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Episode 91: Retirement Savings in Illinois
Planning for retirement can be complicated. Christine Cheng from the Illinois Treasurer’s Office discusses how Illinois is addressing barriers and helping small businesses provide retirement benefits to their employees in our latest episode of Making Cents of Money.
Show Notes:
Other relevant Making Cents of Money episodes:
• Free Financial Education Resources for Illinois Residents (ep. 82): on.soundcloud.com/qTW36fwcpVm39qWm9
• Building Wealth After Graduation (ep. 80): on.soundcloud.com/Jbsh4K1RTt6zLMnx7
• The Impact of Compound Interest (ep. 70): on.soundcloud.com/ZV4F8Kh9XuiaXtcW9
• Understanding Your Paycheck (ep. 69) on.soundcloud.com/ZUusJGntzDHEJeDw9
• Investing to Reach Financial Goals (ep. 57): on.soundcloud.com/2rneJZ3YPXSyUStY9
• Preparing for Retirement (ep. 12): on.soundcloud.com/hnQVfEy2p5xQwgBs5
Research discussed in this episode:
• Pew’s look at how much states will pay for residents having insufficient retirement savings: www.pewtrusts.org/en/research-and-analysis/articles/2023/06/01/states-face-334-billion-shortfall-over-20-years-due-to-insufficient-retirement-savings
• AARP’s Illinois fact sheet: www.aarp.org/content/dam/aarp/ppi/2022/state-fact-sheets/illinois.doi.10.26419-2Fppi.00164.015.pdf
• Illinois Secure Choice website: www.ilsecurechoice.com/
• Illinois Financial Wellness Hub: illinoistreasurer.enrich.org/
มุมมอง: 28

