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I retired at 52 and wish I’d done it sooner. The 9-to-5 grind steals your freedom for a paycheck. If you’re in your late 30s or 40s, start saving for retirement now. In your 50s? Invest now and break free from relying on your job. Market trends like the Trump Effect have made millions for many including me. Stay focused and consistent!

Retired at 62 six months ago. I was finding myself waking in the morning saying, "Ugh, I don't want to do this today!" My wife pointed out that I was saying that almost every day. Not any more!! 😊

Thank you for your advice ❤ What do you think is the best passive investment; real states or stocks ?

Great advice

Not sure if this is true but it makes sense: if birds don't eat the berries, then humans shouldn't eat them. If birds eat the berries, they are safe to eat. Wonder if anyone else had heard this.

Wish this video didn't have music. It's distracting.

Big off b

The advice about how to fill your time in retirement is only appropriate to those who love their jobs.

At age 50 had a stroke on the job, next day I was notified I don't work there anymore... That was in 2018... Been "retired" ever since.

When you have no mortgage

Got laid off this year at 61. Spent the greatest 3 1/2 months of my life on unemployment, did take a civilian job on an Army post. Will be 62 in March, and can work 5 years and get a small retirement, I will be 67, full retirement age. Right now, that's the plan.

The only real question here is the last one. It's all about the money.

Once you hit a certain age, if you pull that "trigger" and retire.... youre now "marked"! You may never work full time again! So make sure you have the money first, before you pull that "trigger" and finally retire. Ive learned more about myself and others...AND politics since I left my "professional" career.... Ive learned how to manage money better, and not be wasteful, and live more frugally. I've learned more whats REALLY important in life. But for me, I still need the interaction with people, but on a part time basis (a part time job). Stay healthy, exercise, quit throwing away money, and enjoy the life in front of you! You always had that opportunity, but always were afraid to "pull that trigger". If you prepare for retirement, youll be further ahead when you do.

I am so ready for retirement in all of the ways, except for financially! Many employees at where I work are unable to retire due to the cost of insurance. Some have run out of money too early. If you are not a lawyer, dentist or other professional, you just cannot retire early. Some are not even able to retire at 70 years of age. I love all of the information to think about before retirement! Thank you for that! Also, I am a single lady at 61 years old, so I have to make sure that I can take care of myself. I am divorced and have no kids or other support. I can only dream about retiring now.

Finally retired at 73 from government service about 36 years. Problem was my job, federal law enforcement defined me. No job, who was I? Had to re affirm who I was. I was not what I did, I was a person with a purpose. My purpose changed, but I’m still me! I sleep longer and quality of sleep is good. Health is good with 3 days a week weight training at the gym and nature hikes. Not a clock watcher anymore. Move and take care of things as I’m ready. No bumper to bumper traffic. Leisure coffee shop relaxing and enjoying life with my wife of 37 years. Planning a trip to Rome for next year. Money is fine. Kids are grown. New lease on life.😅

Thank ýou I needed this struggling with right now verý helpful

I’m going to live for all eternity because Jesus Christ is my savior

Invest. How do you send it?

In 2010 I was 49 y/o and had surgery that qualified me for SSDI. Stayed on it for six years, filled my time volunteering for charities, going to the gym and trying to learn guitar and Spanish. I lived in an apartment that increased in rent every year and in 2016 I had to return to work. So I started working PT. Then SS contacted me because I was earning too much money! So I started working FT and cancelled my SSDI benes! Now I am 63 y/o looking to start my SS benes in about 3 years. And I answered no to 5 outa 6 questions. When I retire I guess I will go back to what I was doing while I was on SSDI.

If you don't do things while working, you won't do them retired.

57 years old, I enjoy my job, cancer got me 9 months ago, have been off work since. Signs are showing I should bounce back. Having this time off has made me evaluate. For financial reasons I intend to go back but would rather stay home. I now realise how over dedicated I was. And that's in a job I enjoy.

The music is AWFUL. Makes it sound like a crappy advert. What a shame to drown out Candi’s brilliant teaching with naff music!

Gave up due to background music. It's so sad as CF doesn't often do interviews.

Appreciate CRNA recognition !

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

Hopefully Trump shuts down the IRS

Retirement is becoming increasingly challenging for many people. Low wages, inflation, and high rent costs make it difficult to save, and now, even middle-class Americans are struggling to buy homes-leaving them with fewer retirement options.

