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Debt Collective
เข้าร่วมเมื่อ 19 ก.พ. 2016
Every month, we are forced into debt for basic necessities. We have no choice but to enter into contracts under unfair terms. We have little power to bargain or negotiate. Creditors are holding us hostage. When we can’t meet the terms of the contract, we are harassed, we have our wages garnished, and some of us are even imprisoned. The goal of the Debt Collective is to fight back and transform how basic necessities, such as education, health care, and housing are provided.
Creditors profit from the data they have about our loans. We all owe, but we aren’t always sure who really profits from our loan payments. Who is at the end of that paper trail?
Learn more at debtcollective.org
We are the people behind the Rolling Jubilee debt cancellation initiative. We operate according to the principle that individual debts are a burden, but when we stand together they make us powerful. The Debt Collective is the next step in making that vision a reality.
Creditors profit from the data they have about our loans. We all owe, but we aren’t always sure who really profits from our loan payments. Who is at the end of that paper trail?
Learn more at debtcollective.org
We are the people behind the Rolling Jubilee debt cancellation initiative. We operate according to the principle that individual debts are a burden, but when we stand together they make us powerful. The Debt Collective is the next step in making that vision a reality.
Debt Collective "50 Over 50" Debtors Announce First 'Older Debtors' Action in Washington, D.C.
The Debt Collective is the nation's first union of debtors.
มุมมอง: 312
วีดีโอ
Cliffs and Crises: Jubilee School on How to Understand and Fight Post-Covid School Budget Struggles
มุมมอง 1993 หลายเดือนก่อน
Around the country, school districts are facing budget crises. As K-12 Covid funding runs out, teachers, students, and communities find their district leadership cutting programs, firing them or their colleagues, and even closing schools. Local journalists, if they cover these stories, merely take notes on what district leadership says, taking it as the simple truth. But is it? What’s really go...
Breaking the Chains of Debt and Contingent Labor 7/31/2024
มุมมอง 2.6K3 หลายเดือนก่อน
On July 31 we hosted a deep dive discussion into two related crises facing higher ed workers and students alike: debt and labor contingency. Often presented as both institutionally inevitable and as individually shameful, spiraling debt and rising labor precarity are in fact insidious products of policy decisions, and together they are eroding the conditions that make genuine higher education p...
What does University of the Arts Owe and to Whom? 6/10/2024
มุมมอง 8085 หลายเดือนก่อน
A teach-in on the financial, moral, and educational obligations of a shuttered university During this teach-in members of Debt Collective and authors of Lend and Rule will examine the debt realities of University of the Arts (Philadelphia), and engage in dialogue with participants about what the university owes, or doesn’t, to students, faculty, staff, community members, and creditors. This Jub...
The Debt Collective disrupts the Student Loan Servicer Alliance
มุมมอง 4965 หลายเดือนก่อน
#FireMOHELA
Debt and the Future of Workers with Giorgos Gouzoulis - 11/30/23
มุมมอง 17811 หลายเดือนก่อน
Presented by Giorgos Gouzoulis, this talk will present a general framework for the financialization-worker militancy nexus and empirical evidence on how private debt and financial markets have eroded labor power over the last decades. The discussion will analyze how the rising financial obligations of non-financial firms and workers have induced the intensification of attacks on unions and the ...
Jubilee School Workshop: Design for good - visual communications as a tool for social change
มุมมอง 6411 หลายเดือนก่อน
Learn about art and design as a political education tool with the Debt Collective’s Art and Design Workgroup. Learn about how design and visual communications can be used as tools for social change. Create your own zine with our design crew and also learn how the Debt Collective uses their own digital zine and creative projects to inform, educate and activate their union and local communities. ...
