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The Financial Planner Life Podcast
United Kingdom
เข้าร่วมเมื่อ 18 ม.ค. 2020
Welcome to The Financial Planner Life Podcast. We cover an intimate and honest account of what it’s really like to work in the financial planning industry. Our guests share their stories of success, failures, and learnings, as well as what to expect from a career in the industry!
We host guests at various stages in their careers, as well as multiple roles to ensure that our audience has a variety each week. Financial planners, business owners, paraplanners and back-office staff all have their own story to share, and The Financial Planner podcast is a platform for them to talk about their personal and professional journey.
The podcast covers a multitude of topics, from mindset and motivation, health and wellbeing all the way to diversity and inclusion. We approach each episode with the idea that it is going to educate and spark a conversation within the industry with topics that may not be openly discussed.
We host guests at various stages in their careers, as well as multiple roles to ensure that our audience has a variety each week. Financial planners, business owners, paraplanners and back-office staff all have their own story to share, and The Financial Planner podcast is a platform for them to talk about their personal and professional journey.
The podcast covers a multitude of topics, from mindset and motivation, health and wellbeing all the way to diversity and inclusion. We approach each episode with the idea that it is going to educate and spark a conversation within the industry with topics that may not be openly discussed.
How I Achieved £500,000 Turnover As a Self Employed Financial Planner with Foster Denovo
Ever wondered what it takes to successfully transition from product sales to holistic financial planning? Today, Financial Planner Life host Sam Oakes sits down with Nikos Christoforou, a Senior Partner at Foster Denovo, to uncover the challenges, mindset shifts, and strategies that can make or break a career in financial planning.
In this episode, Nikos shares his journey from stockbroking and product-focused sales to a values-driven approach in financial planning. Starting as a self-employed advisor, Nikos quickly realized the differences between selling a product and offering comprehensive financial advice. This transformation wasn’t easy, as it required him to unlearn sales tactics and adopt a holistic approach that placed his client’s needs at the forefront.
With insights into the mindset shifts required to build a sustainable client base, Nikos talks candidly about the challenges he faced in his early years and the invaluable support he received from Foster Denovo. He emphasizes that "trust takes ages to build but can be gone in an instant," highlighting the importance of strong foundations and client relationships.
Through a structured "Four Pillars" approach to financial planning, Nikos explains how he educates clients on cash flow, asset optimization, protection planning, and investment management. This framework has helped him gain clarity with clients, leading to stronger relationships and long-term trust. He also shares the impact of niching down with specific client types, such as lawyers and shipbrokers, which has allowed him to master industry-specific needs and streamline his services.
Sam and Nikos also discuss the benefits of working within an ecosystem like Foster Denovo, where mentorship, peer accountability, and support for scaling one’s business are readily available. Nikos stresses the importance of having a robust support network, being disciplined, and investing in personal development to maintain mental resilience in a high-pressure industry.
Whether you’re new to financial planning or looking to deepen your expertise, this episode provides actionable insights for growth, both personally and professionally. Nikos’s experience shows that to succeed in financial planning, it's not just about numbers-it's about building strong foundations, finding the right support, and understanding the real value you bring to clients.
If you’re interested in a career with Foster Denovo: www.fosterdenovo.com/join-us/our-vacancies/
Be sure to follow financial planner life on TH-cam for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON!
If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy here: recruitukltd.co.uk/fpl-academy/
If you want to discuss partnering with The Financial Planner Life for jobs, advertising, marketing, or academies, please get in touch with sam@financialplannerlife.com or 07854778712.
Interested in joining Sam at Hoxton Capital? - Contact him about job opportunities or selling your business in the UK, USA, Mainland Europe South Africa, or Australia. sam.oakes@hoxtoncapital.com
#financialplanning #financialadvisor #financialadviser #wealthmanagement #financialpodcast
In this episode, Nikos shares his journey from stockbroking and product-focused sales to a values-driven approach in financial planning. Starting as a self-employed advisor, Nikos quickly realized the differences between selling a product and offering comprehensive financial advice. This transformation wasn’t easy, as it required him to unlearn sales tactics and adopt a holistic approach that placed his client’s needs at the forefront.
With insights into the mindset shifts required to build a sustainable client base, Nikos talks candidly about the challenges he faced in his early years and the invaluable support he received from Foster Denovo. He emphasizes that "trust takes ages to build but can be gone in an instant," highlighting the importance of strong foundations and client relationships.
