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Millennials With Money
Spain
เข้าร่วมเมื่อ 11 ส.ค. 2019
Welcome to Millennials With Money!
My name is Jonny, I'm a financial analyst from the UK, currently living and working in Spain.
I created this channel to help and inspire young people to improve their financial situation and live life to the full by sharing my own experiences with money and living abroad.
I upload content on a weekly basis about personal finance, how to invest your money, tips to help you save more money, real estate and property, and travel and living overseas.
Everybody is welcome in the Millennials With Money community! Let's get this money!!!
DISCLAIMER: The opinions and views shared on this channel are for entertainment and educational purposes only and are not to be taken as financial advice. Always conduct your own research prior to making any financial decision.
My name is Jonny, I'm a financial analyst from the UK, currently living and working in Spain.
I created this channel to help and inspire young people to improve their financial situation and live life to the full by sharing my own experiences with money and living abroad.
I upload content on a weekly basis about personal finance, how to invest your money, tips to help you save more money, real estate and property, and travel and living overseas.
Everybody is welcome in the Millennials With Money community! Let's get this money!!!
DISCLAIMER: The opinions and views shared on this channel are for entertainment and educational purposes only and are not to be taken as financial advice. Always conduct your own research prior to making any financial decision.
This Real Estate Expert built a Glamping site! (@GarrettbrownRE) Multinational Money Podcast E14
Multinational Money Podcast E14 with @GarrettbrownRE !
Garrett Brown is a Real Estate expert who currently serves as the Short-Term Rental (STR) expert at BiggerPockets. He is the Founder of Cameron Ranch Glamping in Houston, TX, and creates content to help educated everyone about real estate, building glamping sites, hosting on airbnb and more. In this episode we talk real estate investing, short term rentals, and glamping!
💸
Mentioned in this video:
🔹 Garrett's Instagram: garrettbrownre
🔹 Garrett's Glamping Site: www.cameronranchglamping.com/
💸
Chapters:
0:00 - Intro
1:16 - Who is Garrett?
2:24 - From Hospitality to Real Estate
4:46 - Investor and Agent, balancing both
8:00 - Do you have to be a good salesperson to succeed in Real Estate?
10:30 - Is there a "right" way to do Real Estate?
13:55 - Short vs Long term rentals
17:35 - Short term rentals and their impact on housing affordability
23:25 - Investing overseas
26:10 - Glamping! What is it?
31:35 - ROI on Glamping and barriers to entry
37:45 - The future of Glamping
40:33 - Building a network and connections
43:00 - Fun question!
💸
🔹 Download Spanish Tax Calculator, Visa Guide and more: millennialswithmoney.com/store/
🔹 Become a channel member: th-cam.com/channels/5fniTiI4B7-Y4xg1bWCLIA.htmljoin
🔹 Become a Patreon: www.patreon.com/MillennialsWithMoney
💸
Follow me on social media:
🔹 Instagram: millennialswithmoney_
🔹 TikTok: www.tiktok.com/@millennialswithmoney
🔹 Facebook: millennialswithmoney
🔹 X: millennials_wm
🔹 Website: www.millennialswithmoney.com
💸
Partners and Affiliates:
🔹 Bureaucracy.es - Get a special discount on legal support through your Spanish visa application: www.bureaucracy.es/millennialswithmoney
🔹 PRO Spain Consulting - Immigration, Legal and Tax experts: prospainconsulting.com/main?
🔹 Wise - A cheaper, faster way to send money abroad: wise.prf.hn/l/708eRo8
🔹 Find cheap flights with Skyscanner: skyscanner.pxf.io/y2Qvqy
🔹 Get compensation for delayed flights with Airhelp: www.airhelp.com/en-int/?
🔹 Raisin, a high interest savings platform in Europe: raisin-es.pxf.io/millennials
🔹 UBIGI Cellular Data for Travel: few.cellulardata.ubigi.com/?P512C3F57DBF5191&redir=https%3A%2F%2Fcellulardata.ubigi.com%2F
🔹 NordVPN sign up link: go.nordvpn.net/aff_c?offer_id=15&aff_id=81965&url_id=902
🔹 Trading 212, free share worth up to £100/€100 (open account and deposit €1/£1 on the platform): www.trading212.com/invite/GIXJ3c0c
💸
About me:
Welcome to Millennials With Money!