Debt Collective Cancels $10M of Morehouse College Debt - MSNBC With Jonathan Capehart
มุมมอง 133ปีที่แล้ว
Debt Collective Cancels $10M of Morehouse College Debt - MSNBC With Jonathan Capehart
PICK UP THE PEN, JOE April 4th Day of Action for Student Debt Cancellation
มุมมอง 57ปีที่แล้ว
PICK UP THE PEN, JOE April 4th Day of Action for Student Debt Cancellation
Student Debt Release Tool with Justice Democrats - 16:9
มุมมอง 1.6Kปีที่แล้ว
Student Debt Release Tool with Justice Democrats - 16:9
Student Debt Release Tool with Justice Democrats
มุมมอง 70ปีที่แล้ว
Student Debt Release Tool with Justice Democrats
Winning the Fair Share Amendment: Taxing the Rich to Fight Austerity and Debt 9/26/23
มุมมอง 62ปีที่แล้ว
Winning the Fair Share Amendment: Taxing the Rich to Fight Austerity and Debt 9/26/23
Chuck Schumer bragging that more Democrats than Republicans voted to restart student loan payments
มุมมอง 1.3Kปีที่แล้ว
Chuck Schumer bragging that more Democrats than Republicans voted to restart student loan payments
On the University of Puerto Rico Debt Struggles & Resistance w Maria del Mar Rosa Rodriguez 7/26/23
มุมมอง 181ปีที่แล้ว
On the University of Puerto Rico Debt Struggles & Resistance w Maria del Mar Rosa Rodriguez 7/26/23
American Militarism and the Debt Trap with Nazia Kazi 7/24/2023
มุมมอง 549ปีที่แล้ว
American Militarism and the Debt Trap with Nazia Kazi 7/24/2023
Reparative Universities - a Collective Unraveling Session with Ariana Gonzalez Stokas 6/28/23
มุมมอง 128ปีที่แล้ว
Reparative Universities - a Collective Unraveling Session with Ariana Gonzalez Stokas 6/28/23
Ukraine: Bought & Sold International Finance and War with Jacques Laroche 6/22/2023
มุมมอง 72ปีที่แล้ว
Ukraine: Bought & Sold International Finance and War with Jacques Laroche 6/22/2023
New York Liberation School - a community study session with Conor Tomas Reed 6/26/23
มุมมอง 135ปีที่แล้ว
New York Liberation School - a community study session with Conor Tomas Reed 6/26/23
Green Card Soldiers, Empire, and Debt with Sofya Aptekar 7/6/2023
มุมมอง 153ปีที่แล้ว
Green Card Soldiers, Empire, and Debt with Sofya Aptekar 7/6/2023
The Alternative University: Lessons from Bolivarian Venezuela with Mariya P Ivancheva 7/10/2023
มุมมอง 94ปีที่แล้ว
The Alternative University: Lessons from Bolivarian Venezuela with Mariya P Ivancheva 7/10/2023
Debt Collective post-SCOTUS update call June 30
มุมมอง 220ปีที่แล้ว
Debt Collective post-SCOTUS update call June 30
Clip from Ed & Workforce hearing May 24, 2023
มุมมอง 106ปีที่แล้ว
Clip from Ed & Workforce hearing May 24, 2023
July 26 Student Debt Strike info session
มุมมอง 3952 ปีที่แล้ว
July 26 Student Debt Strike info session
Troubleshooting the PSLF Waiver (March 21, 2022)
มุมมอง 2.1K2 ปีที่แล้ว
Troubleshooting the PSLF Waiver (March 21, 2022)
Borrower Defense listening and Q & A session
มุมมอง 3.3K3 ปีที่แล้ว
Borrower Defense listening and Q & A session
Bunch of losers PAY THE BILLS YOU CAUSED
Pay your own bills
If you take out loans, you have to pay them. Welcome to the real world. Grow up
Cancel now! Stop predatory lending!!!
My wife is 65 years old, had to retire from teaching early because of health issues. She still owes $35,000 on student loans,. Some loans were brought on by being forced to take classes to keep her teaching certificate required by Michigan's Continuing Education Requirements for teachers. I'm 68 and retired as well. We live on a fixed income and making student loan payments really cut's into our standard of living. Now republicans want to do away with the SAVE payment program which would make are payments even higher!