วีดีโอ

Episode 90: Back to School: College and Credit
มุมมอง 5821 วันที่ผ่านมา
Going back to college means it’s time to evaluate credit cards and financing options for students and families. We break down the different tools available (and their short- and long-term impacts) in this episode of Making Cents of Money. Show Notes: Unbiased sources of consumer education from the CFPB: - Student banking and college credit card marketing agreements: www.consumerfinance.gov/data...
Episode 89: Goodbye Nikki, Hello Kimber!
มุมมอง 5321 วันที่ผ่านมา
After being part of the Making Cents of Money podcast since its launch in August 2020, we say goodbye to long-time host Nikki Giancola-Shanks - but welcome a new voice, Kimber Beckler! Join us as we begin this new chapter of Making Cents of Money. Previous Episodes of Making Cents of Money: Episode 79: What Happens When a Bank Fails soundcloud.com/idfpr/episode-79-what-happens-when-a-bank-fails...
Episode 88: Financial Wellness Concepts
มุมมอง 179หลายเดือนก่อน
From financial literacy to financial capability -and everything in between - we explain key terms related to financial well-being in our latest episode of Making Cents of Money! Show Notes: Find out your financial well-being (CFPB): www.consumerfinance.gov/consumer-tools/financial-well-being/ Some Research on Financial Terms: De Bruijn, E. J., & Antonides, G. (2022). Poverty and economic decisi...
Episode 87: Appraisal Bias
มุมมอง 138หลายเดือนก่อน
In real estate, appraisal bias can keep homeowners from receiving the full value of their home. IDFPR Deputy Secretary Ericka Johnson breaks down what appraisal bias is, how exactly it affects consumers, and what you can do if you believe you’re a victim in our newest episode of Making Cents of Money. Show Notes: HUD: Appraisal Bias and the Valuation Process - www.hudexchange.info/programs/hous...
2004 - 2024: Celebrating 20 Years of IDFPR
มุมมอง 442 หลายเดือนก่อน
Today - July 1, 2024 - marks 20 years to the date of the creation of the State of Illinois’ head regulatory agency. Learn about our history and the professions we license and oversee in our celebratory video.
Episode 86: The Illinois Community Reinvestment Act
มุมมอง 422 หลายเดือนก่อน
In our latest episode of Making Cents of Money, Acting Director of Banking Susana Soriano discusses Illinois’ historic Community Reinvestment Act (CRA). From reducing discrimination to combatting redlining, learn how this landmark legislation will help Illinois consumers! Show Notes: • Please note, this podcast was recorded before rules for Illinois’ Community Reinvestment Act were adopted on M...
SECL Virtual Town Hall, 6-12-2024
มุมมอง 322 หลายเดือนก่อน
On June 12, 2024, the Illinois Department of Financial and Professional Regulation (IDFPR) hosted a free virtual town hall meeting to answer questions from conditional licensees from the Social Equity Criteria Lottery (SECL). This recording of the virtual town hall is available as a resource for SECL conditional licensees as they look to fulfill the requirements for full dispensary licensure.
Episode 85: The Federal Community Reinvestment Act (CRA)
มุมมอง 492 หลายเดือนก่อน
Did you know federal law aims to curb discriminatory lending? Ed Hill from IDFPR’s Division of Banking breaks down the Community Reinvestment Act and how it works to increase lending to underserved communities in our latest episode of the Making Cents of Money podcast! Show Notes: • Community Reinvestment Act (CRA) via Federal Reserve Board - www.federalreserve.gov/consumerscommunities/cra_abou...
Episode 84: PSLF Update!
มุมมอง 162 หลายเดือนก่อน
There’s a big transition happening for the Public Service Loan Forgiveness Program (PSLF)! In our latest episode of Making Cents of Money, we break down what’s happening and what this means for borrowers looking to have their college loans forgiven for public service.
Episode 83: Lines of Injustice: What is Redlining?
มุมมอง 32 หลายเดือนก่อน
In the newest episode of Making Cents of Money, IDFPR Secretary Mario Treto, Jr. discusses the topic of redlining and how it leads to disparities for generations. Learn what IDFPR is doing to address this serious topic and to help redlining to become a policy of the past. Resources: Investopedia: What is Redlining? Definition, Legality, and Effects: www.investopedia.com/terms/r/redlining.asp#:~...
Episode 82: Free Financial Education Resources for Illinois Residents
มุมมอง 402 หลายเดือนก่อน
Did you know that Illinois Treasurer Michael Frerichs provides FREE financial education materials and programs? Listen to Financial Programs Manager Maggie Owens talk about these great resources on the latest episode of Making Cents of Money. Show Notes Money Minded Curriculum: www.illinoistreasurer.gov/Financial_Education/Money_Minded_Illinois Financial Literacy Resources: www.illinoistreasure...
Episode 81: April 30th Student Loan Deadline
มุมมอง 192 หลายเดือนก่อน
There’s an important deadline at the end of this month for student loans! We break down the steps being taken by the Biden Administration for borrowers that may result in loan discharge sooner than anticipated in our latest episode of Making Cents of Money. Show Notes: U.S. Department of Education Press Release: www.ed.gov/news/press-releases/biden-harris-administration-announces-additional-49-...
Episode 80: Building Wealth After Graduation
มุมมอง 332 หลายเดือนก่อน
Graduation, first jobs, and financial transitions, oh my! In our latest episode of Making Cents of Money, we’re joined again by the University of Illinois Urbana-Champaign’s Donovan Sanchez to break down first steps for that first full-time job after graduation! Show Notes: Previous Episodes with Donovan Sanchez • Ep. 33 - Establishing a Vision for Your Life: blogs.uofi.uillinois.edu/view/7550/...
Episode 79: What Happens When a Bank Fails?
มุมมอง 612 หลายเดือนก่อน
Last year featured some of the largest bank failures in U.S. history. In this episode of Making Cents of Money, Chicago City Comptroller (and former Illinois Director of Banking) Chasse Rehwinkel joins us to break down what went wrong, how regulators respond, and why most consumers should not be worried about ever losing the money in their bank accounts. Show Notes: FDIC & California Regulator ...
Episode 78: Is Crypto The Wild West?
มุมมอง 1552 หลายเดือนก่อน
Episode 78: Is Crypto The Wild West?
Episode 77: Tax Talk
มุมมอง 222 หลายเดือนก่อน
Episode 77: Tax Talk
Episode 76: What is Crypto Anyway?
มุมมอง 3462 หลายเดือนก่อน
Episode 76: What is Crypto Anyway?
IDFPR 2023 Year in Review
มุมมอง 668 หลายเดือนก่อน
IDFPR 2023 Year in Review
Episode 75: Setting & Prioritizing Financial Goals
มุมมอง 152 หลายเดือนก่อน
Episode 75: Setting & Prioritizing Financial Goals
Episode 74: Credit Reports Update
มุมมอง 232 หลายเดือนก่อน
Episode 74: Credit Reports Update
Licensure Application Checklist
มุมมอง 22810 หลายเดือนก่อน
Licensure Application Checklist
NCSBN Workshop: Explaining the new NGN NCLEX-RN Exam
มุมมอง 58210 หลายเดือนก่อน
NCSBN Workshop: Explaining the new NGN NCLEX-RN Exam
Episode 73: Loan Payments Resumed in October
มุมมอง 62 หลายเดือนก่อน
Episode 73: Loan Payments Resumed in October
NCSBN Workshop: Explaining the new NGN NCLEX-PN Exam
มุมมอง 64310 หลายเดือนก่อน
NCSBN Workshop: Explaining the new NGN NCLEX-PN Exam
Episode 72: Understanding FAFSA
2 หลายเดือนก่อน
Episode 72: Understanding FAFSA
Learn About DRE's "How to" Series!
มุมมอง 16511 หลายเดือนก่อน
Learn About DRE's "How to" Series!
Episode 71: World Investor Week
มุมมอง 82 หลายเดือนก่อน
Episode 71: World Investor Week
Episode 70: The Impact of Compound Interest
มุมมอง 162 หลายเดือนก่อน
Episode 70: The Impact of Compound Interest
Episode 69: Understanding Your Paycheck
มุมมอง 32 หลายเดือนก่อน
Episode 69: Understanding Your Paycheck