My name is Jonny, I'm a financial analyst from the UK, currently living and working in Spain.
I created this channel to help and inspire young people to improve their financial situation and live life to the full by sharing my own experiences with money and living abroad.
I upload content on a weekly basis about personal finance, how to invest your money, tips to help you save more money, real estate and property, and travel and living overseas.
Everybody is welcome in the Millennials With Money community! Let's get this money!!!
💸
Music by Epidemic Sounds: share.epidemicsound.com/o6n1px
💸
#realestate
#glamping
#rentalproperty
💸
DISCLAIMER: The opinions and views shared on this channel are for entertainment and educational purposes only and are not to be taken as financial advice. Always conduct your own research prior to making any financial decision. Millennials With Money cannot be held responsible for any financial loss incurred from any decisions you make following this video.
Garrett Brown is a Real Estate expert who currently serves as the Short-Term Rental (STR) expert at BiggerPockets. He is the Founder of Cameron Ranch Glamping in Houston, TX, and creates content to help educated everyone about real estate, building glamping sites, hosting on airbnb and more. In this episode we talk real estate investing, short term rentals, and glamping!
💸
Mentioned in this video:
🔹 Garrett's Instagram: garrettbrownre
🔹 Garrett's Glamping Site: www.cameronranchglamping.com/
💸
Chapters:
0:00 - Intro
1:16 - Who is Garrett?
2:24 - From Hospitality to Real Estate
4:46 - Investor and Agent, balancing both
8:00 - Do you have to be a good salesperson to succeed in Real Estate?
10:30 - Is there a "right" way to do Real Estate?
13:55 - Short vs Long term rentals
17:35 - Short term rentals and their impact on housing affordability
23:25 - Investing overseas
26:10 - Glamping! What is it?
31:35 - ROI on Glamping and barriers to entry
37:45 - The future of Glamping
40:33 - Building a network and connections
43:00 - Fun question!
💸
🔹 Download Spanish Tax Calculator, Visa Guide and more: millennialswithmoney.com/store/
🔹 Become a channel member: th-cam.com/channels/5fniTiI4B7-Y4xg1bWCLIA.htmljoin
🔹 Become a Patreon: www.patreon.com/MillennialsWithMoney
💸
Follow me on social media:
🔹 Instagram: millennialswithmoney_
🔹 TikTok: www.tiktok.com/@millennialswithmoney
🔹 Facebook: millennialswithmoney
🔹 X: millennials_wm
🔹 Website: www.millennialswithmoney.com
💸
Partners and Affiliates:
🔹 Bureaucracy.es - Get a special discount on legal support through your Spanish visa application: www.bureaucracy.es/millennialswithmoney
🔹 PRO Spain Consulting - Immigration, Legal and Tax experts: prospainconsulting.com/main?
🔹 Wise - A cheaper, faster way to send money abroad: wise.prf.hn/l/708eRo8
🔹 Find cheap flights with Skyscanner: skyscanner.pxf.io/y2Qvqy
🔹 Get compensation for delayed flights with Airhelp: www.airhelp.com/en-int/?
🔹 Raisin, a high interest savings platform in Europe: raisin-es.pxf.io/millennials
🔹 UBIGI Cellular Data for Travel: few.cellulardata.ubigi.com/?P512C3F57DBF5191&redir=https%3A%2F%2Fcellulardata.ubigi.com%2F
🔹 NordVPN sign up link: go.nordvpn.net/aff_c?offer_id=15&aff_id=81965&url_id=902
🔹 Trading 212, free share worth up to £100/€100 (open account and deposit €1/£1 on the platform): www.trading212.com/invite/GIXJ3c0c
💸
About me:
Welcome to Millennials With Money!
My name is Jonny, I'm a financial analyst from the UK, currently living and working in Spain.
I created this channel to help and inspire young people to improve their financial situation and live life to the full by sharing my own experiences with money and living abroad.
