9354 4 หลายเดือนก่อน

    Lol no shit? 😂 i thought it was free money

  • @GeorgeDiaz-wu4xe
    @GeorgeDiaz-wu4xe 5 หลายเดือนก่อน

    I have about 50k in credit card debt with 650 FICO. Which credit cards are best for me? I need a recommendation for balance transfer cards. I have chase freedom, chase sapphire, chase ink, us bank platinum, discovery card, Amex card, Amazon card, bank of America card. All credit cards are around 20% APR. My credit score is 654. I am afraid to apply for anything for fear of dropping my score below 650. What would you recommend I do? Which cards require 650+ credit scores? 700+? Which balance transfer credit cards might be best in my position?

  • @FirstAllianceCU1
    @FirstAllianceCU1 6 หลายเดือนก่อน

    Empower Your Children Today by Getting Them Started With a Financial Product Listed Below: Open a youth account at First Alliance Credit Union 💰 Make a deposit into your existing youth account at First Alliance Credit Union 💲 Enroll your kid(s) in Greenlight the debit card and money app for kids 👍 Open a youth certificate of deposit at First Alliance Credit Union 💵 Open a youth money market account at First Alliance Credit Union 🐷 Open a youth checking account at First Alliance Credit Union 🏧 Open a WINcentive Savings account at First Alliance Credit Union 💸 Visit www.firstalliancecu.com/ to get started today!

  • @blakeshelton6646
    @blakeshelton6646 7 หลายเดือนก่อน

    😪 'PromoSM'

  • @FirstAllianceCU1
    @FirstAllianceCU1 7 หลายเดือนก่อน

    💰 Have questions about buying a home? Ask us! www.firstalliancecu.com/mortgages

  • @FirstAllianceCU1
    @FirstAllianceCU1 8 หลายเดือนก่อน

    You can dive deeper into this topic by heading over to our blog: www.firstalliancecu.com/blog/how-to-set-your-financial-goals-as-a-couple

  • @FirstAllianceCU1
    @FirstAllianceCU1 9 หลายเดือนก่อน

    🏋‍♀💰 We all know the importance of getting physically fit, but have you considered the amazing benefits of achieving financial fitness? You'll level up your money game when you get a clear picture of where you currently are with when you utilize our financial fitness assessment from our resource center. Check it out right here resources.firstalliancecu.com/financial-fitness-assessment

  • @FirstAllianceCU1
    @FirstAllianceCU1 10 หลายเดือนก่อน

    Which holiday movie is your favorite? www.firstalliancecu.com/blog/5-surprising-financial-lessons-from-classic-holiday-specials

  • @FirstAllianceCU1
    @FirstAllianceCU1 10 หลายเดือนก่อน

    We love a Minnesota winter but it's so important to prepare your finances for the season! Tune in to learn more!

  • @johnwalsh5483
    @johnwalsh5483 11 หลายเดือนก่อน

    P r o m o s m 💥

  • @FirstAllianceCU1
    @FirstAllianceCU1 11 หลายเดือนก่อน

    Check out how Chris and Jenna used Certificates of Deposits on their savings journey: th-cam.com/users/shortscn9RKiL4cgw

  • @FirstAllianceCU1
    @FirstAllianceCU1 ปีที่แล้ว

    Take a look at how First Alliance Credit Union employees Danielle and Jordan utilized Certificate of Deposits on their savings journey: th-cam.com/users/shortsACrugtdk6Lk

  • @FirstAllianceCU1
    @FirstAllianceCU1 ปีที่แล้ว

    Do you have any questions for us? Let us know in the comments.

  • @FirstAllianceCU1
    @FirstAllianceCU1 ปีที่แล้ว

    It has been an absolute pleasure getting to know our new CEO at First Alliance Credit Union. Welcome to the team, Brent! Please give Brent a warm Minnesota welcome in the comments.

  • @FirstAllianceCU1
    @FirstAllianceCU1 ปีที่แล้ว

    What's your biggest financial fear?

  • @FirstAllianceCU1
    @FirstAllianceCU1 ปีที่แล้ว

    We are so excited to be a participating sponsor of Latino Fest 2023. See you soon!

  • @ponderosalofts6851
    @ponderosalofts6851 2 ปีที่แล้ว

    Awesome video!

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    @hackaone 2 ปีที่แล้ว

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  • @YES_100times
    @YES_100times 2 ปีที่แล้ว

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  • @BigFatAndWhite
    @BigFatAndWhite 3 ปีที่แล้ว

    I love first alliance. I will never go to a bank again

  • @staceythomas5198
    @staceythomas5198 4 ปีที่แล้ว

    Having great credit is more important than ever. But why work with us? We offer a 100% Money Back Guarantee. We are a company with integrity. We are very experienced with consumer, business and mortgage credit. CLICK TO ENROLL TODAY CALL US NOW at (855) 536-7711 United States of America

  • @oaktreebusiness
    @oaktreebusiness 4 ปีที่แล้ว

    Wow! What a beautiful new space! Congratulations on all the new services you are providing for your members!😊☕ #creditunionsrock #creditunionlife

  • @Me4peace
    @Me4peace 4 ปีที่แล้ว

    Brooke is an amazing person. First Alliance is fortunate to have her as a spokesperson!

  • @blainemitchell
    @blainemitchell 4 ปีที่แล้ว

    One degree of separation. Hello, Brooke.