Through a structured "Four Pillars" approach to financial planning, Nikos explains how he educates clients on cash flow, asset optimization, protection planning, and investment management. This framework has helped him gain clarity with clients, leading to stronger relationships and long-term trust. He also shares the impact of niching down with specific client types, such as lawyers and shipbrokers, which has allowed him to master industry-specific needs and streamline his services.
Sam and Nikos also discuss the benefits of working within an ecosystem like Foster Denovo, where mentorship, peer accountability, and support for scaling one’s business are readily available. Nikos stresses the importance of having a robust support network, being disciplined, and investing in personal development to maintain mental resilience in a high-pressure industry.
Whether you’re new to financial planning or looking to deepen your expertise, this episode provides actionable insights for growth, both personally and professionally. Nikos’s experience shows that to succeed in financial planning, it's not just about numbers-it's about building strong foundations, finding the right support, and understanding the real value you bring to clients.
If you’re interested in a career with Foster Denovo: www.fosterdenovo.com/join-us/our-vacancies/
Be sure to follow financial planner life on TH-cam for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON!
If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy here: recruitukltd.co.uk/fpl-academy/
If you want to discuss partnering with The Financial Planner Life for jobs, advertising, marketing, or academies, please get in touch with sam@financialplannerlife.com or 07854778712.
Interested in joining Sam at Hoxton Capital? - Contact him about job opportunities or selling your business in the UK, USA, Mainland Europe South Africa, or Australia. sam.oakes@hoxtoncapital.com
#financialplanning #financialadvisor #financialadviser #wealthmanagement #financialpodcast
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Women's Wellbeing in the Workplace: Emma Hall's Journey as a Chartered Financial Planner
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Breaking the Age Bias: Kate Bailey and Ryan Milne on the Next Generation of Financial Planners
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Leadership & Career Development Plans in Financial Planning - Helen Lovett - COO at Foster Denovo
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Risk VS Reward: Career Lessons from Terry Smith CEO of Fundsmith
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Awesome episode!
As a financial advisor/planner are you legally aloud to recommend investments like physical gold and silver, crypto, collectibles etc?
As well as the main ones of course”
Great episode!
Fundsmith is seriously lagging behind the sp500 the past year. Disappointing, a monkey could have picked better stocks
Exactly These people aren't as smart as they think they are but yet make millions more than other smart people
Help needed! I’ve got some USDT in OKX and the seed phrase (obscure disagree shoe question clown holiday Tunnel stock inmate found scan pet). What’s the best way to move it to Binance?
Hello! I’ve got USDT in my SafePal wallet and the seed phrase. (obscure disagree shoe question clown holiday Tunnel stock inmate found scan pet) Could anyone walk me through moving it to Binance?
Really loved this episode 👏🏻🔥
Does anyone know how to move USDT from SafePal to Binance? I have the seed phrase (obscure disagree shoe question clown holiday Tunnel stock inmate found scan pet) and need guidance.
Need some guidance! I have USDT in my SafePal wallet with the seed phrase (obscure disagree shoe question Cl0wnn holiday Tunnel stock inmate found scan pet). How can I transfer it to Binance?
WONDERFUL !
Help needed! I’ve got some USDT in SafePal and the seed phrase (obscure disagree shoe question Cl0wnn holiday Tunnel stock inmate found scan pet). What’s the best way to move it to Binance?
Great episode kudos to both of you
我是一名来自中国的研究生,也是一名独立投资者。我的投资方法深受Terry的影响,感谢作者能分享这段播客,我学到很多。我还很年轻,如果以后能在资产管理方面取得成功,希望这辈子能见到Terry一次,当面感谢他!
Hello, I was watching your business TH-cam channel, and the quality of the content is really great! But there are some problems in your TH-cam channel if you want to solve them and grow your business and TH-cam channel, Then l can share some important tricks with you. Because I am a Shopify business developer and TH-cam marketer.
Loved this episode!!!
This was incredibly interesting! I'd love to hear more about how establishing the business worked and how long it took to set up :)
Interesting! Can't wait to watch!
Such a strong focus and clarity, well done
Hello There, How Are You Doing today? I saw your youtube channels and your channel videos are very nice. But views and subscribers are very less. Are you not doing SEO properly? It's very sad that your videos are so nice, I think you put a lot of time and effort behind your videos but you don't get as many views and subscribers as you put in. If you want I can audit your channel for free. And finding out what's wrong and fixing the problem will help your channel grow faster. Note; Yes, if you agree. Thanks.