I upload content on a weekly basis about personal finance, how to invest your money, tips to help you save more money, real estate and property, and travel and living overseas.
Everybody is welcome in the Millennials With Money community! Let's get this money!!!
💸
Music by Epidemic Sounds: share.epidemicsound.com/o6n1px
💸
#realestate
#glamping
#rentalproperty
💸
DISCLAIMER: The opinions and views shared on this channel are for entertainment and educational purposes only and are not to be taken as financial advice. Always conduct your own research prior to making any financial decision. Millennials With Money cannot be held responsible for any financial loss incurred from any decisions you make following this video.
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Interesting, just visited the website and i love it
A little bit that is often messed, which has a big impact. Thanks for sharing another good video. 🙏
@@SimonMisiewiczsExpatTaxTips indeed! Thanks for watching!!
SCAMMING BANK.... AVOID. RUN AS FAR AWAY FROM THEM AS YOU CAN DO.... OWES ME AND MANY OTHERS FORTUNES
Muy buen video. Saludos desde Tenerife! 🤜🏼🤛🏼
¡Muchas gracias! Un abrazo 😁
Hello, I read that a property investment of 730k Qatar Dinar is sufficient. Must that be paid 100% with own capital, because I read elsewhere that as non-resident you can obtain a mortgage for buying properties where you only need 30% own money of that 730k amount. Does this also qualify for a Qatar Residency Visa ? Sincerely, Andreas
On the islands like tenerife, italian,russian,venezuela, cuba maffia! Very corrupt lawyers and notaries! Sky high taxes!
Sky high prices and taxes! The tax office even want money 4 years later! And then you have the squatters! When you leave your house 24h they come in and will never leave your house anymore! Just rent!
Los españoles vamos a tener que regresar a los pueblos y a la parte de la España vaciada. Esto de está llenando de extranjeros
The Plandemic! Oh they really know coercion! Spain didn't follow the NurembergCode.
Typical Millennial! Like! Like! Like!
Interesting. I have not heard of certified recognized translators. I had my English documents translated by professionals in Michigan. My documents were accepted by the consulate of Spain in Chicago. They were apostile sealed and current dated.
@@sz13bigmo I think your translators must have been sworn translators then if you were able to get them apostilled. Happy to hear you application was accepted 😊 thanks for watching!
Interesting video as always, one clarification. She mentioned the translation does not expire, does that mean that even if the document was apostilled a while ago, the translated document of it is still valid for other processes after the apostilled expiry?
Thanks Chinedu! A great question that I was actually wondering myself - I would say the document in theory would still need to be in date, because circumstances could have changed since then. Maybe if you are getting an uñdated copy of your birth certificate for example you wouldn't need to translate it again, but best to check with the translator. Hope this helps!
@MillennialsWithMoney thanks for the reply, will double check if the need arises in the future
Hi Chinedu! There are many documents that do not require updated versions (e.g. business agreements, employment letters, university diplomas...). Once translated, the official translations will be valid forever, since the translation itself does not expire. For documents requiring updates the translations will need updating as well if the authorities so request.
@HisparosTranslations that clarifies it for me. Thank you for the information shared
Great interview and information. Thank you! ❤
@@seamusp5991 thanks for watching mate!
Don't promote these services; they are a waste of money. You already know. Even immigration agencies use AI.
Muy buen vídeo, con una opinión muy bien explicada y argumentada. Creo que en verdad es adecuado mencionar que hay ciertos problemas administrativos y económicos que se deberían de tratar, pues el resto de aspectos positivos y el nivel de vida en general dependen de ellos.
@@luiscadelooporto7205 muchas gracias!!
Yeah, sounds like he should’ve stayed in the UK.
Numbeo gives more than 1000 euro for rentals , 1 bedroom. No way.
I am spanish and it's so nice to see how you appreciate my country. Actually, you are already a part of Spain ❤.
@@sonjapon thank you so much!!