ความคิดเห็น

  • @KHh-qp2sc
    @KHh-qp2sc หลายเดือนก่อน

    درود بر کوروش دادگر

  • @vahidahaninjegar
    @vahidahaninjegar หลายเดือนก่อน

    درود

  • @Alhassanlukman-sj4hn
    @Alhassanlukman-sj4hn หลายเดือนก่อน

    Longest ever

  • @سلیملطیفی
    @سلیملطیفی หลายเดือนก่อน

    ❤❤❤

  • @BalogunOlaphonmile
    @BalogunOlaphonmile หลายเดือนก่อน

    Nice one

  • @LielaBastannejzad
    @LielaBastannejzad หลายเดือนก่อน

    😊

  • @Humairazaid-u5d
    @Humairazaid-u5d หลายเดือนก่อน

    Nice one

  • @ezekwesirionuoha
    @ezekwesirionuoha หลายเดือนก่อน

    Interesting

  • @عیسیقهرمان
    @عیسیقهرمان หลายเดือนก่อน

    ❤❤❤

  • @purnachakmachakmapurna6512
    @purnachakmachakmapurna6512 หลายเดือนก่อน

    Good project

    • @yucelsalis2921
      @yucelsalis2921 หลายเดือนก่อน

      Good projeci thanks

  • @ijaidachristopher2742
    @ijaidachristopher2742 หลายเดือนก่อน

    That's great improvement

  • @user-nj5qh1kg1e
    @user-nj5qh1kg1e หลายเดือนก่อน

    Я могу на русском языке слушать ва́с❤😂😂

  • @hormozabediyan4453
    @hormozabediyan4453 หลายเดือนก่อน

    ❤❤❤❤❤

  • @hormozabediyan4453
    @hormozabediyan4453 หลายเดือนก่อน

    ❤❤❤❤❤❤

  • @FatemeNargesi
    @FatemeNargesi หลายเดือนก่อน

    لطفا کد سینما رو بگید

  • @GodwinAmadi-b3y
    @GodwinAmadi-b3y หลายเดือนก่อน

    Is good to be good

  • @EdehEvaristusOsondu-by5xg
    @EdehEvaristusOsondu-by5xg 2 หลายเดือนก่อน

    I'm new man here , please I need help

  • @BB-sq1vm
    @BB-sq1vm 4 หลายเดือนก่อน

    Licensing times have NOT been reduced! And you are NOT going in order! Some people are getting their license approved before others AFTER sending!

  • @BB-sq1vm
    @BB-sq1vm 4 หลายเดือนก่อน

    Approve my license so I can work!!

  • @rachel9950
    @rachel9950 11 หลายเดือนก่อน

    Very instructive

  • @abdullahal-shimri3091
    @abdullahal-shimri3091 2 ปีที่แล้ว

    Well, at least something good came out of the Chinese virus.

  • @joeandjinuscanadiancafe
    @joeandjinuscanadiancafe 2 ปีที่แล้ว

    It would be nice if this pathway applies to registered nurses as well.

  • @katharinewu6001
    @katharinewu6001 2 ปีที่แล้ว

    Dear IDFPR. I am trying to renew my CPA license online. But the website is not working for me, when I click “renew license” ,the website will direct me to homepage. I called in October and they said it’s a tech issue. When will it be fixed? Thank you!

  • @BlackDragon-xn2ww
    @BlackDragon-xn2ww 3 ปีที่แล้ว

    this is against the law no one can be put in dept prison it was stopped when brought to attention of att. gen. of il this is just people trying to scare people into paying best option is file bankruptcy charges against all depts it gives protections against things like this happening it also violates the constitution of the united states they are violating fed law by going after these people hope they all went to prison

  • @kellylawler7399
    @kellylawler7399 5 ปีที่แล้ว

    Some more FACTS: Quote: "I have also watched a false narrative about this crisis blossom into conventional wisdom: The myth that the epidemic is driven by patients becoming addicted to doctor-prescribed opioids, or painkillers like hydrocodone (e.g., Vicodin) and oxycodone (e.g., Percocet). One oft-quoted physician refers to opioid medication as “heroin pills.” This myth is now a media staple and a plank in nationwide litigation against drugmakers. It has also prompted legislation, introduced last spring by Senators John McCain and Kirsten Gillibrand-the Opioid Addiction Prevention Act, which would impose prescriber limits because, as a news release stated, “Opioid addiction and abuse is commonly happening to those being treated for acute pain, such as a broken bone or wisdom tooth extraction.” www.politico.com/magazine/story/2018/02/21/the-myth-of-the-roots-of-the-opioid-crisis-217034?fbclid=IwAR33cFduKLd7nEDrX_pubAdJaS-HoU1BACST_5-iuZ_nk5bTpJBDaZcmguM