Is it time for a debt strike? We can forgive ourselves of our student debt. I did. Just don't pay, they can't come after us all.
The only thing standing between us as older borrowers and debt relief is political will! CANCEL STUDENT DEBT NOW!
Great job everyone! Thank you for your advocacy Debt Collective!
Thank you for standing up in the gap to defend us. We need the Department of Education to help us cancel our debts.
Thank you so much for having the courage to share your challenges with the student loan system, not blame yourselves or others and stand up for each other! So much passion and determination and love!
✊🏼
Thanks for showing up and speaking truth!!!
Scott Giles and MOHELA need to be fired. Taxpayers are his boss.
Luke's advice about making students creditors, has that even been tested against case law and in court? EDIT: Those present in this video along with many at UARTS don't want to face reality. They never bother to ask the question as to why the university had to take out over $100M in debt. Could the reason be that the policies UARTS instituted starting in 2009 where they began to blatantly discriminate against straight white males both in terms of student body and employment? Do you think the fact that UARTS career services office was impotent in its ability to send students to job opportunities. For instance, the CS office had zero contact information for any of musician unions, acting unions, and made no attempt to reach out to theaters to establish a pipeline for UARTS alumni to, in the least, audition for roles. Do you think their penchant for hiring UARTS alumni, thus not bringing new blood into the university? Are you even remotely aware that the music department's faculty consisted of 40% UARTS alumni at the time of closure? Or how about the exorbitant number of lawsuits filed against UARTS over the decades? Or are you even aware that the female teachers in visual art department conspired where they setup a honeypot to malign and terminate a teacher simply because he was a straight white male? (BTW, he won the court case and was paid handsomely.) Additionally, the women who engaged in this conspiracy, they were so dumb they outlined their plans in email and left it on the server for quite some time. Everyone wants to focus on the money. They want to insinuate that there was some secret cabal that set out to harm so called hard working artists. But they don't want to face the reality that it was their cherished policies of DEI, AA, hiring bigoted women, not have both visual and performing art standards all led to the collapse, or the fact that many of the student body had SAT scores in math and reading in the 200-300 levels.
Amazing upload, thank you so much
Wow, the scarcity mindset running through these comments. As if CEOs don't make millions while everyone else barely gets by? Really, that's the genocide we're all advocating for? Go Debt Collective, show us all the injustices of our times! ❤️
If their term debit relief means taxpayers pay for their bad loans then I'm against it too. You take the loan out, You pay it back.
*I have **_ZERO SYMPATHY_** for these entitled children.* *_Did you borrow the money?!_** Well then **_PAY IT BACK!!_** It’s not OUR fault that you were too stupid about money to make good choices- WE had the same opportunity to borrow, and **_WE paid our loans back!_** So do the rest of the taxpayers a favor and pay your own debts- and **_consider it a big part of your education, then teach this to your kids,_** so the cycle stops with **_YOUR_** generation.* *I’m tired of being careful and responsible financially, then getting screwed financially by people **_who refuse to take responsibility for their own bad decisions!_*
What idiots. The woman you’re harassing is aware of the fact that “debt relief” means either A: A lot of people are not getting their money or B: WE THE PEOPLE are paying for you. That means that men and women who have never been to college will be forced to pay more of their taxes to people who DID go to college and have access to better career paths. THIS ALSO INCLUDES PAYING FOR STUDENTS THAT DROPPED OUT. If we used that money to repair our economy, we could stop the inevitable depression our country is currently entering. But no. You want people who signed a contract to not have to fulfill it instead. All of the issues in this country and this is the shit you’re holding signs over?? Ridiculous.
I'm all for debt relief... these people were forced to take loans, no one said "don't take it if you can't pay it back" oh... wait.... they did. Scratch that... these people can go to hell.