It costs f all . If you don't treat spain like a holiday play ground . It takes a few years to learn where the bargains are . Second shops are amazing. I've got a lot of furniture from the bin areas and up cycled . I never came here for the expat community . I live in East Malaga. The Velez malaga area very Spanish very nice 👌.
where is you're u.k. accent dude?you sound more european living in the u.k. for some time
@@robmueller8143 it has somewhat diminished over time, I grew up in the North of the U.K., but having lived briefly down south and in the midlands, combined with living in France and Spain, I’ve come to have more of a neutral English accent. Thanks for watching!
@ a northern accent would be considerably strong🤣
Thank you for you video, Johnny! I was born in Seville province, but I have lived in Extremadura for 5 years and I dare to recommend you to visit the most unknown region of Spain, this one. It is one of the most beautiful and typical communities of the country. You won't regret nor a minute if you come. Congratulations for your Spanish enunciation! Hallo from Garvín (Cáceres, Extremadura, Spain).
@@juanantonioescalante8627 thanks for watching!! I still need to visit Extremadura and hope to get down there soon! 😁
14:03 it was very hard in the past but once they introduced electronic identification everything became easier. for instance if you got a NIE then you have access to most institutions with your electronic certificate and once you get that then you can generate all sorts of documents, even social security numbers and documents that allow you to get social security. all through a couple of websites. The biggest problems is foreigners that have just arrived don't have all that info, that's why it's very important to have connections with expats that have lived in here for a while or native Spanish people.
definitely the worst thing about this country is all the red tape around starting a new business and the high rate of failure. I heard it is really easy to start a business in the UK and if you fail it won't ruin you financially.
@@alpacamale2909 even just signing up as an autónomo is quite challenging from a bureaucratic perspective compared to the U.K., though I think having a business and being self employed also seems to be becoming more challenging these days (though not speaking from first hand experience here). Thanks for watching!
Stop coming to Spain
I like the Tenerife figurine on top right hehe
@@alpacamale2909 haha great observation skills! It’s a clock in the shape of the island that I bought there, but it hasn’t had a battery in it for ages 😅 thanks for watching!!
@@MillennialsWithMoney Well it's not a skill since I'm from Gran Canaria hahah. Cheers. You got a new sub.
8:13 aunque no lo parezca, hay una diferencia entre el pan tumaca, de origen catalán, y el pan con aceite y tomate, costumbre de origen extremeño y andaluz (los mayores productores de tomate de España). En Cataluña el tomate se restriega contra el pan, la costumbre andaluza (extendida al resto de España) es la de rallar/triturar el tomate. Buen vídeo, me alegra que disfrutes de tu vida en España (y ahora voy a seguir viendo el resto del vídeo :).
Muchas gracias por aclarar la diferencia!! Me alegro que te haya gustado 😁 Un abrazo!
Siento decirte que no es correcto lo que dices. El pan con tomate es de origen catalán 100%. En Andalucía la costumbre era de pan con aceite únicamente. El añadir el tomate viene de Catalunya, es verdad que en Catalunya el tomate se restriega en el pan tostado, al igual que también se restriega ajo. Eso no quiere decir que exista otro tipo de pan con tomate originario de Andalucía y extendido al resto de España, no, el origen es el mismo. Lo de triturar el tomate también se hace en Catalunya y se extendió en el resto de España, por difundirse a través de restaurantes y bares que agilizaban el extender el tomate teniéndolo previamente triturado. Pero te invito a que lo pruebes como originariamente y como actualmente se sigue haciendo en las casas catalanas, y verás el sabor del tomate recién restregado es mucho más bueno que el del triturado que suele no ser al momento, y si le añades el ajo ya ni te cuento. Pero con las versiones que sea, sigue siendo de origen Catalán. Y te lo dice alguien que durante muchos años, cada vez que salía de Catalunya y pedía pan con tomate, a Andalucía, País Vasco... recibía de todo menos lo que hoy ya está muy extendido en toda España, desde pan con ketchup, pan con rodajas de tomate (justamente en Andalucía)... Para nada es una costumbre de origen andaluz!
Por cierto me gustó tu video! You're wellcome!!
Con Mucho gusto, I did love to live in England but England has changed, mi esposa es inglesa y llevamos casados 56, años, soy canario, mucha suerte que seas muy feliz en España, j m
Muchas gracias!! Un abrazo!