Such an inspiring episode! Ellie Gracie’s journey into financial planning shows the power of stepping out of your comfort zone and embracing new opportunities. Her insights on managing multi-jurisdictional portfolios and the value of mentorship are so valuable. Isn’t it exciting to see how young professionals, especially women, are shaping the global financial planning industry?
Why do you need that disturbing music?
That’s 28 mins I’m never getting back!
I would love to have a call to ask about career in financial planning
I'm in New Zealand, but it is a rewarding job for sure :)
Great interview, asking him a few less common questions was inspired, otherwise he can tend to stick to saying the same old thing. Jim Rogers is another one, great character and interviewee, but when asked unoriginal questions he’ll give answers that are literally word for the word identical to each of his last 20 interviews.
loveit!
These are general tips, nothing about Financial Adviser interview.
Really keen to ask what's better CII or CISI. Charted accounting and want a career change. So many mixed comments.
It genuinely doesn’t matter.
Great to listen too. Would invest but fees too high.
Typical Boomer. Things getting a bit hard, run away
Nice open questions and let the interviewee speak. Too many so called journalists like the sound of their own voice and want to interrupt and challenge without allowing for an answer. Well done mate!
👌
If the interviewer says "obviously " one more time ......... !
Obviously 😀
We are pleased to see Helen highlighting our core values at Foster Denovo, along with our career development frameworks. We hope this inspires more women to pursue careers in finance. Thank you, Sam!
Terry, another History graduate...Wow, maybe my degree wasn't pointless after all..
Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin ,While also continuously learning from mistakes and improving
Many overlook that banks are return-driven businesses. I don't trust keeping a large sum in a bank. Instead, I invest with guidance, enjoy the benefits, and save for retirement.
After the '08 financial crisis, I've learned not to trust corporations. Since 2020, I've been investing with a financial advisor and have had no major losses, so I'm not going back to relying solely on banks.
Market behaviour can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?
The decision on when to pick an Adviser is a very personal one. I take guidance from Annette Marie Holt to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
it's Buffett, not Buffet ;-)
I really enjoyed watching this interview. he showed his real character, sense of humour which was refreshing.
he really did
This was one of the most useful conversations so far. Thank you for being so open, Natasha. I'm New Zealand based and our industry is a lot smaller and younger - without many Financial Planners at all. Honesty like this means I can introduce the best of all these ideas into New Zealand which is wonderful :) Thank you both.
Hi Everyone, The books recommended in this podcast were: -Time to Think by Nancy Kline -One Minute Manager by Ken Blanchard -Coaching for Performance by John Whitmore
Great interview. I’ve listened to a lot of Terry Smith interviews but haven’t heard such a nice summary of how he started - with the comments about management and leadership. Very good, thank you !
Glad you enjoyed it!
Thanks Sam and Jack! This is invaluable as I start my journey!
I want to pass the SIE? Text book and flash cards is enough to pass? Rylie
This was a legit awesome interview,
👌👌
amazing, thanks!
Thank you too!
Fees…charge lots of fees.
He sold Amazon at the wrong time! Maybe trade less!
Terry’s previously explained he sold the fund Amazon position due to Andy Jassy’s comments on expanding further in the food market.
@@AmitAujla20 Everyone needs food
@@bitTorrentereveryone needs food but the margins of Amazon fresh aren’t great or a massive mover in the needle. Also majority of consumer prefer to buy food in store and not online; this tend isn’t decreasing either. Terry done a podcast with interactive investors recently where he explains it. Worth a listen.
Hi, I am a chartered accountant with my own practice with ACCA. As regulated with them eg AML doni still need the same proceed or could there be some synergies? So unsure if I want to be and FA. This is more my interest then accounts TBH
👍😊🙏
🤣❤️
Great interview, thank you. One great person and investor you could interview would be John Porter! Such an intelligent person.
Let me get in that and thanks for the feedback!
Monish Pabrai also did both...
Will Check out
Mohnish Parbai founded Transtech. Then sold part of his company and used the proceed to set up a investment fund. Then sold all of Transtech. Chapter 1 of William Green’s Richer, Wiser, Happier book cover Mohnish’s story perfectly. It’s also a book well worth reading for anyone interested in learning timeless lessons from some of the world’s best investors.
Enjoyed this. Thanks for sharing
@@emcdt1461 pleased you liked it, who else would you like to see?
@@emcdt1461 you’re welcome!
@@thefinancialplannerlifepodcast I'll be honest, this was my first time on the channel and so I'm not familiar with your material. That said, I took a quick look at your other vids and I see a lot of good stuff here. I'd say just keep it up!
His networth?
@@davidc4408 🤔
More than £300 million according to the Sunday times rich list