  • @kellylawler7399
    @kellylawler7399 5 ปีที่แล้ว

    www.cato.org/multimedia/cato-daily-podcast/challenge-conventional-narratives-opioid-overdoses?fbclid=IwAR3J44619PUPTv6n0NzXCWi9W1NFKhiE8XoDCQjjPlbhEp1PFzgzG2L1TG8

  • @kellylawler7399
    @kellylawler7399 5 ปีที่แล้ว

    www.acsh.org/news/2018/12/12/dear-propcdc-heres-what-happens-when-you-over-restrict-pills-more-deaths-nice-going-13663?.com&fbclid=IwAR36FQkO2fhh3cloe5PzTfxFJmyOakcsTRsDME4krtZHU6yF4hugJqOwf-0

  • @kellylawler7399
    @kellylawler7399 5 ปีที่แล้ว

    www.kevinmd.com/blog/2019/01/how-the-war-on-opioids-has-harmed-some-patients.html?fbclid=IwAR2SPUaa6-VzxcUPb24EXKQdN4AbfDAJEUlmDLxP95svaouldVoSaNP3BfI

  • @kellylawler7399
    @kellylawler7399 5 ปีที่แล้ว

    Now, how about discussing FACTS? medium.com/@heatherzamm/the-conning-of-america-118d8738f0ce?fbclid=IwAR2u7ts2w0u0n37sWrKJMVUopEc5B3di1fr6P0thGJ2KOtqBILPJikktHLA

  • @AnitaSperoDesign
    @AnitaSperoDesign 5 ปีที่แล้ว

    This has gone to far. Chronic pain sufferers are losing their meds (THOUSANDS OF US). We are losing our businesses, jobs and some are taking their life. Herion-Fentanyl is the crisis. CPP's now are in a HUMAN RIGHTS CRISIS>. You are going after good doctors Maybe get Mr. Vladimir Lisovskiy to calm down and let doctors do their job. WE, the thousands of pain sufferers are coming together and getting all the info we can. We won't stop. I know this is from 2015..but one of you may read it...

  • @AnitaSperoDesign
    @AnitaSperoDesign 5 ปีที่แล้ว

    medium.com/@ThomasKlineMD/opioidcrisis-pain-related-suicides-associated-with-forced-tapers-c68c79ecf84d?fbclid=IwAR0HRiGKKDSsPz9ozx_Z9wBq5uCu9nNvLUO__x8Agy5To-VR4cfygXCnwP4

  • @theautisticpharmacist4788
    @theautisticpharmacist4788 6 ปีที่แล้ว

    We jump through hoops to get exam. Any chance you can get people to write MPJE exam that knows the actual rules of grammar and does not try to trick people!?

  • @richarddplantgnt716
    @richarddplantgnt716 8 ปีที่แล้ว

    they are conducting a hearing to take away the license of the doctor for their action of having her arrested

  • @SuperCherokee65
    @SuperCherokee65 12 ปีที่แล้ว

    I hope you're assessed costs for filing in an improper venue, assuming that is the case.

  • @megaartd
    @megaartd 12 ปีที่แล้ว

    i think debitor prisons are a great thing my company has been defrauded by customers i will be filing a law suit in one of these counties if i haul a load i should be paid for it

  • @LeticiaHernandezN
    @LeticiaHernandezN 12 ปีที่แล้ว

    IMPRISONMENT FOR DEBT No person shall be imprisoned for debt unless he refuses to deliver up his estate for the benefit of his creditors as provided by law or unless there is a strong presumption of fraud. No person shall be imprisoned for failure to pay a fine in a criminal case unless he has been afforded adequate time to make payment, in installments if necessary, and has willfully failed to make payment. (Source: Illinois Constitution.)

  • @asriva35
    @asriva35 12 ปีที่แล้ว

    RIDICULOUS

  • @florinc33
    @florinc33 12 ปีที่แล้ว

    I wish Mitt Romney would see this or Paul Ryan Log live the Rich!!!!!!!

  • @annaloudon
    @annaloudon 12 ปีที่แล้ว

    How can they do this to good citizens who have fallen behind on bill to no fault of their own. ,

  • @annaloudon
    @annaloudon 12 ปีที่แล้ว

    What sound is not loud enough terms unknown not explained.