Quiero venir y vivir en Bilbao porque mi primo vive alli, pero es bastante caro y los alquileres son altos 🤔
Efectivamente es una de las ciudades más caras de España.. ¡Suerte! Gracias por ver el video 😁
It would be GREAT to see more of the historic, picturesque towns mentioned at 4:42. I'm not into big city living, yet every video I've come across about living in Spain focuses on the big cities.
@@cinziam457 noted! Thanks for watching!
Only 5 years? When you have done 25 like me, you will be perhaps listened to.😊 good luck!
Enjoy your videos . Single person age 55 looking at the NLV visa. The areas to live are challenging I lived in Ireland and the uk so rain is out of country even though I prefer the north of Spain. But someone who is single Spanish is above basic and planning to study comprehensively. My interests are gold and surfing any suggestions on locations. I go back in march to look around. Thank you for the videos
@@mattharkins1730 thanks for watching!! More content coming up on the NLV soon! For surfing, Galicia, San Sebastián and Canary Islands are worth looking into, for Golf(?) maybe Andalucía and Canary Islands. Hope this helps!
Cantabria, País Vasco, Tarifa (Cádiz), Fuerteventura (Canarias),....
@@saracristobalmartin8210 thank you for the response and information that’s where I was thinking. May I ask are you from Spain ? Thank you Matt
I live down by Gibraltar, and I think there is a reason why the roads are so good for driving, in comparison to the UK, there are so few cars. In the UK everything is continually being extended, widened, improved... I have only been in Spain for 4 months, but I have not seen one single road work on the motorway / dual carriage ways! It has just over one 3rd of the population density compared to the UK.
In Madrid I feel like it's the complete opposite, traffic everywhere and constant roadworks (although the major motorways are generally good quality) 😅 Glad you have a positive perspective nevertheless! Thanks for watching!
Bueno se amplia hasta donde se puede porque la Isla, es pequeña en comparación con España, por eso tiene más densidad de población, y los transportes al ser más antiguos y obsoletos que los de España, más nuevos, tienen que estar renovandolos muy a menudo.
I lived in Madrid for 2 years. Would choose it over London or Paris every time!
100%! Thanks for watching! 😁
Best country in the world. Ppl are chill. Food is awesome. Pay sucks but lifestyles better than living in the passing rainn around depressed fuckers who are always sitting on each other
Taxes are very neccesary to have good public transportation, good public health system, good public universities , good roads and education and so on. A society who cares of their people is an advanced society. USA, UK and other models are only for rich people. Their elders ,after working their whole life can't live in their countries with their pension . They should think why, and what economical model have, with millions of homeless , and so on. I am surprised with how many people you find living in the streets, in the train stations, and so on. That's the ugly side of capitalism: poverty and misery, phisical and moral.
Hey mate! Any chance you can add Zaragoza to your cost of living calculator? Thats actually where we intend to live next and so it'd be a fantastic resource to acquire.
Hey! I’ll be reviewing the all of the calculators shortly to update them for 2025 so your feedback is duly noted! If you’ve already bought the calculator email me with your order details and I can share the 2025 update at no extra cost once it’s available 😁 thanks for supporting the channel!!
@MillennialsWithMoney Thank you for the quick reply! I have not acquired it yet since I live in Uruguay still and we're moving to Zaragoza around mid-june next year, but I'll keep an eye out for the 2025 update! Thank you for taking jt into consideration. I hope you can squeeze it in there :)
Amigo, dé Madrid a Tenerife 3 horas, y también yo viví en tú país 40 , Años , y hoy los jóvenes ingleses si quedan con los padres, no pueden sólos, muy difícil, un saludo cordial j.m.
@@Mignick68.Fernandez efectivamente me he equivocado con la duración del vuelo. Yo creo que desde hace poco más de 10 años cuando era más común, pero hoy en día se escuchan más historias de gente en U.K. que se quedan con los padres hasta más tarde. ¡Gracias por tu comentario y por ver el vídeo!