Oh yes, when the left eats its own.
I worked a full day, attended collage at night for a total of 5 years and paid it off as I went. The IDEA that I need to pay for somebody that's afraid to work for what they want is ABSURD!
YOU don't have to pay. It literally doesn't work that way.
My wife and two daughter's went to college and had no problems paying it back. The reason was that they went to work after they graduated. My wife taught school, and my daughters work at the same hospital. The oldest works in cardiovascular and the youngest in birthing. Im so proud of them...
Congratulations. The point of living in a society is to make it better, to alleviate suffering for future generations. If they found a cure for cancer tomorrow, nobody is going to say "but my family member died of cancer so nobody should use this cure to help future cancer patients." Like, be for real for a second.
Nice work. God bless. ❤
THEY are the actual thieves. Entitled punks
Not enough free sex.
Students not paying back their student loans that they agreed to pay is a scam on the hardworking United States American taxpayers! No more freebies! If you agree to pay it, you pay it!
The entitlement of these Mexican privileged morons kills me
Don’t take out a loan you can’t or won’t pay back morons!
Did you sign the dotted line? Then shut up, and pay back the loan.
No thanks
Morons. Pay your damn loans
Let's all buy houses, boats and cars, that someone else will have to pay for, make's economic sense?
You know you dont pay for it, if you try and say your taxes, taxes paid to the Fed Bank which is private company and values money the taxes pays to keep money what it is???
A totally unfair, biased program to buy votes ! If you want this, you have to pay all past students, and refund all students who paid cash, as well.Colleges will now have to be free !
Can’t wait til they have the cash to buy their house, they don’t want to use leeches do they? But wait! Omg they did use they, parents raised them to accept responsibility! LOL, NOT! Poor quality parents and education system contribute to entitlement
So, let me get this straight. These kids took out a loan, which they are required to pay back. They knew this from the beginning. And now they want the tax payers to pay back the "theft" that was incurred on them? Its called INTEREST boys and girls. Your classes didnt teach you that? Probably because they are too busy teaching them completely useless courses like transgenderism or gender identity. Another thing the kids dont seem to realize is the opposite situation. What if they were DENIED the loan. No student loan, no college.
America is the only country in the western world which charges a fortune for education. It should a right for every citizen to have free education, healthcare etc. But no problem spending billions on arms for constant wars. That's tax payer's money too. Do you question this.
@@margaretcooke9298 @margaretcooke9298 in a perfect world, that's what it should be, sure. But the real world inclues paying loans back or suffering the consequences. Nobody put a gun to these kid's heads for them to take out the loan. They took it out, they pay it back. What are we really teaching these kids about how the real world works here? I shouldnt have to pay back debt that other people incurred, just like they wont make my mortgage or car payments if I get behind on them. As far as sending millions/billions of funds to our allies at war, nobody seems to understand it is NECCESSARY to do so. This is done to keep our country safe. If we didnt get involved in any of these foreign wars, our enemies would just be beating/annexing other countries and getting bigger and bigger until they feel they have enough man power to take down the US. And so then they come for us and were done. Do you really want to see a missile roaring down your street?
@@margaretcooke9298 should someone who doesnt plan to go to college pay to send someone they dont even know to college? I think not. If you take out a loan, you pay it back, just like anything else you purchase that you dont have enough money for. Kids get a free education through 12th grade. College is a choice. You go and pay and or take a loan out or you dont go, you dont pay. What are we teaching these kids about life when we are telling them not to pay a loan they took out? There is a bigger picture here.