Much of what Dave Ramseys teaches I'm following, and it's worked out pretty well for me. I hate debt, but I can understand creating debt for the purpose of investing just as long as you can pay it all back later. But as Robert points out, you have to be financially literate. However he's also big on teaching yourself and learning from your mistakes. Which is fine, but one bad mistake can cost you everything. And learning a valuable lesson after the fact isn't going to help you get out of the mess you created.

Never thought of it that way. I enjoyed working. I worked in a semiconductor wafer fab clean room with all these hot young asian women. I was the >>CHAD<< there. One of the few males, but as an engineer I had the looks (was in good shape), good $$$, and status. In a club women ignored me, but at work they threw themselves at me. I liked it, and after work, I'd go surfing because the company was with in sight of the beach. Jealous guys would come to my company and complain that I was messing with their women. Sometimes their g/f's or wives worked there, sometimes they used to work there. One husband came to the company with a gun because a different guy was having an affair with his wife. This was after the wife quit the company. Go Figure!

What about the part where she was saying you can create a high insulin environment w fat and meat? How do you avoid doing that?

60 now and 34 years with a good (great) company. I luv my job and always have a smile on my face at work, my commute is going to push me to retire but not my job. No debt, no kids, I know retirement is coming but I still have butterflies thinking about it.

Yes and my doctor just told me straight forward like she did not care she said Find you a Hobby. like don’t complain

Nice interview. Annoying, distracting music

2 different formulas. Daves formula is for the general population to get enough to enough life. Roberts formula is to gain 100s of millions but involves too much risk for the general joe soap

Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.

Thanks for the content. You or anyone you recommend do mentoring? I have duplexes, triplex, SFH, and couple of mobiles, but need to get into MHPs. Have a decent amount of money saved up.

My wife and I are 57. She is preparing to retire from the Federal Government (who we both work). For the past couple years, I have been studying about retirement and learning a lot managing investment savings. Since I spend a lot of time with my coworkers, I have imparted my knowledge of what I have learned on to them. And more than one person has told me, why don't I just quick my job and be a Financial Planner? At this point I would be concerned if I F'd ups someone's life savings. The people at work, I always warn them that 'don't blame me' if this plan doesn't work. Basically the disclaimer or this is for education and entertainment only.

You should stand one side so people can see the board.

I retired at 50 and have had a few part-time jobs since. Have tried full retirement and to me, it is boredom half the time. Yes, I have hobbies. I believe that to me it feels like I am still contributing to society.

Age 67, still working full time in my own business, much more tired these days but still love it, hope to slow down though

I retired 3 months ago at age 62. One of the things you hear from people that have retired is the peace they experience since they retired. I can’t tell you how profound that peace is. It sounds like such a simple thing, but it is SO life changing. And yes, my life is now game on. My wife and I are FINALLY doing all those things we’ve always dreamed of doing. Moral of the story kids - don’t wait. Live your life. Take control of it. Escape wage slavery.

Wanda and henry dicks

I am 53 & semi retired. Am loving it & cant wait for full retirement.

Retired long before 55 so I agree. I don't know how people have time for a job. Keep up the great info!

Health insurance costs is what keeps us from retiring early. Any advice?

Sure it is a BIG mistake. Work till 70 at least if you enjoy what are you doing. It brings icome, enjoyment, meaning, purpose and many other fun things! Why people obsessed with early retirement? I think this a HUge mistake

Can you please give signs to young people now not to get married and have kids? If you see these signs, don't get married and have kids! 😂😂😂. This young generation now will surely suffer a lot more than their parents! Please warn them!

If your work is not healthy anymore, you can't rest well, eat well and your boss keeps increasing your workload, RESIGN AT ONCE!! Your top priority is yourself! Above all, love yourself first! Even doctors and all healthcare workers are not working healthy anymore and they are getting sick of so many diseases!

Young people must now really think very hard! In this day and age, am I still going to have kids?? The Japanes were wise and right! They chose not to get married and have kids anymore because of the way of life they have now! Those young kids in Canada who started the group, No Future No Children were also wise! Working to death with tons of stress will kill you early! Doing the job of 3 or 4 employees is suicide! Be wise!

I didn't expect retirement will be a tough decision.