Como vuelva a escuchar que el pan con tomate lo inventaron los catalanes me voy a pegar un tiro 😂
Y Gibraltar español 🇪🇸 🇪🇸‼️😆😆😆
I feel that not enough was said about the food. 😅 You're not a foodie. You talk about pantumaca and jamón serrano. But: caldo de berzas, cocido madrileño, cocido maragatos, callos con/sin garbanzos, fabada asturiana, cocido montañés, sopas, purés, botillos, cachelos, pulpo (a la gallega, guisado), cordero/lechal, chorizo leonés, morcilla de burgos, pan y empanadas gallegas, mariscos varios, chuletones, guisos/asados de todo tipo de carne, pisto, arroces, ensaladas , pimientos asados, pescados: fritos, guisados, al horno, etc, wines, beers, sidras, finos, jerez OMGaawwwwd! I'm off to have a tapa. 🤤😋
Hahaha I love this, thanks for commenting and for watching!! You're right, I like food but probablyn not to the point of being a foodie like you say.
I live in Galicia and it rains a lot here.
I bet it does, would love to experience the rain in Galicia some day! Thanks for watching!
You don't mention that spain is still an extremely fascist country and no respecter of democracy. There are still politicians in exile for doingb their jobs and actually carrying out their election promises! You don't mention that this is a country which sent 10,000 armed police thugs to beat up innocent voters in Catalunya in 2017! You do not mention that spain refuses to permit the use of Catalan and Basque freely. The Castellanos are similar to the English in that they consider themsel ves superior to Basques and Catalans as do the English with Scots and Irish. Living in mandril is living with blinkers on. The flag behind you is an insult and not welcome where I live. Travel more....visit Catalunya and Euskal Herria and find out what people there think of spain. It will open your eyes!
Cheers to your marriage. May you have a big family, and much happiness❤
Thank you!! Very kind of you 😁
I think the reason that the UK and the USA and other British ethnic places like Australia and so on move out so early because they are protestant. Protestants value individuality over family and reproduction. It’s bizarre . Only the wealthy are looked upon as having permission to have more than 3 to 8 children . There is a lack of empathy for others who do not share the same world view, and there is a lack of care for others who are indigenous, even to the point of scandal . Like violating the rights and the dignity of indigenous and enslaved West Africans. Along with Protestantism comes that intense, self love, preferring him or herself over the welfare of other people By contrast, Spain treats each other like family. There is no reason to rush out and touch the sun or become a star in outer space. The sense of family in Spain is strong. Consequently, the love of neighbor is uniquely high. Ensuring that everyone is cared for is where the high tax comes in to make sure that all neighbors are provided for With the introduction of neighboring protestant European communities comes the weakening of that unique Spanish culture of love of neighbor. So it’s easy to pick out the foreigners who are protestant because the protestant elements focus on being served; whereas, the Spanish seek to ensure the well-being and welfare of every Spanish person .
Qué bien pronuncias la letra R. Viví en UK y no les sale mi nombre o mi apellido ni por si acaso. Visité España mientras viví en UK y me encantó, el tema de los impuestos es de temer, la verdad, pero tal como tú, pienso que el país tiene mucho que ofrecer y la calidad de vida que se puede tener compensa los posibles dolores de cabeza. I loved your video, thanks a lot!
Move to Spain retire in Spain live in Spain. That’s all fine . Don’t invest in real estate or businesses . They live off of you ! Corrupt governments hate prosperity!!
Blessings from Taiwan 🇹🇼 🥳 Thank you for your help 🙏 Jesus loves everyone 😇 🎁
There won't be many more brits coming. 2500 euros a month and 29000 in savings for residency. 5000 each to apply for a residency. If you have a dual passport that all goes away. Brexit The British are out of Europe. But the Germans aren't. How the f did that happen. British government has never fought for the people.
Spain is nice to go on holidays. I moved to the UK in 2019. Life is better for me here. I have a good job and a better wage. Spain has a mentality problem, common to all the Latin countries. It's very tiring. I might come back when I retire, but I'm not sure.
No somos un país latino, en España somos españoles e hispanos, como tú, aunque seas seas posiblemente sólo hispano que no español.
@antolinnunez8813 No somos latinos. Somos asiáticos. Por favor.