@@stevensmoley7983 so should I fund wars that I dont agree with. Most of these students are paying taxes through working low paid jobs to pay for there tution and I'm sure there parents and siblings do to. So people who try to get a further education which by the way most far seeing governments see as a benefit for a country be critised and condemned in asking for help when the interest on these loans are exorbitant. So a future scientist doctor lawyer who comes from a poor background should have no right to improve themselves unless they can pay for it which means only the elites are entitled to further education. The other question can you explain to me what is the reason for paying taxes Where does this money go. I'd love you to explain it to me
@margaretcooke9298 Yes everyone questions it. It is just simple. Some random idiots education is significantly less important than defense spending. Can't even understand how loans work and you want to be a higher priority than "war" spending lol
debt relief is people saying i want free money
Only idiots borrowing money and don't want to pay back sing this kak...
Deadbeats is what they are called.
Now this is a protest I would participate in 💯 to pay for a education in America and be thousands in debt even struggling from it when the President can give out money like it's nothing when the ppl here in the USA could benefit from it & 9 times outta 10 you don't get a career in the field with the degree you paid thousands for!!
Stop stealing our money to pay for other people's privileged choices.
What are you talking about? It doesn't "cost" money to cancel student debt.
@@MaddyClifford you’re a great example of the level of ignorance these people have. Yes , it does. Someone in fact has to pay for it. Waste of oxygen.
@@SquidFox9 That's not how debt relief works. One of the most glaring examples is the fact that Biden HAS already canceled some student debt and it has not cost anyone a dime. Same with PPP loan forgiveness. Did that "cost" you anything? No. Sorry you're misinformed.
Literally don't care if you're being crushed by debt. You borrowed it, you are the only one who should be paying it off.
Education shouldn't be a debt sentence.
And if they can't pay, we gonna have to pay for it...
@@MaddyCliffordThen don’t borrow the money. Stop being mooches.
@@CyborgNinja. Not how it works. You don't have to pay anything. It doesn't "cost." But congrats on complaining about something that doesn't impact you besides boosting the economy.
Awesome! 👏🏽
Thank you! You are not a loan.
You borrowed money, pay it back. Grow up and stop putting it on others. You aren’t owed anything.
True they need to pay back their loans themselves, but how can you have any pity on the piles of trash in that room taking advantage of high school kids… that lady was crying for a reason, she knows what they are.
Borrowed to go to college, to get an education, to earn higher wages, to pursue the American dream. Stop spewing bs personal responsibility rhetoric and start directing your anger towards policies that turn education into a debt sentence.
@@dakotaflower5926 Nobody else "pays" when student debt is cancelled. Sorry you're misinformed.
@@MaddyClifford ya, my ass. I will believe that when I see it. There is absolutely no way the democrat party will allow non-payment to student loan vendors. That’s their true constituency, not you 😂 . Stick around for a bit kid and you will eventually educate yourself to where the rest of us are 😂
@@MaddyClifford yes, you borrowed to get ahead of your peers for that education/higher wage. Now you are angry, because they made a more informed decision than you and you want them to pay for it. That’s called privilege 😂. Congress doesn’t possess the authority to eliminate the student loan balance sheet, what do you even want?
I don't have heroes but these folks come close.
😂😂😂😂
Heres a thought- dont take out a loan that you cant afford to pay back.
So how did you even get here? You searched this to be mad? Go be narrow minded somewhere else.
It is indeed a labor issue. I'm glad to hear that pharmacists are apart of the Kaiser-Permanent union and strike as their wages have been stagnant for at least a decade, they're denied provider status under Medicare Part B, denied some access in some NHSC federal loan forgiveness program participation, and yet the cost of PharmD education and workload responsibilities continuously increase.
Pure evil!! Same evil as MAGA Republicans!! 🤬🤬🤬
🤭 Promo*SM
Pls make a video about SAVE plan. I have very low income and 30k debt trying to see what plan is best for me to save money without the interest exploding
More Republicans than Democrats voted for the Civil rights act.
Schumer and the other idiots democrats need to understand a person's rights. It's unconstitutional to take money away from a working individual who has to provide for his family and give to someone to get a Masters or any degree in gender studies. (A waste of time and no value added to society). Specifically when the persons paying may not of had an opportunity to further their education. FJB